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Rory Angold, United Car Care EVP, Shares What A Driverless Future Means for Auto Insurance. Driverless cars never get sleepy, distracted, or intoxicated. They will not exceed established speed limits or disregard traffic signals. Human error will gradually be reduced as a contributing factor. While human user error is going to be taken more and more out of the equation, other fault-related factors will become more prevalent. Insurance companies will have to adapt to new market realities or be left behind.