Unyaka ka-2024 ube ngunyaka olungileyo kwi-crypto. Ukuqaliswa kwe-MiCA kwi-EU, kunye nokunyuka kokucaca kokulawula kwamanye amagunya abalulekileyo, ngokuthe ngcembe kuphelisa imingcipheko yokuthotyelwa, ukunika amashishini ukuzithemba ukudibanisa iintlawulo ze-crypto kwimisebenzi yabo. I-Stripe, i-Paypal, kunye nabanye ababoneleli baqala ukubonelela ngeenkonzo ze-middleman kwi-asethi yedijithali, kwaye izinga lokwamkelwa kwe-crypto ye-eCommerce yase-US iphantse yabetha i-40% nge-CAGR ye-9.1%.
Ukuqaphela ithuba lokuhambisa ukusebenza okubalulekileyo kubathengi bayo, i-Paybis iqalise imveliso entsha-i-Paybis OTC Desk & Business Wallets. Ukukunceda ukudibanisa i-crypto kumsebenzi wakho ngokukhawuleza nangokukhuselekileyo, sibonelela ngeqonga elikhuselekileyo nelinobuhlobo lomsebenzisi elikuvumela ukuba uthenge, uthengise, ugcine, utshintshe, kwaye ulawule i-crypto yeshishini lakho.
Kwikota yokugqibela, sikhwele abathengi abangaphezu kwama-200 abaqinisekisiweyo kwiqonga lethu, emele ukonyuka kwe-55% yevolumu ukusukela oko kwasungulwa i-OTC Desk kunye neWallets yeShishini ngo-Agasti. Eli libali lendlela yokwakha abathengi-imveliso ye-B2B yokuqala - kwaye ugcine ixesha labathengi bakho kunye namawaka eedola kwiintlawulo kunye neendleko zokutshintshiselana kwamanye amazwe.
Iindlela zokudibanisa i-crypto zininzi. Umzekelo, ii-asethi zedijithali zinokuba yinxalenye yogcino lweqhinga likanondyebo okanye utyalo-mali. Okona kubaluleke kakhulu, kubandakanywa i-crypto kwisakhelo sentlawulo yeshishini ivumela ukuhla kwexesha lokwenziwa kwentengiselwano, ukunciphisa imirhumo yokudluliselwa komda, kunye nokukhusela ukungenelela okuphakathi.
Ukugqitha ukungasebenzi kakuhle okunxulumeneyo, okufana nokukhatywa kwentlawulo yebhanki, iintlawulo zokuguqulwa kwemali, kunye neekomishoni zabameli, kwandisa ukufikeleleka kwentengiselwano yamazwe ngamazwe rhoqo kwaye kwenza ukuba amashishini' kwihlabathi jikelele aphumelele kwezoqoqosho.
Ngaphaya koko, ukongeza i-crypto kwisixhobo sakho sezixhobo zoshishino ikuvumela ukuba wandise ukufikelela kumaqabane amatsha kunye nabathengi. NgokweBhanki yeHlabathi, malunga ne-20% yabemi behlabathi bahlala bengabhanki. I-Crypto ivala i-gap kubaphulaphuli abakwiindawo ezikude okanye ezingagcinwanga apho iziseko zebhanki eziqhelekileyo zilinganiselwe okanye zingekho.
Kucacile ukuba ukungongezi imali ye-crypto kwishishini lakho okanye ukuhamba komsebenzi wenkampani ngoku, xa iingozi zolawulo ziye zathotywa kakhulu, kuthetha ukuphoswa kukusebenza kakuhle kunye namathuba amatsha oshishino. Nangona kunjalo, ukunqongophala kwababoneleli ngeenkonzo kunye nobuchule bobugcisa buthintela inkqubo yenguqu. Ngexesha loyilo, sichonge imiceli mngeni emininzi ajongene nayo umxhasi wethu.
Okokuqala, amashishini alumkele iinkxalabo zokhuseleko lwentengiselwano. Ngaphandle kwezibonelelo zokhuseleko ze-blockchain, ii-asethi zedijithali zisajongene nomngcipheko wokuhlaselwa kwe-cyber, ukukhwabanisa, kunye nobuqhetseba. Kubathengi abangaqhelananga neshishini, kunokuba nzima ukwahlula phakathi komnikezeli othembekileyo kunye nomngcipheko.
