BNPL company <strong>Affirm</strong> showed solid growth across categories, with an emphasis on its card usage and mid-market merchants.

Affirm Credits Mid-Market With Q3 Earnings Gains

Barron&#x27;s is a leading source of financial news, providing in-depth analysis and commentary on stocks, investments and how markets are moving across the world.

Affirm Had a Great Quarter. Why the Stock Is Falling.

AFRM earnings call for the period ending March 31, 2024.

Affirm (AFRM) Q3 2024 Earnings Call Transcript @themotleyfool #stocks $AFRM

Shares of <strong>Affirm</strong> (AFRM) are moving on Wednesday morning — ticking down into the red after the opening bell — as its fiscal third-quarter revenue jumped up 51% year-over-year. The buy now, pay later operator narrowed expected losses for the quarter to $0.43 per share.

Affirm reports Q3 revenue jumping by 51% year over year

Affirm Holdings Inc currently has the 62th highest Short-Term Technical score in the Software - Infrastructure industry. The Short-Term Technical score evaluates a stock's trading pattern over the past month and is most useful to short-term stock and option traders.

Affirm Holdings Inc (AFRM) Up 2.10% in Premarket Trading

Affirm shares trebled in the last 2 months of 2023 before retracing about 1/3rd of the move. Read why I have a buy rating on AFRM stock.

Affirm: The Recent Inflection In The Business Is Under-Appreciated (NASDAQ:AFRM) | Seeking Alpha

Affirm Holdings Inc (AFRM) is higher by Tuesday morning, with the stock climbing 1.89% in pre-market trading to 45.19. AFRM's short-term technical score of 98 indicates that the stock has

Affirm Holdings Inc (AFRM) is up 1.89% Tuesday In Premarket Trading

Affirm Holdings Inc’s recently made public that its 10% Owner GIC Private Ltd unloaded Company’s shares for reported $3.14 million on Jul 05. In the deal valued at $15.42 per share,203,905 shares were sold.

The Potential Rise in the Price of Affirm Holdings Inc (AFRM) following insiders activity

The YTD increase in stock price, along with the business' deterioration, makes this stock look increasingly overvalued.

Buy Now Suffer Later Part II

Fintel reports that on October 31, 2023, Wells Fargo initiated coverage of Affirm Holdings Inc - (NASDAQ:AFRM) with a Equal-Weight recommendation. Analyst Price Forecast Suggests 5.86% Downside As of October 5,

Wells Fargo Initiates Coverage of Affirm Holdings Inc - (AFRM) with Equal-Weight Recommendation

Affirm Holdings

affirm

DISDAIN—CONTEMPT—DISGUST-GUILT—PRIDE, ETC.—HELPLESSNESS—PATIENCE—AFFIRMATION AND NEGATION

Everyone is at risk whenever it boils down to cyberattacks. Cybercriminals prey on every single one who is using the internet. Not only this, enterprises of all sizes are targets of hackers whether it’s government sectors, private individuals, big corporations, or small businesses. Let’s lay eyes on some stats and facts. There is a new cyberattack someplace on the internet every 39 seconds! 30,000 websites are hacked on a day-to-day basis. Ransomware cases evolved by 150% in 2020. During that same year, 6 out of 10 attacks intended to obtain money from individuals and organizations. fake emails are sent daily around the globe. 20 million breached records were reported in March 2021. Also, approximately 24,000 malicious mobile applications are blocked on a daily basis across the internet. 6.4 billion These numbers are progressing with every passing day, ensuring that hackers are always in search of the next vulnerable system to invade. Above mentioned stats and facts lead us to the reality that it’s high time for tech giants and businesses to take appropriate measures for the enhancement of their cybersecurity protocols. Recently, “On Sunday, the government of the United States proclaimed a regional emergency as the US's largest fuel pipeline system remained shut down for two days after it was hit by ransomware cyber attack.” Colonial Pipeline Hit by a Ransomware Cyber-attack On , emergency legislation was issued by the United States after the occurrence of the Colonial pipeline cyber attack. The pipeline carries 45% of the supply of jet fuel, petrol, and diesel for the East Coast, 2.5 barrels per day. Sunday After the cyberattack, operators shut down the Colonial pipeline on Friday, working continuously to restore their services. The gang stole approximately 100 gigabytes of data hostage, bullying to leak it all across cyberspace. The FBI officially confirmed on Monday that DarkSide was responsible for disrupting the Colonial Pipeline Network, proclaiming that it was continuously working with the firm as well as other government agencies during the investigation. On Monday, US president Joe Biden during his speech at White House that, alleged “I was personally briefed about the situation of the pipeline every single day. The agencies across the government have reacted immediately to alleviate any influence on our fuel supply. We are ready to take additional steps depending upon how soon the company is capable of bringing pipeline back into the work.” Numerous cybersecurity researchers hypothesized that those cybercriminals could be Russians, considering the fact that their software avoids the encryption of any computer systems where the language is set as Russian. Biden also said that the government of the United States is very much concerned about the issue and he is going to have a meeting with President Putin sometime soon. How The Attack Took Place According to Digital Shadows, the outbreak of COVID-19 assisted the Colonial Attack as, during the pandemic, a tremendous amount of engineers were remotely accessing the control systems for the pipeline. The co-founder of Digital Shadows, James Chappell thinks that DarkSide could have unauthorized access to account login credentials for remote desktop software for example Microsoft Remote Desktop and TeamViewer. said, Mr. Chappell “Anyone can have access to the login portals from computers which are connected to the internet on search engines such as Shodan, and then hackers just keep on trying different user credentials i.e usernames and passwords until something works in their favor. We are currently seeing more than a lot of victims now which is a big problem for the global economy.” The research by Digital Shadows depicts that the cybercriminal gang is based in some Russian-speaking country as it avoids attacking such companies which are situated in post-Soviet states such as Uzbekistan, Tajikistan, Turkmenistan, Kyrgyzstan, Kazakhstan, Azerbaijan, Moldova, Armenia, Georgia, Belarus, Ukraine, and Russia. Impact on Fuel Prices The American  Automobile Association (AAA) affirmed on Monday that US fuel prices at the pump were up 6 cents per gallon on the week to $2.967 per gallon for regular unleaded gasoline. Also, Wall Street shares in US energy firms rose 1.5%. AAA affirmed that fuel prices were heading towards one of the highest levels since the year 2014. The government of the United States on fuel transportation via road on Sunday to minimize supply disruption. This permitted drivers in 18 states to work with more flexible hours while transporting refined petroleum products. However, there are errors that could possibly prolong the Colonial pipeline shutdown. relaxed rules , an independent oil market analyst, claimed that an immense volume of fuel was stranded at Texan refineries. He also said that this issue has to be resolved by Tuesday, otherwise intense troubles might occur. Impacted areas could be Atlanta, Tennessee, and New York. future oil traders are now scrambling to meet fuel demands at the moment when inventories of the United States are declining. Gaurav Sharma My Opinion Shutting down Colonial Pipeline operations clearly depicts that they have little to no faith in their present security environment, presently operating security systems and postures. I believe that the colonial shutdown took place because of the lack of visibility of their operational technology ( ) system’s security status.  Hence greater visibility into the current OT system will surely boost the restart process. OT Also, industrial organizations must focus on better segmentation of networks and functions for the prevention of such sort of shutdowns of operational systems. They must develop proper architectures and must know how to react to particular circumstances. They must have that sort of real-time visibility that they can react immediately if someone starts impacting their network operations in a certain geographic area. This would help them in detecting that where else they could be potentially vulnerable and isolable those influenced systems as soon as possible. Another point to ponder for organizations is governance policy encompassing ransomware occurrences, certainly preparing for the repercussions of cyberattacks by lining up effective and efficient communication strategies. Industrial organizations must also develop prudent plans for the management of such attacks. In the end, I would like to shed some light on the fact that industrial organizations must work with federal partners to stay one step ahead of cybercriminals. Private sectors must be combined with the federal government to dodge such attacks or react appropriately during unfortunate situations.

