Today it takes over a week to get a single quote for landlord insurance

Steadily

steadily

The $30,000 Bequest, and Other Stories by Mark Twain, is part of the HackerNoon Books Series. You can jump to any chapter in this book . CHAPTER VI here CHAPTER VI Daily the child sank lower and steadily lower towards the grave, and daily the sorrowing old watchers carried gilded tidings of her radiant health and loveliness to the happy mother, whose pilgrimage was also now nearing its end. And daily they forged loving and cheery notes in the child's hand, and stood by with remorseful consciences and bleeding hearts, and wept to see the grateful mother devour them and adore them and treasure them away as things beyond price, because of their sweet source, and sacred because her child's hand had touched them. At last came that kindly friend who brings healing and peace to all. The lights were burning low. In the solemn hush which precedes the dawn vague figures flitted soundless along the dim hall and gathered silent and awed in Helen's chamber, and grouped themselves about her bed, for a warning had gone forth, and they knew. The dying girl lay with closed lids, and unconscious, the drapery upon her breast faintly rising and falling as her wasting life ebbed away. At intervals a sigh or a muffled sob broke upon the stillness. The same haunting thought was in all minds there: the pity of this death, the going out into the great darkness, and the mother not here to help and hearten and bless. Helen stirred; her hands began to grope wistfully about as if they sought something—she had been blind some hours. The end was come; all knew it. With a great sob Hester gathered her to her breast, crying, “Oh, my child, my darling!” A rapturous light broke in the dying girl's face, for it was mercifully vouchsafed her to mistake those sheltering arms for another's; and she went to her rest murmuring, “Oh, mamma, I am so happy—I longed for you—now I can die.” Two hours later Hester made her report. The mother asked: “How is it with the child?” “She is well.” About HackerNoon Book Series: We bring you the most important technical, scientific, and insightful public domain books. This book is part of the public domain. Mark Twain (2004). The $30,000 Bequest, and Other Stories. Urbana, Illinois: Project Gutenberg. Retrieved October 2022 https://www.gutenberg.org/cache/epub/142/pg142-images.html This eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at , located at . www.gutenberg.org https://www.gutenberg.org/policy/license.html

