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XRP (also known as Ripple, its parent company) is not as well-known to the average person. XRP is served as a token to facilitate cross-border currency transfers through the Ripple network. Ripple aims to use XRP to act as a mediator that settles almost instantly, at a fraction of the cost. The vast acceptance of RippleNet at over 100 multinational banks increasingly proves its credibility. The value of XRP remains a good crypto investment, as major financial institutions are adopting Ripple.