Colonial Pipeline Shutdown Affirms  Need for Better OT Cybersecurity Practices

It’s no breaking news that being a woman learning to code presents a steep psychological hurdle (especially when undergoing a mid-career transition). Due to the tech world’s competitive nature, many people (not just women) suffer from what’s called impostor syndrome — the tendency to doubt one’s aptitude to achieve in this field. I thought I’d present one of the ways I psych myself up to keep working away as I struggle to balance my current jobs (plural is not a typo), single parenthood, and all the usual responsibilities and headaches that life requires one to manage. I think this everyday stress makes impostor syndrome rear its ugly head more often. But I like to approach strife in my life with a healthy sense of humor, and I’ve always enjoyed subversive tactics, so why not put a feminist spin on my coding exercises? When you run manage.py startapp, Django sets up a whole bunch of stock code for you. It creates a mostly blank views.py script that you can then modify with things you’d like your webpages to do. Here this hello_world function hardcodes a little dictionary that gets fed into the code on the hello.html script. This is how the hello_world view gets linked to the hello.html page. And this is what the output of the above looks like! Sitting alone, I carefully went through these steps, but to reinforce what are Python-necessary commands and syntax and to separate what are things that are user-determined variables, I made some alterations. Here’s a screencap of my affirmation-tweaked version’s output: I never used to like pink, but being a woman in tech has gotten me to embrace it as my signature test color. Even just looking at this screencap right now, it makes me feel like I can do this! So, for anyone needing a psychological boost while learning to code, I highly recommend working some affirmations into your tests and practice work. If you’re reading this because you are also learning to code and you’re interested in how I did this and what changes I made, here’s the code I changed. This is nothing earth shattering, but I’ll mention I felt particularly accomplished when I thought to add in a line of very basic HTML to change the text color to pink. (Celebrate baby steps, celebrate small goals — they really help! Senior coders might scoff at being proud of something tiny like that, but I’ll tell you, when fighting impostor syndrome and in a steep learning curve pat yourself on the back for every little success.) Yes I like to use a “girly” color theme in Sublime too. Note I changed the “hello-world” view to an “affirmation” one for extra feel-good emphasis. Finally, I’d like to give some serious applause to the way this Chipy mentorship program is structured. Having to blog about what I’ve done in the program really helps reinforce what I learned. I wish I had the time to write about each and every step I’m taking. [As a mentee in this fall’s Chipy (Chicago Python) mentorship program, we’re required to write a 3-part blog about our experience in the program. This is part 2 (you can find part 1 ).] here

