“Money is the most universal and most efficient system of mutual trust ever devised.” ― Yuval Noah Harari
Perch, a Mortgage Fintech, Raises $4M in Series A Funding
Colony Avalanche Index (CAI) is the first index token that provides exposure to the AVAX ecosystem.
He wished cryptocurrency had never been invented and crypto was for people who wanted to get rich quickly by doing very little for civilization.
With Bitcoin's recent surge in price, some people in the cryptocurrency space began to wonder whether the short-lived Alt Season was coming to an end. After all, many of the astounding gains being made by alts coincided with Bitcoin's two-month uncharacteristic lack of volatility. It seemed that traders were looking elsewhere to make large profits.
A classic guide to economic freedom in the 21st century.
Too many are taking the collapse of FTX (a CeFi exchange) as a shake up their belief in DeFi. Simplifying the meltdown and why we need DeFi now more than ever.
My experience creating a successful design team at a early stage startup by Aysha Samrin
Tropic wants you to fall in love with procurement. See how this startup is transforming an underserved industry in an interview with their CEO, David Campbell.
Here are the three red flags of a binary options scam, a hugely risky bet on the stock market that may promise high returns with a high risk of fraud.
Don't buy another stock without reading these 16 tips: Here are 16 tips when looking at when a stock.
One Thousand Ways to Make Money, November 2017 by Page Fox is part of HackerNoon’s Book Blog Post series.
CakeDeFi has paid around $317 million in rewards to its customers as of the end of Q1 2022 to become one of the fastest growing DeFi platforms in Asia.
Investing in security is vital, but major breaches still happen irrespective of advancements. Financial organizations can take these 6 steps to better security.
To paraphrase John K. Galbraith, while many concepts that relate money, venture into the arcane, others, such as CBDCs are so simple that “the mind is repelled”
Peace interviews Oluwatomi Solanke, co-founder and CEO of Trove Finance, a micro-investment platform that allows Nigerians to invest in foreign stock markets.
A much better liquidity mining incentive design is to distribute reward tokens based on the AMM trading fees earned by liquidity positions.
The acti loan book of Genesis Trading lending desk, world's largest payers in crypto shadow banking, explains the ongoing collapse & contagion in crypto markets
If you run a nonprofit, you're no stranger to the idea of wearing many hats at your organization.
We are quite a number of years away from million dollar Bitcoins. I predict Bitcoin will NEVER get to one million dollars due to historical precedents.
The fintech industry is growing rapidly and one of the ways to reach your potential clients is through social media. Learn how to leverage the different socials
If you are neck-deep in consumer debt, rest assured you are not the only one. As per the data from U.S. Federal Reserve, American households carried $1.07 trillion in terms of total credit card debts and $8,402 per household as in May 2019. Furthermore, the total Outstanding Consumer Debt in the United States is $3.9 trillion and the total U.S. revolving debt amounts to $1.03 trillion. Medical debt seems to be a growing issue in the United States with numerous Americans going through incredible financial instability, distress, and even bankruptcy. We understand that overall, Americans spend almost $3.5 trillion specifically on health care every year. Moreover, the U.S. average student debt is $32,731,while the total student loans amount to $1.52 trillion.
How this startup is reshaping global finance by making capital a commodity.
Bitcoin, cryptocurrencies, and blockchain became a much more common topic following the boom of late 2017. 2018’s ICO fundraising numbers proved that there were a lot of fresh retail investors thirsty for the technology and the investment potential. The market was discussed increasingly on traditional finance shows and headlines would ask such questions as “Is Bitcoin the new gold?”.
Formal credit checks are typically associated with scenarios such as creditworthiness, insurance, employment/pre-employment screening, tenant screening, firearms purchases, and due diligence before business decisions. Interestingly enough, less-formal public records reports are used in many unconventional ways to navigate through the new normals brought on in the post-pandemic world.
The Bank of Israel has already issued a central bank digital currency through a pilot test of a digital shekel. The idea of issuing such a currency has going around since 2017, but Israel has fast tracked the development process.
In this interview we speak with Alex Busarov the co-founder of Taelpay about Taelpay ecosystem a blockchain application developed by the team while operating in China. Tael consists of over 50,000 users in 500 cities, hundreds of products protected with NFC chips and blockchain, all in cooperation with a long list of participating companies like Rakuten, Nestlé, New Zealand Cherry Corp,and many more. The Tael ecosystem is anchored by the Tael token which acts as a reward, loyalty, and marketing incentive for participants in the ecosystem. Now lets delve straight into the interview!
With the development of DeFi as a viable alternative to centralized lenders, could we see the lending landscape change forever over the coming years?
A look at the impacts of inflation as well as how gold is often a hedge against inflationary measures.
Off late, “Fintech” has been and remains to be a buzzword. It is transcending beyond traditional banking and financial services, encompassing online wallets, crypto, crowdfunding, asset management, and pretty much every other activity that includes a financial transaction. Thereby competing directly and fiercely with traditional financing giants and their methods.
Currently, the UK economy is living through tough times.
The COVID19 crisis has been playing out globally for over half a year, or almost a year counting its early phase in China. It’s been hurting a lot of sectors, but one particular sector stood to benefit — Fintech.
Movie theaters have five methods of making money. The theater's income sources are preview ads, concessions, ticket sales, memberships, and more.
An initial coin offering (ICO) is a method used to raise capital in the cryptocurrency environment.
Explaining real world applications and the philosophy of statistical variance through finance, investing, and gambling.
Good contests come in threes.
In the last few days, we’ve experienced a massive rout in the cryptocurrency market.
The “DeFi financial revolution”, as many are calling it, is a promising solution to the global unbanked crisis, even if not anything else.
For a long time, it was considered the brightest unicorn of the UK fintech startup scene. Before the pandemic, sporting a pink Monzo card, as London city slickers and fintech aficionados alike did, was a form of social status signalling.
Illustration by John Wu
Here are three reasons why Bitcoin is so volatile.
The deployment of robotic process automation (RPA) is starting to threaten clerical and back-office jobs as well.
What makes up Robinhood's revenues? Now that the company is getting ready for its IPO, we can look under the hood.
The state of our personal finances says much about us, our lives, and the times we live in. For young people, now becoming financially independent for the first time in their lives, planning their finances is perhaps more complicated than it has ever been. What are the struggles and complexities they face? And how can cutting edge personal finance platforms enable them to better understand where they stand with their finances?
Today, finding the best investments takes more than looking for market leaders. The investors today look for companies that has secure systems apart from profit generation, huge market share, strong growth potential, or a reasonable valuation. cybersecurity is a crucial growth-oriented strategy for their portfolio.
There are many reasons to buy bitcoin. You might not want to pin your hopes on inflation or hyperinflation that never comes.
An overview of inflation in cryptocurrency and why it may not be all that it's cut out to be, especially when considering countries experiencing hyperinflation.
Applying the financial meter stick for evaluating risk-adjusted returns of a (digital) asset, portfolio, or strategy.
DeFi has the potential to make life better for everyone. But only if it works. Proposing the 3 S's of Defi to make it truly accessible: Secure, safe, simple.
The stock prices of Credit Suisse and Deutsche Bank are plummeting. Both international investment banks’ shares are currently trading at 0.23x and 0.3x tangible
Disclaimer: This article does not offer financial advice, do your own research when using one of the presented products. Use these projects and services at your own risk.
A Comprehensive Guide on how to Build a Blockchain Financial Services Application to Ensure that your Company's Idea Becomes the Next Big Thing in Fintech
While everyone dreams of owning a flourishing business, running it successfully is a daunting task. No matter the scale of the business, small or large, maintaining profitably takes a toll. As per the statistics published by the Bureau of Labour Statistics, about 20 percent of small businesses fail during the first year of commencement. More so, in about the fifth year, almost half of them lose the race.
"Not Investment Advice" is not just a legal disclaimer.
In 2023, the total market cap of all cryptoassets, including stablecoins and tokens, exceeds $1 trillion as reported by CoinMarketCap.
So far in 2022, the entire crypto market has been impacted by wider economic and political uncertainties, led by Bitcoin, with prices down more than 50% over.
For two years between 2020 and 2022, the US Federal Funds rate was 0.25%.
The use of cryptocurrency helps to improve financial inclusion by providing a cheaper and faster way for people who are not able to access traditional banking.
An ecozone is also known as a special economic zone (SEZ) and these are geographic regions in a country that has more attractive economic policies for entities
Staking Ethereum can lock up your funds for a period of time, and you may miss out on potential price increases or other investment opportunities.
In this slogging thread, our community shares their best suggestions on tech, financial, work, travel, gaming, and pop-culture-themed blogs to follow.
Decentralized finance and the metaverse are mainstream today. That is why these two topics attract people very much, they do not understand these trends. In 2022, investments in these areas will increase exponentially, even despite the bear market. In this article, let's take a look at what DeFi and Metaverse are, what their prospects are, and why you should pay maximum attention to these areas.
DeFi vs CeFi, DeFi pros, cons, and why is it better than CeFi? Problems that DeFi has to overcome to become mass adopted.
Businesses need agile tools to quickly identify and communicate actionable insights for more informed decision-making.
Investment bankers can earn some hefty pay, helping to make it one of the most popular careers on Wall Street. What do they get paid in U.S cities?
The best way not to lose but also to make money in a falling market is to hedge your purchases with short positions on a margin platform.
The new buzzword “Web3” has recently jumped into the public’s mind.
Introductory guide to the unit economy for aspiring tech startups founders.
Bitcoin restores power equilibrium, taking it from tyrants and giving it to the meek who shall inherit the earth
CoinList has an excellent lineup of token sales. They vet each project and provide a good opportunity for investors to get in early on exciting crypto startups.
This is the information that holds the key to thr next level of growth and adoption for the crypto industry. Crypto meets branding.