Daily the child sank lower and steadily lower towards the grave

. Because one of the most common use cases of the new databases is storing data that is generated by high-throughput sources, it is important that the store engine is able to handle write-intensive workloads, all while offering acceptable read performance. RocksDB implements what is known in the database literature as a aka LSM tree. Technical design log-structured merge tree A Brief History of Distributed Databases The era of Web 2.0 brought with it a renewed interest in database design. While traditional RDBMS databases served well the data storage and data processing needs of the enterprise world from their commercial inception in the late 1970s until the dotcom era, the large amounts of data processed by the new applications—and the speed at which this data needs to be processed—required a new approach. For a great overview on the need for these new database designs, I highly recommend watching that database guru Michael Stonebraker delivered for Stanford’s Computer Systems Colloquium. this presentation The new databases that have emerged during this time have adopted names such as NoSQL and NewSQL, emphasizing that good old SQL databases fell short when it came to meeting the new demands. Despite their different design choices for particular protocols, these databases have adopted, for the most part, a shared-nothing, distributed computing architecture. While the processing power of every computing system is ultimately limited by physical constraints and, in cases such as distributed databases where parallel executions are involved, by the implications of , most of these systems offer the theoretical possibility of unlimited horizontal capacity scaling for both compute and storage. Amdahl's law Each node represents a unit of compute and storage that can be added to the system as needed. However, as Cockroach Labs CEO and co-founder Spencer Kimball explains in the case of CockroachDB, designing one of these new databases from scratch is a herculean task that requires highly knowledgeable and skillful engineers working in coordination and making very carefully thought decisions. here For databases such as CockroachDB, having a reliable, high-performance way to store and retrieve data from stable storage is essential. Designing a library that provides fast stable storage leveraging either filesystem or raw devices is a very difficult problem because of the elevated number of edge cases that are required to get right. Providing Fast Storage with RocksDB is a library that solves the problem of abstracting access to local stable storage. It allows software engineers to focus their energies on the design and implementation of other areas of their systems with the peace of mind of relying on RocksDB for access to stable storage, knowing that it currently runs some of the most demanding database workloads anywhere on the planet at and other equally challenging . RocksDB Facebook environments The advantages of RocksDB over other store engines are: . Because one of the most common use cases of the new databases is storing data that is generated by high-throughput sources, it is important that the store engine is able to handle write-intensive workloads, all while offering acceptable read performance. RocksDB implements what is known in the database literature as a aka LSM tree. Technical design log-structured merge tree Going into the details of LSM trees, and RocksDB’s implementation of the same, is out of the scope of this blog, but suffice it to say that it’s an indexing structure optimized to handle high-volume—sequential or random—write workloads. This is accomplished by treating every write as an append operation. A mechanism, that goes by the name of runs—transparently for the developer—in the background, removing data that is no longer relevant such as deleted keys or older versions of valid keys. compaction Source: http://www.benstopford.com/2015/02/14/log-structured-merge-trees/ Through the clever use of , RocksDB also offers great read performance making RocksDB the ideal candidate on which to base distributed databases. bloom filters The other popular choice to base storage engines on is b-trees. InnoDB, MySQL’s default storage engine, is an example of a store engine implementing a b-tree derivative, in particular, what is known as a b+tree. . The choice of a given technical design for performance reasons needs to be backed with empirical verification of the choice. During his time at Facebook, in the context of the project, a fork of MySQL that replaces InnoDB with RocksDB as MySQL’s storage engine, Mark Callaghan performed extensive and rigorous performance measurements to compare MySQL performance on InnoDB vs on RocksDB. Details can be found . Performance MyRocks here Not surprisingly, RocksDB regularly comes out as vastly superior in write-intensive benchmarks. Interestingly, while InnoDB was also regularly better than RocksDB in read-intensive benchmarks, this advantage, in relative terms, was not