Fighting Impostor Syndrome through Coding Affirmations

Do I Even Need a Bio? Yes, you do. And do people actually read other people’s bios on social media? Also affirmative. First impression is what matters and lasts. Additionally, I find it useful to try to squeeze my professional career story into a few short sentences. It helps me get a better overview of what my strengths and areas of expertise actually are. Maybe even inspires me to make some changes and get a bit closer to some professional goals. And probably most importantly – it is a brief yet comprehensive source of information about me for future employers, employees, or any new connections in my network. What Does a ‘Good’ Bio Include? The length of a bio varies among different social media platforms. Probably the longest one I’ve written was for a conference application form. Searching through various LinkedIn bios and writing tips, I came up with a few conclusions about its elements and main features: Length For most of my social media accounts, I keep my bio short - 2 or 3 sentences maximum. For event applications or ‘about me’ sections with more space on some of my accounts – I allow 5 well-structured sentences. Content A short social media bio includes information on my job position, the company I work for, the main areas of my expertise, and the biggest achievements. For a longer ‘about me’ I add a few more personal elements – my motivations and hobbies. You can also include your valuable experience. Tone In a short bio, I keep the language clear, precise, and rather formal. For a longer personal summary, I remember to stay as authentic as possible. I make the language slightly more conversational, however, still professional. Practical Prompt for a Catchy Bio With ChatGPT First, I want to create a short bio – useful for example for a LinkedIn headline. Copy and paste input: Write a 2-3 sentences long professional bio for my social media account.
Remember to make sentences short and stick to the given limit.
Use simple verbs, make language simple.
Include only relevant information, do not add pompous quotes.
Keep grammar structure consistent.
Use following information:
My job position: (fill in with your information)
The company I work for: (fill in with your information)
My main responsibilities: (name 1 or 2 areas of your expertise)
My main achievements: (include the achievements you’re most proud of) My input: Write a 2-3 sentences long professional bio for my social media account.
Remember to make sentences short and stick to the given limit.
Use simple verbs, make language simple.
Include only relevant information, do not add pompous quotes.
Keep grammar structure consistent.
Use following information:
My job position: Executive Assistant and Technical Writer
The company I work for: sentimatic
My main responsibilities: writing articles about being productive with AI on https://productiveimpact.com/
My main achievements: running a small English tutoring business at https://anna-tomyofenglish.carrd.co What I got: Executive Assistant & Technical Writer at sentimatic. I write articles on AI productivity for https://productiveimpact.com/ and manage a small English tutoring business at https://anna-tomyofenglish.carrd.co Now, I want to develop my short bio into a longer professional summary and add some more personal information. I can then use it for conference applications or any longer description sections on my social media pages. I type: Now change my short bio into a longer one - stick to the 5 sentences limit.
Use simple verbs and keep sentences short and concise.
Keep it on a level comprehensible for a B1 speaker of English.
Do not add pompous quotes.
Keep grammar structure consistent.
Write only about the information below, nothing else.
Add information including:
My motivations: (in short name the main professional goal of your actions)
My hobbies: (name 2 or 3 hobbies)
My valuable expertise (add anything you find worth the attention or write ‘doesn’t concern’) And this is the final version of my longer bio: Executive Assistant & Technical Writer at sentimatic. I write articles on AI productivity for https://productiveimpact.com/ and manage a small English tutoring business at https://anna-tomyofenglish.carrd.co. I aim to automate tasks to have more time for creativity. Outside of work, I enjoy watching French movies, exploring psychology, and learning new languages. Now What? Now, whenever something changes in my professional life, I can easily adapt my bio and keep the people within my network updated. With a clear and catchy bio, I gain a higher following and attract people who simply fit my professional goals and aspirations better. Improve your personal brand with the help of ChatGPT, and start using these prompts for an effective social media bio. For any other social media content tips, check my other articles and subscribe to my newsletter! Thank you for supporting produtiveimpact! Check @productiveimpct Do I Even Need a Bio? Yes, you do. And do people actually read other people’s bios on social media? Also affirmative. First impression is what matters and lasts. Additionally, I find it useful to try to squeeze my professional career story into a few short sentences. It helps me get a better overview of what my strengths and areas of expertise actually are. Maybe even inspires me to make some changes and get a bit closer to some professional goals. And probably most importantly – it is a brief yet comprehensive source of information about me for future employers, employees, or any new connections in my network. What Does a ‘Good’ Bio Include? The length of a bio varies among different social media platforms. Probably the longest one I’ve written was for a conference application form. Searching through various LinkedIn bios and writing tips, I came up with a few conclusions about its elements and main features: Length Length Length Length For most of my social media accounts, I keep my bio short - 2 or 3 sentences maximum. For event applications or ‘about me’ sections with more space on some of my accounts – I allow 5 well-structured sentences. Content Content Content Content A short social media bio includes information on my job position, the company I work for, the main areas of my expertise, and the biggest achievements. For a longer ‘about me’ I add a few more personal elements – my motivations and hobbies. You can also include your valuable experience. Tone Tone Tone Tone In a short bio, I keep the language clear, precise, and rather formal. For a longer personal summary, I remember to stay as authentic as possible. I make the language slightly more conversational, however, still professional. Practical Prompt for a Catchy Bio With ChatGPT First, I want to create a short bio – useful for example for a LinkedIn headline. Copy and paste input: Write a 2-3 sentences long professional bio for my social media account. Remember to make sentences short and stick to the given limit. Use simple verbs, make language simple. Include only relevant information, do not add pompous quotes. Keep grammar structure consistent. Use following information: My job position: (fill in with your information) The company I work for: (fill in with your information) My main responsibilities: (name 1 or 2 areas of your expertise) My main achievements: (include the achievements you’re most proud of) Write a 2-3 sentences long professional bio for my social media account. Remember to make sentences short and stick to the given limit. Use simple verbs, make language simple. Include only relevant information, do not add pompous quotes. Keep grammar structure consistent. Use following information: My job position: (fill in with your information) The company I work for: (fill in with your information) My main responsibilities: (name 1 or 2 areas of your expertise) My main achievements: (include the achievements you’re most proud of) My input: Write a 2-3 sentences long professional bio for my social media account. Remember to make sentences short and stick to the given limit. Use simple verbs, make language simple. Include only relevant information, do not add pompous quotes. Keep grammar structure consistent. Use following information: My job position: Executive Assistant and Technical Writer The company I work for: sentimatic My main responsibilities: writing articles about being productive with AI on https://productiveimpact.com/ My main achievements: running a small English tutoring business at https://anna-tomyofenglish.carrd.co Write a 2-3 sentences long professional bio for my social media account. Remember to make sentences short and stick to the given limit. Use simple verbs, make language simple. Include only relevant information, do not add pompous quotes. Keep grammar structure consistent. Use following information: My job position: Executive Assistant and Technical Writer The company I work for: sentimatic My main responsibilities: writing articles about being productive with AI on https://productiveimpact.com/ https://productiveimpact.com/ https://productiveimpact.com/ My main achievements: running a small English tutoring business at https://anna-tomyofenglish.carrd.co https://anna-tomyofenglish.carrd.co https://anna-tomyofenglish.carrd.co What I got: Executive Assistant & Technical Writer at sentimatic. I write articles on AI productivity for https://productiveimpact.com/ and manage a small English tutoring business at https://anna-tomyofenglish.carrd.co Executive Assistant & Technical Writer at sentimatic. I write articles on AI productivity for https://productiveimpact.com/ and manage a small English tutoring business at https://anna-tomyofenglish.carrd.co https://productiveimpact.com/ https://productiveimpact.com/ https://anna-tomyofenglish.carrd.co https://anna-tomyofenglish.carrd.co Now, I want to develop my short bio into a longer professional summary and add some more personal information. I can then use it for conference applications or any longer description sections on my social media pages. I type: Now change my short bio into a longer one - stick to the 5 sentences limit. Use simple verbs and keep sentences short and concise. Keep it on a level comprehensible for a B1 speaker of English. Do not add pompous quotes. Keep grammar structure consistent. Write only about the information below, nothing else. Add information including: My motivations: (in short name the main professional goal of your actions) My hobbies: (name 2 or 3 hobbies) My valuable expertise (add anything you find worth the attention or write ‘doesn’t concern’) Now change my short bio into a longer one - stick to the 5 sentences limit. Use simple verbs and keep sentences short and concise. Keep it on a level comprehensible for a B1 speaker of English. Do not add pompous quotes. Keep grammar structure consistent. Write only about the information below, nothing else. Add information including: My motivations: (in short name the main professional goal of your actions) My hobbies: (name 2 or 3 hobbies) My valuable expertise (add anything you find worth the attention or write ‘doesn’t concern’) And this is the final version of my longer bio: Executive Assistant & Technical Writer at sentimatic. I write articles on AI productivity for https://productiveimpact.com/ and manage a small English tutoring business at https://anna-tomyofenglish.carrd.co. I aim to automate tasks to have more time for creativity. Outside of work, I enjoy watching French movies, exploring psychology, and learning new languages. Executive Assistant & Technical Writer at sentimatic. I write articles on AI productivity for https://productiveimpact.com/ and manage a small English tutoring business at https://anna-tomyofenglish.carrd.co . I aim to automate tasks to have more time for creativity. Outside of work, I enjoy watching French movies, exploring psychology, and learning new languages. https://productiveimpact.com/ https://productiveimpact.com/ https://anna-tomyofenglish.carrd.co https://anna-tomyofenglish.carrd.co Now What? Now, whenever something changes in my professional life, I can easily adapt my bio and keep the people within my network updated. With a clear and catchy bio, I gain a higher following and attract people who simply fit my professional goals and aspirations better. Improve your personal brand with the help of ChatGPT, and start using these prompts for an effective social media bio. For any other social media content tips, check my other articles and subscribe to my newsletter! Thank you for supporting produtiveimpact! Check @productiveimpct @productiveimpct

