The billion-dollar acquisition brings one of the cheapest ways to use T-Mobile&#x27;s network into the T-Mobile corporate family. (And earns Mint pitchman Ryan Reynolds a few bucks.)

T-Mobile Completes Mint Mobile Deal, Promises New Perks for Mint Users | PCMag

Ryan Reynolds, the face of Mint Mobile, became owner of 25% of the company in 2019

T-Mobile just bought Mint Mobile for $1.3 billion — and Ryan Reynolds could clear a cool $300 million

US Mobile offers generous amounts of high-speed data at great prices with the distinctive option to choose between Verizon&#x27;s and T-Mobile&#x27;s networks.

US Mobile review: Exceptional budget phone plans with unique flexibility

Mint spokesman and co-owner Ryan Reynolds is expected to take home about $300 million.

T-Mobile Officially Acquires Mint Mobile in $1.35 Billion Deal

T-Mobile has officially acquired Mint Mobile, but what does that mean for all of Mint&#x27;s great wireless deals?

T-Mobile bought Mint Mobile — can you still get the BOGO wireless deal? | Android Central

After months of waiting, T-Mobile has finally been given the green light to complete its acquisition of Ka’ena Corporation, which includes brands like Mint Mobile, Ultra Mobile, and Plum. With the approval, the Un-carrier wasted no time in completing the acquisition.

T-Mobile Has Officially Acquired Mint Mobile, Ultra Mobile, Plum Mobile - TmoNews

T-Mobile formally welcomes Ultra and Mint into its family.

T-Mobile celebrating Mint purchase with new and upgraded perks for customers - PhoneArena

In the world of tech news, we’ve always got time for teases from Samsung when it involves new premium Galaxy Watch devices. Our eyebrows will also never stop raising whenever a carrier talks about older plans and how they might optimize pricing on them. Last, we can’t... #GalaxyWatch7 #Google

New "Premium" Galaxy Watch Models, T-Mobile Old Plan Price Hikes, New Mobvoi Watch

Over a year after announcing it would acquire Mint Mobile for up to $1.35 billion, T-Mobile has closed the deal.

T-Mobile finally owns Ryan Reynolds-backed Mint Mobile

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Tap Mobile

What is Cloud Storage? According to , " is a cloud computing model that stores data on the Internet through a cloud computing provider who manages and operates data storage as a service. It’s delivered on-demand with just-in-time capacity and costs, and eliminates buying and managing your own data storage infrastructure. This gives you agility, global scale, and durability, with 'anytime, anywhere' data access." AWS Cloud storage So basically, it's a place where you store or back-up your files and securely access them on an Internet-enabled device. Most of us today use cloud storage services to store our messages, files, and other digital assets. There are many cloud storage services out there. But the amount of free storage provided by them is . limited and often not enough We will not be discussing the various cloud services available in the market, rather I am going to help you access free and unlimited cloud storage provided by the Telegram App. is a freeware, cross-platform, cloud-based instant messaging, video calling, and VoIP service available in IOS and Android platforms. You can download it from the following links. Telegram Telegram for iPhone and iPad Telegram For Android Telegram for Windows/Mac/Linux This is not a marketing attempt. Only a simple trick to make your life easier 😎😍 Note : is a chat-style service where you can upload : Telegram Cloud Text Messages: Send anything you want to note down Voice and Video Notes: Record a quick audio or video file Photos: Take a photo with the built-in camera Images: Pick an image from your gallery GIFs: Save a GIF to re-use whenever you want Links: Send a link and view it from the in-app browser Files: Basically anything you can think of Contacts: Access your phonebook and send a contact Positions: Add your current position or a custom one Let’s get started Assuming that you already have an account on Telegram set up on your mobile, tap on the search button on the top right corner, search for “botfather”. Step 1: Open “BotFather”, tap on the “Start” button below Step 2: Type in “/newbot” and send. Type in the name for your bot, and then type in the username. You will then receive a message with the link to your bot. Tap on the link to access your bot. Step 3: That’s it!!! You have your free unlimited cloud storage 😊. A few points you must keep in mind (via Droidviews.com ): 1. You can use the Telegram Desktop App or the Web App if you don’t want to install it on your mobile phone. 2. Even though the bot you create can be seen in public, the data stored in the chat will be private, no one else has access to your data. 3. There is a 1.5GB per file limit on the Telegram Cloud 4. Telegram Cloud doesn’t allow the creation of folders, so you can use tags/categories to organize your content. 5. You cannot simply upload a file and get a download link for it as you get in Google Drive or Dropbox. If you want to send a file to someone, your recipient needs to join Telegram first since it’s actually a chat service and Telegram wants others to join the platform. Telegram Cloud has more advantages than disadvantages. It’s extremely helpful when it comes to saving your media files which occupy a lot of space on your mobile phone. If you have enjoyed reading this article do share it with your friends and family. Thank you for your time. I hope this trick makes your life easier. References : - TechnologyAid Youtube Video Tutorial

