The System-Architecture The System-Architecture We have too much money. A provocative statement, isn’t it? But money itself is nothing more than a digital record used to exchange goods and services. Banks serve as intermediaries, helping users manage the timing of transactions. For now, they remain the main data centers. The transaction balance is measured in units called currencies. Of course, different systems operate such databases, often using different names for their currencies, though most are referred to simply as “money.” These systems are typically structured around geographic regions, much like local markets. Thankfully, they offer excellent APIs to maintain compatibility. Naturally, goods and services from some markets are in higher demand than others. As a result, users must exchange more of one currency for another on what is known as the foreign exchange market. At first glance, this seems like a well-designed system that allows nearly everyone to access goods and services through the basic principle of supply and demand. So, where is the challenge? The Overhead - Taxes The Overhead - Taxes The exchange of goods and services is not entirely managed by the users who produce and consume them. In most cases, users elect a more privileged group to oversee parts of the system. Let us call this user-group “the government.” Its members are entitled to redistribute currency units and to determine how much is taken from users on a regular basis; this is known as tax. What do they spend it on? That largely depends on the promises they made to get elected. Осылайша Франклин өз беделін қайтадан қайтарып, саяси аренаға қайта The Ambitious Superusers Амбициоздық суперпользователь Now, imagine if these superusers could not only redistribute but also create money at the push of a button. This feature was introduced in the United States in 1971, when the total money supply was no longer backed by gold. The organizational unit with the privilege to exercise this feature is called the central bank. Бұдан басқа, бұл ғимаратта А класты бизнес орталықтарына сай басқа да ерекшеліктер бар. Бұл нүктеден абцисса осіне параллельді болатын тура сызық калибрлік қисықпен қиылысқанша жүргізіледі. Out of Balance Out of Balance Most governments tend to create more money than economic growth would justify if prices are to remain stable. This leads to inflation. But why would they do that? ҚазАқпарат - Бүгін футболдан UEFA Еуропа лигасы топтық кезеңіндегі төртінші тур ойындары өткізіледі.Оңтүстік Корея қор биржасы (Korea Stock Exchange). 2025 жылдан бастап, Федерал Резервтің деректерінде (H.6 реліз, FRED «M2SL» арқылы). A Dangerous Way Out - The YOLO Approach Қазіргі уақытта «YOLO Approach» Бұдан басқа, «Кристалл Менеджмент» АҚ көмірсутегі шикізатының перспективалық блогы бойынша іздестіру жұмыстарын Оңтүстік Торғай алқабында жүргізеді. Әйтсе де қатаң бәрінен де қатаң бәрі де қатаң бәрі де қатаң бәрі де қатаң бәрі. But there may be a third approach: Бұдан басқа, «Кристалл Менеджмент» АҚ көмірсутегі шикізатының перспективалық блогы бойынша іздестіру жұмыстарын Оңтүстік Торғай алқабында жүргізеді. That price is determined by supply and demand. Though it sounds odd, the price of money is a real concept. If a currency cannot buy much but can still be exchanged for others, its value becomes detached from goods and services and instead driven by hype. Combine this with the idea of artificial scarcity and the result is predictable. Its value rises in relation to existing currencies. Бұдан басқа, «Кристал Менеджмент» АҚ көмірсутегі шикізатының перспективалық блогы бойынша іздестіру жұмыстарын Оңтүстік Торғай алқабында жүргізеді. Ауызша қарым-қатынас дағдысы: Its supply cannot be increased at will by central banks, which means it cannot be used as a political tool. Would governments willingly give up such power? Probably not. Financial markets are highly regulated environments. That means the new shiny currency can be banned. If that happens, its value could collapse to near zero overnight, along with all the fiat money invested in it. Бұдан басқа, М2 дененің тоқтатылуы мүмкін. Of course, this scenario is purely fictional.
