As the crypto market prepares for its next major cycle, few projects have captured investor attention quite like Mutuum Finance (MUTM). The rising DeFi crypto project has nearly reached the $18 million fundraising milestone — a number that underscores the growing appetite for real utility in a market saturated with speculation. Mutuum Finance (MUTM) Mutuum Finance (MUTM) With over 17,350 investors now on board and Phase 6 of the presale 70% sold out, Mutuum Finance is standing out as a top contender for those searching for the best crypto to buy now before the next big rally. Its blend of technical progress, strategic roadmap execution, and transparent presale structure has made it one of the most talked-about new crypto projects of 2025. Growing Demand Signals Investor Confidence Mutuum Finance’s presale has progressed through several structured stages — each offering early buyers fixed pricing and clear visibility into the next phase. The token started at $0.01 in Phase 1 and now trades at $0.035 in Phase 6, reflecting a 250% increase since launch. The upcoming Phase 7 will push the price to $0.04, marking another 20% jump, while the final launch price is set at $0.06. This clear price trajectory creates a built-in sense of progress and rewards investors who enter earlier. Many analysts expect that the combination of a functioning platform and simultaneous token listing will drive significant attention and liquidity once the Mutuum Finance ecosystem goes live. A Utility-Driven Platform Unlike many new crypto coins that launch without real functionality, Mutuum Finance is building a fully-fledged lending and borrowing protocol — a practical financial system designed for both retail and institutional users. The project will allow users to lend major assets like ETH or USDT to earn passive income, or to borrow stablecoins against their holdings without selling them. For instance, a user lending $25,000 in USDT could potentially earn around $2,500 to $3,000 annually, depending on liquidity conditions. Borrowers, on the other hand, can use assets such as Ethereum (ETH) as collateral to access stablecoins for trading or personal use — all while maintaining their exposure to ETH’s potential price growth. Mutuum Finance’s system runs through mtTokens, digital receipts representing deposits that increase in value as interest accrues. Holders can also stake these tokens to earn extra MUTM rewards through the buy-and-distribute model, where a portion of protocol fees is used to buy MUTM from the open market and redistribute it to stakers — a mechanism designed to steadily increase buying pressure and token demand over time. Upcoming Testnet Launch Adds to Excitement In a recent statement on X (formerly Twitter), the Mutuum Finance team confirmed that the V1 protocol is on track to launch on the Sepolia testnet in Q4 2025. The first version will feature ETH and USDT lending and borrowing, along with liquidity pools, debt tokens, and automated liquidation systems that ensure platform safety. recent statement on X recent statement on X This launch is a key part of the roadmap and signals the project’s transition from presale development to real product delivery. According to the roadmap, the MUTM token will debut alongside the live platform, a move expected to significantly boost visibility and liquidity at launch. The ability to pair a token listing with an active platform launch is rare among early-stage projects and is one reason analysts believe Mutuum Finance could outperform most new cryptos entering the market this year. Trust and transparency have been central to Mutuum Finance’s approach since day one. The project recently completed a CertiK audit, achieving a strong 90/100 Token Scan score, signaling that its smart-contract code meets leading industry standards for security. Beyond audits, the team introduced interactive features such as a 24-hour leaderboard, which rewards the top daily contributor with $500 worth of MUTM tokens. This feature has boosted engagement and added a community-driven layer to the presale process. With nearly $18 million raised, 17,350+ holders, and a rapidly advancing roadmap, Mutuum Finance is proving that strong fundamentals and genuine product development still matter in the modern DeFi crypto market. As Phase 6 nears completion and the 20% price increase to $0.04 approaches, momentum continues to build. For investors searching for the next big crypto before the Q4 rally, Mutuum Finance offers a rare combination of early positioning, clear utility, and growing credibility — a mix that could define one of the standout success stories of 2025. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com https://www.mutuum.com https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance https://linktr.ee/mutuumfinance https://linktr.ee/mutuumfinance This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. Program Program
