UR-Uis in the Continued Learning Industry

UR-U

I have great news! I am really, REALLY excited about it! This year we are hosting WOPR (Workshop on Performance and Reliability) in Uruguay! It’s going to be December 6-8, 2022, in Montevideo. I remember when I started in performance testing, it was my first job in tech, in 2005. I learned by reading articles and books from Scott Barber and other people in the field, and I remember reading about a conference where the most renowned people in the performance testing area get together to share their experiences and discuss and learn from each other; well, that was the WOPR. In 2018 I had the chance to attend the conference and I had the opportunity to discuss very interesting topics with great professionals and get to know them (Eric Proegler, Andy Grabner, Ben Simo, Henrik Rexed, and many more). Now, we have the honor to host the event and bring several thought leaders to get to know Uruguay and the local community. I strongly believe that in Latin America we have much to share, and part of our goals in hosting the conference is to bring the discussion closer, make it more accessible, and reduce the barrier for fellow Latinx performance testers and SREs to participate in this type of events. Also, we want to show the expertise of our community to some of the most important thought leaders from the Northern hemisphere. How is WOPR different? WOPR is not a conference where a group of speakers presents a topic and the audience listens and asks questions at the end. It is not about the audience learning while the expert is presenting. WOPR is a workshop for a group of 20-25 people and participants are encouraged to discuss. The presentations are based on experience reports, and all the participants make questions, suggestions, and contributions. You can . For most of the editions, Paul Holland participated in moderating the discussion with a specific dynamic that he calls “key cards” that helps to keep the conversation flowing and ensures that every voice is heard. Paul is great at doing that! learn more about the experience reports on WOPR’s website Every year the WOPR is hosted in a different city by a different company. When I attended in 2018 it was in Marseille, France, hosted by Neotys (now acquired by Tricentis). In the past, different companies have hosted it such as Sun, Google, Microsoft, HP, Salesforce, eBay, Facebook, Dynatrace, Blazemeter, etc, in different places in the US, Canada, and Europe. WOPR started in 2003 and the 29th edition is going to be the first time that the WOPR is going to be hosted outside North America and Europe. Call for proposals is open: Iterative Performance Testing We want to encourage (and guarantee) a diverse group of speakers in this edition of the WOPR. I want to share with you some more details of the main topic this year, and the link to the CPF. You can read more on the official site . here WOPR29’s Content Owner is . Andy Hohenner Performance Testing examines the experience of users of a system; Load Testing generates simulated traffic to examine the performance characteristics of a system. For both disciplines, many of their current practices were developed during a time of slower and more infrequent releases, when products and systems would release large, significant chunks of functionality all at once. Since that time, deployment frequencies have accelerated to as often as multiple times per day in some contexts. Software projects in these contexts build and deploy through pipelines, moving code from Commit to Production with minimal human analysis, assessment, or intervention. There are also contexts beyond Silicon Valley-style Agile/CI/CD, where highly skilled people are creating and releasing important software less often, with great care in examining and validating each release. These contexts (and others not mentioned here) are subject to significant recent changes in how software is shipped, provisioned, deployed, supported, monitored, and maintained. Great progress has been made in Observability, and we can automate rollback/forward decisions based on what it can tell us. Specific versions of code and systems are shorter-lived, and the frequency of code change has significantly increased. System complexity in service architecture and cloud container scaling has changed the model of what a “complete” system is altogether. These changes, separately and collectively, have greatly reduced both opportunity and value in multi-week (and month) load testing projects. But there are still aspects of system performance that are best explored with load. While Observing Production performance can provide similar information, investigating scaling risks in a controlled fashion by injecting synthetic usage can still provide predictive benefits hard to get in any other way. What does Performance and Load Testing look like for you these days? At WOPR29, we want to hear about your experiences with Iterative Performance Testing. We are looking for your real, recent experiences in using performance and load testing techniques in the context of modern software projects. Here are some prompts that may help you consider how your experiences apply to WOPR29’s Theme: How has your load testing changed recently? Has your definition of Performance Testing changed? What new techniques do you use to do your performance testing? Do you use iterative/incremental performance tests? What do they look like? Are you Performance testing inside sprints? Are you conducting Performance testing as part of CI and/or CD? How is Observability impacting your Performance testing? Are you measuring performance through Synthetic Monitoring? How have DevOps approaches altered how you approach performance testing? So all this, only for 20 people? Yes, WOPR is going to have 20-25 people only. We also want to take advantage of bringing a lot of professionals and thought leaders to Uruguay to deliver something of value to the local community. This is how we came up with the idea of organizing another conference about software testing and quality, the same week, on Friday, Dec 9th. This conference is going to be free for attendants and we will ask WOPR participants to give a talk at that conference. We will be looking for sponsors for that conference in order to help cover the costs. Good to know Costs As it is specified on their site, WOPR is not-for-profit. Participants are not asked for an expense-sharing fee for WOPR29 and sponsorship will be used to cover expenses. In the past, participants were asked about access to training/PDP budgets to help offset expenses, as their employers greatly benefit from the learning their employees can get from WOPR. With our additional conference, we have an opportunity to gather more sponsorship to help bring together a WOPR that works in this new geography. At Abstracta, we are planning to help subsidize travel expenses for WOPR participants. More information on this soon. If you are interested in attending WOPR, please do not let travel costs prevent you from applying – we hope to assist! I want to invite you to send your proposal to apply to WOPR and come enjoy Uruguay with the great weather we typically have in December, along with other great thought leaders and an avid testing community. Apply . here y About Urugua This small South American country of 3.4 million people is a global leader in software exports. With more than 1000 active software companies, progressive politics, and amazing opportunities, it has earned international recognition. Uruguay is not only ranked as one of the best places to live in Latin America. It also has become one of the most trusted places for tech companies worldwide to make business with. The combination of high tech, education, and government policies that promote growth and high quality of life is turning Uruguay into a true Digital Hub in the region. You can read more about it . here Also published . here

WOPR is Coming to Uruguay!