How to Get Unlimited Cloud Storage on Telegram App

All web browsers remember a list of the web pages you’ve visited. You can delete this list at any time, clearing your browsing history and erasing the tracks stored on your computer, smartphone, or tablet. Each browser has its own separate history, so you’ll need to clear the history in multiple places if you’ve used more than one browser. In Google Chrome : 1) Click or tap the menu icon with three dots on the upper-right side of the browser window. 2) Click or tap > History (CTRL+H). History 3) On the left hand side, scroll to . A box will appear which will ask you how much history you want to delete. Clear Browsing Data 4) If you want to completely clear out your history, also click the boxes for and cached images and files. Then click . That’ll clear out your previous searches. cookies and other site data Clear Data 5) You may also want to prevent Chrome from auto-completing searches in the future. In , (also found by tapping on the three dots on the upper-right of your browser) click , and scroll to . Under Other Google Services, find and toggle this switch off (to the left). Settings Sync and Google services Other Google Services Autocomplete searches and URLs 6) If you need to clear your mobile history, tap on the three dots, then on . Click on , then tap . History Clear Browsing Data Clear Data For : Firefox 1) Click or tap the menu icon with three lines on the upper-right side of the browser. window. 2) Click on the icon from the drop-down menu. Library 3) Click on the icon that comes up in the drop-down menu inside the Library tab. History 4) Click on the sidebar. You’ll see options ranging from “Today” to “Older Than 6 Months.” View History 5) Right-click on the option you want and press . Delete 6) For mobile, tap the three-bar menu icon on the upper right side of the browser, then tap . Settings 7) Tap Search, scroll down, and then clear the check box. Show search history For Safari (desktop): 1) Click the menu, then click the tab. Safari History 2)Click on . Clear History and Website Data 3) From the drop-down menu, choose the time frame you want to delete (most likely .) all history 4) Click . Clear History For Safari (mobile): 1) Go to the icon on the home screen. Settings 2) Scroll down to . Safari 3) Tap on . Clear History and Website Data 4) Keep in mind that this process deletes every bit of your browsing data, as well as browser cookies. For Internet Explorer: This will depend on the version you are using. For older versions: 1) Click on the button (the star icon) in the top right hand corner. Favorites 2) Select the tab and click on how you want to view your history (date, site, etc.) History 3) Right-click on whatever you want to delete and select the option. Delete For IE 10 or 11: 1) Click on the button (the wheel). Tools 2) Select and then . Safety Delete Browsing History 3) This will give you several options on deleting files, cookies and history. Microsoft Edge: To clear your browsing history in Microsoft Edge, click menu > Settings > Choose what to clear. You can also press Ctrl+Shift+Delete to open these options. Ensure the “Browsing history” box is checked and click “Clear”. You can also choose to clear other types of private data from here, including your download history, cached data, cookies, and tabs you’ve set aside. Just check the type of data you want to delete and click the “Clear” button. To delete search activity from Google Maps, YouTube and Other Google products: On your computer : 1. Go to your Google account (https://myaccount.google.com/) 2. Scroll the left hand panel and click Data & personalization. 3. Under “Activity and timeline,” click My Activity. 4. From the left hand panel, click Delete activity by. 5. Select the date or time you wish to delete and hit delete. On your Android phone/tablet: 1. Open your device’s Settings app to Google or click on the Google icon from your phone’s main screen. 2. Click on Google Account or Manage Your Account (depending on which way you arrived at the account) 3. Click on Manage Your Data & Personalization 4. Under Activity and time, click My Activity 5. To the right of the search bar, click on the three dots and select Delete activity by 6. Select the date or time you wish to delete and hit delete. On your iPhone/iPad: 1. Open the Gmail app. If you don’t use Gmail, go to https://myaccount.google.com/) 2. Click on Menu (three bars), then Settings, then your account, Click on Manage your Google Account 3. At the top, click on Data & Personalization 4. Under “Activity and timeline,” click My Activity 5. At the top right of the page, click on the three dots and select Delete activity by 6. Select the date or time you wish to delete and hit delete. This article was originally posted on Knowlab