as big as the advantage RocksDB provides in the case of write-intensive tasks over InnoDB. Here is an example in the case of a I/O bound benchmark on : Intel NUC Source: https://smalldatum.blogspot.com/2017/11/insert-benchmark-io-bound-intel-nuc.html . RocksDb provides several tunable parameters to extract the best performance on different hardware configurations. While the technical design provides an architectural reason to favor one type of solution over another, achieving optimal performance on particular use cases usually requires the flexibility of tuning certain parameters for those use cases. Tunability RocksDB provides a long list of parameters that can be used for this purpose. Samsung’s Praveen Krishnamoorthy presented at the 2015 annual meetup an extensive on how RocksDB can be tuned to accommodate different workloads. study . In mission-critical solutions such as distributed databases, it is essential to have as much control and monitoring capabilities as possible over critical components of the system, such as the storage engine in the nodes. Manageability Facebook introduced several important to RocksDB, such as dynamic option changes and the availability of detailed statistics for all aspects of RocksDB internal operations including compaction, that are required by enterprise grade software products. improvements . The world of enterprise software, particularly when it comes to databases, is extremely risk averse. For totally understandable reasons—risk of monetary losses and reputational damage in case of data loss or data corruption—nobody wants to be a guinea pig in this space. Production references RocksDB was developed by Facebook with the original motivation of of its massive MySQL cluster hosting its user production database from InnoDB to RocksDB. The migration was completed by resulting in a 50% storage savings for Facebook. switching the storage engine 2018 Having Facebook lead the development and maintenance of RocksDB for its most critical use cases in their multibillion dollar business is a very important endorsement, particularly for developers of databases that lack Facebook’s resources to develop and maintain their own storage engines. . RocksDB offers a key-value API, available for C++, C and Java. These are the most widely used programming languages in the distributed database world. Language bindings When considering all these 6 areas holistically, RocksDB is a very appealing choice for a distributed database developer looking for a fast, production tested storage engine. Who Uses RocksDB? Over the years, the list of known uses of RocksDB has increased dramatically. Here is a non-exhaustive list of databases that embed RocksDB that underscores its suitability as a fast storage engine: Apache Cassandra CockroachDB MySQL (MyRocks) Rockset While all these database providers probably have similar reasons for picking RocksDB over other options, Instagram's replacement of Apache Cassandra’s own Java written LSM tree with RocksDB, which is now available to all other users of Apache Cassandra, is significant. Apache Cassandra is one of the most popular NoSQL databases. RocksDB has also found wide acceptance as an embedded database outside the distributed database world for equally important, mission-critical use cases: - In the Apache Kafka ecosystem, Kafka Streams is a client library that is commonly used to build applications and microservices that consume and produce messages stored in Kafka clusters. Kafka Streams supports fault-tolerant stateful applications. RocksDB is used by default to store state in such configurations. Kafka Streams - Apache Samza offers similar functionality as Kafka Streams and it also uses RocksDB to store state in fault-tolerant configurations. Apache Samza - After looking at several options, Netflix picked RocksDB to support their SSD caching needs in their global caching system, EVCache. Netflix - Cloudera Professional Services built a near-real-time transactional analytics system for Santander UK, backed by Apache Hadoop, that implements a streaming enrichment solution that stores its state on RocksDB. Santander Group is one of Spain's largest multinational banks. As of this writing, its revenues are close to 50 billion euros with assets under management approaching 1.5 trillion euros. Santander UK - Cherami is Uber’s own durable distributed messaging system equivalent to Amazon’s SQS. Cherami chose to use RocksDB as their storage engine in their storage hosts for its performance and indexing features. Uber RocksDB: Powering High-Performance Distributed Data Systems From its beginnings as a fork of LevelDB, a key-value embedded store developed by Google infrastructure experts Jeff Dean and Sanjay Ghemawat, through the efforts and hard work of the Facebook engineers that transformed it into an enterprise-class solution apt for running mission-critical workloads, RocksDB has been able to gain widespread acceptance as the storage engine of choice for engineers looking for a battle-tested embedded storage engine.