Positions, traffic, and leads - that's not all. For some, it will be a revelation that there are quite a few performance indicators. We have collected and described different metrics. First and foremost, this article will be of interest to business owners who want to better understand the intricacies of and more effectively oversee the work of digital specialists. Internet marketing In this article, you will research key indicators from the digital marketer Julia Goncharenko. Step 1: The Consumer's Initial Contact with the Ad Metrics to Track for Paid Advertising, irrespective of user  actions, such as impressions or ad placement: - the percentage of the target audience that engaged with the ad. Formula: (number of contacts or impressions / total audience) * 100%. Low percentages may necessitate budget adjustments or exploring alternative advertising channels. Reach - the number of views of an advertising post or banner. Views - Cost Per Thousand Impressions - the cost of 1,000 ad impressions. Formula: (cost of ad placement/number of known or expected views) * 1,000. Useful for evaluating the profitability of banner, media, and targeted advertising. CPM - Cost Per View - the cost of one ad view. Not to be confused with the Cost Per Visitor. CPV helps analyze the effectiveness of video ads. CPV Step 2: The Consumer Visits the Website Metrics to consider for assessing website traffic: Number of unique visitors to the site, determined by web analytics systems based on cookies. A number of visits (sessions). Share of new visitors - the number of users visiting the site for the first time. Evaluation of advertising effectiveness at this stage includes: CPC - Cost Per Click - calculated by dividing the cost of placement by the number of clicks. CTR - Click Through Rate - Formula: (number of clicks/number of impressions) * 100%. CTR directly impacts CPC in contextual advertising. CPV - Cost Per Visitor - calculated as the cost of advertising divided by the number of site visitors attracted. It's crucial to analyze each advertising channel separately and equip all site-bound links with UTM tags for accurate tracking. Step 3: Visitor Interest What occurs: When a visitor remains on the site for more than a few seconds, it indicates a minimum level of interest in the company and/or product. The objective at this stage: is to create a positive impression, engage the visitor, and sustain their interest. Key on-site metrics: TSS - Time Spent on Site - the duration of a user's interaction with the site, measured in minutes. PPV - Pages Per Visit - an indicator of the depth of view, representing the average number of pages viewed by a unique visitor during one visit. BR - Bounce Rate - the percentage of visitors who leave the site without any further interaction. The rate is calculated using the following formula: (number of bounce rate / total number of visits) * 100%. The audience's interest is demonstrated by microconversions, small steps taken by users on the path to purchase. Metrics for assessing effectiveness include: Clicks on social media buttons Free registrations on the site Subscriptions to email newsletters Clicks to the contact section Such data is not typically available in standard web analytics reports, so additional goal customization is necessary to track specific page visits or events. By establishing a composite goal, it becomes possible to observe which portion of users ultimately achieves macro conversions, referring to more significant actions like applications, orders, or calls. Audience engagement and interest can be evaluated not only by on-site behavior but also across other platforms where the business interacts. Metrics for email marketing: Open Rate - the percentage of opened emails from the total number of delivered emails. CTOR - Click-To-Open Rate - the percentage of clicks on links from the number of opened emails. UR - Unsubscribe Rate - the proportion of recipients who opt out of receiving further emails. Examples of metrics for social media and YouTube: Love Rate - the level of attraction, calculated as (number of likes/number of subscribers) * 100%. Talk Rate - an indicator of sociability, computed as (number of comments/number of followers) * 100%. ER - Engagement Rate - the user engagement rate, calculated as (average number of all activities/number of subscribers) * 100%. It's simpler to gather statistics on social media using specialized services such as Popsters or Livedune. The metrics Reach and Views, mentioned in the first step, are also useful for evaluating audience engagement in social media. Given the complex algorithms governing feed visibility on social networks, having a subscription does not guarantee views. Step 4: User Evaluation The scenario of a website visitor reading an inspiring text and making an immediate purchase is optimistic yet unrealistic. Most impulsive purchases occur offline, and on the vast expanse of the Internet, consumers have ample opportunities to explore reviews and competitive offers. What occurs: When a visitor begins to search for additional information about the product, service, or company, the goal is to assess the risk of losing them to competitors. The following metrics prove valuable in this context: Mentions - the number of brand mentions on other sites. Net Sentiments - the difference between positive and negative mentions. NSR - Net Sentiments Rate - the share of net mentions, calculated as (Net Sentiments / Mentions) * 100%. Negative NSR values necessitate reputation management efforts. SOC - Share Of Conversation (Buzz, Voice) - the share of mentions compared to one or more competitors. The index can be calculated by taking the brand's Mentions, dividing it by the competitors' Mentions, and multiplying the result by 100%. Step 5: User Submits a Request What occurs: When a user intends to become a customer, they leave a request, either placing an order for a call or purchasing a product in an online store. The goal at this stage: is to generate as many leads as possible. Relevant metrics include: Orders - the number of orders placed but not yet paid for. LPO - Leads Generated Per Offer - the number of leads generated by a specific offer, providing insights into the effectiveness of advertising campaigns. CPO - Cost Per Order - the average cost of an order received, calculated by dividing advertising costs by the number of orders placed. The percentage of abandoned carts serves as a crucial indicator in e-commerce. Setting up a composite target in Metrics and Analytics is necessary to determine this figure. Research suggests that approximately 70% of online shopping carts remain abandoned, with unexpected shipping costs and compulsory site registration being the primary reasons. Poor usability can also contribute to cart abandonment. Tip: To increase the number of applications, it's worthwhile to refine the Unique Selling Proposition (UTP) and incorporate lead magnets, offering something free in exchange for users' contact information. Step 6: Potential Client Transforms into a Customer What happens: The user progresses from being a potential customer to making a purchase, transitioning into a bona fide customer. The goal at this stage: is to close the maximum number of transactions with the highest average purchase value, thus beginning to offset advertising costs. List of metrics indicating sales success/failure: Sales - the number of completed sales (closed deals). LCR (Lead-Close Rate or Lead Conversion Rate) - the closing ratio, calculated as (Sales / Orders) * 100%. This metric evaluates the performance of managers involved in processing online orders. CPS - Cost Per Sale - the cost of a single paid product or service order, calculated similarly to CPO by dividing advertising costs by the number of orders. AOV - Average Order Value - the average purchase value, guiding pricing decisions and aiding in adjusting advertising costs, calculated as total revenue divided by the number of orders. Statistics on financial indicators can be acquired through Analytics (with enabled e-commerce tracking) and CRM systems. Step 7: One-Time Customer Transforms into a Loyal Customer While many consider a sale the final step in the funnel, this perspective is flawed for most industries, excluding situational services. Retaining an existing customer and encouraging repeat purchases is typically more cost-effective than acquiring new customers. What occurs: A satisfied customer decides to make a repeat purchase. The goal at this stage: is to retain as many customers as possible. The effectiveness of the repeat sales system can be evaluated using the following metrics: CRR - Customer Retention Rate - calculated as ((E - N) / S) * 100%, where E is the number of customers at the end of a specific period, N is the number of new customers acquired during that period, and S is the number of customers at the beginning of the period. PF - Purchase Frequency - calculated by dividing the total number of orders by the number of customers. OGA - Order Gap Analysis - the average time interval between user purchases, calculated as the number of days divided by PF for a specific period, aiding in planning email newsletters and setting up remarketing and retargeting strategies. CCR - Customer Churn Rate - calculated by dividing the number of departed customers by the total number of customers and multiplying the result by 100%. RPR - Repeat Purchase Rate - the percentage of customers who made 2+ purchases, calculated as (number of customers with repeat sales / total number of customers) * 100%. This metric aids in the development of loyalty programs. The above metrics can be computed independently in Excel after uploading data from the CRM system. Step 8: Loyal Customer Advocacy The ideal customer is not merely one who buys frequently or in large quantities, but also one who passionately recommends the product to friends and family, and writes positively about the company on social networks and blogs. What happens: The customer experiences a 'wow' effect and eagerly shares their satisfaction with the world. The goal at this stage is to measure loyalty and draw conclusions about the overall effectiveness of the Internet marketing strategy. All the metrics listed in step 4 - "User Thinking" - remain relevant here, along with the following additions: BER - Brand Evangelists Rate - the proportion of brand advocates among the total number of subscribers, calculated as (number of brand advocates / total number of subscribers) * 100%. This rate quantifies word-of-mouth marketing. Passion - the average number of mentions made by one author, providing insights into the level of interest in a particular product or company. It can be calculated based on all mentions or using the formula: Net Sentiments / Brand Evangelists. NPS - Net Promoter Score, an index of customer loyalty, calculated as the ratio of the share of promoters to detractors. It requires surveying consumers and asking, "How likely are you to recommend the product/service/company?" CRV - Customer Referral Value - the monetary value earned or saved through customer referrals. Setting up a referral system and tracking referrals with UTM tags and promo codes is necessary to compute this. Key Performance Indicators (KPIs) for Business While we have detailed numerous micro and macro indicators, not all of them are suitable as KPIs for business. An entrepreneur is seldom concerned with the number of VKontakte subscribers, the cost per click in Direkt, or the depth of browsing on a website. Most of the metrics from the previous sections are relevant for monitoring individual Internet marketing specialists. What to consider as KPIs for business: CARC - Customer Acquisition and Retention Cost - the total amount spent on acquiring and retaining customers, calculated as costs divided by the number of paying customers, incorporating advertising costs, incentives, and management expenses. Margin-Adjusted Revenue - the average profit per client per month, after adjusting for margins. Time to pay back CARC - the duration required to recoup the amount invested in acquiring and retaining a client, calculated as CARC divided by Margin-Adjusted Revenue. LTV - Lifetime Value - the total profit from one client throughout the entire period of cooperation, represented as the average profit from one sale multiplied by the average number of monthly sales and the average duration of the client relationship in months. ROMI - Return On Marketing Investment - a metric assessing the return on marketing investment, calculated as LTV divided by CARC multiplied by 100%. These indicators enable the evaluation of the effectiveness of Internet marketing from a comprehensive and long-term perspective. Accurate metric and KPI calculations necessitate an omnichannel approach. Essential components include integration with CRM, call-tracking, IP telephony, and Google Analytics. Important Note:

