Too Long; Didn't Read
Parachain Crowdloan product is a new way of raising a crowdloan campaign in the Polkadot Ecosystem. The biggest benefit of product users is that they are able to get liquidity of their locked DOT through cDOT token. I think in the long term, DeFi should be regulated. It is actually better for the whole industry adoption. With clear regulation guidelines, more institutions can participate in DeFi which will provide deeper liquidity and secure the stability of the DeFi interest rate.
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