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Cryptocurrency payments bring a number of advantages and disadvantages for freelancers and business owners as to accept or not accept crypto payments. To be able to collect, store, and use cryptocurrency a business needs to have a crypto wallet. There are two main types of wallets based on their connection to the internet: hot and cold. Hot wallets are connected to the web and can be accessed via a browser or smartphone. Cold wallets are usually more expensive than hot wallets, but they are considered more secure.