How to Delete Your Browser History

One Friday this July, I got about McDonalds. So excited that I stopped at one before work in the morning and left with French fries and a coffee. excited Fries for breakfast. McDonalds had just announced that it would be giving out free medium fries every Friday with a minimum purchase of $1, through the end of the year. Social media and even over the generous offer. mainstream media went gaga Free food! There’s perhaps no better a siren call for the budget-conscious millennials segment. But, McDonalds — widely known for its marketing prowess with tactics such as Happy Meals, the Monopoly Game, and the “Monster Mac” and “McRib” sandwiches — isn’t exactly in the business of giving away free food. To take advantage of the free fries deal or a whole slew of other similarly rich deals, you need to use the McDonalds mobile app. If there’s anything millennials like better than free food, it’s mobile apps. That’s right, you can’t get this free food with coupon clippings or mailers. You have to use the mobile app, where a couple screen taps and swipes will get you a massive list of such deals, along with convenient mobile ordering functionality. The McDonalds mobile app uses deals to entice and mobile ordering to fulfill. McDonalds has had a mobile app for a couple years now, but only recently has the company began an enormous effort to drive mobile adoption vis a vis these jaw-droppingly attractive deals. The reason for the recent push is two-fold: McDonalds believes the mobile-only deals will drive mobile app adoption McDonalds believes that encouraging repeat usage (through repeat offers like the free fries offer, which is good through the end of the year) will encourage habit formation, which can engender . customer loyalty While it may be too early to say the customer loyalty goal will be met, it does appear the strategy is indeed driving mobile adoption. Jefferies analyst Andy Barish estimates that McDonalds’ mobile app . has had a 20–40% increase in active users in just the past few months Mobile loyalty is brewing out of Seattle, too. One of McDonalds’ biggest competitors is perhaps even further along than McDonalds when it comes to mobile experience. The Starbucks app has an estimated 23 million users in the US alone. You can’t go into a Starbucks without seeing loyal customer after loyal customer scanning their mobile app-based barcode to make a payment or pick up an order. But unlike McDonalds, the Starbucks app offers users several other major features that have helped it become the phenomenon it currently is. The Starbucks mobile app offers mobile ordering, mobile payments, and a gamification-based loyalty program. Why mobile apps work so well for restaurants Mobile apps drive extremely high levels of engagement. It’s no wonder that the average American spends more than four hours per day on their smartphone, with more than 90% of that time spent using mobile apps. Restaurant operators believe they can tap this mobile fascination and turn it into long term customer loyalty and repeat visits. Additionally, mobile apps enable functionality that is huge valuable to fast food restaurants, whose profitability is directly related to how many customers they’re able to serve in a 24-hour period. Here are some of the features and functionality that make restaurant loyalty apps so appealing: Mobile ordering With mobile ordering, your customers no longer need to queue in agony behind an indecisive customer whose careful consideration of the menu can single-handedly bringing order flow to a standstill. By offloading some of the order taking to mobile apps, McDonalds does two important things: It avoids creating bottlenecks at cashiers (which can cause rubber-banding effects down the food prep chain), and Increases the lead time allowed for order preparation (because the customer still has to physical arrive at the selected McDonalds location for pickup), which enables smoother operations. Both of these effects drive top and bottom line growth in fast food restaurants. Also, consider that mobile ordering makes it much easier to offer upsell or cross-sell opportunities based on actual data. “Would you like fries with that?” It’s much easier to upsell/cross-sell when your app does it automatically. Push notifications Sure, you could wait for your tummy to grumble to know when it’s time to eat. Or, you could have a McDonald’s push notification suggest a Bacon Smokehouse Burger for lunch, right when it knows you’re most likely to be ordering lunch. Top of mind, top of wallet. Push notifications can increase the likelihood that your restaurant’s patrons think of you when it’s time to eat. Another common use case for push notifications is to let users know about new or promo items on your menu. Why wait for a customer to learn about new menu items in-store, when that knowledge could be reason enough for a visit? If done right, push notifications can be a powerful way to get customers to try different or new menu items. Loyalty: gamification and rewards Gamification is one of the biggest trends in mobile app design, and restaurant loyalty apps are one of the most fitting use cases. By adding game-like mechanics to their mobile apps, restaurants can make it fun and even exciting to come back again and again. Examples of gamification in restaurant apps include: for trying new menu items Achievement milestones for every purchase, or for attaining achievements, that go towards leveling up to a new membership tier that has its own unique discounts or perks. ( ) Earning points Here’s how the Starbucks point-based reward system works between friends or other app users. Who can reach the highest level? (Who can eat the most premium (read “high margin”) menu items before the contest ends?) Friendly competition There’s something about leveling up to “gold status” that is rewarding in itself, never mind the free food and drinks headed your way. For other restaurants, the race to “catch up” is just getting started. The good news is that — besides McDonalds, Starbucks, and a handful of other major players in the space — the majority of restaurant businesses are very much in the same situation. Many are now recognizing the growth potential associated with mobile apps and are beginning to make plans to offer better and more engaging mobile experiences. As a with an emphasis on the food & drink category, has created loyalty mobile apps for some of the world’s biggest restaurant brands and social media influencers. top-rated mobile app development company CitrusBits says Harry Lee, CEO of CitrusBits. “Over the past few years, we’ve helped Burger King build an exceptional mobile app that is currently used by millions of users throughout Latin America. The app has already delivered more than 1,000% ROI for Burger King,” “We are now in the process of planning significant feature enhancements to the mobile app, to allow Burger King to further expand its growth potential.” When it comes to restaurant mobile strategy, Lee believes that the name of the game is driving engagement and creating compelling value for consumers. Lee explains. “In the restaurant business, it’s critical to engage your consumers even when they aren’t at your restaurant. Mobile apps are the single best way to do this. If you create compelling value — time savings, monetary savings, or a fun experience — and do it in a way that is really engaging, you’ll get the ROI you’re hoping for,”