One of the most effective ways for retail investors to make money in the stock market is to invest in index funds, which have been found to generally outperform mutual funds over time. To date, the lack of a comprehensive index fund for crypto assets akin to those based on the S&P 500 in legacy financial markets has held the crypto market back; however, before crypto can effectively offer such opportunities to everyday people, the market needs a trustworthy index to accurately represent the state of the market. Such a measure would enable retail investors to make more informed decisions and perhaps entice institutional investors, such as pension funds and endowments, to make the leap into crypto.
One of the primary keys in setting up a business is having capital. If you don't have one, you must be seeking business capital.
The implosions in the crypto ecosystem highlight the need for a better understanding of how yields are generated and the risks they entail.
Startup interview with Micheal Skoblov, founder and CEO of BITLEVEX.
Cryptocurrency no longer seems to be something distant: let's start talking more about how such "virtual" money can be used in real life.
The Wright brothers flew the first plane in 1917. At the time, going on an airplane was not common. Being a passenger on a flight was expensive. The focus for airlines was luxury. As time has passed, their focus has shifted from luxury to revenue. With the shift, airlines have grown their revenue sources. Airlines not only make money from passengers. They work with businesses to generate revenue.
Raising funding for blockchain projects presents many challenges. This article lists some of them.
The financial industry has grown incredibly large over the past several decades. From conventional bank wire and cash payments, our financial systems have quickly evolved into online-driven, e-wallet-type platforms where almost every major or minor transaction is just several clicks away.
The intention of Open Banking is to bring about more competition and innovation to the financial services industry.
Despite the bear market startups should not turn off their projects in the crypto industry and Web 3.0. A few tips for projects on how to start in a bear market
A look at how financial sanctions against Russia are playing out in the global economy.
OpenBB Terminal 2.0 is more than an application, it’s a platform.
A source on Twitter has released unconfirmed audio of (allegedly) Martin Shkreli making unverified claims that he was behind FTX's and SBF's stunning downfall.
Digital payment volumes are set to grow by more than 80% from 2020 to 2025, from approximately 1 trillion transactions to nearly 1.9 trillion
Before we can understand how the Blockchain works, we need to understand the problem it is trying to solve.
The platform releases digital packs through drops. Drops create scarcity and urgency for consumers on the platform.
How can a randomly selected governance, prevent corruption and directly improve all financial sectors?
SORA Parliament model will answer this question.
The past few decades have been game-changing for our daily lives as a whole range of industries transformed into what we see today. The world does not function the way it used to just a few decades ago and that is thanks to technological advancements, occurring throughout this timeframe.
What do Finance guys do? They do nothing.
The article analyzes the centrality of finance transformation to modern business and accounting firms.
Bankera, an ambitious project to build a neobank for the digital era, has started to offer payment accounts to individual and business clients as a low-cost, fast and convenient alternative to traditional bank accounts. Individual and business clients who sign up to the service can already enjoy dedicated European IBAN accounts to send and receive funds via SEPA and SWIFT transfers. All clients can send and receive funds from cryptocurrency exchanges.
Almost every government on Earth has started developing its own digital currency.
Ever wondered how to save enough money in a short period of time? Find out how to save money fast and build that stash for a rainy day.
The rising popularity of stablecoins has often been highlighted as an indication of the growing adoption of blockchain technology. With projects such as Facebook’s Project Libra and JPMorgan’s JPMCoin, it is clear that even large corporations from beyond the blockchain space are seeking to partake in this growing trend.
The concept of yield farming comes from a meme, but today it describes the process of making profit through any form of interaction with DeFi protocols.
Get in there and make the most of your $100.
Cryptocurrency has the potential to significantly change the financial system in a number of ways.
Diving into the story of Reddit-induced surge of GameStop’s stocks, how it impacted the economy, and how should investors treat these types of stocks.
Stock options. Many employees of startups and corporations get to hear this term when their compensation is being discussed.
A security is a traditional financial instrument, such as equity, debt, or real assets. It represents ownership in (or the rights to ownership in) the aforementioned categories. Securities are also typically exclusive, rather than inclusive, because the process of buying and trading something like equity or debt is slow and expensive.
Investors are always evaluating the amount of risk they are willing to take for a certain expected return. Intuitively, the best investment maximizes the return
Cryptocurrencies are subjected to exchange rate fluctuations and variability. To set prices for them, stablecoins were created. What are the top stablecoins?
Photo From UnSplash
It seems more and more of you are tuning into my channel because of my crypto trading articles. That’s humbling and wonderful at the same time.
Interested in writing about new and emerging technology? Use this writing prompt to get some inspiration and pointers.
Today, companies that use stock-based lending to finance their businesses generally borrow at higher costs than if they used traditional debt financing.
What Stocks have you most recently purchased? And why? Pro Tip: You can add this stocks as a disclosure on your HackerNoon about page.
Data is becoming increasingly recognised as an asset of value. So much so, in fact, that data marketplaces have opened up, establishing an emerging data economy. This has opened up a wealth of profit-making opportunities that most people are still unaware of. Having worked closely with leading data marketplaces for over a year, I decided to try my hand at something new: arbitrage with data as an asset.
An interview with the founder of MK Decision, a San Diego-based startup, where Har Rai Khalsa shares the origin story, the motivation, and company culture.
One Thousand Ways to Make Money, November 2017 by Page Fox is part of HackerNoon’s Book Blog Post series.
Billionaires matter in America. Ignore them at your own risk.
Venus, is introducing a grants programme to stimulate innovation within its ecosystem.
The Fort Canning Road hard fork signals the release of code modifications that will correct the premium pricing problem that has been plaguing dToken.
In this article, I talk about how Peer-to-Peer (P2P) lending is transforming the future of fintech companies and for smaller entities like entrepreneurs
DeFi, short for decentralized finance, is a way to use financial services without having to go through a traditional means.
To onboard more investors into the security token ecosystem there is a need to educate investors on some of its benefits
The CFO says reducing debt is the priority right now. Tesla's annual revenue tops $30 billion and first annual profit ($720 million), but total debt is $28B.
KOLnet is an innovative, transparent and fair launchpad that allows early-stage projects to optimise their marketing strategy through the innovation of Web3.
The C=387 error occurs because there is an unknown mismatch between amounts in different accounts on different ledger and sub-ledger levels.
The decentralized finance industry has experienced impressive growth this year. The capitalization of the DeFi sector has grown 20 times: from $646 million to $14 billion. And the longer decentralized finance evolves, the more attention gets from institutional investors.
Thought you knew everything about Bitcoin? This article will introduce you to 8 totally unknown facts about the king of digital currency.
The safety of users' funds in DeFi isn't guaranteed by monetary authorities.
Like many traders, I read Market Wizards as a kid. If you don’t know it, it’s a collection of interviews with the most legendary traders of the 1980s.
Cryptology ePrint Archive has published a paper, entitled ‘LucidiTEE: Policy-compliant Fair Computing at Scale’, credited to a trio of staff members working for Visa and Visa Research by the names of Rohit Sinha, Sivanarayana Gaddam, and Ranjit Kumaresan.
Online trading comes with a number of risks, so it's important to understand what you're getting into before placing any trades.
Eddie Antar is one of the most remarkable people who has fooled investors. With his "Crazy Eddie" stores, he has earned more than $60 million. But got in prison
By definition, a fungible asset is a type of asset that is interchangeable with other assets of the same type. Currency is a fungible asset. After borrowing a $100 bill, the borrower can return the amount either in a combination of bills of different denominations or in a different $100 bill. The value of the dollar $100 remains the same in both cases.
Camino Financial is an AI-powered Community Development Financial Institution (neo-CDFI) offering affordable credit to underbanked Latinx entrepreneurs.
Since their inception, cryptocurrencies have positively influenced how financial markets conduct their affairs, setting new standards.
Modern C++20 chrono library usage in quantitative finance for fixed income securities pricing
Statistical Analysis, Intraday Forex Trading, Using SQL
Unizen and Jun Capital's CeDeFi Alliance organization will provide a venue for centralized and decentralized teams to discuss Web3 and blockchain advancement.
What are the most common mistakes that people make in off shore credit card processing? Did they read the terms and conditions? Have they seen any hidden fees?
3D Secure 2.X guarantees a security for online businesses and consumers paired with a seamless transaction experience and high conversion rate on payments.
AR has great potential in positively disrupting real sectors
Venezuela can now interact with trading partners instantly and globally without touching US-controlled payment rails
It may be hard to believe, but soon you could earn a fraction of Christiano Ronaldo’s earnings. You could own a few square metres of an apartment in Hong Kong or perhaps a stake in a collectible Formula 1 race car. Thanks to tokenization, the world is becoming increasingly fractionalized everyday, providing us with the ability to shape our own financial destiny.
We here at LedgerScore set out to fix that problem by building a credit scoring infrastructure designed for decentralized finance.
Technology and finance provide news, analysis, and insights on various business-related topics, including finance, upcoming global situations, and scopes.
There are many instruments on the financial market investment houses use to predict the future, describe the present and, of course, make money.
Whether you're a retail or institutional investor, a traditional or alternative investor, you probably just lost a lot of money.
The crypto revolution has helped out fintech startups in ways other than one. Here are some of the top benefits of crypto to fintech companies in 2022.
Here are the top 9 business valuation calculators you can try for your business in 2021.
The financial market has greatly surprised millions of people in 2021 with nonsense investment stories. This article discusses the 7 craziest financial stories.
Where would you invest in an endless world of the pandemic?
Sri Lanka currently is going through an economic crisis with high inflation, heaps of debt, a falling currency, and empty foreign reserves.
If you have stepped into the arena of business and established your company, it is adamant that you must be encountering Gross Margin and Depreciation very soon. Every company owner wants to estimate the cost of business operations and the revenue generated from it. This is the reason which makes gross margin and depreciation an essential part of business concerns. Let’s narrow down both terms one after another and the relationship among them.
Stablecoins have become the most important source of short-term liquidity for central crypto exchanges. And among those Tether. What's the current scenario?
What is Volume? What is Open Interest? And what do they tell us about the market?