RocksDB Is Steadily Eating the Database World

is one of the most popular web servers on the internet. , it emerged roughly ten years ago to provide an alternative to the venerable Apache, designed to suit modern traffic demands better and more appropriately. NGINX Just a shade behind the market leader On a hot Friday afternoon I spoke with , the director of product management at NGINX to discuss the history of the project, the differences between the open and enterprise versions and answer questions posed by DZone readers. These questions included the status of HTTP/2, API access, and the choice of configuration file format. Liam Crilly Originally published at dzone.com , Opinions expressed by DZone contributors are their own. Join the DZone community and get the full member experience.

Steadily Serving the Web for 12 Years, Liam Crilly From NGINX

Characterizing Cable News Bias: Related Research You Should Know About

Mastering the Art of Software Development: From Developer to Craftsperson

Compromised devices/machines are a new threat to organizations, especially small businesses. Challenges such as Fast-paced digital transformation, Cloud adoption, and the Internet of Things add fire to the already burning pyre of managing the massive volume of machine identities. But this is not all. While the security teams at larger enterprises are fighting demons like ransomware, malware, phishing, and other cybersecurity attacks, small businesses face the significant brunt of poorly managed machine identities. But… 🙋What are machine identities, and how are they different from human identities? 🙋Why is managing machine identities crucial for small businesses? 🙋What are the challenges faced by Small Businesses while managing machine identities? These are a few of the questions I will try to answer through my blog on Managing Machine Identities in SMBs. Sit tight, and keep reading. Machine Identity: The Meaning and The Definition Machine identity is the unique digital identity assigned to applications, services, and devices within a networked environment. These identities help machines to ✅ Connect and communicate with each other in a secure environment. ✅ Authenticate themselves to other systems in the network. Each machine identity comprises cryptographic keys, certificates, or the like of credentials that build trust and enable secure communications in digital space. There are two entities in a networked environment: humans and machines. While much investment is made to protect and manage human identities, scant efforts are made to protect and secure interconnected machines. Result: The imbalance is a significant concern. Reason: The number of machines has steadily increased, outpacing the growth of their human counterparts. This implies that there are more machines connected with each other with scant security efforts in place than humans connected to machines. To protect these machines from being compromised, they need identities that can keep their connections and communications safe. Importance of Machine Identity Management Machine Identity Management plays a crucial role in ensuring your business's security, integrity, and efficiency. With proper identities in place, you can authenticate and authorize machine-to-machine communication. When you are regularly managing the identities of your machines, you can prevent 📌 Unauthorized access 📌 Data breaches 📌 Other security threats, such as malware, ransomware attacks But that’s not all. With machine identity management, you can facilitate the smooth integration of various services and systems. Result: Optimized overall operational performance. But how is this relevant to your small business? Relevance for Small Businesses With limited resources, small businesses face unique challenges in maintaining robust security measures. Despite the size of your business, you still rely on interconnected networks, systems, and applications to conduct your everyday operations efficiently. So, how will managing machine identity help your small business? Managing your machine identities can help you in numerous ways; here are a few prominent ones. Machine Identity Management helps small businesses to 📍Secure their digital assets 📍Safeguard sensitive data 📍Mitigate risks associated with cyber threats With effective machine identity practices, small business owners can ✅ Improve their overall security posture ✅ Support the growth of their business ✅ Scale their small business But what exactly is machine identity? Understanding Machine Identity Unique cryptographic identifiers used to authenticate and secure communication between machines are called machine identities. These identities are allotted to machines in a networked environment, such as servers, devices, and applications. Managing machine identities is crucial for small business owners to protect against cyber threats and maintain their operational integrity in contemporary IT infrastructures. What Constitutes Machine Identity? Machine identity encompasses various components that establish the digital identity of devices, applications, and services within an IT ecosystem. These include 📍Digital Certificates 📍API Keys 📍SSH (Secure Shell) Keys 📍Device Identifiers Why Is Machine Identity Important For Your Small Business Machine identities are crucial for a secure business environment and serve important functions in the contemporary IT infrastructure. 📌 Authentication: Machine identities help business owners verify the identity of devices, applications, and services, ensuring only trusted entities can access resources and systems. 📌Encryption: Machine identities, especially SSL/TLS certificates, enable encryption of data transmitted over networks, safeguarding it from unauthorized interception and ensuring confidentiality. 📌 Access Control: They have a crucial role in access control by regulating permissions based on machines' identities and roles. This helps prevent unauthorized access and actions within IT environments. 📌Understanding and effectively managing machine identities is essential for maintaining IT operations' security, integrity, and efficiency, especially for small businesses with limited resources and specialized needs. Machine Identity Management Challenges for Small Businesses Unmanaged or improperly machine identities can pose serious challenges to small businesses. Some of the challenges your business can face while managing machine identities. Lack of Awareness and Resources Small businesses often face challenges due to limited awareness of available resources and best practices. This can encompass various aspects: 📍 Technology: Small businesses might not be aware of the latest technologies and tools that can help them streamline their operations and improve security. 📍 Financial: Limited budgets can restrict access to necessary resources such as advanced cybersecurity solutions or professional consulting services. 📍 Training and Education: Owners and employees might lack awareness of cybersecurity risks and protocols, leading to vulnerabilities like phishing attacks or weak password practices. Risks Associated with Unmanaged Machine Identities Machine identities refer to digital certificates and cryptographic keys used to authenticate machines in networks. The risks associated with unmanaged machine identities include: 📍Misconfigured or compromised machine identities can lead to unauthorized access to sensitive data or systems. 📍Improperly managed machine identities can result in compliance failures with industry regulations and standards. 📍Unmanaged machine identities can lead to operational disruptions and downtime. Compliance and Regulatory Concerns While compliance with regulations and standards is crucial for your small business, machine identity management can make it challenging due 📍Various regulatory requirements such as GDPR, HIPAA, and PCI DSS can be complex to understand and adhere to, especially for you as a small business owner. 