Key Indicators for Assessing Digital Marketing Effectiveness

The software industry is expanding quicker than anticipated. So are the bugs and viruses that often go beyond the grip of manual tests. Automation testing companies have shown up as a solution here, helping businesses tackle such threats with precision. Automation testing companies leverage automated tools to execute test cases, thus improving speed and efficiency while lowering human interventions. They bring in experience, technologies, strategies, and processes ensuring that your applications are bug-free, smooth, and 360-degree protected at the same time. However, the question is: are all companies equally efficient? How are you, as a business owner, going to trust a remote team? What about the price? automation testing This article answers all your questions. We have assembled a list of the top 10 best automation testing companies in 2022, based on customer reviews, the range of services they provide, and other decisive factors. The article lists some companies from our existing list of which have expanded their services to automation. By the time you are reading the ending lines, we are sure you will find the company that matches your requirements. top 10 software testing companies QASource QASource is a leading QA outsourcing company providing all-around testing services for clients across the globe. With 400+ automation engineers who have built 150+ automation frameworks dedicated to various domains, QASource has a lot to offer for every industry. Their engineers have automated 1 million+ test cases, making it to the top of our list. Since its inception back in the early 2000s, QASource has been rewarded by numerous industry giants: , and to name a few. Gartner Services Outlook, Electronics For You QASource provides a wide range of testing services that include: Automation Testing Manual Testing API Testing Mobile QA Security Testing Performance Testing QA Analysis IoT Testing Blockchain Testing QA Mentor Founded in 2010, New York-based QA Mentor is one of the fastest-growing names among software testing companies. It has completed 900+ projects with great success. The team comprises 300+ highly experienced QA engineers providing 360 degrees testing for every project requirement. QA Mentor has received several awards including CMMI Level 3 SVC + SSD and ISO along with recognitions by the likes of , and a few other giants. Clutch, CIO Views QA mentor provides a complete package of QA testing services, that includes: Manual Test Performance Testing Security Testing Automation framework design Robotic test automation CRM testing Quality Logic Based in Idaho, USA, Quality Logic is a pioneer in providing quality software testing services. Being in the industry since as early as the late 1980s, Quality Logic is fully geared to take up testing tasks that no other agency can. Their automation engineers provide more than just tools as they have developed several frameworks that cater to specific industry needs.Quality logic comprises a team of 200+ testing experts boasting expertise across every QA technology, that includes: Functional Testing Test Automation Usability Testing Accessibility Testing Load and Performance Testing Regression Testing Agile QA ImpactQA ImpactQA is a leading software testing company based in the USA, offering a wide range of QA services. In its 10+ years of industry experience, ImpactQA has completed 900+ projects for its 200+ global clients, boasting its expertise and quality service across continents. Over the years, it has been recognized globally by industry giants- and to name a few. The agency provides a good number of automation testing services including: Forbes, Gartner, Clutch, The Manifest, Good firms Automated Web Testing Mobile Testing API Testing Performance Testing UI Testing CI/CD Pipeline Deployment SaaS Test Automation Testlio Testlio is one of the most prominent automation testing companies in the world. The company specializes in providing TaaS (Testing as a Service) allowing their clients to get applications tested hassle-free. Testlio takes an edge over its competition by introducing “Networked testing”. Networked testing leverages the power of integrated human and software networks, thus elevating its automation testing deliverables. Testlio has a lot to offer to its clients, including: Functional Testing Localization testing Usability testing Automation Testing Location testing Regression testing Accessibility Testing Infosys Infosys needs no introduction. The Fortune 500 IT company has worked with several leading brands, helping them build products and applications across devices. Infosys has been in the industry for over 4 decades serving global clients across 50+ countries. Infosys uses its experience and massive global exposure to offer out-of-box solutions perfectly aligned to market needs, the applications they test, and the expected outcomes. Their automation engineers incorporate a wide range of automation frameworks and tools designed for specific industries making them one of the most reliable companies on the list. iBeta iBeta is an industry giant that has dominated QA consultation for more than two decades. Over the years, it has worked with several small start-ups as well as Fortune 500 companies, helping them identify quality problems and fix them. iBeta has been awarded on several occasions for its quality services. The B2B recognitions include the likes of DesignRush and Clutch. Their 200+ QA engineers provide a wide range of testing services, that includes: Accessibility Testing Automated Testing Biometrics Testing Game Testing Localization testing Web and mobile testing Testrig Testrig works closely with clients’ quality and development teams to attain an ideal cost-benefit balance by incorporating test automation. The leading automation testing company provides QA engineers having years of experience building and leveraging automation test tools for clients. The Automation test engineers at Testrig aim to deliver better test coverage, improved product quality, and high ROI at a reduced cost, making it one of the best in the industry. Testrig provides the following list of testing services along with automation testing: Web Application testing Mobile application testing Web API testing Security Testing Usability Testing Performance Testing Regression Testing Compatibility testing QAlified QAlified is an Uruguay-based quality assurance company that specializes in providing out-of-the-box testing services. QAlified is best suited for companies looking for flexible, experienced, and certified QA testers. In its 3 decades worth of industry experience, QAlified has served more than a hundred worldwide clients across a wide range of domain sectors including Banking, Financial Services, Healthcare, the Public Sector, and Information Technology. The team Comprises 200+ expert QA engineers providing the following list of core services: Application Testing Performance Testing Automation testing Security Testing Usability Testing Accessibility Testing TestMatick Founded back in 2009, TestMatick has gained a quick name as a leading automation testing service provider. It is known to offer a solution that is a perfect blend of the team’s technical skills, business understanding, and industry-specific knowledge. Over the years, TestMatick has worked on relatively every Automated testing tool including etc. along with every tool that meets the project requirements. Selenium, Ranorex, Telerik Test Studio, Visual Studio, Cucumber, Appium, Their engineers offer state of the art QA services including: Functional testing Automation Testing Usability Testing Localization testing Multi-platform testing Regression testing Exploratory testing Load Testing Game Testing Third-party automation testing agencies have opened gates for companies of all sizes to get their applications tested without having to invest in in-house teams. Added to that it saves cost and time in learning new age testing technologies. Just reach out to a company, from the list above, that best suits your business needs. References:
Software Testing Help- Best Automation Testing Services Company Goodfirms- Top Automation Testing Companies Techworld Times- Top Automation Testing Companies *: This story was submitted to HackerNoon by an independent contributor. Hence the information contained therein has also been researched and compiled independently.* Disclosure