With DeFi, crypto assets can be put to use in ways not possible with fiat currencies or traditional financial products, though it has its own quirks to it.
CBDCs may be able to help bring stability to the Israeli-Palestinian conflict by acting as a mutually-trusted system for all groups to transact with each other.
The year 2022 brought a number of financial problems for investors toward the end, a period which has become known as the crypto winter of 2022.
This article features all the possible ways through which you can rent your dream apartment being a freelancer and not worry about the lack of employee benefits
Perhaps a sign of the times: my most active Telegram chat is with a crypto-trading bot that constantly listens for opportunities to trade on my behalf. I used an open-source library to develop some strategies and configure the bot to execute them using my Binance account. The bot communicates all of its trades through Telegram and can reply to my requests to take action or share live updates.
Image: crowdfundinsider.com
CIA Supervisor:
The Nakamoto Terminal CBDC Factbook is a compilation of intelligence insights on international efforts to create Central Bank Digital Currencies.
Are NFTs really harmful to the ecosystem? Read on to know more about the this statement, which is dismissed by facts, stats, and numbers.
In this article, we explored the applications of RPA in the banking sector.
Income is taxed differently than investment proceeds, which are subject to capital gains tax, so it is important to know the differences between each tax type.
Nova is an inclusive portfolio management platform that harnesses the power of programmable assets built on Solana.
Over the past week, the financial world has been rocked by the news of SVB's failure - the largest bank to go under since the 2008 financial crisis.
The trading of forex is not well regulated, as the system depends on brokers. The nature of the volatile rate of trading forex makes it an easy target for scams
Half-way into 2018, it’s become clear that we’ve strayed far away from the jubilant exuberance that characterized the peak months of December and January.
Top DeFi Trends - The rise in demand is so much that the global Decentralized Finance (DeFi) market is expected to reach $231.19 billion by 2030.
Today we are going to discuss how the long term survivability of a prospective crypto asset is the single best indicator of its investment quality. We will also consider capital’s role in this model and why this is the best approach to investing in a crypto asset.
The arrival of cryptocurrencies has resulted in varied responses from the traditional finance world. Initially thought of as a fad with little practical application, the sentiment surrounding cryptocurrencies have generally improved, with institutional investment rising notably in the past two years. Despite this, many parties still find investment difficult, as regulation is threadbare and infrastructure is still nascent.
Uppermost on my mind is launching an investment platform that I believe will revolutionize how people invest their capital.
Why we invested in Multis
Mount Wish was nominated as one of the best startups in New York City in Startups of the Year hosted by HackerNoon.
An investment DAO is the one that is involved in raising and investing capital into digital assets like cryptocurrencies, NFTs, virtual real estate, etc.
Crypto projects went through multiple cycles, seeking the right recipe to build finance operations. The most intuitive and immediate takeaway was that crypto was volatile and unpredictable, with wild price swings for new projects. There were multiple reasons for the price swings, ranging from outright scams to coordinated pumps.
Understand the different ways cloud computing benefit the financial industry.
Gold bugs have long touted gold as the best long-term investment and hedge against market volatility. Naturally, when Bitcoin emerged during the fallout of the 2008 financial crisis, it threatened gold's seat of power as an alternative investment for those concerned about the instabilities of fiat.
How to Research New Crypto Projects using Selection Framework. Supply & Demand | Valuation, Financial & Real Utility | Resources, Problem & Solution
{NOTE: If you’re an avid reader of mine be sure to check out my new podcast, The Daily PostHuman because everyone needs a regular dose of the future!}
The partnership between The Sandbox and HSBC will have HSBC acquire a plot of land, a virtual real estate in The Sandbox's virtual & Metaverse world.
What will drive the next bull run? I believe it will be mass adoption of crypto driven by real-life utility.
Startups fail as they run out of cash or can't raise enough funding. Here are five critical financial lessons for founders.
“Do you Mex?”
Living in today’s world may force you to prepare more money. But don’t worry because we will show you how to minimize expenses in five simple ways!
SEC Commissioner Hester Peirce, nicknamed “Crypto Mom” by the blockchain community, has outlined a formal proposal to provide a three-year safe harbor for token projects.
Blockchains are notoriously challenging network structures to scale, both in performance - such as latencies, throughput, and number of validators - as well as in feature sets - such as customizability of the bytecode that the blockchain executes.
The decision process you should learn when it is time for you to start selecting ETFs to build a strong financial portfolio that reaches your objectives.
The sharing economy is fast transforming how we interact as people and work. Valued at around $15 billion five years ago, the sharing economy is predicted to be worth over $335 billion by 2025. The potential for the industry is massive.
India's Unified Payments Interface (UPI) is a global case study to learn about the massive benefits that Open Banking can bring to the world through convenience
Financial intelligence that’ll put you on Forbes’ billionaire list.
‘The risk comes from not knowing what you're doing,' says the rich person.
Cryptocurrency insurance can be instrumental in reducing the losses that come with engaging in the crypto market.
In the case of Bitcoin, after every 210,000 blocks, Bitcoin halving will occur, and it can be continued until 2140.
This is the year of NFTs... and next year will be the year of paying taxes on NFTs! Let's deep dive on how to calculate our capital gain from trading NFTs.
Cryptocurrency exchanges with AMM are different from traditional ones, and in this article we will find out how.
How to optimize portfolios using quantum computing and Python, featuring QUBO conversion and QAOA solving algorithm.
If you’re interested in great rewards, a career with a heavy tilt toward stock-based compensation could be right for you, depending on your risk tolerance.
With an ever more worrying cost-of-living crisis, here are 5 ways technology is helping improve financial literacy.
The applications for biometric recognition are numerous, but in this article, I’ll specifically look into one—bio-acquiring, or biometrics-enabled payments.
Debts are an invincible part of any business. The struggle of recovering it back from the consumers is real. Things get even worse when they dodge your calls, ignore reminders and try to escape from settling the outstanding balance. Here’s a quick data check that will back up our discussion on debts - According to the New York Federal Reserve, consumer debt was approaching $14 trillion in the third quarter of 2018, (In the US alone!)
Tomorrow, I'm getting $1313 CAD refund as a present from Newegg for their defunctional laptop they'd sent me. I'm going to etransfer it to canadianbitcoins.com in exchange for ETH at around 5% loss on the dollar.
Why can 2021 redefine how we use crypto cards?
Since the launch of Bitcoin a decade ago, the blockchain has continued to grow in popularity. It has found use cases outside of cryptocurrency. In the fintech industry, technology is making a huge impact. As a result, startups and mainstream companies in the finance world are showing a lot of interest in this technology.
Passive exposure to cryptoassets
Justin Sun recently published a thought piece on the Milken Insitute website, citing his excitement and optimism about the future of blockchain.
It is necessary to presume to begin with that we are dealing with countries which have not lost control of their currencies.
How Blockchain Could Enhance Our Food Integrity?
If someone told us that the beginning of 2020 would change our lives completely and that we’d have to wear masks wherever we go, refrain from hugging people in public, and maintain social distancing even at a bank, I would probably not believe it. I mean, after all, the concept of wearing a mask was strictly forbidden back in the 1920s because it was a sign of robbery. But it all now seems very normal.
Saving money and running a sensible budget has long been important to most people. However, as additional challenges and pressures develop throughout this year, this is becoming more critical than ever for more people. Saving money on a large scale is not always easy, however, there are many small steps you can take to save cash as part of your daily life.
The integration of financial services by non-financial organisations is referred to as embedded finance. This system has changed the way we engage with money.
Most of the common blockchain audience has by now heard of DeFi, and the implications it has to those who know how to utilise it - but one thing that hasn't been greatly explored is Price Oracles and their impact on these applications.
The only valid and safe method of banking left is digital banking. As the world shuts down and we brace for our new normal, one reality still exists. We still need our money. And the way we need to access and use it now relies on digital banking more than ever.
Interview with Martin Fiedler about his projects, crypto and investing.
So far, the cryptocurrency industry has grown to be one of the most lucrative in the world. After a decade of existence, Bitcoin has so far become the best performing asset – period. Statistics from last year show that Bitcoin was the best –performing investment class of the year, as well as the past decade.
Find out which apps to make use of that can help with your spending, budgeting, and tracking your finances.
PFOF has become most affordable trading approach yielding great profits for everyone, especially after SEC disclosure of information amendment
CBDCs could be the next big thing for governments and financial institutions.
The article covers the hottest topic in the financial Industry today: Open Finance.
India's central bank and regulatory body, RBI launched a service named 123PAY on 8th March 2022. Read on to know more.
Ichimoku Cloud is a versatile technical analysis indicator rapidly rising in popularity among traders. Also known as Ichimoku Kinko Hyo which translates to ‘one look equilibrium chart’ - this is exactly what Ichimoku strives to be. An ‘all-in-one’ style indicator that incorporates multiple elements from different technical analysis tools. At just a glance traders are able to ascertain future support and resistance, momentum and trend direction.
Twitter senior secured bank loans- the top of the capital stack- at $0.60 implies that Twitter- for which @elonmusk paid $44 billion- is now worth less than $8B
Looking back at 2021, whether in China or the United States, regulatory agencies and departments have become stricter about cryptocurrencies.
Entering the realm of technical indicators, it’s easy to get lost in the jargon and the countless techniques available. As an introduction, we’re starting with the oldest and most widely used technical indicator. It also just happens to be the simplest - the moving average.
In a bid to help crypto enthusiasts with more insight and information, I reached out to Carl Runefelt, a crypto influencer, for his opinion and expert insights.
Global financial markets are tumbling again as market sell-off accelerates due to fears of lockdowns occurring again in parts of Europe. As the hopes of a faster economic recovery die down, the situation for small and medium enterprises and individuals is becoming bleaker day by day due to a fall in demand and no hopes for a fiscal stimulus from the government. With a dip in the business activity, individuals must hedge themselves against various financial and budgetary risks that are arising in the market today. I sat down with Jon Squires, CEO of Currency.com; a CIS regulated exchange for trading tokenized stocks, indices, commodities, and FX pairs with fiat or crypto to talk about global financial markets, technology, and how investors should hedge themselves against the market downside.
