Stellar Lumens stands out from a lot of cryptocurrencies Stellar Lumens (XLM) This project really sets itself apart from many others, it functions as cryptocurrency as well as a development platform, in many ways it is similar to Ethereum, yet it is alot faster and cheaper, this allows applications and smart contract built on it’s contracts to operate at a faster speed and with almost no cost. Stellar Lumens (XLM) was developed by the co-founder of Ripple so it is no suprise that they are also similar, they both have ultra-fast transactions and extremely low fees. Here is why I believe Stellar has a great future: which means that you can send money, execute smart contracts and run ICO’s with really low overhead costs. Imagine sending $1,000 to a relative in another country and paying less than $0.01 for that transaction. Transactions cost a fraction of 1 cent to complete , again this is a major benefit for money transfers as well as business uses like ultra fast smart contracts and ICO’s processes. Transactions take 2–4 seconds to complete , compare this to a bank transfer that will cost at least $25 and take at least 2–3 days to complete. Now you can send $1,000 to a relative in another country for less than $0.01 and it will arrive there is less than 5 seconds it’s speed and low cost combined with being able to perform the same functions of Ethereum could position Stellar as a potential rival, it has even been called an “Ethereum Killer” by some people but I think both projects can peacefully co-exist. Stellar could become a major competitor to Ethereum, Stellar Lumens (XLM) is currently 30 cents ($0.31) and can be bought and stored on using cash, so investors do not need to buy BTC or ETH and trade it for XLM, this direct means of investing reduces the trading fees and lowers the barrier of entry for investors thus helping to increase adoption. CEX Stellar Lumens is like a cross between Ripple and Ethereum and was even started by the Ripple co-founder, in my opinion this project has a lot of potential due to it’s technology and reputable team. Bookmark this page and check again next year, you might be surprised.