Li za zaimbuka kuti zinthu zachikhalidwe zisasinthe. Ndi mtundu wa ndalama umene umafunikira munthu aliyense kuti ugwire ntchito, kuphatikizapo mabanki… ndi maboma. Kwa zaka zambiri, lingaliro ili lidakonda anthu odziwa zaukadaulo, omasuka, osunga, ndi anthu atsopano achidwi. Palibe amene adaganiza kuti katundu uyu adzakhala wamba kwambiri, wofunidwa kwambiri moti ngakhale mabanki maboma padziko lonse akuyamba kuwasunga. ndi Zinandichitikadi bwanji? Ndipo ndi chinthu chabwino kapena choipa kwa tsogolo lathu? Tiyeni tiwone. Kumayambiriro kwa 2026, maboma angapo akukhala ndi madola mabiliyoni muzinthu za crypto. Ndi Mayiko Anu Omwe Ali Ndi Zinthu Za Crypto? Mwinatu mukuganiza za Strategic Bitcoin Reserve yatsopano ku United States, kapena munthu woyamba m'mbali iyi kuyambira 2021: El Salvador. Ali ndi , inde, koma sali okha. Tiyamba nawo, komabe. A US tsopano ali ndi ndalama zambiri za boma za crypto padziko lonse lapansi, ndi pafupifupi 328,000 BTC ndi zinthu zina za digito. Pa mtengo wapano wa Bitcoin ($68,000~), ndi pafupifupi $22.3 biliyoni. Pakadali pano, El Salvador ali ndi pafupifupi 7,500 BTC, ofanana ndi $510 miliyoni. zofunda za anthu UK ili ndi 61,000 BTC ($4.1 biliyoni), Ukraine ili ndi 46,000 BTC ($3.1 biliyoni), osachepera $507 miliyoni mu USDT, Bhutan ikugwira 6,000 BTC ($408 miliyoni), Pakistan yalengeza kuti ikugwira, koma osati kuchuluka bwanji, ndipo ngati Finland, India, ndi ali ndi kuchuluka pang'ono. Zosadabwitsa, China, dziko lomwelo lomwe ladetsa Bitcoin, likukhala ndi pafupifupi 190,000 BTC ($12.9 biliyoni). Iran adangogula mayiko ena Georgia Osanenapo kuti sitikudziwa kuchuluka kwa Bitcoin kwenikweni kumakhala ku Central African Republic ndi , kapena ngati mayiko ena agula m'masitolo kapena migodi mwachinsinsi. kwa zaka zambiri asanalenge. Venezuela Bhutan adachita izi Ngati tisonkhanitsa zonse zomwe tili nazo pagulu, tidzakhala ndi $43.9 biliyoni muzinthu za crypto, zomwe zili m'ndalama za maboma angapo. Poganizira kuchuluka kwa msika konsekonse pafupifupi $2.34 thililiyoni [CMC], chiwerengero chapamwambachi sichikuyimira 1.8% ya msika. Sizikuwoneka ngati zambiri, koma chikuchitika chikukula. N'chifukwa Chiyani Mayiko Amakhala Ndi Zinthu Za Crypto? Izi zingakhale zodabwitsa, koma maboma ambiri omwe ali ndi zinthu za crypto si osunga ndalama mwachangu. zokhudzana ndi misika ya Darknet, ziwembu zachinyengo, kapena ngakhale migodi ya crypto yoletsedwa. Chabwino, zimenezo zikufotokoza chifukwa chimene China ili ndi ma bitkoin ambiri, sichoncho? Zikutisonyezanso kuti mayiko ambiri, , angakhale ali ndi ma bitcoin ena, chifukwa ali ndi njira zogwirira ntchito za crypto. Chifukwa chofala kwambiri chokhala nacho ndichakuti, kwa zaka zingapo, mabungwe achitetezo kuchokera kuzofufuza za umbanda agwira ndalama monga Poland Ndi zenizeni, mayiko ochepa apereka udindo wa "strategic reserve asset" ku cryptocurrencies ndi/kapena akugula kapena migodi mofuna. Titha kuwerengera ndi dzanja limodzi: US, El Salvador, Bhutan, ndi Pakistan. Ukraine, Nigeria, South Africa, Czech Republic, Switzerland, Poland, Germany, Russia, ndi Japan akukonzekera kapena kuganizira mwayi uwu kuti asinthe zinthu zawo kapena ngati chitetezo ku inflation. Koma mpaka pano, mayiko ochepa akuyikapo. Ena monga Nthawi zina, ndipo izi ndi zochepa, maboma ena amagwiritsa ntchito ma cryptocurrencies kuti asamawagwire ndi zilango zapadziko lonse lapansi. Popeza kuti zinthu zomwe sizili pakati sizikutsatidwa kapena kulamuliridwa ndi gulu lililonse (sizingatheke kuziziritsa kapena kulanda m'malo ambiri), zingapereke njira yotulukamo kwa maboma omangidwa. Komabe, pali nkhani. Pazifukwa zina, maboma awa amakhalabe kugwiritsa ntchito ndalama ndi maunyanja, kumene deta yonse ya transaction