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Digital currency, also called cryptocurrency, will probably be the next big shift in how people transact. Digital currency may replace traditional money completely in the next decade, says James Lucas DiPietrantonio 3x founder based in New York City. He says cryptocurrency will become more mainstream as companies, like Lolli, usher crypto into the mainstream. The ability to bypass the traditional banking system is enough to draw in users. Bitcoin has proven to be super valuable as a store of value, meaning transacting with it is going to increase in price.