A long, long time ago (depending on your historical outlook), in a stock market far, far away (depending on where you're currently reading this), risk-seeking Dutchmen congregated in coffee shops (something like that) to trade little pieces of paper, which, in theory, allowed them to reap the profits of voyages to unknown lands where new commodities would be discovered (like sugar and stuff like that). These little pieces of paper would come to be known as stocks (aka stonks).
In HackerNoon’s weekly polls, for 03/13/23 - 03/29/23, we asked the HN community of 4M+ monthly readers what stablecoins they trust. Here's how they voted.
A true representation of what went down with FTX, Alameda & SBF. This article also highlights the necessity of decentralization in the financial markets.
On September 1, 2020 at 12:00 UTC, the KickEX cryptocurrency exchange will buyback KICK tokens (KickToken) worth a total of $100,000 at a price of $0.00015 per token. The buyback will be carried out only on the KickEX exchange and according to specific conditions.
Finding the right budgeting app for your iOS device is a trial-and-error process. Fortunately, every app offers unique features for every circumstance.
Virtual economies have become increasingly intertwined with the physical world. How could this change how we approach our in-game finances?
It is hard to believe that soon banks will lose their hegemony, but the process is happening and cryptocurrency is a big part of the reason
With the advent of global equity and digital currency markets, trading has become more accessible to ordinary individuals than ever before. While there is no denying that effective trading can be immensely rewarding and profitable, most asset classes are known to be unforgiving to even the tiniest of mistakes. The good news, however, is that most of these mistakes can be easily avoided with some prior knowledge and determination.
The question of “what makes the best smart contract platform” really depends on who’s asking it as there are many variables which will taken into account or not depending on who is asking the question. An investor will usually only consider the value of the underlying token, which isn’t necessarily an indicator of “the best.” As we know by now, token prices can rise and fall in minutes off the back of rumors and speculation. Just look at the value of Tron each time Justin Sun ends up in the press.
In the 1820s, money-hungry Gregor MacGregor proclaimed himself ruler of land he did not own and named it Poyais. He invented a flag, coat of arms, banknotes...
If you have been paying attention to the global crypto space, you might have spotted two Bitmax exchanges. What is the confusion about and how to differentiate between them?
Never invested before and feel overwhelmed by the information available? I'm bringing a little aid for you in these times of information overload: Investing 101
Most of the growth in DeFi has been driven by a couple of factors, unique to the technology, which are more advanced than the traditional finance systems.
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Debt is a word that is usually associated with negative connotations, this is usually due to the abuse of personal debt by some people for unnecessary purchases
Block.one (now rebranded as B1) is making big moves in the crypto space with an upcoming IPO and newly announced exchange, Bullish.
Investment apps are taking over the finance space: find out more about the best microinvesting mobile applications for beginners in 2021 and beyond.
this is derived from a hackernoon community thread. these answers are by @BeastlyBeast.
Crypto exchanges, custodial wallets, and virtual asset service providers (VASPs) are required to follow stringent compliance rules and regulations, or face severe penalties.
From stone tools to the invention of the wheel to steam engines to the internet, technology has come a long way, it has overtaken nearly all major aspects of our lives. Just take this article for example, you wouldn’t be reading it if it wasn’t for technology.
Yield-farming is a growing trend in DeFi, which allows farmers to earn a profit on their deposits. An automatic yield protocol would increase earnings in DeFi
“The only constants in life are death and taxes,” is a phrase most of us have heard. The WeWork IPO constant is “debt and obligations.”
It is common to think of compensation purely as salary – money you get paid for the work you do. But many people get compensated with more than just salary.
The world has caught a chill. As efforts to contain COVID-19 aka the coronavirus heat up, global stock markets—the barometers for the world’s economic health—are flashing red. Compounding the virus fears was news of a Saudi-Russian conflict over oil prices, enough to catalyze a systemic collapse in global stock markets, with U.S. stocks counting their worst single-day losses since the 2008 financial crisis. Upon opening on March 9, U.S. stocks plunged so rapidly that the circuit breakers were triggered for the first time since 1997.
Although with an innovative idea and a feasible revenue plan you can pitch your startup to investors, but getting unsecured loans is way more easier to fund you
Bitcoin is the main cryptocurrency many people know, understand, and are familiar with. It is also one of the few digital currencies that has no individual or group that is in charge of the blockchain project. What has come about since Bitcoin was created is a cryptocurrency ecosystem where there are a number of companies in charge of blockchain token projects.
Due to several factors, the financial and investment landscape is currently undergoing a significant shift. Chief among them is the economic crisis resulting from the COVID-19 pandemic that subsequently forced nations to lock down their economies.
Buying cryptocurrencies is a game. The main rule is to strike a balance between opportunism (gains) and losing money. Here is a guide on how to do this.
I have been in a dilemma For months about whether I should invest in cryptocurrency or not.
The second-largest cryptocurrency in the world is implementing a network upgrade, which completely changes its value proposition as a financial asset.
NAGAX, a web3 based social trading platform, has announced that it will be bringing web3-based social trading to traders.
UPI has revolutionised the way Indians used to look at digital payment systems. In four years, it has surpassed Visa and MasterCard.
Discounting is the single most important concept in finance and possibly economics. It’s the idea that money (cash) is less valuable tomorrow than today. The reason is quite existential: our impending death.
One quality that separates seasoned entrepreneurs from the newbies is their willingness and ability to take calculated risks. You will notice this tendency from the world’s best entrepreneurs including Richard Branson, Arianna Huffington and Jack Ma. Irrespective of the type and scale of the business, ranging from a remotely operating technology business to a multinational corporation, there are some financial mistakes that founders should avoid at all costs.
Use Python for Finance to do financial analysis, such as retrieve historical prices, calculate moving average and plot daily returns.
Decentralized finance (DeFi) is democratizing finance by replacing outdated institutions and legacy infrastructure with peer-to-peer networks.
Understanding pay-to-play and antidilution provisions in a term sheet
From cryptocurrency to domain name squatting, there are many different investment ideas you likely haven’t explored. The investment paths you could potentially go down may seem overwhelming. However, knowing what options are available is the first step toward discovering what’s right for you.
In this article, we shall take a closer look at how one can secure his or her bank account and other related ideas.
TakeProfit.com: The Ultimate Game-Changer in the Trading Research
Bitcoin was explicitly called “digital gold” back in 2011, and a 2010 InfoWorld article says:
Having money in the bank that is just giving you zero profit and killing your capital instead of making more money is not going to help you achieve your financial goals.
Given its nature as a decentralized digital asset, Bitcoin's legal status was always going to cause major debate.
This is the story of Thulani, a chatbot I designed to make my life easier and also help me understand ChatOps more. I wish there was more to it than that, I really do, but this post is a guide to what tools and resources I used to understand chat ops more, and how you can use chatbots to solve (hopefully better) problems.
On August 5th, 2018, Evgeny Gaevoy published an article, titled: The Good, the Bad and the Ugly of crypto market making. It was a particularly viral article from perhaps the least transparent sector of the crypto-currency ecosystem.
Power BI offers a solution for businesses that need to manage large volumes of data. It's designed to help with even the heaviest data flows business have.
Real estate will be the first real-world asset on blockchain, so here is the 4-step guide to tokenizing real estate on the blockchain:
In this article I'll give you a quick overview of the concept of international sanctions, how they work and how it may impact a FinTech company, especially from the standpoint of technical implementation and tools.
From bespoke conveyor systems that enabled Henry Ford to build the first automobiles to the steam power that powered trains for trade, the first two industrial revolutions sparked a new era of prosperity and economic progress for humankind. More recently, the third revolution ushered in a new era of globalization with instantaneous communication, trade, and commerce over the Internet.
We’re called Zetl because we help our customers ‘settle’ their bills!
Best stock market data APIs for data scientists and algorithmic traders: Alpha Vantage, Barchart OnDemand, Tradier, Intrinio, and Xignite.
Why a Bitcoin ETF would be an important stepping stone into getting the cryptocurrency more legitimacy in the financial world and how it would work in practice.
Blосkсhаіn tесhnоlоgу іѕ оnе of thе lеаdіng іnnоvаtіоnѕ аnd hаѕ thе роtеntіаlѕ tо mаkе оur financial іnduѕtrу mоrе trаnѕраrеnt.
For the last several years, companies across a variety of industries have been pouring money into blockchain research in the hopes of getting in on the ground floor of the next big tech wave. There have been developments in blockchain uses in everything from POS systems for small restaurants to supply chain systems, and even in pharmaceutical compliance. For all of the spending, however, there haven't been all that many high-profile big-business use cases to really make a splash, with most of the development happening in behind-the-scenes applications that most people will never see.
In January 2021, GameStop (GME) stock rose from $18 to a peak of $483. GME stock was chosen by anonymous users on Reddit to punish billion-dollar hedge funds.
The financial sector has shown an increasing interest in blockchain technology. The technology has already seen adoption by traditional finance firms.
There is a method known as "looping" that allows investors to profit from borrowed funds.
We believe that regulating the blockchain space is the only way to push these ideas into the mainstream, but we also understand that it’s not that simple.
Shortly after the United States assassinated influential Iranian military leader Major General Qassem Soleimani in Baghdad, the price of bitcoin spiked alongside gold and crude oil. Bitcoin’s price leap was especially significant because gold and crude oil are considered safe havens that tend to attract investment in the wake of economically destabilizing events like the strike against Soleimani in Iraq.
Companies want to expand to realize new opportunities, bring in staff and inventory, expand their product lines and attract new customers.
The reader should notice, further, the different parts played by discount policy under the one régime and under the other.
Preparing for income taxes and understanding what happens with your cryptocurrency in the process.
