Cryptocurrency ishobora gutuma ubukungu butagira ubwenegihugu, bwisi yose?

Igihe Bitcoin yarekurwaga ku isi mu 2008 yizihizwaga nk'igihe gikomeye mu ikoranabuhanga no mu ibanga. Yaduhumuye amaso hashobora kubaho inzira igana kuri societe mubijyanye na sisitemu yimari yisi yose itarangwamo sisitemu iriho, ikabohora amafaranga mumaboko ya leta itanga ubundi buryo buboneye, butabifitiye uburenganzira. Kimwe nabenshi mubarera kare narumiwe mubyishimo. Icyerekezo cy'isi ifite ubukungu buboneye kandi ku isi ubukungu bwurungano rwurungano rwanjye byaranshimishije kuko natekerezaga imbaraga ibi byafungura abantu ku giti cyabo ndetse n’imiryango itabangamiwe nabakinnyi ba leta barushijeho gutandukana n’ibibazo by’imiryango yabo. Uyu munsi inzira twahisemo yakuye kure cyane iyerekwa ryambere nindangagaciro byaturutse.

Ku giti cyanjye, Nishimiye cyane kuba nkora mu nganda za crypto. Nibwira ko ndi umuvugabutumwa ku ikoranabuhanga rikubiyemo amahame y’ubwisanzure Amerika yashingiyeho, nkangurira isi uburenganzira bwacu butavogerwa bukubiye mu itegeko nshinga no gutangaza ubwigenge. Ariko, ndwana urugamba rutangaje ahantu nyaburanga huzuyemo amasezerano y'ibinyoma, uburiganya butabarika, hamwe no gutekesha igice cyakoreshejwe nkansiga, kandi mvugishije ukuri, abantu benshi, batengushye kandi bafite ipfunwe.

Bitcoin nk'icyerekezo gishimishije

Uwa mbere muri twe twakiriye Bitcoin twabonye kuva mu buryo bukabije. Amasezerano yifaranga rya mbere ryegerejwe abaturage yari impinduramatwara. Amafaranga atagira ingaruka za leta, ifaranga, hamwe nigitutu cyibitekerezo byari bifite ubushobozi bwo guhindura isi. Ubukungu bwukuri kwisi yose kurungano rushobora gufungura agaciro katagereranijwe, gukuraho ubukungu bwubukungu bwo hagati no gushyiraho ibidukikije bihatanira guhanga udushya kwisi. Ubu bushya bwerekanaga ko bwimbitse kuruta icapiro, interineti, cyangwa wenda n'ijambo ryanditse.

Udushya twinshi twemerera iki cyerekezo kwigarurira imitima n'ibitekerezo byacu ni kwegereza ubuyobozi abaturage. Igitekerezo cy'uko nta muntu ku giti cye cyangwa umuryango n'umwe wagenzura ifaranga byari birenze kure cyane ibya tekinike, byari imyumvire ya filozofiya n'ibitekerezo byo kurwanya gushyira ingufu mu bukungu. Kwegereza ubuyobozi abaturage byagabura imbaraga z’ubukungu mu biganza by’abantu ku isi, bikabakura mu byifuzo by’ibihugu byangiritse, ibigo, cyangwa iminara y’imari ku isi. Ikoranabuhanga ryibanze, blocain, hamwe nigitabo cyacyo kidahinduka kandi kibonerana cyihagararaho kugirango gihindure byinshi kuruta imari yonyine itanga urubuga rwamaganwe rwo guhanahana agaciro ako kanya kwisi yose bidakenewe abahuza cyangwa abemeza ishyaka rya 3.

Amafaranga Yerekana

Icyatumye Bitcoin hamwe nandi mafranga ya crypto yihariye ugereranije namafaranga ya fiat ni politiki yayo yifaranga. Bitandukanye na fiat, aho banki nkuru zigenzura icapiro uko zizazamura agaciro no gushyiraho umusoro uhishe kubantu, amafaranga ya crypto nka Bitcoin yatanze isoko ihamye kandi ntiyakingiwe ubu bwoko bwifaranga. Ibi byatumye benshi bareba amafaranga ya crypto kugirango bongere gusuzuma imiterere yagaciro nimbaraga za fiat zabo. Muguhuza guhanga amafaranga kumurimo wumubiri, cyangwa gukoresha ingufu, yazanye amafaranga ya digitale ajyanye na zahabu nyamara aratandukanye cyane.

