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MachineFi, put simply, is the financialization of machines, or, more precisely: internet-connected devices. The value generated by the “internet of things” from now until 2030, according to McKinsey, will be $12.6 trillion. MachineFi takes the riches generated by device-financialization from big-tech and decentralizes it to *actual users,* which is what web 3.0 is all about: changing the financial model of the internet (and now devices) from platform advertising to user ownership.