Top 10 Automation Testing Companies Based in the US

Over the past decade, cryptocurrency has become a breaker of old approaches in monetary policy, finance, economics, and e-commerce. The speed at which the crypto industry is growing today is very impressive. The global cryptocurrency market volume is predicted to reach $1,758 million by 2027 with a compound annual growth rate of 11.2%. More and more people are getting faced with the digital currency so the questions on the future of cryptocurrencies are becoming especially relevant today. So what is the future of cryptocurrency? In this article, we’ll try to figure this out. Predicting the crypto world’s future is impossible without knowing the current situation on the cryptocurrencies market. What trends can we observe today? Nowadays the crypto market is in its formation stage. We can see an increase in the number of areas where blockchain technology is getting involved. The COVID19 and panic that it caused in the markets are also accelerating cryptocurrency adoption. Any cryptocurrencies rate is rigidly tied to the situation in the crypto market. Bitcoin and Ethereum are the biggest influencers in the cryptocurrency market. Investors are paying attention to the crypto projects that are aimed to create platforms for launching decentralized applications (dApps). Significant growth of . decentralized finance (DeFi) Decentralized Internet (Web 3.0) is actively increasing and creating the basis for the Internet of Things development. The growth of digital currencies around the world allows making some predictions about the future of crypto market. Let’s look ahead to the future and try to forecast the prospective trends in the crypto world development. Bitcoin’s reign will not end The first thing that worries many crypto holders is “What will happen to Bitcoin”? The ups and downs of Bitcoin’s rate, rumors about the next hard fork, legalization in some countries, and prohibition in others — all these kinds of news makes people guess what will come up with the most popular coin. Experts have different opinions from a complete drop in price to the status of the only currency in the world. Most experts are leaning towards that Bitcoin will maintain its current positions and even strengthen them. For example, John McAfee, businessman and computer programmer, says: “You can’t stop things like Bitcoin. It’s like trying to stop gunpowder.” He also made a bet that if Bitcoin will not cost $500,000 by the end of December 2020 he will eat his own…well, you know. James Altucher, American hedge-fund manager, author, podcaster and entrepreneur, is not sure that BTC price will reach 1 000 000 USD: “Will it be a million dollars in 2020? Maybe. Will it be 2021? 2022? Who knows.” He also predicted that: “At least one country’s currency is likely to fail soon — likely Argentina or Venezuela. This will lead to mass adoption of Bitcoin among that populace. That will in turn lead to Bitcoin rising by more than $50,000 when it happens.” And just a few days after this forecast, the Venezuelan President announced that they are planning to release national crypto called El Petro. Right now a lot of countries like China, Tunisia, Senegal, Sweden, Singapore, Uruguay, Thailand, Turkey, and Iran are also working on the creation of national cryptocurrency. So what will happen to Bitcoin? No one knows. The only thing in which many experts agree is that Bitcoin will stay as a “gold standard” in the crypto world for a long time. Cryptocurrencies will be mainstream “Cryptocurrencies is a fashionable investment and a sign of belonging to the special community” — this idea is actively promoted by various sports organizations, popular performers, public figures that release their own altcoins. According to CoinMarketCap, there are already more than six thousand cryptocurrencies, and their total capitalization is $353 billion. A couple of years ago, the digital currency was almost unknown to anyone except geek developers and crypto enthusiasts. However, things are changing: prospects for businesses, rising prices, and strong community support will step by step make cryptocurrencies mainstream around the world. Market volatility will not disappear Cryptocurrencies are unstable by their nature, and their volatility is one of the reasons why someone becomes a millionaire and the others lose fortunes. The strong volatility of crypto is caused by the fact that they are still at an early stage of development. Cryptocurrencies have huge growth potential if they can enter the mass market. But every news about cryptocurrencies either hints at the possibility of markets going down or rising up. The volatility in the cryptocurrency markets will continue to be felt as the news affects the market, and it is only at the stage of rapid development. — The future of trading decentralized exchanges In the near future, we will see a prime of decentralized exchanges. Many believe that DEXes is not yet ready for mass adoption. But there are factors for a favorable development of events. First of all, centralized exchanges don’t fit the purpose of cryptocurrencies cause the key advantage of digital coins is decentralization. In decentralized exchanges, transactions can be made directly between users (peer-to-peer) without the need for a trusted intermediary, which means there are no transaction fees for users. On top of this, decentralized exchanges are much more secure against hackers as there no single point of failure like in centralized exchanges. Everyone knows the cases with Mt.Gox, Bitfinex, Coincheck when people lost millions and millions. The need for more security will lead users to decentralized exchanges. The rise of crypto loans “Cryptocurrency is convenient to take on credit” — not long ago this idea seemed like a wild ride since the digital currency has high volatility. But today the popularity of lending in digital currencies is increasing and here are the main reasons: Low-interest rates. Increase in the number of traders and investors for whom receiving funds immediately in cryptocurrencies is convenient. A simplified system of requirements for borrowers, those who hadn’t been approved for bank loans could easily receive digital money. Nowadays, the entire crypto loaning industry is estimated at $4.7 billion and the number of crypto loan platforms will continue growing. Regulators gonna regulate In the early days of cryptocurrencies history, traditional financial institutions sharply criticized crypto enthusiasts. The crypto market, however, has proven that it is sturdy against these kinds of attacks. Nowadays traditional institutions’ opinion regarding cryptocurrency is changing. In the future, stakeholders can have an increase in the flow of funds from Wall Street to cryptocurrencies. There is no doubt that this will require more transparency and regulation in the crypto market. Today government and regulatory agencies around the world, including the U.S. Securities and Exchange Commission, Federal Bureau of Investigation, United States Department of Homeland Security, and the Financial Crimes Enforcement Network (and this is only within the US borders) are giving more and more attention to cryptocurrencies. The regulation of the crypto in different states is realizing in diverse ways: in some countries, it is legally recognized as a means of payment, in others its use is prohibited. The G20 summit participants, following the discussions on cryptocurrencies, came to the conclusion that a complete prohibition of crypto will not solve anything as nowadays the digital currency plays a significant role in the economy. And if the digital currency cannot be prohibited, it must be regulated: “Technological innovations can deliver significant benefits to the financial system and the broader economy. While crypto-assets do not pose a threat to global financial stability at this point, we are closely monitoring developments and remain vigilant to existing and emerging risks.” As we can see the world is changing very quickly. The speed with which cryptocurrencies are integrating into the global financial system is a clear indicator that traditional financial institutions can no longer have a monopoly on the management of financial flows. The year 2020 is the start of a new decade for the cryptocurrency industry. The next ten years will bring us key changes in traditional finance when blockchain and cryptocurrencies will become a daily thing in most countries of the world. What are your thoughts on the future of cryptocurrencies? Tell us your ideas in the comments below. The views and opinions expressed here are solely those of the author. Every investment and trading move involves risk. You should conduct your own research when making a decision. Previously published at https://stealthex.io/blog/2020/09/15/is-cryptocurrency-really-the-future/

