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Global mobile payment spending is increasing, and consumers are using Digital FinTech solutions to pay for their needs as well as wants. Not every app make it to the top list in the Google play store and app store, as the approach to the FinTech app development makes all the difference. These best FinTech apps that are likely to hold pole position in 2020: INLY, FINCH App, EMMA, Tellus and EMMA. FINCH is described as the “Financial app for social life’. It is available on Google Play and App Store.