📍Shortage of dedicated resources to meet compliance requirements is another challenge for small business owners. Hiring a dedicated resource can put a strain on your small business budgets. 📍Non-compliance can result in significant penalties or legal consequences. This is quite a detrimental situation for small businesses with limited financial resilience. Small businesses can address these challenges with strategic resource allocation and leveraging technology solutions tailored to their needs. Compromised devices/machines are a new threat to organizations, especially small businesses. Challenges such as Fast-paced digital transformation, Cloud adoption, and the Internet of Things add fire to the already burning pyre of managing the massive volume of machine identities. But this is not all. While the security teams at larger enterprises are fighting demons like ransomware, malware, phishing, and other cybersecurity attacks, small businesses face the significant brunt of poorly managed machine identities. But… 🙋What are machine identities, and how are they different from human identities? 🙋Why is managing machine identities crucial for small businesses? 🙋What are the challenges faced by Small Businesses while managing machine identities? These are a few of the questions I will try to answer through my blog on Managing Machine Identities in SMBs. Sit tight, and keep reading. Machine Identity: The Meaning and The Definition Machine identity is the unique digital identity assigned to applications, services, and devices within a networked environment. These identities help machines to ✅ Connect and communicate with each other in a secure environment. ✅ Authenticate themselves to other systems in the network. Each machine identity comprises cryptographic keys, certificates, or the like of credentials that build trust and enable secure communications in digital space. There are two entities in a networked environment: humans and machines. While much investment is made to protect and manage human identities, scant efforts are made to protect and secure interconnected machines. Result: The imbalance is a significant concern. Result: Reason: The number of machines has steadily increased, outpacing the growth of their human counterparts. Reason: This implies that there are more machines connected with each other with scant security efforts in place than humans connected to machines. To protect these machines from being compromised, they need identities that can keep their connections and communications safe. Importance of Machine Identity Management Machine Identity Management plays a crucial role in ensuring your business's security, integrity, and efficiency. With proper identities in place, you can authenticate and authorize machine-to-machine communication. When you are regularly managing the identities of your machines, you can prevent 📌 Unauthorized access 📌 Data breaches 📌 Other security threats, such as malware, ransomware attacks But that’s not all. With machine identity management, you can facilitate the smooth integration of various services and systems. Result: Optimized overall operational performance. But how is this relevant to your small business? Relevance for Small Businesses With limited resources, small businesses face unique challenges in maintaining robust security measures. Despite the size of your business, you still rely on interconnected networks, systems, and applications to conduct your everyday operations efficiently. So, how will managing machine identity help your small business? Managing your machine identities can help you in numerous ways; here are a few prominent ones. Machine Identity Management helps small businesses to 📍Secure their digital assets 📍Safeguard sensitive data 📍Mitigate risks associated with cyber threats With effective machine identity practices, small business owners can ✅ Improve their overall security posture ✅ Support the growth of their business ✅ Scale their small business But what exactly is machine identity? Understanding Machine Identity Unique cryptographic identifiers used to authenticate and secure communication between machines are called machine identities. These identities are allotted to machines in a networked environment, such as servers, devices, and applications. Managing machine identities is crucial for small business owners to protect against cyber threats and maintain their operational integrity in contemporary IT infrastructures. What Constitutes Machine Identity? Machine identity encompasses various components that establish the digital identity of devices, applications, and services within an IT ecosystem. These include 📍Digital Certificates 📍API Keys 📍SSH (Secure Shell) Keys 📍Device Identifiers Why Is Machine Identity Important For Your Small Business Machine identities are crucial for a secure business environment and serve important functions in the contemporary IT infrastructure. 📌 Authentication: Machine identities help business owners verify the identity of devices, applications, and services, ensuring only trusted entities can access resources and systems. 📌Encryption: Machine identities, especially SSL/TLS certificates, enable encryption of data transmitted over networks, safeguarding it from unauthorized interception and ensuring confidentiality. 📌 Access Control: They have a crucial role in access control by regulating permissions based on machines' identities and roles. This helps prevent unauthorized access and actions within IT environments. 📌Understanding and effectively managing machine identities is essential for maintaining IT operations' security, integrity, and efficiency, especially for small businesses with limited resources and specialized needs. Machine Identity Management Challenges for Small Businesses Unmanaged or improperly machine identities can pose serious challenges to small businesses. Some of the challenges your business can face while managing machine identities. Lack of Awareness and Resources Small businesses often face challenges due to limited awareness of available resources and best practices. This can encompass various aspects: 📍 Technology: Small businesses might not be aware of the latest technologies and tools that can help them streamline their operations and improve security. 📍 Financial: Limited budgets can restrict access to necessary resources such as advanced cybersecurity solutions or professional consulting services. 📍 Training and Education: Owners and employees might lack awareness of cybersecurity risks and protocols, leading to vulnerabilities like phishing attacks or weak password practices. Risks Associated with Unmanaged Machine Identities Machine identities refer to digital certificates and cryptographic keys used to authenticate machines in networks. The risks associated with unmanaged machine identities include: 📍Misconfigured or compromised machine identities can lead to unauthorized access to sensitive data or systems. 📍Improperly managed machine identities can result in compliance failures with industry regulations and standards. 📍Unmanaged machine identities can lead to operational disruptions and downtime. Compliance and Regulatory Concerns While compliance with regulations and standards is crucial for your small business, machine identity management can make it challenging due 📍Various regulatory requirements such as GDPR, HIPAA, and PCI DSS can be complex to understand and adhere to, especially for you as a small business owner. 📍Shortage of dedicated resources to meet compliance requirements is another challenge for small business owners. Hiring a dedicated resource can put a strain on your small business budgets. 📍Non-compliance can result in significant penalties or legal consequences. This is quite a detrimental situation for small businesses with limited financial resilience. Small businesses can address these challenges with strategic resource allocation and leveraging technology solutions tailored to their needs.