Extrapolating The Future of Cryptocurrency

Coronavirus has become the boogeyman of today. From public to financial health, almost every aspect of our lives were impacted by this pandemic. It has gotten to the point where conspiracy theories about Covid-19, claiming that everything was planned, calculated and organized by one of the world powers. some began spreading Others believe that this crisis will trigger crucial changes in the global financial system by launching a central bank digital currency (CBDC). Now, let’s stop here and try to understand how far from the truth could it be. What is the difference between cryptocurrencies and CBCDs? Cryptocurrency is a highly speculative asset, not a currency. Its movement depends on the decision of centralized cryptocurrency exchanges, and not institutional investors or funds. Cryptocurrencies are produced by solving complex mathematical problems and governed by online communities instead of a central organism. Fluctuations in the price of do not depend on coronavirus or economic crisis all coincidences are accidental. The value of cryptocurrencies is determined entirely by the market, and not influenced by factors such as monetary policy or trade surpluses. Bitcoin The initial intention of its founder was that it could be an equivalent of cash that could be used in e-commerce. However, in addition to its payment function, it also acts as an investment asset. And most importantly, its use as a payment mechanism in e-commerce is scarce. CBDCs, in turn, are traditional money, but in digital form. They are issued and governed by a country’s central bank. The unique similarity is that both, to a varying degree, are based on blockchain technology, a digital ledger that contains all the transactions ever executed in the system. Every node in the network receives the same information and each node updates the record independently. How digital cash differs from electronic? Electronic cash is a store of value for making payments to retailers or between devices. It is usually held at banks or on prepaid cards or digital wallets, for example, . CBDCs are digital assets, issued by central banks, which may be considered as a complete replacement for notes and coins. Paypal CBDC is a liability expressed in existing payment units that can serve as a means of exchange (settlement), storage of value and payment method. Most CBDCs are designed for general use, although some are solely for bulk payments and settlement between central banks. In short, CBDC is not just non-cash fiat money, but such a form that allows you to operate it not only without the intermediary of the central bank but also without the intermediary of commercial banks. How would CBDC theoretically work? CBDCs would much like cash: the central bank would issue a CBDC initially, but once issued it would circulate between banks, non-financial firms and consumers without further central bank involvement. Such a CBDC might be exchanged between private sector participants bilaterally using distributed ledgers without requiring the central bank to keep track and adjust balances. It would be based on a permissioned distributed ledger, with the central bank determining who acts as a trusted node. function According to the BIS study, there are many potential technical implementations of token-based CBDCs. They could be based on DLT, with similar characteristics to cryptocurrencies, with the difference being that the central bank rather than the protocol itself would be in control of the amount issued and would guarantee the token’s value. Motivations As multiple studies suggest, it is all about recovering control over money. Bitcoin and other virtual currencies are not a real threat to central banks due to their high volatility. In turn, they are fret that Facebook’s Libra could reach billions and quickly take control over monetary policy, something they definitely cannot allow to happen. Even Ray Dalio stated that if he were a central bank, he wouldn’t allow any private digital currencies. As governor Lael Brainard said, “Some of the new players are outside the financial system’s regulatory guardrails, and their new currencies could pose challenges in areas such as illicit finance, privacy, financial stability, and monetary policy transmission.” Closely monitored CBDC experiments Most CBDC projects are still in very early or conceptual stages, but few have made some real progress. A series of the islands in the Eastern Caribbean, including Grenada and Saint Kitts and Nevis have already launched their very own digital currency. Back in December of 2019, the Central Bank of the Bahamas (CBB) has introduced a digital version of the Bahamian dollar, starting with a pilot phase in Exuma and extending in the first half of 2020 to Abaco. China is developing the digital yuan through the Chinese payment platform Alipay, having recently disclosed a number of patents related to its own CBDC. After five years of researching the topic, the PBOC said in august that its digital currency was almost ready to be released. is exploring e-krona, whilst Uruguay has done a pilot program called e-Peso. Sweden’s Riksbank The central banks of Britain, the EU, Japan, and Switzerland are examining the possibility of issuing CBDCs. The U.S. Federal Reserve is also monitoring the digital currency debate but no signs of serious activity so far, or maybe they simply do not want to show it. According to a member of the U.S. Federal Reserve's Board of Governors, Lael Brainard, the Fed is “conducting research and experimentation related to distributed ledger technologies and their potential use case for digital currencies, including the potential for a CBDC (central bank digital currency).” Emerging market economies (EMEs) report stronger motivations and a higher likelihood that they will issue CBDCs. It might give emerging economies trade, payments, and monetary policy advantages. Overall, the likelihood of issuing any type of CBDC has increased but is still low. About 70% of central banks still see themselves as unlikely to issue any type of CBDC in the foreseeable future. At the same time, the number of central banks choosing “possible” (ie neither “likely” nor “unlikely”) is falling, potentially indicating that research and experiments are helping to clarify a firmer stance on issuing a CBDC in the near term. Why Venezuela’s El Petro failed? El petro (PTR) is an oil-backed cryptocurrency designed at an October 2017 meeting at the Venezuelan central bank. Earlier this year, the government claimed to have fixed the value of one PTR at $60, but the market price on LocalBitcoins (a peer-to-peer bitcoin marketplace) didn’t reach even half of that. Despite all the attempts of President Nicolas Maduro to convert “El Petro” into a widely used currency, Venezuelans are selling it. And the reason for it is the deviation of the real exchange rate from the “official” price. reportedly If the backing were and the government stable and honest and if giving the government one petro for every barrel you extract covered all royalties and taxes, a petro might be worth about half a barrel of oil. Unfortunately, el petro was on a private centralized ledger, making it even less trustworthy. According to Bloomberg, it would allow corrupt officials to expand issuance and steal the proceeds until the currency was worthless. credible In order to solve this issue, Venezuela could have implemented a public blockchain. It could have released a public register of petro sales. However, it never happened because they don’t want transparency. In conclusion, it failed for two simple reasons: lack of trust and high exchange rate deviations. What would the advantages of CBDC be? One of the main benefits of CBDCs is that they may allow making payments systems, which are often time-consuming and costly, more efficient and, most importantly, way faster. According to , CBDC could be considered a third form of base money, next to (i) overnight deposits with the central bank, currently available only to banks, specific non-bank financial firms, and some official sector depositors; (ii) banknotes, being universally accessible but arguably of limited efficiency and relying on old technology. ECB Theoretically, some of the main advantages include making available efficient, secure and modern central bank money to everyone, and strengthening the resilience, availability, and contestability of retail payments. With digital central bank money, governments look to enhance the transmission of monetary policy by charging negative interest rates and thus help alleviate the constraint on monetary policy transmission due to the “effective lower bound.” In other words, if central banks achieve to solve the technical difficulties, CBDCs could allow for faster and cheaper money transfers across borders, and even improve access to legal tender in countries where cash supplies are decreasing. According to a , the new currencies could offer retail investors a safer place to save, in case they will be allowed to create accounts directly with their central bank, and could reduce the cost barriers that currently leave 1.7 billion people without banking services. In addition, CBDCs could potentially make monetary policy more efficient by allowing direct pass-through of interest rates. But, most importantly, governments could receive an extra tool for surveillance. World Economic Forum paper In total, they list a serie of key opportunities that CBDC can provide: What are the risks of CBDC? Unfortunately, the risks are quite high, which is why most central banks haven’t introduced CBDC. Depending on the model of CBDC, central banks may either damage commercial banks, a vital funding source for the real economy or suffer the direct risks and complications of banking the masses. Some concluding remarks In summary, like any innovation, central bank digital currency will have to go through multiple stages in order to be approved and actually implemented. One of the main downsides of CBDC is that it might be a catalyst for the further shrinkage of bank balance sheets at the benefit of non-bank intermediaries. If CBDC accounts offer relatively comprehensive account services such that many households may no longer feel a need to have a bank deposit account. Cryptocurrencies are not a threat for cash so far mainly because of their volatility that prevents them to be widely accepted. In turn, they may see stablecoins as a bigger problem for cash in the future. Central banks will also have to decide either to issue tokens (similar to cryptocurrencies) or account-based CBDCs. The main downside of account-based CBDCs is that they would imply extending the role of the Central Bank far beyond its current functions. This is incompatible with the present paradigm of independent Central Banks with a specific mission of maintaining price stability. For that reason, many central banks have decided not to go ahead. Nevertheless, countries continue to follow the topic closely. If PBOC decides to go ahead there may be pressure on the rest to follow.