McDonalds and Starbucks on Your Phone: Why Mobile Apps Are Now First on the Menu

Mobile in-app spending is a giant $130B+ market. The payments keep flowing through Apple and Google app store billing platforms. Apple and Google's control over in-app payments for virtual services remains intact despite significant external pressure by regulators and private companies to lower platform fees and allow third-party payment processors. Given the size of the opportunity, the trend of providing payment options bypassing the in-app monopoly of Apple and Google is on the rise, along with payment infrastructure companies facilitating this trend. Overview of in-app payments on the app stores Apple first introduced in-app purchases in 2009, the following year after the App Store was revealed to the public. The in-app purchases became a popular mobile app monetization strategy alongside ads. In-app payments made it simple to allow free app downloads and monetize by unlocking premium features in the app. Google followed this monetization model with its Google Play store. A little more than a decade later, consumer app store spending amounts to a massive $ billion (as of 2021 based on SensorTower data) and continues growing by more than 20% annually. 130 The rise of in-app subscriptions Historically games were driving the largest chunk of in-app spending, accounting for roughly just five years ago. But the growth rate of non-gaming apps has been higher in recent years, powered by in-app subscriptions. Developers of all sizes are widely adopting in-app subscriptions. Giants like , Snap, Adobe, Twitter, Telegram, Tinder, and are examples of companies that introduced consumer subscriptions on the app store, earning hundreds of millions in the app stores. 70% Microsoft Duolingo Even recently announced plans to introduce a subscription model similar to Twitter. Many others in the verticals like productivity, social media, streaming, dating, fitness, and education embraced the benefits of recurring monetization with auto-renewable in-app subscriptions. As a result of this trend, non-gaming apps' share of mobile in-app spending reached more than 50% for the first time in Q2 of 2022. Facebook Monopolistic approach and governmental scrutiny While Apple and Google's app stores became powerful mobile app distribution platforms, they also captured a significant share of in-app revenue while enforcing payments through their payment gates. This situation has become the subject of government scrutiny and numerous litigations from private companies. Apple and Google used to take a 30% commission from all in-app revenue. Applying that rate to $130 in-app spending, we get to 40B in net revenue. So there is a significant monetary incentive to keep things as they are for Apple and Google. So far, under external pressure, Apple has reduced the fee to 15% for small developers making under $1M in annual revenue. And Google followed Apple by reducing its fee to 15% of the of earnings each year. first $1M But even 15% is strikingly higher than the 3-4% fee charged by companies that provide payment services like Stripe, Adyen, and others. It's easy to see why there is a lot of pressure on Apple and Google to reduce the commission further and allow third-party payment options within the apps providing digital services. Epic games vs. Apple. Market expectations. The lawsuit by Epic Games was probably the most publicized story when a private company tried to strong-arm Apple on the subject of in-app payments. Apple removed Epic's Fortnite game from the App Store for implementing a third-party payment option. The case made many headlines, and many market participants expected it to end Apple's control over in-app payments. So much so that companies providing payment services, especially subscription management, have started preparing solutions to facilitate third-party in-app subscription payments. One of these companies was Paddle. Paddle provides subscription management for SaaS and web-based companies and raised $200 million at a $1.4 billion valuation in 2022. Paddle’s team to offer their subscription management solution for mobile apps to tap into lucrative mobile subscriptions. They even prepared the landing page for the launch, which is still available on their website. planned product Similarly, Revenuecat, a company managing $1B+ of in-app subscription revenue on app stores, hinted it was working on tools to facilitate quick in-app implementation of third-party payments. The company I run, , enabling in-app subscriptions and managing $400M+ in mobile subscription revenue on Apple and Google, was also eyeing supporting alternative payment options with our iOS and Android SDKs. Qonversion But the Epic vs. Apple case went differently than most expected. The court decided Apple was not acting as a monopolist and could control payment options on its platform. It became apparent that the market expectations needed to be revised, as any solution providing third-party in-app payments would violate the current App Store policy. Paddle it could not launch its mobile payments offer until further clarifications from Apple. And there has been no news ever since. Likewise, we at Qonversion postponed releasing tools to facilitate 3rd party in-app payments. announced Alternative payment options outside of apps At the same time, in the Epic vs Apple trial, the court ordered Apple to allow developers customer communication on external payment options outside an app. Arguably this is a significant opportunity missed by many developers at the moment and the direction where a lot of in-app spending started moving to. While third-party payments can't be integrated directly into an app selling virtual services, they can be used outside of an app. This does not violate Apple’s payment policies. Using an external payment option for one-off purchases is problematic though, as it creates an awful user experience. But providing a web-based onboarding and payment experience for a subscription-type app is more logical. Users can go through a web onboarding and subscribe before downloading an app. Once a user starts a subscription managed by Stripe or any other payment web payment processor, a developer provides him with the link to download an app, authenticate him on mobile and unlock premium access. While this requires additional development, the commission reduction from 15-30% to just 3-4% is usually worth it. Web-to-app subscription management trends So companies providing subscription management are introducing tools to bridge the gap between web and mobile subscription management. The required infrastructure includes a cloud back-end to store subscription states, APIs, and mobile SDKs to make it easy for mobile developers to get subscription data within the app. From my company's data, we see that 30% of mobile apps monetizing with in-app subscriptions have either introduced a web payment option already or looking to do it this year. And based on our client's feedback, the most popular web subscription provider across the board is Stripe. Stripe is winning due to its global footprint, simple interface, and light-weighted KYC account opening process. As this trend evolves, we expect to see more revenue shifts from native in-app subscriptions to external payment gates with the help of subscription management companies. While Apple and Google continue their fight to control app payments, they are already losing some revenue to the web. The massive difference between commissions on app stores and the web creates a significant incentive for this shift. And if there is demand, the technology will facilitate it. Payments control is not the only problem Pressure from governments on Apple and Google remains high. For example, South Korea has passed a law that Apple and Google must allow developers to use other payment systems on the app stores in 2021. European Economic Area (EEA) app stores to allow third-party payment options. But the app stores are being criticized not only for high payment fees. The lengthy and obscure app review process is another major concern of app developers. Some developers claim the process is biased, and apps can be rejected or removed from the App Store without a clear explanation. obligated Here is the message Telegram's founder Pavel Durov posted in August 2022 on his Telegram channel: .. we're often unable to distribute the new versions of Telegram due to the obscure "review process" imposed on all mobile apps by the tech monopolies. For example, our upcoming update – which is about to revolutionize how people express themselves in messaging – has been stuck in Apple's "review" for two weeks, without explanation or any feedback provided by Apple. If Telegram, one of the top 10 most popular apps globally, is receiving this treatment, one can only imagine the difficulties experienced by smaller app developers. So the battle with app stores is not only on the payments but also on the overall control of what's available and who can distribute the apps on the 7 billion mobile devices.