Machine Identities in Small Businesses: The Key to Security and Efficiency

In this exclusive interview, Andrey Nayman, co-founder of Magic Square, shares his journey in the blockchain industry and the inspirations behind creating a community-driven App Store. Ishan Pandey: Hi Andrey, great to have you here. To start off, could you share a bit about your background and what inspired you to co-found Magic Square? Andrey Nayman: I've been in the blockchain industry since 2013. My experiences leading various tech companies inspired me to start Magic Square. We're building a community-driven App Store that makes using decentralized apps simpler and safer. I’m passionate about using my blockchain knowledge to create something valuable and innovative for users worldwide. Ishan Pandey: Magic Square offers a unique ecosystem for discovering Web3 projects. Can you explain what sets Magic Store apart from other platforms in the space? Andrey Nayman: Magic Square is all about putting users first. Imagine it like a big online store, but instead of selling physical items, we present Web3 Apps. Magic Store is a way for users to discover all trusted Dapps and engage with them in one place. What makes us different is that we check every app really carefully before putting it in our store. This makes our platform safe and easy to use, whether you're new to Web3 or already an expert. Ishan Pandey: Given the diverse offerings within the Magic Square ecosystem like Magic Karma and Hot Offers, how do these features enhance the user experience and engagement? Andrey Nayman: Magic Karma and Hot Offers are innovative features designed to enhance the user experience on Magic Square. Magic Karma serves as our reputation system – users receive daily rewards for contributing to the Magic Ecosystem, such as trying out new apps or participating in community activities, earning them points. These points can then be exchanged for exciting rewards. On the other hand, Hot Offers form our engagement layer, where users can complete tasks provided by the listed projects and receive real payments for their efforts. Together, these features keep our users happy and engaged while using our platform. Ishan Pandey: The $SQR token plays a central role in the Magic Square community. Could you discuss how it integrates into the ecosystem and what its benefits are for users? Andrey Nayman: The $SQR token is like the heart of Magic Square. Users earn $SQR as a reward for doing things on our platform every day. You can stake $SQR to unlock special benefits if you're a member. You'll get paid in $SQR when you earn rewards through Hot Offers. We also use $SQR to reach the right people in our marketing efforts. To join Launchpad sales, you must stake even more $SQR. So, $SQR is important for everyone using Magic Square. It's what keeps everything running smoothly and helps our community grow. Ishan Pandey: Community-driven platforms depend heavily on user participation. How does Magic Square encourage community involvement in project voting and validation? Andrey Nayman: Community is at the core of every crypto project. At Magic Square, we believe in bringing the crypto community together in one place. Here, users can decide which projects make it onto our platform, shaping their future. Our community moderators actively gather feedback, which our product team uses to create a roadmap aligned with their needs. To make our community feel valued and engaged, we offer daily rewards through Karma Points and exciting opportunities through Hot Offers. We also host regular surveys where users can share their ideas and feedback, ensuring our platform evolves based on their input. Ishan Pandey: Affiliate programs are common in Web3, but Magic Boost offers a unique twist. Can you elaborate on how this program works and what its advantages are for both users and developers? Andrey Nayman: Affiliate programs are common in Web3, but Magic Boost offers a unique twist. Here's how it works: Users can easily monetize their communities by sharing affiliate offers from listed projects. With one click, they share these offers on social media. When their friends engage and convert, users receive instant payouts. This benefits the user by allowing them to earn effortlessly while supporting their favorite projects. For developers, Magic Boost expands their reach and boosts user acquisition, enhancing app visibility and credibility. Ishan Pandey: Looking forward, what are some key developments or milestones that the Magic Square community can anticipate in the near future? Andrey Nayman: In the near future, our Launchpad will be a big focus. It's designed to help projects grow steadily and connect with our community. We'll customize our approach, using both public and private sales, to give projects the best chance of success. With our active community, we'll make sure these projects get plenty of attention. Stay tuned for more updates as we work together to shape the future of Web3! Don’t forget to like and share the story! Vested Interest Disclosure: This author is an independent contributor publishing via our business blogging program. HackerNoon has reviewed the report for quality, but the claims herein belong to the author. #DYOR. In this exclusive interview, Andrey Nayman, co-founder of Magic Square, shares his journey in the blockchain industry and the inspirations behind creating a community-driven App Store. Ishan Pandey: Hi Andrey, great to have you here. To start off, could you share a bit about your background and what inspired you to co-found Magic Square? Ishan Pandey: Hi Andrey, great to have you here. To start off, could you share a bit about your background and what inspired you to co-found Magic Square? Ishan Pandey: Hi Andrey, great to have you here. To start off, could you share a bit about your background and what inspired you to co-found Magic Square? Andrey Nayman: I've been in the blockchain industry since 2013. My experiences leading various tech companies inspired me to start Magic Square. We're building a community-driven App Store that makes using decentralized apps simpler and safer. I’m passionate about using my blockchain knowledge to create something valuable and innovative for users worldwide. Andrey Nayman: Ishan Pandey: Magic Square offers a unique ecosystem for discovering Web3 projects. Can you explain what sets Magic Store apart from other platforms in the space? Ishan Pandey: Magic Square offers a unique ecosystem for discovering Web3 projects. Can you explain what sets Magic Store apart from other platforms