How Far Are We From CBDC?

We started ~3 years ago from our apartment in San Francisco. Both Priyank and I were on visas with full-time jobs while spending nights and weeks trying to solve a problem we faced ourselves as international students, visa holders, and immigrants. Stilt When we began lending, our goal was to simply help more people like ourselves who were highly creditworthy but still not able to borrow in the U.S. because of their non-existent credit history. We had never built credit during our time in India and we had been in the U.S. for only a few years. It was difficult to rent apartments, get an auto loan, or any other type of credit to help us get settled. Our focus was to help international students (primarily from India) who have job offers and need funds to relocate. This was our primary use case and we knew the market really well. The problem was that we didn’t have any debt capital, so we decided to lend our own savings (it was Priyank who suggested it and put his money in first). That seems like yesterday but we’ve come a long way since then. We didn’t have any debt capital, so we decided to lend our own savings to strangers on the internet. We looked at the data recently and saw that immigrants from over 150 countries had applied for a loan with us. That’s people from all over the world living in the U.S. who somehow found our service (we don’t do paid ads), created an account, gave us their personal information, and applied for a loan. It seems so far-fetched compared to what we thought would happen when we started the company. This is by no means success, and we don’t think we are successful, but holy moly that’s a lot of countries. I didn’t even know the names of most of the countries. Of the 195 countries (as of 2018), we have received applications from people of 150 countries. That means we have served people from over 75% of the world. As we serve people from around the globe, we realized how lucky we are to be in a position to have a positive impact on people’s lives in the smallest way. Immigrants from the farthest reaches like the Åland Islands (an autonomous region of Finland) to Benin (a West African nation that’s the birthplace of “vodoo”) have taken advantage of Stilt’s services. This kind of growth has also opened our eyes to how big the problem is as well as the size and scope of the opportunity. Our mission has evolved and broadened to solve credit problems faced by immigrants and the underserved. The U.S. credit system is broken, especially for the middle-class and immigrants. There are millions of immigrants who can’t get access to credit in the U.S. who have to resort to suboptimal and sometimes predatory alternatives. Our borrowers are currently not served by either banks or other lenders. There is a huge gap. 20% have no SSN.50% have < 1 year of credit history. The use cases for our loans have also significantly broadened. A few use cases where credit from Stilt helped include: An immigrant from Turkey used a loan to help with the heart surgery for her only daughter. A DACA-holder from Mexico used the money to fund her final semester’s tuition (the first in her family). An asylum applicant was able to relocate for a new job even though his residence status wasn’t finalized. An H-1B visa holder from India sent emergency funds back home for his mother’s operation. These examples are only a highlight of what people are using the funds for. Here is a list of all the countries whose immigrants we have served to-date: Afghanistan Åland Islands Albania Algeria American Samoa Angola Antarctica Antigua and Barbuda Argentina Armenia Aruba Australia Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bolivia Bosnia and Herzegovina Botswana Brazil Bulgaria Burkina Faso Burundi Cameroon Canada Cape Verde Chad Chile China Colombia Congo Costa Rica Cote D”Ivoire Croatia Cuba Czech Republic Denmark Dominica Dominican Republic Ecuador Egypt El Salvador Equatorial Guinea Eritrea Ethiopia Fiji Finland France Gabon Gambia Georgia Germany Ghana Greece Grenada Guatemala Guyana Haiti Honduras Hong Kong Hungary India Indonesia Iran Iraq Ireland Israel Italy Jamaica Japan Jordan Kazakhstan Kenya Korea Kuwait Kyrgyzstan Lebanon Liberia Libyan Arab Jamahiriya Lithuania Malawi Malaysia Mauritius Mexico Mongolia Morocco Myanmar Namibia Nepal Netherlands New Zealand Nicaragua Niger Nigeria Norway Oman Pakistan Palestinian Territory Panama Papua New Guinea Peru Philippines Poland Portugal Puerto Rico Romania Russian Federation Rwanda Saint Kitts and Nevis Saint Lucia Saudi Arabia Senegal Serbia and Montenegro Sierra Leone Singapore Slovakia Slovenia Somalia South Africa South Georgia and the South Sandwich Islands Spain Sri Lanka Sudan Suriname Swaziland Sweden Taiwan Tajikistan Tanzania Thailand Trinidad and Tobago Tunisia Turkey Turkmenistan Uganda Ukraine United Arab Emirates United Kingdom United States Uruguay Uzbekistan Venezuela Viet Nam Yemen Zambia Zimbabwe