Okwesibini, ukusebenzelana okunzima ukukusebenzisa kuza ngeendleko ezongezelelweyo zokudibanisa kunye nokuphuhlisa izisombululo ze-cryptocurrency zamashishini. I-UX/UI entsonkothileyo, ukungena kancinci kancinci kunye neeprothokholi zokuqinisekisa, kunye nexesha elide lokuphendula ukusuka ekuthotyelweni kudla ngokukhokelela ekukhungathekeni kunye namazinga aphantsi okugcina abathengi.
Nasemva kokungena ngempumelelo, ukugcinwa kwabathengi kuhlala kuyingxaki. Ukunqongophala kwenkxaso yabathengi ngexesha kunye neenkqubo ezingasebenziyo zokusombulula ingxaki kwakhona kunciphisa ukuhlanganiswa kwe-crypto ukusebenza kakuhle kunye nokushiya abathengi benganelisekanga.
Ekugqibeleni, ezininzi izisombululo ze-crypto ze-B2B ziza kunye neendleko zokuthengiselana ngokugqithiseleyo kunye neentlawulo ezifihliweyo. Iindlela zokuhlawula ezixhaswayo ezilinganiselweyo kunye neemali ze-fiat nazo zithintela ukuguquguquka kwabathengi kwaye zibeke iindleko ezongezelelweyo zeFX, ezichaphazela kakubi umgca osezantsi.
Ugxininiso lwethu oluphambili xa sisakha i-OTC yeDesika kunye neWallets yeShishini yayikukwenza konke okusemandleni. Siye sayila imveliso ukuba ibe lula kwaye icace, ukusuka kwiimpawu eziqhubekayo kunye ne-off-raping ukuya ukufikelela ngokukhawuleza kuyo nayiphi na imisebenzi ngaphandle kwezithintelo kwiimali zeshishini lakho. Ngesisombululo sethu esilawulwayo sangaphakathi ukuya ekupheleni, siye sayinciphisa inkqubo yokuqinisekisa ukuya ngaphantsi kweeyure ezingama-24, kwaye umphathi weakhawunti ozinikeleyo we-24/7 uya kuqinisekisa ukuba naziphi na iinkxalabo zobugcisa zinempembelelo encinci ekusebenzeni kakuhle kweshishini lakho.
Okwesibini, sibeke phambili umdla wamashishini ehlabathi - nokuba aphantsi kolawulo okanye isiseko sabathengi. Senze iiWallets zoShishino zifumaneke kumazwe angama-141+ kunye namazwe angama-38 ase-US. Ukuqaphela imfuno yeentlawulo ezininzi ze-multi-currency cross-border, sazisa inkxaso yendabuko ye-25 + ye-fiat currencies - kungekhona nje i-USD okanye i-EUR.
Ukuba uguqulo luseyimfuneko, abathengi beeWallets zeShishini baya kuba nakho ukonwabela iifizi zero zeFX. Iintengiselwano ze-Crypto-to-fiat ngoku zilula kunanini ngaphambili, kunye nenkxaso eyakhelwe-ngaphakathi ye-SEPA, i-SEPA esheshayo, iintlawulo ezikhawulezayo, kunye ne-SWIFT Wire.
Ekugqibeleni, amaxabiso anemigangatho eguquguqukayo azisa ulwakhiwo lomrhumo olwahlukileyo. Izipaji zeShishini kunye neemfuno zeshishini lomthengi.
Siye saqaphela i-tailwinds yolawulo lweshishini njengendawo efanelekileyo yokumisela imveliso yethu entsha ye-B2B. Indlela yokujonga umthengi ekuyilweni kunye nokuphononongwa ngokucokisekileyo kwimingeni yenguqu ye-crypto iqinisekise imveliso eyomeleleyo yentengiso. Ukusukela ngo-Agasti ka-2024, sele samkele iinkampani ezingaphezulu kwama-200 kwinkqubo yethu yendalo. Ukulungiselela imfuno yehlabathi, ukwandisa imali yefiat exhaswayo, kunye nokusebenzisa ubuchule bethu bexesha elide kwishishini, silindele iDesika yePaybis OTC kunye neWallets yeShishini ukugcina isantya sazo sokukhula.