How to Make Your Social Media Bio Catchy and Memorable With ChatGPT

SAN FRANCISCO, USA, October 31st, 2024/Chainwire/--Tony Vejseli, Figure Markets Holdings Inc., and GXD Labs, LLC (collectively “the Group”) today issued a statement to address recent developments following a meeting held on October 28 at White & Case’s Midtown Manhattan offices, where the Group met with the board of directors (the “Board”) and management team of Ionic Digital, Inc. (the “Company” or “Ionic”). The Group thanked White & Case for hosting the discussion but noted a need for clarification following the Company’s summary of the meeting in a press release, which they believe misrepresented several key points. In response to Ionic’s statement regarding its affirmation of “strong momentum” and its “laser-focus” on implementing its strategic initiatives, the Group raised concerns over the Board’s apparent lack of knowledge of core operating metrics. They highlighted that the Board appeared unprepared to discuss any aspects of its financial or operational performance, including by answering any of Mr. Vejseli’s questions as described in his post on X, leading to questions about the Company’s competitive position and valuation. The Group also expressed skepticism about Ionic’s ability to complete its audit, initially expected in early 2024 and now anticipated by Q1 2025 according to the Company, within the announced timeframe due to the apparent lack of available financial information, including the Company’s EBITDA and expenses. The Group indicated that alternative liquidity options for shareholders were discussed, yet they felt these options had not been fully explored or evaluated by the Board. The Group also raised concerns over Ionic’s contract with Hut 8, noting that, although it had presented a proposed solution, no alternative path forward was discussed by the Board or management. During the meeting, the Group outlined a proposed plan for refreshment of the Board, specifically suggesting the resignation of three current board members—Scott Duffy, Tom DiFiore, and Emmanuel Aidoo – to be replaced by three new, independent directors with the requisite experience and skill sets. The proposal, supported by a detailed presentation, emphasized the need for strategic and experienced leadership to better align the company’s actions with shareholder interests. Shareholders are encouraged to review the proposal and consider supporting a special meeting to vote on board changes. About Figure Markets Figure Markets is democratizing finance through blockchain. We’re building the exchange for everything - a decentralized custody marketplace for crypto, stocks, bonds, credit and more. We’re bringing best-in-class leverage, margining, and liquidity to our exchange, while offering our members extensive borrowing options and unique investment opportunities. Figure Markets puts our members in control of their assets and data, disintermediating legacy brokers, exchanges and lenders. Figure Markets is backed by leading venture capital firms and strategic partners, including Jump Crypto, Pantera, Distributed Global, Faction Lightspeed, NewForm Capital and CMT Digital. Figure Markets was founded by a seasoned team of entrepreneurs and operators from TradFi, fintech, and DeFi, including Mike Cagney and June Ou. Users can learn more at www.figuremarkets.com. Contact Director, Marketing Paula Machado Jackler Figure Markets press@figuremarkets.com This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here SAN FRANCISCO, USA, October 31st, 2024/Chainwire/--Tony Vejseli, Figure Markets Holdings Inc., and GXD Labs, LLC (collectively “the Group”) today issued a statement to address recent developments following a meeting held on October 28 at White & Case’s Midtown Manhattan offices, where the Group met with the board of directors (the “Board”) and management team of Ionic Digital, Inc. (the “Company” or “Ionic”). The Group thanked White & Case for hosting the discussion but noted a need for clarification following the Company’s summary of the meeting in a press release , which they believe misrepresented several key points. press release press release In response to Ionic’s statement regarding its affirmation of “strong momentum” and its “laser-focus” on implementing its strategic initiatives, the Group raised concerns over the Board’s apparent lack of knowledge of core operating metrics. They highlighted that the Board appeared unprepared to discuss any aspects of its financial or operational performance, including by answering any of Mr. Vejseli’s questions as described in his post on X, leading to questions about the Company’s competitive position and valuation. post post The Group also expressed skepticism about Ionic’s ability to complete its audit, initially expected in early 2024 and now anticipated by Q1 2025 according to the Company, within the announced timeframe due to the apparent lack of available financial information, including the Company’s EBITDA and expenses. The Group indicated that alternative liquidity options for shareholders were discussed, yet they felt these options had not been fully explored or evaluated by the Board. The Group also raised concerns over Ionic’s contract with Hut 8, noting that, although it had presented a proposed solution, no alternative path forward was discussed by the Board or management. During the meeting, the Group outlined a proposed plan for refreshment of the Board, specifically suggesting the resignation of three current board members—Scott Duffy, Tom DiFiore, and Emmanuel Aidoo – to be replaced by three new, independent directors with the requisite experience and skill sets. The proposal, supported by a detailed presentation, emphasized the need for strategic and experienced leadership to better align the company’s actions with shareholder interests. Shareholders are encouraged to review the proposal and consider supporting a special meeting to vote on board changes. review the proposal review the proposal About Figure Markets Figure Markets is democratizing finance through blockchain. We’re building the exchange for everything - a decentralized custody marketplace for crypto, stocks, bonds, credit and more. Figure Markets Figure Markets We’re bringing best-in-class leverage, margining, and liquidity to our exchange, while offering our members extensive borrowing options and unique investment opportunities. Figure Markets puts our members in control of their assets and data, disintermediating legacy brokers, exchanges and lenders. Figure Markets is backed by leading venture capital firms and strategic partners, including Jump Crypto, Pantera, Distributed Global, Faction Lightspeed, NewForm Capital and CMT Digital. Figure Markets was founded by a seasoned team of entrepreneurs and operators from TradFi, fintech, and DeFi, including Mike Cagney and June Ou. Users can learn more at www.figuremarkets.com . www.figuremarkets.com www.figuremarkets.com Contact Director, Marketing Paula Machado Jackler Figure Markets press@figuremarkets.com This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here here

