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The Real Impact of COVID-19 on Bitcoin Payments is that of the role of cryptocurrency in the payments value chain. Bitcoin value is quite volatile, making it difficult to use for day-to-day payments. CIOs need to be very careful toward claims that bitcoins and other cryptocurrencies could succeed as a medium of exchange. The impact on payment acceptance is very likely to be short-lived, but the state of existing payment infrastructures, as well as local regulations, will also strongly influence adoption.