Is Apple’s Monopolistic Control Over the App Store About to End?

Table of Contents 1. Introduction: All About Investment 2. What Are Investment Apps? 3. Investment App Usage Over The Years 4. Best Investment Apps for Beginner Investors in 2021 5. The Future of Investment Apps: The Fin Tech Analysis Introduction: All About Investment Making money comes naturally for techies: saving and investing on the other hand, can be like walking on a tightrope for some of us. This is partly because of the rising cost of daily living and also due to the many investment scams all over the globe. Investments are assets acquired with the hope of increasing in value over a period of time or generating income. When you invest, your end goal is making a profit. Over the years, there have been numerous forms of investment. People have been putting their money in stocks, bonds, real estate, businesses, cryptocurrency, etc. However, with the recent advancements in technology, people do not have to physically visit financial institutions to invest: investments can be made from a tap on a mobile device app. What Are Investment Apps? Investment apps, otherwise known as micro investing apps, are mobile applications that enable users to save and invest their money for a given period of time. These applications are usually designed to help you make small investments by an automated saving and investment system. These apps may require a debit or credit card linking, as well as your email address and some user verification. However, they help you invest small amounts of money that eventually round up to larger figures in the long run. Investment apps could let you start investing from $1, $5, $20, etc and the commission fees are usually lower compared to that of the traditional financial investment platforms. Micro investing apps also take into consideration your investment risk level and provide financial education on investing: this may come in the form of tutorials which are very helpful for beginner investors. Investment App Usage Over The Years People have always invested their money, however they have not always used investment apps. The development of micro investing apps was as a result of the increasing need to invest and the high cost of living that resulted in no savings for many. A 2016 Financial Times Report from the company website showed that according to The Money Charity, about 9.61 million households in the UK had no savings. Money Box, an app designed to help young people between the ages of 18 to 35 invest as low as 20 pence was set to be launched, following the US and Australia micro investing app launches. In 2018, the US Today disclosed that apps like Robbinhood, Acorn and Stash were blowing up in the stock market fluctuations. The beginner investors shared their worries initially, but they received enough encouragement to ride through the financial storm. 2021 has the best investment apps from Acorn to Webull and the famed TD Ameritrade. These apps offer small investment plans, automated investments, user tutorials and investment risk plans. Beginner investors, low risk investors and investors with small capital actively use these apps. Best Investment Apps For Beginner Investors in 2021 Based on online discussions and popularity, here is a list of five best investment apps for beginner investors in 2021. : The Investing and Trading App which has a 4.3 rating from over 16,000 users on the Google Playstore enables users to invest from $1 in the United States. The app offers you $10 in Bitcoin for your first crypto trade: the fees are as low as 0% for active trading and 1.25% for cryptocurrencies. 1. SoFi Sofi : offers users a clear view of the stock market. You can trade stocks, ETFs and options from your mobile device. You can view your portfolio and receive price alerts to monitor your trading. In addition, you can view up to seven years of tax documents and ten years of statements on the app. 2. TD Ameritrade TD Ameritrade : is a new app designed for trading stocks, ETFs and cryptocurrencies. There is also the option for a fantasy stock trading game and when you play with your friends, you stand the chance of winning from a pool of $100,000 of virtual cash. Although Wealthbase is not so popular, it has a lot of potential for investing in the FinTech space. 3. Wealthbase Wealthbase : provides its users the opportunity to access market performance, see the most active stocks of the day and track a waitlist. You can also deposit checks into your Merrill account or Bank of America account by just snapping a picture. There are available tools designed to make the trading and investment process easier for beginners. 4. Merrill Edge Merrill Edge : is a popular app rated 4.5 by over 17,000 users that allows users to spend, borrow and invest with the tap of a finger. The app allows users to watch their portfolios, create new portfolio templates and access helpful automation tools that make beginner investing an enjoyable experience. 5. M1 Finance M1 Finance The Future of Investment Apps: The FinTech Analysis Investment Apps are becoming very popular among young people: with time, these apps have become dominant in the FinTech Space. They are convenient to use and the financial education services they provide make usage for beginner users easier. There have also been some controversies about the investment apps: in 2017, reported that Acorn was making 6.2% every year from over 50,000 micro investors. This may not seem much, but for a user with a balance of $241.13, the annual fee would be $15. The Sydney Morning Review Investment apps have their benefits: they provide a platform to invest with little capital that eventually adds up to a worthwhile investment. However, the fees can add up with time and for users who have security , they may not be the best option. In years to come, investment apps will be used by people of all age brackets and provide more features offered by financial institutions. concerns Disclaimer : This article is for informative purposes and not tantamount to financial advice. If you want to invest with a micro investing platform, do your own research, or consult a finance professional.