Tony Vejseli, Figure Markets And GXD Labs Provide Clarification, Met With Ionic Digital’s Board

Tony Vejseli, Figure Markets y GXD Labs brindan aclaraciones y se reúnen con la junta directiva de Ionic Digital

Tony Vejseli, Figuurimarkkinat ja GXD Labs tarjoavat selvennystä, tapasivat Ionic Digitalin hallituksen

टोनी वेजसेली, फिगर मार्केट्स और जीएक्सडी लैब्स ने स्पष्टीकरण दिया, आयनिक डिजिटल के बोर्ड से मुलाकात की

Tony Vejseli, Figure Markets ak GXD Labs bay klarifikasyon, te rankontre ak Konsèy Ionic Digital la

טוני Vejseli, Figure Markets ו-GXD Labs מספקים הבהרה, נפגשו עם מועצת המנהלים של Ionic Digital

トニー・ヴェイセリ、フィギュア・マーケッツ、GXDラボが説明を行い、アイオニック・デジタルの取締役会と会談

Tony Vejseli, Figure Markets en GXD Labs geven verduidelijking, ontmoeten de raad van bestuur van Ionic Digital

Tony Vejseli, Figure Markets și GXD Labs oferă clarificări, s-au întâlnit cu Consiliul Ionic Digital

Tony Vejseli, Figure Markets Uye GXD Labs Inopa Kujekeswa, Yakasangana neIonic Digital's Board.

Тони Вејсели, Маркет Маркетс и ГКСД Лабс пружају појашњење, састао се са одбором Иониц Дигитал-а

Tony Vejseli, Masoko ya Kielelezo na Maabara ya GXD Hutoa Ufafanuzi, Alikutana na Bodi ya Ionic Digital.

Тони Вейсели, бозорҳои фигурӣ ва лабораторияҳои GXD тавзеҳот медиҳанд, ки бо Шӯрои Ionic Digital мулоқот карданд

