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Millicent is a government-backed first-mover stablecoin. Founder Stella Dyer founded the company after growing up in the UK as a refugee from the Biafran War. Dyer: "Millicent is the ideal system for a global payments infrastructure" DAG is a more recently developed distributed ledger technology, offering faster finality and higher scalability than traditional blockchain designs. DAG does away with this batch processing, so the transactions are asynchronously processed as soon as they come into the system.