ilipo. Ndibwino, Koma... Kutenga nawo mbali kwa boma kumapereka chikhulupiriro ku ma cryptocurrencies. Zotsatira zake, ntchito za custody zimayenda bwino, malo osinthana malamulo amayamba, miyezo yotsatira malamulo imakula, maphunziro pamutuwo afalikira, ndipo anthu wamba amakhala ndi chidaliro chofuna kulowa. Izi zimatumiza uthenga kwa mabungwe akuluakulu ndi anthu omwe amaona kuti msika uwu si kuyesa kochita nawo. Pali komanso kukula ndi mtengo. Zinthu zambiri za crypto, kuphatikizapo Bitcoin ndi GBYTE, zimakhala ndi zoperekedwa zamakono kapena zapamwamba: zimatanthauza kuti ndalama zochepa chabe zomwe zidzakhalapo, ndipo palibe amene angathe kupanga zambiri kachiwiri. Izi zimapanga kuchepa, zomwe zimakhala zabwino pamitengo. Kukula kwambiri kwa katundu, . Chifukwa chake, maboma akamanga ndalama zambiri m'madongosolo a nthawi yayitali, ndalama zochepa zimayenda msika wotseguka — zomwe zingakweze mtengo. Kuphatikiza apo, kugula kwawo kungakwezerenso mitengo. ndi momwe zimakhalira zofunika Zachidziwikire, zimenezo zimagwira ntchito m'njira ina. Kugulitsa kwawo kwakukulu . Ndipo ndalama zawo ndi migodi zingabweretse china chimene palibe amene akufuna mu crypto: centralization. Mu Proof of Stake (PoS) ndi ma network ofanana, mwachitsanzo, kulemera kwa voti kumadalira umwini wa tokeni. kuti ma undawo angasinthe zotsatira za ulamuliro, monga ma parameter a netiweki kapena zisankho zazikulu za tsogolo. kungayambitse mitengo, komanso Kafukufuku akuwonetsa Ngati boma likugwira ndalama zokwanira, voti yake ingawononge anthu ena ambiri omwe ali nawo. Migodi ndi chinthu china chokhudza. Ngati dziko kapena ngakhale gulu lawo logwirizana likulamulira zoposa theka la mphamvu ya migodi ya netiweki, lingathe kulemba zochitika zaposachedwa kapena kutsekereza zatsopano. Zimenezo zimatchedwa , ndipo zimafooketsa chidaliro m'madongosolo osasinthika chifukwa munthu m'modzi amapeza mphamvu zambiri. Sizinthu zodziwika kwambiri, osachepera m'ma netiweki akuluakulu pomwe kuchita, koma mwayi ulipo. 51% attack zimawononga kwambiri Ndipo Nchiyani Chitsanzo? Kusonkhanitsa kwa boma kwa crypto kumapanga mkangano pakati pa kulandiridwa ndi ufulu. Pambali yathanzi, kutenga nawo mbali kwa boma kungakulitse misika, kulimbikitsa kukhulupirika, ndi kuthandiza kukulunga zinthu za digito mu nkhani ya ndalama zazikulu. Ndi izo zimabwera ntchito zabwino komanso dongosolo lomwe lakhala likukula, lopangidwa, mwachigawo, ndi kuyang'anira kwakukulu ndi malamulo. Mbali inayi, pamene ndalama zimakula m'ndalama za boma, zimayambitsa malo atsopano amphamvu m'madongosolo omwe adapangidwa kuti asinthe mphamvu. Zisankho za ulamuliro, kusuntha kwa msika, ndi kusintha kwa mfundo zikhoza kuyamba kusintha ma netiweki onse kuchokera pamwamba mpaka pansi. , pokhala ndi cholinga cha dongosolo logawana kwambiri lamalamulo kuchokera mkati mwa anthu. Zofunikira zina, ngati , zikuyesera kuchepetsa zinthu zoopsazi popanga zomangamanga popanda migodi kapena "validators," kumene mphamvu zingasonkhanitsidwe Obyte Pomaliza, kusungidwa kwa boma kwa crypto sikuvomereza kuti bwino kapena chizindikiro chakuti kusinthidwa kukulephera. Komabe, ndizo, nkhawa. Zinthu zambiri za boma zimakhala nazo, mphamvu zambiri zomwe zingapeze pa netiweki yolumikizana (ndi zomwezo zimachitika ndi migodi). Zilibe kukayikira, osachepera chiwopsezo cha kusinthidwa kwa tsogolo. Pazochitika zabwino kwambiri, izi ndi zambiri kuposa kungosintha. Ukadaulo umene nthawi imodzi unadzitcha kunja kwa boma tsopano ukugwiritsidwa ntchito ndi boma. Momwe ma netiweki amayankhira kusintha kumeneku kudzathandiza kudziwa ngati ndalama za digito zikugwiritsabe chigawo chake kapena kukhala china chosiyana. Chithunzi Chachikulu cha Vector ndi redgreystock/ Freepik