Authors:
(1) Timothy R. McIntosh;
(2) Teo Susnjak;
(3) Tong Liu;
(4) Paul Watters;
(5) Malka N. Halgamuge. Table of Links Abstract and Introduction Background: Evolution of Generative AI The Current Generative AI Research Taxonomy Innovative Horizon of MOE Speculated Capabilities of Q* Projected Capabilities of AGI Impact Analysis on Generative AI Research Taxonomy Emergent Research Priorities in Generative AI Practical Implications and Limitations of Generative AI Technologies Impact of Generative AI on Preprints Across Disciplines Conclusions, Disclaimer, and References VII. IMPACT ANALYSIS ON GENERATIVE AI RESEARCH TAXONOMY With the advent of advanced AI developments such as MoE, multimodality, and AGI, the landscape of Generative AI research is undergoing a significant transformation. This section analyzes how these developments are reshaping the research taxonomy in generative AI. A. Criteria for Impact Analysis The continuously evolving landscape of Generative AI, which instigates transformative changes across various research domains, necessitates a systematic evaluation of these advancements’ influence, for which we have established a set of criteria detailed in Table II, serving as analytical lenses to quantify and categorize the impact, deeply rooted in the dynamic interplay between technological progress and the evolving paradigms of research focus areas. Our analysis framework has been constructed on a gradient scale ranging from emergent to obsolete, reflecting the extent to which areas of Generative AI research are being reshaped. The categorization into five distinct classes allows for a complex assessment, acknowledging that not all areas will be uniformly affected. This multi-tiered approach is informed by historical patterns of technological disruption and the adaptability of scientific inquiry. At the apex of our evaluative hierarchy, ‘Emerging Direction’ encapsulates the advent of uncharted research vistas, propelled by ongoing AI breakthroughs, which is predicated not on conjecture, but on a historical continuum of AI evolution, where each surge in technological power unfurls new scientific enigmas and avenues [315], [316]. ‘Areas Requiring Redirection’ denote research spheres that, though established, find themselves at an inflection point, necessitating a strategic pivot to assimilate emergent AI paradigms and an overhaul of traditional methodologies, akin to the transition from rulebased expert systems to adaptive machine learning frameworks [315], [317]. The ‘Still Relevant’ classification affirms the tenacity of select research domains that, by addressing persistent scientific inquiries or through their inherent malleability, remain impervious to the tides of AI innovation [317]. In contrast, domains categorized as ‘Likely to Become Redundant’ confront potential obsolescence, inviting strategic foresight and resource reallocation to forestall scientific stagnation [318]. Lastly, ‘Inherently Unresolvable’ challenges serve as a sobering reminder of the perpetual dilemmas within AI research that defy resolution, rooted in the complex web of human ethics and cultural diversity, thus anchoring the pursuit of AI within the intractable tapestry of human values and societal imperatives [319], [320]. B. Overview of Impact Analysis This subsection offers a detailed overview of the impact analysis carried out on the research taxonomy within the realm of generative AI, with a specific focus on recent progress in MoE, multimodality, and AGI, aiming to evaluate the impact of these innovative developments on various facets of generative AI research, ranging from model architecture to sophisticated learning methodologies, and includes both quantitative and qualitative assessments across a multitude of domains and subdomains in LLM research, shedding light on the extent to which each area is influenced by these technological advancements. This evaluation considered factors such as the emergence of new research directions, the necessity for redirection in existing research areas, the continued relevance of certain methodologies, and the potential redundancy of others, and has encapsulated in Table III. Impact On Model Architecture: Transformer Models have been scored with a redirection requirement (֒→) of 4 in both MoE and AGI, and a relevance (↔) of 3 in multimodality, leading to an overall score of 11. These models, forming the backbone of many current AI architectures, continue to be relevant for handling complex input sequences. However, the emergence of MoE and AGI indicates a shift towards more dynamic and specialized architectures. While transformers remain essential, there is a need for them to evolve and integrate with these advanced systems for enhanced performance and adaptability. Data Security maintains a consistent relevance (↔) with a score of 3 across MoE, multimodality, and AGI, leading to a total score of 9. The fundamental principles of data security remain crucial despite the advancements in MoE, which may necessitate tailored strategies for its distributed nature. In multimodal AI, the secure handling of diverse data types continues to be of paramount importance. The core tenets of data security are sustained even with the advancement of AGI, though the complexity and scope of security measures are likely to increase. AI Ethics is marked for redirection (֒→) with a score of 4 in both MoE and multimodality, and faces inherently unresolvable challenges (△) with a score of 1 in AGI, accumulating a total score of 9. The decision-making processes and transparency of MoE models necessitate a reevaluation of ethical considerations. In multimodal AI, ethical concerns, particularly in the interpretation and use of multimodal data, require new approaches. The ethical challenges in AGI are expected to be complex and involve deep philosophical and societal implications that might be difficult to fully resolve. Privacy Preservation scores a redirection need (֒→) of 4 across MoE, multimodality, and AGI, leading to an overall score of 12. The distributed nature of MoE systems requires a reassessment of privacy preservation techniques to handle data processed by multiple experts. Multimodal AI systems, especially those handling sensitive data such as images and sounds, necessitate tailored privacy strategies. With the extensive data processing capabilities of AGI, advanced and potentially new approaches to privacy preservation are called for. Aligning AI with human values poses inherently unresolvable challenges (△) in all contexts—MoE, multimodality, and AGI—with a score of 1. This reflects the complexity and diversity of tasks MoE models handle, the integration of various data types in multimodal AI, and the broad range of cognitive abilities encompassed by AGI. These factors contribute to the significant ongoing challenges in aligning AI with human values, resulting in a total score of 3. The development of AGI necessitates redirection (֒→) in both MoE and multimodality, each with a score of 4, indicating the need for more integrated and complex systems. AGI remains at the forefront of its own field (↔) with a score of 3, with each breakthrough directly influencing its progress. The overall impact score for AGI development is 11. This paper is available on arxiv under CC BY-NC-ND 4.0 DEED license. Authors: (1) Timothy R. McIntosh; (2) Teo Susnjak; (3) Tong Liu; (4) Paul Watters; (5) Malka N. Halgamuge. Authors: Authors: (1) Timothy R. McIntosh; (2) Teo Susnjak; (3) Tong Liu; (4) Paul Watters; (5) Malka N. Halgamuge. Table of Links Abstract and Introduction Abstract and Introduction Background: Evolution of Generative AI Background: Evolution of Generative AI The Current Generative AI Research Taxonomy The Current Generative AI Research Taxonomy Innovative Horizon of MOE Innovative Horizon of MOE Speculated Capabilities of Q* Speculated Capabilities of Q* Projected Capabilities of AGI Projected Capabilities of AGI Impact Analysis on Generative AI