The year 2025 continues to showcase notable developments in decentralized finance, as Mutuum Finance (MUTM) positions itself as one of the most active and structured projects in the DeFi crypto market. Mutuum Finance (MUTM) Mutuum Finance (MUTM) The upcoming V1 protocol launch on the Sepolia Testnet marks a significant step forward for the Ethereum-based platform, confirming that Mutuum’s roadmap remains on schedule. The milestone reflects tangible progress in product development and community engagement, as investor participation continues to grow. Momentum Builds as Presale Nears Next Price Mutuum Finance (MUTM) has drawn increasing attention during its ongoing presale, having raised approximately $17.78 million with more than 17,450 participants so far. The token price currently stands at $0.035 in Phase 6, with around 74% of tokens from this stage already allocated. Once this phase concludes, the price will move to $0.04 — marking another planned progression in the project’s structured rollout. The presale’s transparent stage-based model has created measurable demand and steady growth. Early backers have highlighted Mutuum’s disciplined approach to token allocation and development as indicators of a well-managed DeFi initiative. Each completed milestone further strengthens the project’s reputation for consistency within the competitive crypto market. Dual Lending Framework Powering Real Utility Mutuum Finance (MUTM) introduces a balanced dual lending system to enhance efficiency and flexibility. The Peer-to-Contract (P2C) model enables users to lend stable assets like USDT and ETH to shared liquidity pools, where yields are automatically generated. Meanwhile, the Peer-to-Peer (P2P) model is designed for users seeking custom terms, supporting a wider range of digital assets with user-defined lending agreements. This combination provides both passive earning opportunities and flexible borrowing options within a single ecosystem. It is built to support a broad user base — from retail participants to institutional users — by enabling secure and transparent transactions through smart contracts. The V1 Testnet Ushers in the Next Milestone Recently the team has announced on X that the V1 of the protocol will be launched on the Sepolia Testnet and will introduce a working version of its framework. team has announced team has announced The rollout will include liquidity pool contracts, mtToken issuance, debt token logic, and liquidation bot testing. Supported assets in this first phase will include ETH and USDT, chosen to ensure stability and high transaction reliability. The Sepolia phase will allow developers to conduct system stress tests, validate operational stability, and refine the protocol’s functionality before the full mainnet release. Achieving this milestone underscores the project’s technical readiness and reinforces its credibility among DeFi observers tracking infrastructure-level progress. Stable Interest Model for Predictable Borrowing One of Mutuum Finance (MUTM)’s standout features will be its stable interest rate model. It will let borrowers lock in predictable rates at the start of their loans rather than depend on fluctuating variable rates. The model starts with a slightly higher rate but guarantees protection from major hikes in the future. If the variable rate ever exceeds the stable rate by more than 10%, the system automatically rebalances it to maintain fairness and liquidity protection. This approach not only shields borrowers from unpredictability but also maintains equilibrium across the lending pools. It is the kind of logic-driven design that appeals to institutional investors seeking consistent lending conditions, reinforcing Mutuum’s image as a professional, utility-based ecosystem rather than a speculative trend. Security and Incentives Strengthen Trust Mutuum Finance (MUTM) will continue to focus on safety and transparency as core pillars. Its CertiK audit reports strong results, with a TokenScan Score of 90 and a Skynet Score of 79. These third-party assessments demonstrate that Mutuum’s code structure and governance meet rigorous standards. To further enhance protection, the project will maintain a 50,000 USDT bug bounty program that rewards ethical hackers from $200 to $2,000 based on issue severity. Alongside this, a $100,000 community giveaway and a 24-hour leaderboard program will drive user engagement. The daily leaderboard will reward the top active investor with $500 MUTM every day, encouraging consistent participation through the presale. These combined incentives foster community involvement while keeping security front and center. $100,000 community giveaway $100,000 community giveaway Mutuum Finance (MUTM) follows a structured roadmap rather than a rushed release plan. The first phase has already covered audits, helpdesk creation, and marketing outreach. The current phase focuses on DApp development and internal code reviews. The next phase will expand into beta testing and exchange partnerships, followed by the mainnet launch and institutional onboarding. Each stage brings measurable progress, showing investors that Mutuum Finance (MUTM) is evolving with direction and discipline. The Last Early Advantage Mutuum Finance’s roadmap includes four primary phases. Phase 1 established its foundation through audits, marketing outreach, and educational materials. Phase 2, now underway, focuses on decentralized application (DApp) development, internal testing, and expansion of ecosystem features. Future phases will include testnet evaluation, exchange collaborations, and eventual mainnet deployment. Each completed milestone reinforces investor and community confidence in the project’s delivery schedule. By maintaining measurable progress and transparency, Mutuum Finance continues to position itself as a steadily advancing DeFi platform in an increasingly competitive sector. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com https://www.mutuum.com https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance https://linktr.ee/mutuumfinance https://linktr.ee/mutuumfinance This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. Program Program