Hamwe n’imikoreshereze y’ifaranga rya digitale, hamwe n’ingirakamaro bifitanye isano na zahabu, udushya twasezeranije gukuraho icyorezo cya fiat mu mari gakondo aho usanga ibintu byinshi by’ibihimbano hamwe n’ibikoresho by’imari bigoye akenshi bitandukanya ibiciro by’ibicuruzwa n’agaciro k’ubukungu bw’isi. Ifaranga rya Crypto, bitandukanye, ryatanze ibisobanuro nyabyo byerekana ishingiro ryubukungu. Abizera ko ibyo ari ukuri, abunganira amafaranga ya crypto basezeranyije demokarasi mu rwego rw’imari no gutanga igisubizo cyatuma ingufu ziva mu bigo bikomatanyije, bikagabanywa abantu ku giti cyabo.

Gutandukanya isano iri hagati yigihugu n’amafaranga, amafaranga ya crypto yari afite ubushobozi bwo gusobanura uruhare rwa leta mubuzima bwacu. Iyo leta ishobora guhindura ubukungu binyuze mugucunga amafaranga bari barabonye uburyo bwimbaraga zitagenzuwe. Ahubwo, gahunda yimari yegerejwe abaturage yatuma habaho imbaraga zingana aho leta yagize uruhare rwabafatanyabikorwa umwe gusa muri benshi aho kuba imbaraga ziganje.

Ibitekerezo Byarahebwe

Icyerekezo n'ibitekerezo byaduteye imbaraga mugitangiriro birababaje ko byangiritse kandi gucika intege biriyongera. Kubaka sisitemu yegerejwe abaturage, igipimo kinini ni umurimo utoroshye kandi utoroshye. Kugirango ugire icyo ugeraho, abubatsi bakeneye gusobanukirwa byimbitse kubijyanye nimikino, ubumenyi bwamakuru, imibare, hamwe na fiziki ya rezo ya mudasobwa. Imishinga myinshi yahisemo aho kugirango yorohereze umutekano, itangire vuba mugihe ugerageza gukemura ibibazo hejuru. Ibi byatugejeje ku isi yagwiriye hamwe na blocain, mugihe ikora, idahuye nicyerekezo cyambere kandi ibitekerezo twatangiranye biragoye kubibona uyumunsi.

Ubwumvikane bukomeye twagize ni uguhindura kuva ku bwumvikane buke bw'akazi (PoW) muri gahunda zacu zegerejwe abaturage kugeza kuri Proof of Stake (PoS) hamwe n'ubundi buryo bwumvikanyweho bugabanya cyane kwegereza ubuyobozi abaturage, mu gihe buhoro buhoro bizamura ubunini. Mugihe izi mbogamizi zishobora kwihuta, zahindutse nkeya kurenza kazinomu kandi zishyizwe hamwe mugihe ziyerekana nkegerejwe abaturage. Solana, nkurugero, hamwe numubare muto wababyemeza yerekana uburyo gukurikirana igipimo byose ariko byangije indangagaciro zumwimerere zumuryango wifaranga.

Mu kwihutira kwisoko, blocain nyinshi zatangiye gufata imyubakire ikennye kandi ikennye irangira bitewe nibindi byiciro byubatswe hejuru yabyo kugirango bigumane modicum yagaciro. Igice cya 2 na Layeri 3 byahagaritswe byubatswe hejuru yintege nke za Layeri 1 zacitsemo ibice abakoresha n’amazi bikomeza gutesha agaciro intego yo kwegereza ubuyobozi abaturage. Ibyavuyemo ni ahantu nyaburanga huzuyemo imishinga yitaruye ifite inenge, itanga uruhande rwo guhanga udushya mu gihe yananiwe gusohoza amasezerano y’inzego z’imari zegerejwe abaturage, nini, kandi zifite umutekano.

Crypto Amafaranga Yatakaye

Nkuko mubyukuri kwegereza ubuyobozi abaturage baharanira gukemura ibibazo byiyongera no kwihutisha kwakirwa kwinshi, ndetse nibisabwa byingirakamaro bikenewe kugirango bikomeze kwakirwa birahagarikwa nubushobozi buke bwo gupima cyangwa gucamo ibice kubakoresha. Kudashobora gupima bituma amafaranga yubucuruzi yiyongera mugihe ibyifuzo byiyongereye bikavamo gutereranwa nabakoresha no gukoresha imanza zisaba ingwate yo kurangiza kugiciro cyagenwe. Iyi mbogamizi ifite imipaka ntarengwa yo kwegereza ubuyobozi abaturage nka sisitemu yimari inshuro nyinshi.