Robinhood launched over seven years ago as a stock prediction app, before it became the brokerage we have today.
Master these Self-Management areas to become a better investor: Goals management | Time management | Energy management | Focus management | Emotional management
DeFi is a major financial breakthrough that validates the opinion that computers and technology are taking over and might even take over quicker than projected.
There is a protocol arms race in DeFi right now. Yet due to DeFi’s composability, an advance boosts the whole ecosystem, not just one protocol.
How can we go from an extractive to a regenerative economic system? ReFi is the web3 answer, using crypto and blockchain to tackle climate change.
KleverChain is secured through the Proof-of-Stake consensus mechanism composed of 21 validators that work on a randomised selection of master nodes dynamically.
The Recipe You Need to be Successful in the Stock Market
Technology is now one of the essential elements for the growth and development of many businesses. Artificial Intelligence (AI) is an example of such tech becoming popular with businesses, like online lending.
Here is how technology is making pensions more attractive to younger generations.
The 2023 Upland Hackathon aims to unite web2 and web3 developers in a quest to create inventive gaming experiences.
Even after investing heavily in securing IT infrastructure and developing security tools with AWS, Capital One failed to avoid data breaches. Here's why.
Money stored at the bank is not your money.
New Jersey man's account was closed suddenly after he paid for lunch at Applebee’s.
Artificial intelligence (AI) is transforming the world of finance by allowing financial institutions to make more accurate and data-driven decisions.
WaaS, or Wallet-as-a-Service, is an innovative FinTech delivery model that allows financial companies to jumpstart their eWallet businesses from scratch.
A Beginner's Guide to Crypto Day Trading
It appeared that Starlink’s subscriber growth was slowing down, paving the way for potential problems when the company’s eventual IPO landed.
A constant and long-standing pain-point for SMBs has been the difficulty they face in securing financing compared to their larger peers. This has been due in large part to the traditional banks considering SMBs to be both high-risk and high cost to underwrite, onboard, and serve.
Crypto experts might mean well when dispensing financial advice. But using interest earned from your crypto assets is going to cost you in taxes.
If you're a self-employed entrepreneur, becoming financially stable should be a priority of yours. But it can be rough if you have no idea where to start. With a little bit of learning and skill, you can plot a course towards a safe financial future.
Many companies give their product to consumers for free. These companies are worth billions of dollars. How are they making money if they do not charge for their product?
Cryptocurrencies have democratized the way one person sends funds to another by cutting out the middleman. The result is a faster, more transparent, and more secure way to do business.
A beginner's guide to the crypto ecosystem
A conversation with Tushar Aggarwal, CEO of Persistence on why liquid staking is the new frontier in DeFi and how it unlocks DeFi’s full potential.
Choosing which stock to invest in can be hard for a beginner. To make it easier for you, we did some research on which are the best stocks to buy in 2022.
You've heard all about the blockchain origin story, and how it has made its way into the public eye, from Satoshi Nakamoto's seminal white paper in 2008 to the recent announcement of Facebook's Libra currency.
Crypto insurance is worth checking out in order to protect your cryptocurrency gains in the market.
There are a lot of good personal finance and investment apps on the marketplace, but trying to find an app that does it all is hard.
A stock split is not a new thing. Hundreds if not thousands of companies have appealed to it to keep the price in the desired trading range and, theoretically, to make the stock more affordable. One of the most recent examples was Apple, announcing the division of its share price by four. It will be achieved by giving three additional shares to each investor.
There is no question that stablecoins are making waves in the sea of cryptocurrencies. Binance research backs up this general sentiment, showing a rise in stablecoin popularity and trading pair usage in 2019. At the moment, fiat-backed stablecoins are flooding the market as a natural transition from our global fiat-driven economy; however, it’s only a matter of time before fiat-backed stablecoins are replaced with algorithmic coins that are better able to retain purchasing power over time.
The ongoing pandemic has impacted not only our lives but also the global economy. COVID-19 will stay with us for months to come and it is unlikely that our world will ever look the same. This is the time to adapt.
In the future, personal finance management will combine DeFi and CeFi to give users more control and power over their financial assets.
On June 26, 2020, the value locked into the Compound protocol reached a staggering $1 billion, making it the "most valuable" decentralized finance protocol. In the past year, DeFi became the hottest topic in the crypto. Let's take a close look at one of its most popular projects.
A look at why inflation is currently skyrocketing.
KYC (know your customer) is by no means an enemy of the crypto space. In fact, it is much needed if the goal is for cryptocurrency to be taken seriously on the world stage.
On July 2nd, 2020, a shockwave rippled across the technology landscape, as a few newly minted millionaires took stock of their fortunes. Simultaneously, individuals in Silicon Valley and New York met in private for celebratory cocktails. Major publications across the world reported the event including Forbes, Reuters, and the Financial Times.
Here is Part 1 of a beginner-friendly, eye-opening post where I try to demystify the complex world of DeFi.
Don't Quit Your Day Job (Yet) ft. Fiona Smith aka. The Millennial Money Woman
A method for regulating the supply of currency and credit with a view to maintaining, so far as possible, the stability of the internal price level
As a freelancer working for different countries, I needed to optimize my currency exchange. So, I built a simple forex app with AWS Lamda and Telegram bots.
Making good use of a could network first requires firms to consider if they would be meeting their regulatory obligations before ensuring network resilience.
I quit my Hong Kong finance job and changed the course of my life through technology. Two years after making the switch into tech and I still love the industry.
Consumers look for products that enable them to contribute to sustainability. Banks and fintech companies can address this need with innovation.
The vast tenant screening industry is subject to less regulation than credit scoring agencies, even though experts warn that algorithms introduce bias.
Yubo Ruan talks about the Polkadot ecosystem, DeFi and the NFT market.
The Student debt crisis is a pressing issue. As such, this article explores financial aid alternatives to be considered before taking out a student loan.
An explanation of arbitrage and a look at an efficient algorithm to find riskless instantaneous arbitrage opportunities across markets.
The future of money and the dollar in the world of crypto and Central Bank Digital Currencies - CBDC. What will change and how it might look like?
and Common Mistakes](https://hackernoon.com/bookkeeping-for-startups-tips-and-common-mistakes) Bookkeeping is one of the most complicated aspects of starting and growing a business. When young entrepreneurs launch their startups they have deep education and expertise in the matters they’ll be dealing with in their company, but - usually - none of them know anything about bookkeeping. And yet, this is the aspect that is most common to any business in the world.
The Federal Reserve is raising rates. Markets are turning bearish. Can crypto, bitcoin, or the market rise higher? Here's how to help navigate the markets today
Dragonchain's hybrid platform provides blockchain-based measurable proof for selective transparency, accountability, and regulatory compliance.
If they can get Jack Dorsey they can get you… learn the simple ways to protect yourself against Sim Swapping Attacks.
Technological developments and their rapid adoption make this the right time for a new decentralized financial system to emerge. So far, the products with more traction have been protocols offering lending/borrowing of crypto assets.
What will the finance world look like in a couple of decades?
In today’s increasingly complex world, being financially literate can be the difference between a comfortable happy life and one full of problems and stress.
The rise of neobanking and banking ecosystems, and how businesses should protect themselves against cyber attacks
Please feel free to add comments to this doc and add your investment theories and options for nomads. Photo by Pawel Janiak (Unsplash)
Millions of people still wonder. Can bitcoin and mainstream finance (fiat money) ever get along?
Why is Bitcoin the best Secret Society ever? The rise of Illuminati 2.0 and a Greater Idea behind it.
For most people, the budget offered by BNPL is easy to stick to and offers a less stressful way to give their furry friends the treatment they deserve.
Significant loopholes lead to millions of dollars in losses for businesses and affect their ability to sustain in an increasingly competitive market.
Financial technologies are rapidly transforming from futuristic imaginings into an inextricable component of everyday life. Back in 2016, such services as Apple Pay and Samsung Pay were just entering the global market as newfangled inventions, while today, they are used to processing three times more transactions than those made using conventional plastic bank cards. Mobile apps have since largely replaced bank office branches, and the coronavirus pandemic has only accelerated the trend. Taking into account the rapid pace of development of the fintech sector and speed at which modern users adapt to innovations, our experience of interacting with financial institutions is likely to undergo radical changes over the next few years.
Get the list of handy apps that will fuel your investment decisions even in the crisis period!
COVID-19 has changed the way many of us live our lives as stores, restaurants, and more have begun closing up shop, causing many to lose their jobs or start working from home. With millions now stuck in their homes, people are driving much less. Less driving means fewer low-speed accidents, and fewer incidents of aggressive acceleration. Insurance companies have started to give back to their customers to help them financially through the pandemic. Insurance companies are offering financial assistance and more flexible payment programs, penalty-free grace period for late payments, to pause cancellation due to non-payment, and waive deductibles for commuting healthcare workers. In response to the sharp decrease in Americans’ driving mileage, some of the nation’s largest insurers have begun to refund auto insurance premiums. Companies such as Allstate, Geico, Progressive, and StateFarm have returned a total of $14 billion to policyholders.
End-to-End Evidence-Based Cryptocurrency Investment Framework. Portofolio Management | Investment Strategy | Investment Process | Investment Review | Skills
When you look at the trends of the last few decades, it’s difficult to miss the signs, overt and covert, of there being an increasing polarization in the business world. Even in the last decade, firms have been seeing extremely high profit rates primarily driven by the lack of competition. But this hides the underlying fragmentation of a previously solid market, which is likely to be the beginning of the next phase of exploration vs exploitation. To take a few examples:
This story is shown how to make a web service using python and jupyter notebook using with MLjar mercury framework.
10:12 A.M. 11OCT 2022 <system voice notification> “Hi Marc, I’m transferring $15K of your free-cash to investment-account and buying Amazon (AMZN) at $1621. Also, the home-insurance was renewed for 24 months. You saved $2400 in premium paid.”