Financial inclusion — enabling credit for immigrants from 150+ countries

I try to be fully invested in everything I do. When I am with my wife and kids, they are the only thing in my world. When I’ve got my CRO hat on, I’m all about driving commercial efforts and growing the size of our business. And when I’m eyeballing potential investments, or coaching companies I’ve put skin into via , my focus is on finding and opening doors of opportunity. Unacast C2 Ventures This state of wearing many hats is pretty familiar to most entrepreneurs. That’s just who we are. That said, I don’t think there’s any value in trying to be the master of all things, so I restrict my professional interests to what I know: adtech, martech, consumers and data. Reflecting on the past and looking ahead to the future, I’d like to share what I believe will be growing trends in these sectors in 2017. I offer this perspective wearing my investor’s hat specifically, and freshly aglow from some terrific exits in 2016. First, my investment thesis: When it comes to understanding consumer identity, there’s Facebook and there’s everybody else. Companies that gain access to user identity through log-in simply have a stronger story when it comes to securing ad revenue and building audiences. That makes the house that Zuckerberg built the undisputed frontrunner in terms of ability to monetize and scale and help brands do the same. In the ‘everybody else’ category, companies that build native experiences standout to me. How come? It all comes down to bridging the gap between consumer devices and the mad men (and women) of Madison Avenue. Cross-device solutions help to increase the odds of reaching consumers wherever and whenever they happen to be. Combined with the ability to deliver creative calls to action delivered in data-defined moments of engagement, you have the stuff of advertiser’s dreams. My previous startup, , approached this particular opportunity from a mobile apps perspective, but there are many other sources of identity signals out there that can be tapped. One example is at Unacast, where we are building The Real World Graph ™ — a unique POV on how consumers are contextually connected to physical locations and each other and, as a result, a whole new way of understanding identity. appssavvy It’s this type of innovative approach to deepening a brand’s ability to understand and engage consumers that I look for in all my investments. In my mind, the really good ones shake up the status quo and figure out a way to work with it at the same time. At the end of the day, if you can’t understand and cater to consumer identity at scale the way these segments and companies strive to, I don’t think you’ll have much adoption, drive revenue, or get to an exit. With that said, here’s where I am putting my time, money and attention in 2017. Data companies The segment: Data companies allow app developers and publishers to monetize first party data that would otherwise just sit idle. Done right, it is a wholly transparent experience for consumers. The opportunity: Via C2 Ventures, I was an early investor in , which was recently . Through that experience, I saw firsthand the value of creating net-new revenue for publishers. One of my current investments, , is building a marketplace that allows buyers to bid on cross-device signal data through a single source. This is a game changer for marketers struggling with fragmented supply. This entire segment will continue to heat-up in ‘17. How I’m investing: Arbor.io acquired by LiveRamp Narrative Computer Vision techs The segment: Augmented Reality and Virtual Reality will soon just be reality. It’s a large and complex space: everything from camera hardware to image stabilization, content aware ads, and beyond. The opportunity: In the past, there was no way to predict the apps universe and the global ad business around it that would explode as it has. In the future, it’s a certainty that AR/VR will be the consumer’s medium of choice. But AR/VR and even regular video will never, and should never, rely on standard ad placements that are simply misaligned with and jarring to user experience. One of C2 Ventures newest investments, , which aims to solve the problem with content-aware placement of ads into video. is garnering a lot of in the Computer Vision space. How I’m investing: Uru attention Offline data companies The segment: Bridging offline and online signals means creating a 360-degree view of identity. This is a wildly attractive value proposition to any consumer brand. The opportunity: Lots of companies are aggressively working towards bridging offline to online, specifically by using precise and accurate location data (read as: proximity). Obviously, I am biased here. M , the #1 global platform for connecting proximity solution providers to marketing platforms. So take it with a grain of salt, but I believe in 2017 we’ll see both continued investment in this growing space and a rising tide of consolidation and M&A that will ultimately provide visibility to eventual winners and losers. How I’m investing: y full-time role is leading all commercial and revenue efforts at Unacast Attribution techs The segment: Today, marketers are swamped with millions of data points revealing behaviors and predicting intent. It’s a big, deep sea of opportunity. The challenge is not to drown in the data. The opportunity: One featured player in the C2 Ventures is Yeti Data. They solve the ‘ s’ faced by enterprise data marketers with proprietary algorithms and advanced metadata management techniques. That’s a complex way of saying that Yeti does what every good attribution tech should: they make working with a tsunami of of data much, much easier. How I’m investing: portfolio big, hairy problem App SaaS platforms The segment: Happy users are the holy grail to developers. Simply put, there can be no risks when it comes to user experience. App SaaS platforms ensure that’s the case by putting a new breed of tools into developer’s hands. The opportunity: , which I am invested in as a Limited Partner through , is killing it. Why? They solve a pain point for app developers by simplifying workflow and making it easy to integrate with multiple vendors. Another company from the C2V portfolio playing in this sandbox is , who alert developers if something goes wrong out in the wild world of payments, UI and UX. How I’m investing: mParticle Bowery Capital Embrace.io Consumer techs The segment: Consumer-facing techs generate revenue by helping regular people do things they want to do. Sounds easy but it’s not. The key to success is finding market at scale and standing-out from the crowd. The opportunity: Through C2 Ventures, I’m invested in , which helps fitness studios sell-off last minute deals, and , a leading force in the rise of citizen journalism that taps crowdsourced photos and video to help news organizations augment coverage. These companies are both excellent examples of creative that connect global consumer demands with a whole new form of supply. How I’m investing: Zenrez Fresco News technologies techs The segment: Blockchain It’s not just Bitcoin that’s doing well — the top seven crypto currencies in the world all in 2016, both in terms of exchange value, and each company’s market capitalization. The opportunity: grew in value C2 Ventures entered the blockchain space in 2016 with our investment in , which is well-positioned as a supplier of blockchain solutions for financial institutions and central banks. Now , MonetaGo’s great value prop is that it extends the market opportunity of blockchain beyond the U.S. dollar, Chinese Yuan and the Euro. How I’m investing: MonetaGo active in 40 countries These are a few of the ideas behind my investment strategy for 2017. I’d very much like to hear yours, too. Please share them here or perhaps look me up at in Las Vegas this week. CES 2017 is how hackers start their afternoons. We’re a part of the family. We are now and happy to opportunities. Hacker Noon @AMI accepting submissions discuss advertising &sponsorship To learn more, , , or simply, read our about page like/message us on Facebook tweet/DM @HackerNoon. If you enjoyed this story, we recommend reading our and . Until next time, don’t take the realities of the world for granted! latest tech stories trending tech stories

