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Decentralized finance (DeFi) is looking to revolutionize conventional banking by replacing its services with trustless code. The main idea is that without a middleman (the bank) the fees are much lower, no centralized authority has access to your funds. Gekkoin is one solution that merges the advantages of both markets by letting you choose your preferred investment strategy across them. With one deposit you can choose capital protection up to 100% (no loss if the cryptocurrency price falls) and returns from 2% to 18% of the rate growth per year.