Research Taxonomy Impact Analysis on Generative AI Research Taxonomy Emergent Research Priorities in Generative AI Emergent Research Priorities in Generative AI Practical Implications and Limitations of Generative AI Technologies Practical Implications and Limitations of Generative AI Technologies Impact of Generative AI on Preprints Across Disciplines Impact of Generative AI on Preprints Across Disciplines Conclusions, Disclaimer, and References Conclusions, Disclaimer, and References VII. IMPACT ANALYSIS ON GENERATIVE AI RESEARCH TAXONOMY With the advent of advanced AI developments such as MoE, multimodality, and AGI, the landscape of Generative AI research is undergoing a significant transformation. This section analyzes how these developments are reshaping the research taxonomy in generative AI. A. Criteria for Impact Analysis A. Criteria for Impact Analysis The continuously evolving landscape of Generative AI, which instigates transformative changes across various research domains, necessitates a systematic evaluation of these advancements’ influence, for which we have established a set of criteria detailed in Table II, serving as analytical lenses to quantify and categorize the impact, deeply rooted in the dynamic interplay between technological progress and the evolving paradigms of research focus areas. Our analysis framework has been constructed on a gradient scale ranging from emergent to obsolete, reflecting the extent to which areas of Generative AI research are being reshaped. The categorization into five distinct classes allows for a complex assessment, acknowledging that not all areas will be uniformly affected. This multi-tiered approach is informed by historical patterns of technological disruption and the adaptability of scientific inquiry. At the apex of our evaluative hierarchy, ‘Emerging Direction’ encapsulates the advent of uncharted research vistas, propelled by ongoing AI breakthroughs, which is predicated not on conjecture, but on a historical continuum of AI evolution, where each surge in technological power unfurls new scientific enigmas and avenues [315], [316]. ‘Areas Requiring Redirection’ denote research spheres that, though established, find themselves at an inflection point, necessitating a strategic pivot to assimilate emergent AI paradigms and an overhaul of traditional methodologies, akin to the transition from rulebased expert systems to adaptive machine learning frameworks [315], [317]. The ‘Still Relevant’ classification affirms the tenacity of select research domains that, by addressing persistent scientific inquiries or through their inherent malleability, remain impervious to the tides of AI innovation [317]. In contrast, domains categorized as ‘Likely to Become Redundant’ confront potential obsolescence, inviting strategic foresight and resource reallocation to forestall scientific stagnation [318]. Lastly, ‘Inherently Unresolvable’ challenges serve as a sobering reminder of the perpetual dilemmas within AI research that defy resolution, rooted in the complex web of human ethics and cultural diversity, thus anchoring the pursuit of AI within the intractable tapestry of human values and societal imperatives [319], [320]. B. Overview of Impact Analysis B. Overview of Impact Analysis This subsection offers a detailed overview of the impact analysis carried out on the research taxonomy within the realm of generative AI, with a specific focus on recent progress in MoE, multimodality, and AGI, aiming to evaluate the impact of these innovative developments on various facets of generative AI research, ranging from model architecture to sophisticated learning methodologies, and includes both quantitative and qualitative assessments across a multitude of domains and subdomains in LLM research, shedding light on the extent to which each area is influenced by these technological advancements. This evaluation considered factors such as the emergence of new research directions, the necessity for redirection in existing research areas, the continued relevance of certain methodologies, and the potential redundancy of others, and has encapsulated in Table III. Impact On Model Architecture: Transformer Models have been scored with a redirection requirement (֒→) of 4 in both MoE and AGI, and a relevance (↔) of 3 in multimodality, leading to an overall score of 11. These models, forming the backbone of many current AI architectures, continue to be relevant for handling complex input sequences. However, the emergence of MoE and AGI indicates a shift towards more dynamic and specialized architectures. While transformers remain essential, there is a need for them to evolve and integrate with these advanced systems for enhanced performance and adaptability. Impact On Model Architecture: Transformer Models have been scored with a redirection requirement (֒→) of 4 in both MoE and AGI, and a relevance (↔) of 3 in multimodality, leading to an overall score of 11. These models, forming the backbone of many current AI architectures, continue to be relevant for handling complex input sequences. However, the emergence of MoE and AGI indicates a shift towards more dynamic and specialized architectures. While transformers remain essential, there is a need for them to evolve and integrate with these advanced systems for enhanced performance and adaptability. Data Security maintains a consistent relevance (↔) with a score of 3 across MoE, multimodality, and AGI, leading to a total score of 9. The fundamental principles of data security remain crucial despite the advancements in MoE, which may necessitate tailored strategies for its distributed nature. In multimodal AI, the secure handling of diverse data types continues to be of paramount importance. The core tenets of data security are sustained even with the advancement of AGI, though the complexity and scope of security measures are likely to increase. AI Ethics is marked for redirection (֒→) with a score of 4 in both MoE and multimodality, and faces inherently unresolvable challenges (△) with a score of 1 in AGI, accumulating a total score of 9. The decision-making processes and transparency of MoE models necessitate a reevaluation of ethical considerations. In multimodal AI, ethical concerns, particularly in the interpretation and use of multimodal data, require new approaches. The ethical challenges in AGI are expected to be complex and involve deep philosophical and societal implications that might be difficult to fully resolve. Privacy Preservation scores a redirection need (֒→) of 4 across MoE, multimodality, and AGI, leading to an overall score of 12. The distributed nature of MoE systems requires a reassessment of privacy preservation techniques to handle data processed by multiple experts. Multimodal AI systems, especially those handling sensitive data such as images and sounds, necessitate tailored privacy strategies. With the extensive data processing capabilities of AGI, advanced and potentially new approaches to privacy preservation are called for. Aligning AI with human values poses inherently unresolvable challenges (△) in all contexts—MoE, multimodality, and AGI—with a score of 1. This reflects the complexity and diversity of tasks MoE models handle, the integration of various data types in multimodal AI, and the broad range of cognitive abilities encompassed by AGI. These factors contribute to the significant ongoing challenges in aligning AI with human values, resulting in a total score of 3. The development of AGI necessitates redirection (֒→) in both MoE and multimodality, each with a score of 4, indicating the need for more integrated and complex systems. AGI remains at the forefront of its own field (↔) with a score of 3, with each breakthrough directly influencing its progress. The overall impact score for AGI development is 11. This paper is available on arxiv under CC BY-NC-ND 4.0 DEED license. This paper is available on arxiv under CC BY-NC-ND 4.0 DEED license. available on arxiv

