Too Long; Didn't Read
One of the main goals of <a href="https://hackernoon.com/tagged/blockchain" target="_blank">blockchain</a> <a href="https://hackernoon.com/tagged/technology" target="_blank">technology</a> and cryptocurrencies has been to<em> </em><strong>bank the unbanked</strong>. This entails creating alternative financial mechanisms that allow <em>everyone</em> to have access to the financial safety and potential financial opportunities that accompany being able to safely store money and lend/borrow from others. Projects such as <a href="https://ethlend.io/en/" target="_blank"><strong>ETHLend</strong></a> tackle the latter, and provide decentralized peer-to-peer lending platforms in which anyone can act as a lender or borrower.