Investing in cryptocurrency and blockchain can be risky. Anyone looking for passive income in any crypto project must be aware of where the money is coming from
Savings are very much interlinked with mindful spending. Read on to master the art of spending money properly.
The world we live in has been extremely adaptive to the twists and turns coming its way – whether they be in fashion, business, economy, or the way we interact with one another. Social media, noticeably, has evolved over the last 30 years since the emergence of the internet, completely revolutionizing and defining social interactions; from Myspace, Meta’s Facebook, Instagram to now SocialFi projects like Ultra (UOS), Gritti, and Coinverse, where users are empowered with decentralized finance (DeFi) principles and unlimited opportunities.
DeFi is an acronym for decentralized financial applications, meaning all those banking services without someone in the middle.
Opening yourself up to the cryptocurrency market, a crypto savings account also allows for the benefits of a standard bank account. Learn the benefits of this.
When we transferred money overseas, we had to top up extra cash. Exorbitant remittance fees, foreign exchange rates, and commissions all meant that we had to transfer more than what our recipient needed, just so we could ensure that the recipient actually received the full amount.
More than half of the small businesses in the United States do not make it to the fifth year. The big question now is: How do you create a successful business?
Customers are still big on frictionless experiences and because humans are insatiable in their quest to improve life’s meaningfulness, the job is never done.
A Government can live for a long time, even the German Government or the Russian Government, by printing paper money.
The rise of a global infrastructure facilitating cross-border settlements creates a real-time, highly-secure alternative to traditional payments.
Finance technology has a broad scope of application that keeps revolutionizing the field. Here is an overview of the main 6 ones that enable business growth.
The investment thesis for crypto and bitcoin amidst inflation, economic growth, and U.S. policy initiatives.
Liquidation preferences determine how the proceeds are shared in a liquidity event such as the sale of the company or its assets.
The expression decentralized finance - often abbreviated as DeFi - describes to an alternative financial infrastructure built on top of the Ethereum blockchain. DeFi uses smart contracts to create protocols that replicate existing financial services in a more open, interoperable, and transparent way. This article highlights opportunities and potential risks of the DeFi ecosystem. I propose a multi-layered framework to analyze the implicit architecture and the various DeFi building blocks, including token standards, decentralized exchanges, decentralized debt markets, blockchain derivatives, and on-chain asset management protocols. I conclude that DeFi still is a niche market with certain risks but that it also has interesting properties in terms of efficiency, transparency, accessibility, and composability. As such, DeFi may potentially contribute to a more robust and transparent financial infrastructure.
How are off-chain stablecoins influencing the crypto market? In this article, you'll have an overview of the top three stablecoins.
Small-cap stocks refer to stocks that have a small market capitalization and generally hover between US$300 million and US$2 billion.
In this episode of the HackerNoon Podcast, Amy Tom sits down with Adebola Adeniran to talk about Money; specifically, mobile money in Nigeria
Similar to the Internet in its early days, the cryptocurrency and the blockchain industries have experienced massive shifts in acceptance and maturity within a short span of time. While the initial half of the last decade witnessed the first-ever large scale security breach at crypto exchange Mt. Gox, and the fall of darknet marketplace, Silk Road, it also laid the groundwork for wider adoption and general awareness of the technology.
In this post, you will find nine essential metrics that you should know about and measure. Your KPIs can change as your startup grows.
In this article, we will learn about the exit waterfall tool in the cap table.
Ask traders how they find the next breakout move, the next runner that’s going to skyrocket to +2000% profit. They’ll likely spout a bunch of technical indicators, screeners, Bollinger Bands, RSI, Stochastic Indicators… the list could go on. Before we even get to these tools, we first need to understand what the stock is breaking out from. So without further ado, here is your lesson on Trading Range.
Currently, the value of all the bitcoin in the world is $154 billion. And, bitcoin is only the most well-known cryptocurrency in the global economy. If we combine the value of bitcoin with other cryptocurrencies with a market cap of at least $1 billion, such as ethereum, litecoin and ripple, the total value comes to approximately $210 billion.
If money has time value, does time have monetary value?
While traditional finance, which includes banking, investment, and insurance, has been around for at least a century, the digital currency market is relatively younger. Bitcoin, the first ever cryptocurrency, was released in January 2009 and did not gain much traction outside enthusiast communities until a couple years later. Over the past few years, however, applications of the technology have proliferated, with major technology companies such as IBM and Microsoft exploring its use cases to augment or replace existing financial processes.
Bitcoin is now worth over $8,500. As such, it is only natural that this community-driven alternative to banks has drawn interest from traders, investors, and even regulators. Governments are concerned about Bitcoin, sprouting blockchain networks, and how it could impact their operations. Here, it is important to note that the control of money supply is vital for a centralized economy to thrive.
The US based investment firm Morgan Stanley has estimated that the Metaverse might be worth about $8 Trillion in China in a note to investors published today
In contrast to other live platforms, OnlyFans saw adult performers as assets, so instead of prohibiting them, the company empowered them.
From a personal perspective, I have leveraged quite a few tools to grow into a CEO. These range from therapists and coaches to SSRIs and budgeting exercises.
Ever since Bitcoin first came into play in 2008, the cryptocurrency space has never been deprived of concerns.
Here we have collected some interesting facts about what is happening in hedge funds based on open sources.
Today I wanted to try and recreate a super cool dribbble shot from Dede Dwiyansyah I came across.
Needless to mention that the FinTech development company you pick should have prior experience in developing FinTech solutions.
In the next ten years, Ambani predicted that the decentralized finance (DeFi) industry would undergo unavoidable changes.
The lack of full ownership and open access threatens the sustainability of wealth preservation and growth for traders. Social trading could be the solution.
Today, 19% of the world’s population have purchased cryptocurrencies.
Venezuela’s Petro, also known as Petromoneda, is an allegedly oil-backed CBDC introduced in 2018.
Financial technology, or Fintech for short is a relatively avoided topic among tech enthusiasts, developers, programmers and etc. The reason is very simple actually. Developers don’t necessarily refer to their software as Fintech even though it’s quite literally associated with the financial industry.
Stock Options are one of the most misunderstood investment instruments available on the stock market. Just mention ‘Stock Options’ to everyday investors, and you’re bound to hear such misnomers as — “they’re too risky”, “they’re too complicated”, and “isn’t it just gambling?”
Traditionally, the Financial Services industry has been a ‘stale’ and carefully regulated space.
Over the past few years, the overwhelming popularity of blockchain platforms such as Ethereum and EOS have introduced the world to a new computing paradigm: decentralized applications.
An increasingly popular way to connect entrepreneurs and secure investment, crowdlending is proving to be a key driver for innovative growth stage businesses. It connects those businesses that have great potential and disruptive ideas with major investors, empowering emerging markets around the world, especially in developing countries.
Investors and analysts from Forbes to Nasdaq to MarketWatch have noted the insane market volatility lately, chalking it up to “irrationality.”
Once upon a time, the emerging of the blockchain seemed to initiate a parallel new era, a utopia of the Value Internet. However, now the tide has receded, Bitcoin and Ethereum, as the flagships of the blockchain, are still struggling to get out of the dark tunnel, and the difficulty of landing various blockchain applications still has not been resolved.
Tokenization makes it possible for you to invest in properties across the globe and make profits, while owning a fraction of real estate in the form of tokens.
Tech companies need funds in the initial stages to market and advertise their brand. The financing of a tech economy requires significant capital.
How Mango Markets were manipulated by attackers to drain the platform of over a $110 million without needing any advanced hacks or other complex breaches.
Move over traditional banks, crypto banks are the new move. Our guide explains everything you need to know about them. Click here for more.
The financial market has evolved from what it used to be. There are a lot of redundant pictures stuck in the heads of everyone who are not a part of it and do not know how far it has come. The financial technology sector has accelerated its development during the last two decades and has created opportunities for people to trade from all across the world utilizing either their home computers, tablets, or even smartphones.
Should we choose a model that gives a flawed but mostly usable coefficient, or should we choose a model that may give a very good or at times a very bad estimate depending on the nature of the data?
Simple Moving Averages are calculated by getting the mean closing price over a period of time. Lets see on how we can program that idea into Rust.
When the economy is expanding and stock markets soaring, it seems almost impossible to sell an asset for any amount less than the purchasing price. However, the economy is ever-changing, making it hard to predict market conditions. It is imperative for investors to have a well-diversified portfolio for any market condition.
Hong Kong and Singapore have emerged as the epicenters for startups and tech in Asia and worldwide. Both locations have attractive tax regimes for foreign companies and have invested heavily in government-backed startup programs, fostering positive growth and support in the region. Southeast Asia’s internet economy has more than tripled its size over the last four years, soaring to a US$100 billion for the first time in 2019 with expectations to reach US$300 billion by 2025.
The differences between CeFi and DeFi
The world has experienced a giant digital transformation and almost no aspect of life has been untouched by this technological change. Not only do we use all kinds of tech in our daily lives, but technological tools and devices have found a central position in professional spaces as well. In fact, one might argue that the business and administrative industry has endured the greatest degree of change due to this digital transformation.
Since the invasion of Ukraine on February 2022, Russia has faced an array of sanctions from the international community.
The rise of cryptocurrency can be the next big thing to invest in, which is why it is a good idea to know what it is and what makes it so great.
The podcast industry is growing. The more growth, the more money will go into the industry. Podcast players make money from consumers and businesses through several methods.
DeFi future is bright, but many investors are still interested in DeFi mass adoption. The article explains how DeFi is revolutionizing the financial industry.
In the banking sector, digital transformation is long overdue. It’s the pandemic that caused a rapid spike in customers’ demand for digital channels.
Despite its popularity, traditional finance has some inefficiencies that need to be addressed. We spoke to Jack Tao of Phemex to get his thoughts on this.
Before we can evaluate if and how Bitcoin is worth any value, we must first acknowledge and agree that there are problems worth solving.
On October 15, Kristalina Georgieva, Managing Director of the IMF, came with an announcement talking about A New Bretton Woods Moment.