The 5 Best Investment Apps For Beginners In 2021

The Year 2018 which launched in with a bang with every single cryptocurrency reaching its price ended with an unexpected nosedive for most of them. One of the major factors that caused the demise of prices was surely the downtrend of Bitcoin price. Evidently 2018 can be termed as the year of “Crypto Crash” in the era of blockchain history. Conversely if we account for the yearly lows of bitcoin price over the years, the bitcoin trading was still profitable for HODLers. ATH altcoins Even amidst such negative sentiments of the market the technological developments of cryptos like , Tron (TRX) etc. made the headlines every now and then reminding people that ICO era was yet not over. Ripple (XRP) In this article we’ve considered currencies that are atleast an year old. While calculating percentages we’ve considered their this year highs and their closing rate on 31st Dec 2018. We’ve also mentioned their lowest price this year. Even though Bitcoin and ethereum do not make it to the TOP 10 list but still have suffered a major drop worth mentioning. Bitcoin (BTC) Ever since its ride in December 2017, the glorious era of cryptocurrency market where bitcoin’s ATH price almost touched $20,000, the ride has been deteriorating ever since reaching an year’s low at $3156 (as per binance exchange). Bitcoin price has plunged about this year. to the moon 77.94% **High: $**17527.30 **Low: $**3156 **Closing rate : $**3865.95 77.94% Percentage Decline : Source: https://coinmarketcap.com/currencies/bitcoin/ 2010: +0.82%2011: +0.76%2012: +0.26%2013: +1.11%2014: -0.25%2015: +0.09%2016: +0.22%2017: +0.37%2018: -0.33% Bitcoin average DAILY value change during: Numbers do speak for themselves, 2018 can be termed as the worst year for bitcoin till now. Even amidst such hue and cry, where almost everyone is crying foul about cryptocurrencies and ICOs, John McAfee has turned out to be a true believer who stands tall with his . $1 million price prediction for bitcoin by 2020 Ethereum (ETH) Ethereum is the second largest cryptocurrency in the world in terms of market cap. Its developer friendly platform makes it easier to build and deploy decentralised apps (DApps). Vitalik’s , where he announced that crypto’s exponential growth days are over. He said interview with Bloomberg There is no longer the opportunity for yet another 1,000-times growth in anything in the space anymore. This comment further fueled the ethereum’s plunge to $100 range. Although he took to twitter to explain his comment but the damage had already been made. Source: https://coinmarketcap.com/currencies/ethereum/ **High: $**1397.48 **Low: $**84.66 **Closing rate : $**139.86 89.99% Percentage Decline : 1. Quantum (Qtum) Quantum is the public blockchain platform that leverages the simplicity and security of bitcoin UTXO protocol while adding the convenience and flexibility of smart contracts. This hybrid blockchain application platform is built with a motive to tap onto the mobile DApps (Decentralised Applications) market. In year 2018 Qtum happens to be the worst performing cryptocurrency. **High: $**94.07 **Low: $**1.48 **Closing rate : $**2.31 97.54% Percentage Decline : Source: https://coinmarketcap.com/currencies/qtum/ 2. Cardano (ADA) Similar to Ethereum, Cardano is a scalable and secured smart contracts platform conceptualised by Charles Hoskinson, one of the co-founders of Ethereum. Source: https://coinmarketcap.com/currencies/cardano/ **High: $**1.17 **Low: $**0.027 **Closing rate : $**0.043 96.32% Percentage Decline : 3. Nem (XEM) Nem’s smart asset blockchain system allows enterprises to build applications for real world use cases. Source: https://coinmarketcap.com/currencies/nem/ **High: $**1.84 **Low: $**0.057 **Closing rate : $**0.068 96.30% Percentage Decline : 4. Neo (NEO) Neo, formerly known as Antshares, is a conglomeration of digital assets, digital identities and smart contracts thereby building a smart economy for the world. Post its re-fabrication from Antshares in 2017, Neo’s claim to fame was a point of discussion for the trading community. The returns were as high as 50X in the initial days of its launch. The first quarter of 2018 saw an ATH price at **$**187.97. From there it was a downward road for the coin closing the year at **$**7.53. Source: https://coinmarketcap.com/currencies/neo/ **Year’s High: $**187.97 **Year’s Low: $**5.53 **Closing rate : $**7.53 95.99% Percentage Decline from Year’s High: 5. Lisk (LSK) Established in early 2016 Lisk is a which allows developers to create DApps in javascript. It also allows them to deploy a sidechain linked to the lisk blockchain. sidechain development platform Source: https://coinmarketcap.com/currencies/lisk/ **High: $**33.59 **Low: $**1.10 **Closing rate : $**1.46 95.65% Percentage Decline : 6. OmiseGo (OMG) Majorly used in thailand, Omisego Network talks about disrupting the current payment network systems throughout the world. Its motto signifies financial inclusion. It is the next-gen financial network built on ethereum network to provide transparent peer to peer transactions in real-time. Unbanked the banked Source: https://coinmarketcap.com/currencies/omisego/ **High: $**25.72 **Low: $**1.09 **Closing rate : $**1.42 94.48% Percentage Decline : 7. Bitcoin Cash (BCH) Released in 2017, Bitcoin Cash is the fork coin of bitcoin backed by . It’s the upgraded version of bitcoin core software which is faster, cheaper and more reliable to use. Bitcoin cash closing in at $163.62 this year by suffered a plunge of . As a matter of fact bitcoin cash faced another hard fork into Bitcoin Cash ABC (BCHABC) and Bitcoin Cash Satoshi Vision (BCHSV). Roger Ver -94.34% **High: $**2891.55 **Low: $**76.52 **Closing rate : $**163.62 94.34% Percentage Decline : Source: https://coinmarketcap.com/currencies/bitcoin-cash/ 8. Dash (DASH) Based on bitcoin framework, Digital cash a.k.a Dash makes it easier to shop online with cryptocurrency as it enables swifter and private transactions. It values financial privacy of customers. Source: https://coinmarketcap.com/currencies/dash/ **High: $**1283.36 **Low: $**58.47 **Closing rate : $**81.79 93.62% Percentage Decline : 9. Litecoin (LTC) Launched in 2011, litecoin is a decentralised global payment network meant to provide instant payments. The transaction speed is 4X times the transactions on bitcoin network. Just like bitcoin only 84 million litecoins can be mined. Developers of litecoin call it . silver to bitcoin’s gold Source: https://coinmarketcap.com/currencies/litecoin/ **High: $**300.49 **Low: $**22.97 **Closing rate : $**31.98 89.36% Percentage Decline : 10. Stellar (XLM) Founded by Jed McCaleb in 2014, stellar facilitates cross border payments just like ripple. The cryptocurrency launched on stellar network is lumens (XLM). Source: https://coinmarketcap.com/currencies/stellar/ **High: $**0.892 **Low: $**0.093 **Closing rate : $**0.117 86.88% Percentage Decline : The Road Ahead The end of crypto era is no way near. What crypto crash 2018 taught us is that there is a dire need to curb malpractices like responsible for such volatility of prices. With the advent of institutional investors, STOs (Security token offereings) and legalisation of cryptocurrencies by multiple countries a long road lies ahead for crypto. pump and dump