Hiyongereyeho urujijo rwo kubaka sisitemu nini, yegerejwe abaturage, umwanya wamafaranga ya crypto waranzwe numubare munini wimishinga. Byinshi muribi bikorwa biva muburyo buyobya uburiganya. DePIN. Iyi mishinga akenshi ibura igihe kirekire cyangwa agaciro keza kandi itwarwa no gukurura inyungu byihuse kuruta guhanga udushya.

Mugihe inganda zigenda zitera imbere, buri cyiciro gishya kizana imishinga yinyamaswa n’ishoramari. Kuzamuka no kugwa kwa ICOs (Itangizwa ryibiceri byambere) muri 2017, icyi cya DeFi (Decentralised Finance) muri 2020, NFT craze yo muri 2021, isenyuka ryibiceri bitagira inenge bigaragara muri 2022, none imiterere ya capitaliste ya nihilistic yibiceri bya meme aho abantu bakina urusimbi kuri gahunda isanzwe ya ponzi nka "Black Coq Inu" ishobojwe nindi mishinga ya vampire nka "Pump.fun" ikora amok. Ndetse n'abashoramari bashora imari, bari mu nganda kuva mu ntangiriro, batangiye kwibaza niba twaretse ibitekerezo byatangije inganda. Inganda ubwazo zisa nkizabuze ibitekerezo byo guhanga kandi bifite ireme, zifashisha gushiraho ibitekerezo byinshi bidasobanutse byubakiye kuri sisitemu zifite amakosa.

Inzira Imbere

Guteza imbere inganda zacu no gusohoza amasezerano yumwimerere bimwe byo kwigaragaza birakenewe rwose. Tugomba gushyira imbere gukemura ibibazo bikomeye kandi by'ibanze byagabanije kwaguka kwagutse; cyane cyane ubunini, ubuzima bwite, hamwe na crypto-kavukire ihamye. Izi mbogamizi zirenze tekiniki gusa; ni ishingiro ryigitekerezo cyifaranga rya crypto nkikoranabuhanga rya revolution yo guhindura isi.

Niba tudashobora kubaka amafaranga nkayegerejwe abaturage, yapimwe, kandi ahamye ifaranga rya digitale noneho ntidushobora kubaka porogaramu nyazo hejuru yacyo. Amafaranga nigitereko cyubukungu ubwo aribwo bwose murwego rwo gukumira bigomba kuba byiza kandi bifite umutekano. Niba tudashobora gukemura ubunini muri blocain zacu tutitangiye kwegereza ubuyobozi abaturage noneho porogaramu zose zubatswe hejuru yazo zizaba zoroshye kandi ntizishobora kubaho nabi.

Amabanga arakomeye. Mugihe amafaranga ya crypto agenda arushaho gukenerwa gukenera umutekano, ibikorwa byigenga bizarushaho kuba ingenzi kumuntu ubikoresha. Kubura ubuzima bwite butuma abantu bakurikiranwa kandi bakangirika ku bwisanzure bwa buri muntu. Iherezo ryanyuma ridafite ubuzima bwite naryo rivuguruza imyitwarire ya sisitemu yimari idafite ubwenegihugu ifashwa no kwegereza ubuyobozi abaturage hamwe na kriptografiya.

Ubwanyuma, dukeneye kubaka ibimenyetso kavukire bihamye nkigice cya konti kugirango dutandukane na fiat. Mugihe ibiceri bitandukanye bihari, ibyinshi byashyizwe kumafaranga ya fiat kandi bishingiye kubigo hamwe ninzego zegeranye kugirango bibeho kandi bikomeze bihamye. Ikimenyetso gifatika kavukire gihamye, gitangwa kumurongo wo kwegereza ubuyobozi abaturage, byatanga igice cya konti kubikorwa bya buri munsi udashingiye kumafaranga yo hanze, agengwa na fiat. Ibi nibyingenzi mubukungu bwurungano rwisi yose hamwe nuburyo bwo guhanahana amakuru muri ecosystem ya crypto.

Iyi ntabwo arinzira yoroshye, ariko birakenewe ko dukomeza kwitanga no kwibanda kubitera imbere. Mu kwibanda ku mbogamizi zifatika inganda zishobora gutangira kuva mubirangaza byigihe gito cyo gusebanya no kwibeshya kuburiganya n'imishinga yinyamaswa hanyuma bigasubira muburyo bwimikorere zegerejwe abaturage, butagira ubwenegihugu. Gusa mugukemura ibyo bibazo twerekejeho gusa dushobora kwizera ko tuzagera kuntumbero yubuhanga bwimpinduramatwara ihindura isi.

Niba wifuza kumenya byinshi kubyerekeranye nuburyo wakemura ibyo bibazo mubibazo unkurikire kuri twitter: @mechanikalk cyangwa @quainetwork #quai