Economists draw an instructive distinction between what are termed the “money” rate of interest and the “real” rate of interest.
9 tips to improve your financial modeling game as a founder.
Innovations in fintech are usually given much attention because of the massive impact they have on everyone. The advent of smart payment solutions and digital financial products have helped both big businesses and average consumers in streamlining financial transactions. These days, machine-learning models, AI, and other similar technologies are paving the way for even more innovation and convenience in the financial services domain.
During the 2007 crisis, I was 15 years old, obviously too young, to understand what's happening. My father was upset. He tried to explain to me that it's the crisis that has come, and we will have to cut expenses and save.
The failures of the USD as a global reserve currency mean that we must reimagine money.
by Harry Friedberg, partner, BX3 Capital
Intro
Borrow from yourself. At zero interest. This story is about a bank-killing DeFi cryptocurrency plan that involves a Guaranteed Income (GI) system.
Seeking to put your money in an investment that promises a lot of profit now? Read this article before you take that big step!
Financial markets are chaotic. So chaotic, even, that many economists and investors believe market trends to be the product of ‘random walks’ and that prices cannot be predicted (see generally Malkiel). But randomness shouldn't be worrisome. In fact, random price movements can be good. Gaussian random walk, an assumption used by an options pricing model called Black-Scholes, treats intervals of an asset’s price over time as independent variables. By doing so, the changes in price over time, or the returns of an asset, are assumed to be normally distributed. Otherwise stated, “If transactions are fairly uniformly spread across time, and if the number of transactions per day, week, or month is very large, then the Central Limit Theorem leads us to expect that these price changes will have normal or Gaussian distributions” (Fama, 399). When an asset's returns are normally distributed, the probabilities of those returns are known. Knowing these probabilities can give investors a reliable framework accounting for the risk of holding said asset. When it comes to bitcoin, much has been said about how risky it is. The purpose of this article is to explore how to frame risk and to test how well traditional assumptions, implicit in derivatives pricing, apply to bitcoin.
A simple narrative that highlights cryptocurrency faucets and how you should perceive them, Are crypto faucets great or a waste of time? Read more to find out
Fintech app development with all the necessary features can be tough but that's exactly the case APIs are used for. Read on to learn how fintech APIs help you!
Whether you are new to forex or a seasoned trader, choosing the right trading platform for your needs is critical. Platforms with risk management tools are great for beginner traders while automation and advanced charting tools will be valued by advanced traders.
What if Nexo had more than $100m USD worth of YOUR assets? More than their centralized bank-backed insurance fund protects? What if Nexo began speculatively investing YOUR funds into third-party protocols, putting the capital at risk — or even losing substantial amounts of it?
By now, if you haven't heard about DeFi (decentralized finance), it might be that you've been living under a rock of some kind.
The success of financial services is highly dependent on data accuracy and analytics. Creating a custom solution helps to overcome this challenge.
Artificial Intelligence (AI) chess gamers and poker players have already proven they could beat human masters. What’s to stop AI from doing the same with financial markets? What happens when AI becomes a portfolio player?
Ever thought about the impact of DeFi and Web3 on real estate and how it's funded? Let's explore together the nuances of the viable alternative to TradFi.
The COVID-19 pandemic was a disruptor in the purest startup sense. The immediate shift to remote work, school, and socially distanced ways of life accelerated innovation by an estimated five years.
The value of Bitcoin is worth more than $740 billion just behind Tesla at $758.26 billion, and digital cryptocurrency markets are worth more than $1 trillion,
At a share price of 68.8 Chinese yuan, the Ant Financial IPO was expected to raise $34 billion in its public offering at the Shanghai and Hong Kong exchanges -- which would value it at over $300 billion.
2
Trading is an adventure that has a different meaning for every individual. It affects careers, businesses, and entire industries. Traders are the individuals that embark upon this path, and succeed. They use a wide range of tools and strategies, and have their own specific principles that guide their efforts. There are differences and similarities between the routines and approaches of successful traders. Below are the main pieces of advice shared by 20 traders.
The cryptocurrency space has grown in leaps and bounds since the introduction of bitcoin in 2009. The year 2021, apart from being the beginning of a new decade,
Coronavirus has become the boogeyman of today. From public to financial health, almost every aspect of our lives were impacted by this pandemic. It has gotten to the point where some began spreading conspiracy theories about Covid-19, claiming that everything was planned, calculated and organized by one of the world powers.
Transaction strategies to move large funds in crypto without losing value
From the beginning, one of crypto's most promising features was its ability to sidestep the gatekeepers of traditional finance.
Story of how RuPay, an Indian alternative for Visa and MasterCard became a giant in the plastic card industry within a span of a decade.
If you were a CEO of a large financial institution three years ago, publicly stating support for Bitcoin would be suicidal.
Finance has entered a phase of radical charge, promising much for both consumers and those leading the revolution.
It has been God backing the global financial system, if US Dollars can be trusted. The medieval sentiment ‘In God We Trust’ snuck into the original 1776 design of the Great Seal of the United States and was raised to adorn the currency during the height of the United States economic power in 1956.
Where to from here?
Shitcoins are the subject of most crypto discussions and for a good reason. Find out more about them in this introductory article.
COBOL is in the news again. Millions of people are filing unemployment claims nearly all at once, and the systems to process them are failing. Why? They need to scale to unprecedented levels, they’re written in COBOL, and… we don’t have enough COBOL programmers.
What’s the Role of Data Science in Finance?
About 700 years before Sweden issued the first European banknotes in 1661, China cracked their head on how they could lighten the load of the people carrying copper coins everywhere they go.
Wish to unlock new revenue paths for your business and that too from your existing products? Say hello to embedded banking & finance!
There's no denying that DeFi will play a major role in finance of the future, and the U.S. Commodity Futures Trading Commission looked at the problems with regulating it this week.
When you buy blindly, you might be doing more harm than good.
The global financial system is comprised of a framework of legal agreements, institutions, and both formal and informal economic actors that together facilitate international flows of financial capital for purposes of investment and trade financing. Our current global financial systems are based on a series of historical events and innovations that brought us to where we are today. Historical markers such as the first minted coin, the use of paper money, the adoption of the US dollar as the international reserve currency, abandonment of the gold standard, and the ubiquity of mobile payments have all greatly influenced the way we exchange and store value on a micro and macro scale.
In this article, you will find the common types of financial fraud and how artificial intelligence is transforming fraud detection in financial services.
Meet the Writer interview with Hacker Noon blogging fellow Gimbiya Galadima, a medical student and content writer with vast knowledge of finance and blockchain.
Philcoin was created to bridge philanthropy and technology to create the largest-ever philanthropic movement.
Part of building a profitable trading strategy is quickly testing novel ideas. These tend to be the money makers in the rare case that they prove useful once you can integrate them into your strategy.
Bogle believed that “investing is for everyone.”
The DeFi movement gives power to female investors in a way legacy banking never has.
An interview with the Co-Founder and CEO of the Hungarian mobile banking firm, Ivan Muck about how he and his startup got started and some lessons learned.
Decentralization and peer-to-peer exchanges, made possible by blockchain and distributed ledgers, are increasing the efficiency of financial transactions.
A fluctuation in the measuring-rod of value does not alter in the least the wealth of the world, the needs of the world, or the productive capacity of the world
My prediction is that open source + AI will disrupt the financial sector in the upcoming years.
Privacy in DeFi protocols that run mostly on the Ethereum Blockchain are an issue. Findora, Secret and Incognito try to solve this issue
The damage caused by software bugs is undermined. Here's a look at the issue of technical debt caused by bugs, with example cases.
When Facebook first introduced the concept of Libra, their first digital currency, it looked promising. They designed the currency to become global and utilized a digital ledger, or blockchain technology, just like any other cryptocurrency. Interestingly, unlike other cryptocurrencies, Libra would be backed by a ‘basket of currencies’, which would protect it from volatilities; the usual fluctuations that we see in a typical cryptocurrency, like Bitcoin.
I probably don’t need to introduce you to Decentralized Finance (DeFi) or Open Finance. DeFi is here to change traditional finance, creating an open ecosystem of financial products. It’s here to stay.
There’s a simple strategy that will change your financial life and you don’t need to be Warren Buffett to understand it.
5 Business Growth Hacking Tips to Adopt in 2023
In #DeFi 1.0 users are chasing the next high (yield). DeFi 2.0 provides: Increased capital efficiency, Protocol controlled liquidity, Advanced treasury mgmt
Does business need financial help for growth? Learn how growth funding can help your company reach the next level.
What if I told you your investment portfolio can be a pleasant calm breeze of investment that provides us with low-risk returns.
Learn how to perform a profitability analysis by peer companies using Python
Fresh off the German government’s decision to let banks store and sell cryptocurrency, Deutsche Bank predicted cryptocurrency will go mainstream by 2022 and eventually replace cash.
A Pocket Guide To Modern Monetary Theory and Why It Matters
Stocktwits as a tool really excited me in the beginning, but I was awakened to a reality of things that are quite toxic. What inspired me, is that you seem to have had founders with an innovative vision in terms of creating a community for stocks and stock tickers. However, this community may have become a safe haven for trolling, internet harassment, defamation, stock dumping, privacy concerns, and much more. This isn't to personally come after the founders or anything like this, as I warrant a healthy discussion on how to improve big tech. We do need to look at the problems though.
My conversation with the youngest female cryptocurrency consultant in the industry
GM has made the much-overlooked claim that by mid-decade, it expects to commercialize the most exotic of the stretch futuristic batteries currently on electric vehicle drawing boards.
Businesses should switch from linear formulae to data-driven finance. This will allow companies to not only get an immediate revenue boost!
In the US, our financial data should be more easily accessible and transportable. This would make it simpler for more applications to be built to give us views into our financial life (bank account, brokerage, etc…). That in turn would allow different segments of the population to be better served for their needs.
An interview with 2022 HackerNoon Noonies nominee, Valerie Ejegi.
