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Digital Payment Revolution: What Are the Benefits? What are the Benefits of digital payment methods? You don't need to visit banks to transfer money to other bank accounts. You can transfer funds instantly across the globe with just a few taps using your mobile. Post demonetization, people gradually began to accept digital payments, and even small-time merchants and shop owners started to accept payments through digital methods. The digital payment method has sped up the transaction cycle. It is a digital payment system which enables many such as transferring funds, opening new fixed deposits, closing an account, etc.