In the U.S. today, there are already $980 million in assets managed by robo advisors. The average fee to work with an individual financial advisor is still steep. Robo advisors offer a low-cost alternative to traditional financial advising. Robo advisors empower the general public to manage their own money confidently. The finance industry will either need to change with robo advisor or be left in their dust. Learning how to develop relationships, build your own services, build services, and build services is key to staying afloat.