Worst 10 performing cryptocurrencies of 2018

Not so long ago I desired to break the record in a mini-game in browser. If someone does not know, if you do not have access to the Internet and your browser is Chrome — press the space bar or, in case of mobile phones, tap on the screen and a mini-game appears to launch. Chrome Let’s start creating it. The principle of the bot is that we parse the pixel color at a certain distance from the character in the loop and check if the color of the pixel is equal to the of the cactus, then we jump. Else — just keep running (do nothing). color To begin with, lets find the right pixel. In my case, this pixel is on coordinates: “775x250”. I take the correct pixel by one above the highest hillock on the road and at a distance from the character derived by trial and error. Also should be noted that my screen resolution is 1920x1080 21.5" and if you have different, it will work crookedly.So, lets create a console application in VS. First, we declare the variables for the pixel coordinates. x = 775; y = 250; public static int public static int Then connect some DLL’s to the job. [DllImport("user32.dll")] IntPtr (IntPtr hwnd); public static extern GetDC [DllImport("user32.dll")] (IntPtr hwnd, IntPtr hDC); public static extern int ReleaseDC [DllImport("gdi32.dll")] (IntPtr hDC, x, y); public static extern uint GetPixel int int Now lets add some code for the handler. IntPtr hDC = GetDC(IntPtr.Zero); ( ) { pixel = GetPixel(hDC, x, y); (pixel == 5460819) {SendKeys.SendWait("{UP}");}} while true uint if The code is taken in an infinite loop. (pixel == 5460819) if This means that when the color of the pixel is equal to the color of the cactus in the Decimal encoding, the up arrow is pressed. SendKeys.SendWait("{UP}"); Then we need to connect the two links. System.Diagnostics; System.Windows.Forms; using using At the moment, the dino easily overcomes 500 game meters, and then it is trapped in the sight of birds and night. To solve these problems, I will write the following article. Good luck! You don’t have to disconnect to play the game — just enter in the address bar. UPDATE: chrome://dino/ ❤ If this post was helpful, please hit the little heart! (and follow me on ) Twitter