in the space? Ishan Pandey: Magic Square offers a unique ecosystem for discovering Web3 projects. Can you explain what sets Magic Store apart from other platforms in the space? Andrey Nayman: Magic Square is all about putting users first. Imagine it like a big online store, but instead of selling physical items, we present Web3 Apps. Magic Store is a way for users to discover all trusted Dapps and engage with them in one place. What makes us different is that we check every app really carefully before putting it in our store. This makes our platform safe and easy to use, whether you're new to Web3 or already an expert. Andrey Nayman: Ishan Pandey: Given the diverse offerings within the Magic Square ecosystem like Magic Karma and Hot Offers, how do these features enhance the user experience and engagement? Ishan Pandey: Given the diverse offerings within the Magic Square ecosystem like Magic Karma and Hot Offers, how do these features enhance the user experience and engagement? Ishan Pandey: Given the diverse offerings within the Magic Square ecosystem like Magic Karma and Hot Offers, how do these features enhance the user experience and engagement? Andrey Nayman: Magic Karma and Hot Offers are innovative features designed to enhance the user experience on Magic Square. Magic Karma serves as our reputation system – users receive daily rewards for contributing to the Magic Ecosystem, such as trying out new apps or participating in community activities, earning them points. These points can then be exchanged for exciting rewards. On the other hand, Hot Offers form our engagement layer, where users can complete tasks provided by the listed projects and receive real payments for their efforts. Together, these features keep our users happy and engaged while using our platform. Andrey Nayman: Ishan Pandey: The $SQR token plays a central role in the Magic Square community. Could you discuss how it integrates into the ecosystem and what its benefits are for users? Ishan Pandey: The $SQR token plays a central role in the Magic Square community. Could you discuss how it integrates into the ecosystem and what its benefits are for users? Ishan Pandey: The $SQR token plays a central role in the Magic Square community. Could you discuss how it integrates into the ecosystem and what its benefits are for users? Andrey Nayman: The $SQR token is like the heart of Magic Square. Users earn $SQR as a reward for doing things on our platform every day. You can stake $SQR to unlock special benefits if you're a member. You'll get paid in $SQR when you earn rewards through Hot Offers. We also use $SQR to reach the right people in our marketing efforts. Andrey Nayman: To join Launchpad sales, you must stake even more $SQR. So, $SQR is important for everyone using Magic Square. It's what keeps everything running smoothly and helps our community grow. Ishan Pandey: Community-driven platforms depend heavily on user participation. How does Magic Square encourage community involvement in project voting and validation? Ishan Pandey: Community-driven platforms depend heavily on user participation. How does Magic Square encourage community involvement in project voting and validation? Ishan Pandey: Community-driven platforms depend heavily on user participation. How does Magic Square encourage community involvement in project voting and validation? Andrey Nayman: Community is at the core of every crypto project. At Magic Square, we believe in bringing the crypto community together in one place. Here, users can decide which projects make it onto our platform, shaping their future. Our community moderators actively gather feedback, which our product team uses to create a roadmap aligned with their needs. To make our community feel valued and engaged, we offer daily rewards through Karma Points and exciting opportunities through Hot Offers. We also host regular surveys where users can share their ideas and feedback, ensuring our platform evolves based on their input. Andrey Nayman: Ishan Pandey: Affiliate programs are common in Web3, but Magic Boost offers a unique twist. Can you elaborate on how this program works and what its advantages are for both users and developers? Ishan Pandey: Affiliate programs are common in Web3, but Magic Boost offers a unique twist. Can you elaborate on how this program works and what its advantages are for both users and developers? Ishan Pandey: Affiliate programs are common in Web3, but Magic Boost offers a unique twist. Can you elaborate on how this program works and what its advantages are for both users and developers? Andrey Nayman: Affiliate programs are common in Web3, but Magic Boost offers a unique twist. Here's how it works: Users can easily monetize their communities by sharing affiliate offers from listed projects. With one click, they share these offers on social media. When their friends engage and convert, users receive instant payouts. This benefits the user by allowing them to earn effortlessly while supporting their favorite projects. For developers, Magic Boost expands their reach and boosts user acquisition, enhancing app visibility and credibility. Andrey Nayman: Ishan Pandey: Looking forward, what are some key developments or milestones that the Magic Square community can anticipate in the near future? Ishan Pandey: Looking forward, what are some key developments or milestones that the Magic Square community can anticipate in the near future? Ishan Pandey: Looking forward, what are some key developments or milestones that the Magic Square community can anticipate in the near future? Andrey Nayman: In the near future, our Launchpad will be a big focus. It's designed to help projects grow steadily and connect with our community. We'll customize our approach, using both public and private sales, to give projects the best chance of success. With our active community, we'll make sure these projects get plenty of attention. Stay tuned for more updates as we work together to shape the future of Web3! Andrey Nayman: Don’t forget to like and share the story! Vested Interest Disclosure: This author is an independent contributor publishing via our business blogging program. HackerNoon has reviewed the report for quality, but the claims herein belong to the author. #DYOR. Vested Interest Disclosure: This author is an independent contributor publishing via our business blogging program . HackerNoon has reviewed the report for quality, but the claims herein belong to the author. #DYOR. Vested Interest Disclosure: business blogging program business blogging program