Managing your business finances is important for creating stable financial future. Keep reading to know useful tips for financial management in small business.
Story first seen here, republished as well to Hackernoon on 9/20/2020 2:28PM
And what it means for all of us
Welcome to our series, "Behind the Startup." Tell us about your book on Security Token Offerings ('STOs') and your journey into the blockchain industry?
The ownership economy offers a powerful new tool for builders to leverage market incentives to jumpstart new networks.
One of Bitcoin’s strengths and the thing that makes it unique in the finance world is its radical transparency. Blockchain data is like a window, you can see right through it.
Bitcoin confuses a lot of people because they get lost in the jargon (decentralized, validator, etc.).
Blockchain can become the main feature not only of financial markets, but also of many other sectors of the economy. In theory, any asset can be tokenized, and the rights to it are represented in a distributed ledger. But it is most likely that in the coming years, this process will affect the following industries - Infrastructure, real estate, intellectual property, music and culture, stocks and trade, gold and rare precious metals, foundations and their assets, art and collectibles, foreign exchange transactions and insurance. But at the same time, it should be understood that the tokenization of these industries will seriously change them, and will actually hit finance.
A few weeks ago we finished another company retreat. It was our best one yet.I’m sad to see it come to an end, but also breathe a sigh of relief — After all, a lot of time goes into 48h of pure company bonding time.
Being in debt can be frustrating, but here is an article designed to help you pay off those loans and get back on your feet.
The most important part of the investors' trust in crypto assets is their legal regulation. Now, we have several types of countries according to crypto regulations. The first ones include only El Salvador, where Bitcoin is a legal tender. The second ones unite countries where there’s a legal basis to buy/sell/margin trade/issue new tokens, and so on. The last ones are like China, where crypto activities are strictly forbidden. Many South-East Asia countries focus on providing a legal field for crypto companies to work and managing issuing crypto assets. The regulation authorities look for tax deductions of both individuals and companies if they make profits, trading crypto assets. Also, the countries pay much attention to anti-terrorist financing activities.
Learn all about the most recent advances in the usage of augmented reality and virtual reality in the finance sphere with this comprehensive overview.
If you Google "ignorant retail traders," you'll find mentions on the Financial Times, Seeking Alpha, Wired, Berkshire Money Management, The Street, and even The South China Morning Post.
On coinmarketcap alone, there are 2,347 unique cryptocurrencies listed as of September 3, 2019.
Introducing PeerVest: A free ML app to help you pick the best loan pool on a risk-reward basis
Society has always been hostile towards financiers. There has always been tension between the have-nots and have-yachts. For millennia people have sneered at ‘parasitic’ money lenders, while admiring more ‘honourable’ professions from farming to art.
It has been a commonplace of economic text-books that wages tend to lag behind prices, with the result that the real earnings of the wage-earner are diminished
One quality that separates seasoned entrepreneurs from the newbies is their willingness and ability to take calculated risks. You will notice this tendency from the world’s best entrepreneurs including Richard Branson, Arianna Huffington, and Jack Ma.
A Pocket Economics Guide To Where Money Comes From
This quote from Brian Armstrong holds the clue to an under appreciated threat to Coinbase.
What do a McMansion buying spree, a pandemic, and a cryptocurrency have in common? It may be surprising but these three things have a lot of stuff in common
This short briefing note is prepared for founders who are considering, or are in the process of raising seed capital. The last few weeks have seen a significant shift in terms of the fundraising atmosphere, and investors’ appetite for risk.
In this thread, our community shared a few clever financial hacks you need to start using today.
The stories to track regarding government regulation that will determine the future of cryptocurrency.
In 2019, Bitcoin's (BTC) volatility was erratic. On one day alone, the price of bitcoin changed by over 40%. However, for most days, the change in price hovers around 1%-2%. The purpose of this article is to investigate the nature of BTC's volatility and see what kind of strategies are suited best to take advantage of it.
Cryptocurrency Evaluation using Demand & Supply forces | Real Utility (value provided via token like cash flow), Financial Utility and Valuation (Speculation) |
The rapid growth #DeFi in 2021 exposed many flaws in the pioneering new financial system. In 2022, we look forward to improved #security, #insurance and more.
On the broad historical facts relating to Indian currency, I do not intend to spend time.
Online banking is on a steady path to success, surpassing traditional financial institutions in reliability, convenience, and transaction speed. Still, with more financial services software companies joining the race, users become increasingly picky and difficult to impress. To keep that competitive edge, the service has to offer features that are both desirable and original. This article is an overview of the most feasible directions to explore.
Recently I had a chance to chat with Adel de Meyer, entrepreneur and leader of DAPS coin, a fully anonymous staking coin and payment system. Her project recently published a new DAPS whitepaper and announced its web wallet.
Learn how to plan your early-stage startup's startup equity distribution effectively.
There are just three basic things that humans cannot live without: water, food, and oxygen. The problem is that the human population is growing too rapidly, to the extent that there are genuine worries about the ability of the earth’s environment to sustain this population.
In this post we are going to see how:
Don't let the market fool you, “headwinds” will only get stronger.
In an East African country, an idea that gives birth to the developing world by storm. The concept of mobile money solution was introduced in Kenya in 2007 by two mobile network operators, namely Safaricom and Vodafone.
The closer to the US presidential election day, the more financial markets go into turmoil. At the time of writing, we have DXY up, Gold down, Stocks down. As for Crypto, although BTC did not decline, most Altcoins have been red for a relatively long time.
Why decentralised exchanges and the way that automated market makers work mean that losses made while investing may not be as permanent as they initially seem.
DeFi is an alternative to the traditional financial system, since it offers many benefits and improvements but to become adopted, it must solve many challenges
To thrive in a volatile economic environment, blockchain accounting tools are needed that boost efficiencies and cut costs. Here's how to find the right one.
The Commitment of Traders Report is one of the prime sources of data for many futures and forex traders. You may have even seen the graphs referenced in our Weekly Reports. But what exactly does COT data tell you and how can you use it to improve your trading? We tackle these questions in our latest blog below.
Yield farming tends to have much higher returns due to a protocol's high need for liquidity. However, the higher returns come with increased risk.
The Nordic countries are known for the benefits they provide to their citizens for the sake of their happiness
Interview with Tey el-Rjula, author of The Invisible Son, about Bitcoin, being unbanked, & Bitcoin Pizzas in a refugee camp, on the anniversary of Nixon Shock.
I, Viktor Kochetov, CEO at Kyrrex, a digital wallet and professional cryptocurrency, discuss and explain common traits, distinctions and why this interaction is a win-win.
After 30 years of trial and error, this new, pristine asset class called Bitcoin has emerged, it’s here, staring at you in the face. It works.
Transactions in “spot” exchange are for cash—that is to say, cash in one currency is exchanged for cash in another currency.
Baakt Launch
It is natural, after what we have experienced, that prudent people should desiderate a standard of value which is independent of Finance Ministers and State Ban
According to a study by American expert and businessman Russ Alan Prince, three quarters of surveyed wealthy people in the world (with assets of more than $30 million) prefer to use the services of multi-family offices (MFOs). At the same time, 85% of those participating in the study would like to organize their own family office — single-family office (SFO), if they could afford it. It is very unusual that such sentiments arise despite standardization and automation of financial services. Today, managing your own liquidity is no longer technologically complex, and the link to the bank, as an infrastructure, is weakening.
Lessons in cryptocurrencies from the past and a look towards the future
In an era where shadow banks and decentralized payments have become the new cool, this article looks at what could be the future of traditional finance.
If you read this post, chances that you are a software developer who is seeking financial advice for smart money-saving or investment or early retirement.
For the purpose of this inquiry a triple classification of Society is convenient—into the Investing Class, the Business Class, and the Earning Class.
Relative Strength Index (RSI) is another staple indicator of the technical analysis world. What is the Relative Strength Index? It measures the speed and change of price movements to evaluate if a stock is overbought or oversold. A wildly popular tool among traders, it is also widely misunderstood.
The Arca Research team takes a blended approach to performing due diligence on investment opportunities in digital assets, leveraging our backgrounds in capital markets, equities/credit investing, M&A, venture capital and early-stage technology. Our analysis incorporates both a top-down and bottom-up approach -- meaning we analyze global economic events and asset classes in combination with crypto-specific events to form top-down theses, and use a bottom-up thesis-driven approach to token selection.
Crypto will never replace a major currency (and it doesn't need to in order to be successful)
If we are to see the Indian system in its proper perspective, it is necessary to digress for a space to a discussion of currency evolution in general.
Parts of this chapter raise, unavoidably, matters of much greater difficulty to the layman than the rest of the book.
A common source of frustration for beginner and more experienced traders alike, is the Pattern Day Trader (PDT) Rule. ‘Pattern Day Trader’ is a regulatory designation from the Securities and Exchange Commission (SEC), to discourage retail traders from excessive trading. The PDT Rule places a minimum equity requirement on margin accounts where the stock market trader executes four or more day trades within five business days.
Whether you’re thinking of launching a startup or in the trenches of your first entrepreneurial venture, any morsel of advice from someone who’s been in your shoes can be like gold.
In this AMA, Abhinov shares his insights on student loans, steps toward financial stability, the birth and growth of his company, and university applications.
The HackerNoon community talked to Ryan Bethem from Chintai about Chintai's position in the market and what sets them apart from their competitors.
FinTech is a growing industry at the intersection of technology and financial services. This is a powerful incentive for technological progress, which expands its influence on different sectors of the economy, allowing them to develop. For example, FinTech has been most active in consumer services, banking, money transfers, payments, insurance, asset and capital management. The industry is revolutionizing the way businesses and consumers conduct financial transactions.
How To Manage Your Cryptocurrency Portfolio in Five Steps? Vision | Portfolio Assessment | Measurable Targets | Strategy Creation, Implementation and Evaluation
Visit the /Learn Repo to find the most read stories about any technology.