There is a general debate going on how ethical or unethical the use of AI is, however not many people are talking about the challenges in adoption of AI by Small and Medium-sized enterprises. According to experts in Machine learning A.I, this is very natural and we as humans have always resisted change and machines can only learn what you have programmed them to learn. Small and medium-sized businesses do not have surplus cash for innovations, no matter how successful they are. Developing a Machine learning project on AI platform, app or device is a lengthy process. Hiring experts in AI technology, to work with their team is expensive.