Chijioke Dozie is the CEO and co-Founder of a $15.8 million VC-backed company, Carbon. Carbon is a leading African Mobile-First Consumer Lending Business and a digital bank. They empower individuals with credit, simple payments solutions, high-yield investment opportunities, and easy-to-use tools for personal financial management. In this video, Chijioke shares his story - how Carbon started as One credit in 2012, pivoted to One fi in 2015 then Paylater and now Carbon. He also talks about growing up, schooling abroad and starting a business with his immediate elder brother and more. Watch the Video https://www.youtube.com/watch?v=4mfRdO_F5go Video timestamps 5 things about Chijioke that are not Carbon-related 1:40 5 of Chijioke’s favourite things 2:23 Chijioke talks about his fondest memory growing up 3:37 He talks about his educational background in relations to early life career plans 5:14 He talks about defining moments for his life and career 6:43 He talks about How & Why Carbon started 8:58 He talks about the pivot from OneCredit, to OneFi, to PayLater, to Carbon. 11:17 He talks about the biggest challenge with the company so far 13:12 How he feels about hitting $240 million in processing and the biggest win so far 16:11 What Carbon has done so well that has been able to keep them for almost a decade in this ecosystem 17:27 He talks about the Carbon Disrupt fund 18:59 He talks about how it feels like to have his blood brother as a Co-Founder 22:00 How it feels like being the son of Pascal Dozie 24:30 The three people that have made the most impact in his life 26:22 He talks about the ideal people to hire, manage and keep at Carbon. 29:27 He shares three biggest business lessons 32:01 Why you need to get on Carbon 33:32 One piece of advice for first-time tech founders 34:30 Top three favourite cities in the world, Favourite food & colour 36:06