Surveying the Evolution and Future Trajectory of Generative AI - Analysis on Research Taxonomy

Hey Hackers, COOCO has been nominated in HackerNoon's annual Startups of The Year awards in Hamilton, Canada. Please vote for us here: https://hackernoon.com/startups/industry/messaging-communications?stup=66f326566ea4677e23e34b75&embedable=true Read more about us below to understand why we deserve your vote. Meet COOCO Imagine a world where food waste is a thing of the past—a world where your kitchen is not just a place to prepare meals but a hub of inspiration and community. This is the vision that drives COOCO. We are not just building an app; we are creating a movement. At COOCO, we harness the power of AI to revolutionize the way we manage food, making it smarter, simpler, and more fun. COOCO is a game-changing AI-powered social networking platform designed to simplify food management, reduce waste, and make cooking smarter and more enjoyable. We empower users to manage their food more efficiently and contribute to sustainability, all while fostering a community of food lovers. How COOCO achieved product-market fit In a world overflowing with choices, we’ve focused on a singular mission: to tackle the problem of food waste head-on. We realized that the key to achieving product-market fit lies in understanding our users’ struggles. COOCO empowers individuals to take control of their kitchens, turning chaos into clarity. With personalized recipe recommendations and smart ingredient management, we help our users become culinary champions, using every morsel of food to its fullest potential. Our users have shared their journeys with us, revealing a remarkable transformation in their cooking habits. We’ve seen stories of families coming together to create meals from what once would have been wasted, and individuals sharing their surplus with neighbors, cultivating a sense of community. These indicators affirm our belief that COOCO is not just an app but a catalyst for change. The evolution of COOCO The journey to COOCO has been nothing short of extraordinary. It began with a vision—a vision sparked by my co-founder and me, grounded in years of experience in product marketing and a passion for sustainability. We stood at a crossroads, facing the harsh reality of food waste and its impact on our planet. Rather than accepting this as the norm, we decided to take action. Our initial idea was a simple recipe app, but as we delved deeper into the challenges people face in the kitchen, we recognized the need for something greater. We pivoted, guided by our users’ feedback, and expanded our platform to encompass a full spectrum of food management solutions. Each iteration brought us closer to our goal, transforming obstacles into opportunities. Milestones and achievements As we forged ahead, milestones emerged as testament to our relentless pursuit of innovation: We successfully completed our beta testing phase with a staggering 95% user satisfaction rate, a clear signal that we were on the right path.
We established partnerships with local innovation hubs like McMaster Innovation Park, which have been invaluable in fueling our growth and development.
We secured funding that has enabled us to scale our platform and reach even more food lovers. Lessons learned In this journey, we’ve encountered challenges that tested our resolve. One of the most profound lessons learned is the necessity of adaptability. In the fast-paced world of startups, we must be willing to embrace change and listen to our users. Their feedback has been our guiding light, shaping our priorities and ensuring we remain aligned with their needs. What Startups of The Year means to us Participating in HackerNoon's Startups of the Year is not just an accolade; it’s an opportunity to amplify our mission. We aim to connect with visionaries, partners, and users who share our passion for transforming the food landscape. This recognition will not only bolster our visibility but also inspire others to join our movement toward a more sustainable future. Conclusion At COOCO, we believe that every meal is an opportunity to create something beautiful. We invite you to support us in the Startups of The Year awards and be part of this transformative journey. Together, we can redefine the relationship we have with food and cultivate a community that thrives on creativity and sustainability. Thank you for your support! Vote for us today! Welcome to HackerNoon’s Startups of The Year 2024 interview series, spotlighting startups from around the world that are changing the way we live, one solution at a time. If you’ve been nominated, create a brand profile and answer these questions here.
Want to nominate a startup? Follow the steps here.Looking for inspiration? Check out how other startups responded to last year’s Startups of The Year interview questions and examples of company responses here, here, and here. Hey Hackers, COOCO has been nominated in HackerNoon's annual Startups of The Year awards in Hamilton , Canada . COOCO Hamilton Canada Please vote for us here: Please vote for us here: https://hackernoon.com/startups/industry/messaging-communications?stup=66f326566ea4677e23e34b75&embedable=true https://hackernoon.com/startups/industry/messaging-communications?stup=66f326566ea4677e23e34b75&embedable=true Read more about us below to understand why we deserve your vote. Meet COOCO Imagine a world where food waste is a thing of the past—a world where your kitchen is not just a place to prepare meals but a hub of inspiration and community. This is the vision that drives COOCO . We are not just building an app; we are creating a movement. At COOCO, we harness the power of AI to revolutionize the way we manage food, making it smarter, simpler, and more fun. COOCO COOCO is a game-changing AI-powered social networking platform designed to simplify food management, reduce waste, and make cooking smarter and more enjoyable. We empower users to manage their food more efficiently and contribute to sustainability, all while fostering a community of food lovers. How COOCO achieved product-market fit In a world overflowing with choices, we’ve focused on a singular mission: to tackle the problem of food waste head-on. We realized that the key to achieving product-market fit lies in understanding our users’ struggles. COOCO empowers individuals to take control of their kitchens, turning chaos into clarity. With personalized recipe recommendations and smart ingredient management, we help our users become culinary champions, using every morsel of food to its fullest potential. Our users have shared their journeys with us, revealing a remarkable transformation in their cooking habits. We’ve seen stories of families coming together to create meals from what once would have been wasted, and individuals sharing their surplus with neighbors, cultivating a sense of community. These indicators affirm our belief that COOCO is not just an app but a catalyst for change. The evolution of COOCO The journey to COOCO has been nothing short of extraordinary. It began with a vision—a vision sparked by my co-founder and me, grounded in years of experience in product marketing and a passion for sustainability. We stood at a crossroads, facing the harsh reality of food waste and its impact on our planet. Rather than accepting this as the norm, we decided to take action. Our initial idea was a simple recipe app, but as we delved deeper into the challenges people face in the kitchen, we recognized the need for something greater. We pivoted, guided by our users’ feedback, and expanded our platform to encompass a full spectrum of food management solutions. Each iteration brought us closer to our goal, transforming obstacles into opportunities. Milestones and achievements As we forged ahead, milestones emerged as testament to our relentless pursuit of innovation: We successfully completed our beta testing phase with a staggering 95% user satisfaction rate, a clear signal that we were on the right path. We established partnerships with local innovation hubs like McMaster Innovation Park, which have been invaluable in fueling our growth and development. We secured funding that has enabled us to scale our platform and reach even more food lovers. We successfully completed our beta testing phase with a staggering 95% user satisfaction rate, a clear signal that we were on the right path. We established partnerships with local innovation hubs like McMaster Innovation Park, which have been invaluable in fueling our growth and development. We secured funding that has enabled us to scale our platform and reach even more food lovers. Lessons learned In this journey, we’ve encountered challenges that tested our resolve. One of the most profound lessons learned is the necessity of adaptability. In the fast-paced world of startups, we must be willing to embrace change and listen to our users. Their feedback has been our guiding light, shaping our priorities and ensuring we remain aligned with their needs. What Startups of The Year means to us Participating in HackerNoon's Startups of the Year is not just an accolade; it’s an opportunity to amplify our mission. We aim to connect with visionaries, partners, and users who share our passion for transforming the food landscape. This recognition will not only bolster our visibility but also inspire others to join our movement toward a more sustainable future. Conclusion At COOCO, we believe that every meal is an opportunity to create something beautiful. We invite you to support us in the Startups of The Year awards and be part of this transformative journey. Together, we can redefine the relationship we have with food and cultivate a community that thrives on creativity and sustainability. Thank you for your support! Vote for us today! Vote for us today ! Vote for us today Welcome to HackerNoon’s Startups of The Year 2024 interview series, spotlighting startups from around the world that are changing the way we live, one solution at a time. If you’ve been nominated, create a brand profile and answer these questions here. Want to nominate a startup? Follow the steps here. Looking for inspiration? Check out how other startups responded to last year’s Startups of The Year interview questions and examples of company responses here, here, and here. Welcome to HackerNoon’s Startups of The Year 2024 interview series, spotlighting startups from around the world that are changing the way we live, one solution at a time. If you’ve been nominated, create a brand profile and answer these questions here . Startups of The Year 2024 create a brand profile create a brand profile create a brand profile here here Want to nominate a startup? Follow the steps here . here here Looking for inspiration? Check out how other startups responded to last year’s Startups of The Year interview questions and examples of company responses here, here, and here. Looking for inspiration? Check out how other startups responded to last year’s Startups of The Year interview questions and examples of company responses here , here , and here . last year’s Startups of The Year interview questions last year’s Startups of The Year interview questions here here here here here here

Stories, News & Mentions about AFFIRM

Affirm’s Stories on HackerNoon

Affirm's News & Mentions