Make a bot for a running dino in Chrome

This paper is available on arxiv under CC 4.0 license. Authors: (1) Samie Mostafavi, ssmos, KTH Royal Institute of Technology; (2) Vishnu Narayanan Moothedath, vnmo, KTH Royal Institute of Technology; (3) Stefan Ronngren, steron, KTH Royal Institute of Technology; (4) Neelabhro Roy, §nroy, KTH Royal Institute of Technology; (4) Gourav Prateek Sharma, gpsharma, KTH Royal Institute of Technology; (4) Sangwon Seo, sangwona, KTH Royal Institute of Technology; (4) Manuel Olgu´ın Munoz, manual@olguinmunoz.xyz, KTH Royal Institute of Technology; (4) James Gross, jamesgr, KTH Royal Institute of Technology. Table of Links Abstract & Introduction Testbed Design and Architecture Experimental Testbed Validation Supported Experimentation Acknowledgements & References Abstract This paper presents ExPECA, an edge computing and wireless communication research testbed designed to tackle two pressing challenges: comprehensive end-to-end experimentation, and high levels of experimental reproducibility. Leveraging Openstack-based Chameleon Infrastructure (CHI) framework for its proven flexibility and ease of operation, ExPECA is located in a unique, isolated underground facility, providing a highly controlled setting for wireless experiments. The testbed is engineered to facilitate integrated studies of both communication and computation, offering a diverse array of Software-Defined Radios (SDR) and Commercial Off-The-Shelf (COTS) wireless and wired links, as well as containerized computational environments. We exemplify the experimental possibilities of the testbed using OpenRTiST, a latency-sensitive, bandwidth-intensive application, and analyze its performance. Lastly, we highlight an array of research domains and experimental setups that stand to gain from ExPECA’s features, including closed-loop applications and time-sensitive networking. Index Terms—Edge computing experimental platform, reproducibility, end-to-end experimentation, wireless testbed I. INTRODUCTION As we move onto the next decade, edge computing applications are poised for significant growth, fueled by advancements in wireless technologies such as 5G and Beyond 5G (B5G), as well as breakthroughs in compute-intensive tasks like model predictive control, multimedia processing, and machine learning algorithms. In order to achieve trustworthiness and dependability in these interdisciplinary, distributed systems, involving computer science and wireless research, it is imperative to develop sophisticated scientific tools. On one hand, research in areas like wireless networking methods necessitates close interaction with radio hardware and a high degree of adaptability, as facilitated by Software Defined Radios (SDRs). Conversely, the computational aspect requires performance workloads to be adaptable to fluctuating network conditions, necessitating the creation and efficient repeatable testing of innovative computing algorithms. End-to-end experimentation is essential for obtaining a comprehensive understanding of the system as a whole and for devising innovative approaches to overcome existing bottlenecks. Additionally, the ability to efficiently replicate these experiments is key to allowing other researchers to easily validate findings. In this realm of research, we find a diverse landscape of testbeds that have emerged in recent years, each distinguished by its size, applicability, and feature set. Notable ones include the 1) COSMOS, 2) POWDER, 3) ARA, and 4) Drexel Grid SDR testbeds. COSMOS (Cloud enhanced Open Software defined MObile wireless testbed for city-Scale deployment) is a testbed spanning over 1 square mile, equipped with an array of resources, including Software-Defined Radios (SDRs), millimeter-wave (mmWave) equipment, optical fibers, and various computational nodes for core functionality and application processing [1], [2]. COSMOS integrates with cloud infrastructure, with a primary focus on advancing cloud computing research. This testbed includes a diverse set of rooftop, intermediate, and mobile nodes, all centrally controlled. POWDER (Platform for Open Wireless Data-driven Experimental Research) serves as an even larger testbed, offering a platform for exploring wireless and mobile networks with a high level of programmability that extends down to the waveform level [3]. Covering an area of 15 km2 , POWDER comprises fixed, programmable radio nodes constructed using off-the-shelf SDR technology. The platform seamlessly integrates with cloud and edge-like compute capabilities, allowing mobile nodes to tap into the compute resources. The Drexel Grid SDR testbed features SDRs that connect over-the-air (OTA), channel emulator, or alternatively a combination of the two, to enable realistic and reproducible experimentation. Even though the testbed provides freedom in terms of experiment development, it is intended primarily for SDR-related research, and does not integrate any core, cloud or edge components. ARA (The Agricultural and ruRAl communities) represents a wireless research platform, spanning a rural expanse with a diameter of 60 km in Iowa [4]. ARA’s mission is to investigate wireless platforms and technologies within the realworld context of agricultural settings. The testbed incorporates a diverse array of wireless platforms, implemented through SDRs and programmable Commercial Off-The-Shelf (COTS) radios along with automated vehicles and various cameras and other sensors. ARA’s testbed software builds upon the Chameleon Infrastructure (CHI) software framework from the Chameleon testbed project [5]. Chameleon primarily serves as a bare-metal reconfigurable research testbed designed for edge-to-cloud experimentation, adapting the cloud paradigm for computer science research. Since its public unveiling in 2015, Chameleon has accommodated over 6,000 users across more than 800 projects, gaining valuable experience and refining methods for automating and managing research infrastructure sites. This accumulated knowledge has been encapsulated in the CHI-in-a-Box [6] testbed software distribution, which aims to simplify and optimize the deployment and operation of future associated or independent Chameleon sites. Existing wireless research-focused platforms like COSMOS, POWDER, and Drexel Grid employ their own specialized software solutions, which are not in line with prevailing cloud-native standards. These testbeds also utilize virtualization technology based on Virtual Machines (VMs), rather than opting for lighter and more edge-compatible solutions such as containers. Similar to the approach taken by the ARA testbed, we found that CHI-in-a-Box presents an excellent opportunity to develop experimental platforms at minimal cost, while offering significant flexibility in both cloud and edge-native technologies. However, when it comes to reproducibility in wireless edge-computing research, existing large-scale testbeds have limitations that we aim to address by introducing our testbed, ExPECA. By ‘reproducibility’, we mean the capacity for researchers to easily replicate experiments and validate results. Achieving this is particularly challenging for two main reasons: one, edge computing experiments involve a range of heterogeneous components like servers and radios, all interacting within a single experiment; and two, the existence of wireless links introduces variables such as interference and dynamic propagation conditions that must be controlled for consistent results. Owing to its unique design choices, ExPECA provides a highly reproducible environment for endto-end wireless and edge computing experimentation, making it one of the first platforms to effectively address this issue. In the following section, we delve into these design intricacies and their consequential impacts.

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