How I’m investing in 2017 and see you at CES

The wait is over! - it’s time to celebrate the champion startups of the world. Shout out to all of the participants in our ! You did a wonderful job showcasing your incredible startups and powering through another year. 2023 Startups of the Year is a community-driven voting platform brought to you by HackerNoon that recognizes and celebrates tech startups changing technology and the world for the better. The award started on May 8th, 2023, where the internet nominated and voted for 30k startups around the world. The voting period remained open until December 31, 2023, and now we are here with the winner announcement after a comprehensive evaluation by the HackerNoon team. Startups of the Year 2023 To see the top 3 startups in each respective city, visit and pick a city. hackernoon.com/startups You’ll get a little surprise 😉 Here are the Startups of the Year Regional Announcements: North America Europe Asia Africa South America Oceania Misc/Remote From all of us at HackerNoon, thank YOU for your excellent campaign perseverance 🥺 This year has been awesome! Startups of the Year 2023 is concluded with 623k+ total votes, up from 215k+ votes in the inaugural startup competition. We look forward to seeing you again in the next campaign (stay tuned 😉)! Without further ado, let us kick off the announcement by celebrating the cities with top votes per region for 2023 🎉 North America (11,697 votes): Winner: Bloomfilter Cleveland, Ohio (8,835 votes) - Winner: SerpApi Austin, Texas , California (5,564 votes) - Winner: Finch San Francisco (4,258 votes) - Winner: RELAYTO SoMa, California - (3339 votes) Winner: Windscribe Toronto, Canada, North America (3304 votes) - Winner: Vouched Seattle (2716 votes) - Winner: Seccuri Palo Alto, CA, North America (2671 votes) - Winner: Salsa Valley Miami, FL, North America (2,613 votes) - Winner: Majhi Group Manhattan, New York (2423 votes) - Winner: Flieber, Inc. New York City, NY, North America See the complete announcement for the . Startups of the Year, North America, here Europe (45,612 votes) - Winner: Algomo London, UK (2,344votes) - Winner: Data Lake Warsaw, Poland (1,955 votes) - Winner: Hoken Tech Bari, Italy (1716 votes) - Winner: Not8 Amsterdam, Netherlands (1657 votes) - Winner: KYVE Frankfurt Am Main, Germany (1566 votes) - Winner: BazaIT Kyiv, Ukraine (1496 votes) - Winner:  Unity Network Tallinn, Estonia (1,478 votes) - Winner: Volcaino Ghent, Belgium (1,288 votes) - Winner: Owl Me Dublin, Ireland (1198 votes) - Winner: Groover Paris, France See the complete announcement for the . Startups of the Year, Europe, here Oceania (3,350 votes) - Winner: Sharepass Melbourne (2,107 votes) - Winner: The Catfisher Project Perth, Australia (220 votes) - Winner: Gemini AI Solutions Auckland, New Zealand, Oceania (213 votes) - Winner: Nexustorage Wellington, New Zealand, Oceania (138 votes) - Winner: Coviu Sydney (124 votes) - Winner: Bopple Brisbane, Australia, Oceania (124 votes) - Winner: Regional CFO New South Wales, Australia, Oceania (106 votes) - Winner: Edit on the Spot Gold Coast, Australia, Oceania (93 votes) - Winner: Knowledge Satnav Canbera, Australia, Oceania , Australia, Oceania (48 votes) - Winner: Peptalk360 North Melbourne, Melbourne See the complete announcement for the . Startups of the Year, Oceania, here Asia (16,345 votes) - Winner: Serenity Shield Singapore (13,588 votes) - Winners: QUIXY Telangana, India (10,168 votes) - Winner: HealthySure Mumbai, India (3,865 votes) - Winner: InterviewBuddy Visakhapatnam, India (3,733 votes) - Winner: Omniflo Bengaluru, India (4589 votes) - Winner: MeNow Tel Aviv (3877 votes) - Winner: ForestVPN Dubai (2478 votes) - Winner: TechGraph Powai, Mumbai, India (1004 votes) - Winner: Reelo Ahmedabad, GJ, India (875 votes) - Winner: Debt Hunter Hong Kong, China See the complete announcement for the . Startups of the Year, Asia, here Africa (8,179 votes) - Winner: GO PLATFORM Algiers, Algeria (767 votes) - Winner: Tudu Accra, Ghana (415 votes) - Winner: Treford Lagos, Nigeria (265 votes) - Winner: Phalconwise Ogbomosho, Nigeria (157 votes) - Winner: AbuErdan Cairo (151 votes) - Winner: Eazipay Lekki (144 votes) - Winner: KaziConnect Dar es Salaam, Tanzania (101 votes) - Winner: faceATT Gauteng, South Africa (79 votes) - Winner: Dimagi Cape Town (71 votes) - Winner: Sabi Addis Ababa See the complete announcement for the . Startups of the Year, Africa, here South America (376 votes ) - Winner: UpGirl Santiago, Chile (217 votes) - Winner: Klever Sao Paulo, Brazil (191 votes) - Winner: Tributo Simple Buenos Aires, Argentina (127 votes) - Winner: Light-it Montevideo, Uruguay (87 votes) -Winner: Thousand Antioquia, Colombia (108 votes) - Winner: GetLavado Lima (101 votes) - Winner: Cogniflow Medellin (73 votes) - Winner: TPAGA Bogota (73 votes) - Winner: Reliv Quito (47 votes) - WInner: Quantex Cordoba See the complete announcement for the . Startups of the Year, South America, here Misc/Remote: Featured Startups (1500 votes) - Winner: CIC Chain Remote, Earth (1193 votes) - Winner: Reship Colony US Misc (146 Votes) - Winner: Partful UK, Misc (116 votes) - Winner: GoMining British Virgin Islands Misc (283 Votes) - Winner: tomorrowSpace Germany Misc (225 votes) - Winner: Dtravel Cayman Islands See the complete announcement for Misc/Remote startups . here Once again, HUGE CONGRATULATIONS and BIG PROPS to all of the top Startups of each region this year! The whole team at HackerNoon would like to thank you for your perseverance in the campaign, and we look forward to seeing you in the next campaign. About HackerNoon’s Startups Of The Year Startups of The Year is HackerNoon’s Flagship community-driven event celebrating startups that survived and thrived in 2023. 30,000 startups across 4200+ cities and six continents participated this year to be crowned the best startup in their city. Visit our page to learn more. FAQ Companies that blog more get 67% more leads - Jumpstart your company’s blogging journey by purchasing our . Business Blogging Package The 2023 Startups Of The Year is sponsored by: . . The winners get a free .Tech Domain, a HackerNoon NFT, and a Tech Company News Page. TECH Domains

UR-U

ur-uni.com

-- employees

Since n.d.

COMPANY RANKING

UR-U

EVERGREEN INDEX #11600

Representing this company? Click here to claim and customize this page!

UR-U WIKI

Apply to get your Tech Company News Page live on HackerNoon.com today!

UR-U

ur-uni.com

-- employees

Since n.d.

COMPANY RANKING

UR-U

EVERGREEN INDEX #11600

RELATED COMPANIESRANK

STORIES ABOUT UR-U

Representing this company? Click here to claim and customize this page!

UR-U WIKI

Apply to get your Tech Company News Page live on HackerNoon.com today!