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MELD, a banking protocol building on the Cardano blockchain, is designed to enhance financial access and freedom. Meld is a lending and borrowing protocol which helps digital asset holders leverage the value of their holdings without selling it. MELD can also help citizens of developing nations escape being tied to weakening fiat currencies. The MELD app launched on January 31st, 2022 and users can connect their wallets to the app and have staking capability. Currently users can stake their MELD in 2 different pools, with flex staking coming soon.