Andrey Nayman Reveals the Vision Behind Magic Square's Unique Web3 Ecosystem

Welcome to HackerNoon’s Writing Prompts! Would you like to take a stab at answering some of these questions? The link for the template is HERE. 1. What is your company in 2–5 words? Digital product agency disrupting healthcare. 2. Why is now the time for your company to exist? There is no denying that the pace of innovation and technology has accelerated in the last decade. However, the healthcare industry has not evolved as quickly as other industries. It faces unique challenges, like a lack of agility, strict regulations, antiquated processes, and slow innovation. Although there are many people in the sector working to improve quality and accessibility, systemic problems and financial interests limit what can be achieved. Our strategy is to bring agility to this setting by using our knowledge of technology, user-centric approach, and in-depth knowledge of the business to create software that is strategically planned, scalable, and cleverly constructed. 3. What do you love about your team, and why are you the ones to solve this problem? When we first set out, we were quite excited about developing digital solutions that prioritized the needs and wants of users and delivered genuine value. By then, we collaborated with businesses in every sector of the economy, including real estate, retail, food, entertainment, agronomy, retail, and finance. Even though we've produced incredible products and gained a lot of knowledge from the process, we believed that focus and mission were still lacking. In 2020, during the pandemic, we made a strategic shift and decided to focus 100% on healthcare, allowing us to fully immerse ourselves in the industry, gain specialized knowledge, and, most importantly, have a shared, meaningful purpose. This change gave our entire team a compelling mission and a defined path. Who wouldn't find satisfaction in working on initiatives for a sector of the economy that ultimately saves lives? I guess that’s what I love most about the team and why we are the ones who solve problems. We’re a team of focused, knowledgeable, and creative people with a shared purpose: improving healthcare. 4. If you weren’t building your startup, what would you be doing? I would probably be building another startup. I’ve been an entrepreneur since I was a teenager, so I’m sure that if Light-it had not succeeded, I would be building something else. 5. At the moment, how do you measure success? What are your metrics? We work with OKRs (Objectives and Key Results), and they are measured quarterly. We have company-wide OKRs and OKRs per department. They help us stay aligned with the same goals quarter to quarter. 6. In a few sentences, what do you offer to whom? In broad terms, we partner with our clients to help them ideate, design, and develop healthcare digital products. The challenge we resolve is the lack of expertise in developing healthcare software with a product mindset and keeping strategy, budget, compliance, and user experience in mind.  There are hundreds of software development firms with no experience in healthcare, which can lead to short-term gains at the expense of long-term scalability and maintenance. We at Light-itadopt a unique strategy. We follow industry best practices, implementing scalable models across several platforms and providing end-to-end product development services with extensive user experience support and consulting. Since we have an agile approach, startups are our bread and butter. Nevertheless, our interactions with health systems have also been excellent. Our introduction of an agile vision and innovative mindset has been extremely effective in these circumstances, given their customary bureaucratic and slower ways. Finding a reliable partner is usually difficult for a healthcare organization, but finding someone who can offer both high-tech development and strategic advice is much more difficult. That's what makes us unique. 7. What’s most exciting about your traction to date? **Light-it'**s traction has been steadily growing year after year, an incredibly encouraging trend. Last year was particularly exciting for us as we forged partnerships with industry giants like ABInBev Foundation, the world's largest beer company, and Inviza, a groundbreaking RPM and DTX product for the US Air Force.  These collaborations are not only about business and transactions – they validate our position as leaders in our field and serve as a powerful encouragement to continue our hard work. 8. Where do you think your growth will be next year? We have been collaborating with startups, supporting them through the entire product development process, from launch to scaling. Now that we are collaborating with Health Systems, we plan to continue doing so because we have seen such a positive impact. We don't intend to expand the company too quickly because, as a team, we want to keep our boutique approach. We aim to keep our crew size between one hundred and two hundred. We always have new projects coming up. In my opinion, one of the biggest promises in health technology is generative AI. Puppeteeris a spinoff company we launched last year, and it is the result of the realization that 2024 was going to be the year of generative AI and that humanity will either have to accept it or perish. Our first round is presently being raised, and we have high hopes for it this year. Regarding our long-term future, Light-it's DNA will always embrace new technologies and pathways, so who knows what else might emerge! "You win, or you learn" strikes a chord with me. Every new endeavor, whether it succeeds or fails, adds to our development and resiliency. I'm committed to establishing a positive work environment that prioritizes curiosity, boldness, ownership, and dedication to ongoing development while also considering the well-being of our team. 9. Tell us about your first paying customer and revenue expectations over the next year. The first paying customers we had were family members and friends building e-commerces. Since then, we’ve worked with startups from pre-seed to Series D, with Fortune 500s and some of the biggest health systems in the world! In terms of revenue, we expect to keep growing at the rate of 50% per year. 10. What’s your biggest threat? We have all heard that AI will replace software engineers, so I guess that should be my biggest thread as a software development company owner. Still, I’m convinced that our team has minds that no AI can substitute: Empathy, strategy, and creativity are some of the skills needed in a product team that AI can't substitute. Would you like to take a stab at answering some of these questions? The link for the template is HERE. Welcome to HackerNoon’s Writing Prompts! Would you like to take a stab at answering some of these questions? The link for the template is HERE. Welcome to HackerNoon ’s Writing Prompts! Would you like to take a stab at answering some of these questions? The link for the template is HERE. HackerNoon The link for the template is HERE. 1. What is your company in 2–5 words? Digital product agency disrupting healthcare. 2. Why is now the time for your company to exist? There is no denying that the pace of innovation and technology has accelerated in the last decade. However, the healthcare industry has not evolved as quickly as other industries. It faces unique challenges, like a lack of agility, strict regulations, antiquated processes, and slow innovation. Although there are many people in the sector working to improve quality and accessibility, systemic problems and financial interests limit what can be achieved. Our strategy is to bring agility to this setting by using our knowledge of technology, user-centric approach, and in-depth knowledge of the business to create software that is strategically planned, scalable, and cleverly constructed. 3. What do you love about your team, and why are you the ones to solve this problem? When we first set out, we were quite excited about developing digital solutions that prioritized the needs and wants of users and delivered genuine value. By then, we collaborated with businesses in every sector of the economy, including real estate, retail, food, entertainment, agronomy, retail, and finance. Even though we've produced incredible products and gained a lot of knowledge from the process, we believed that focus and mission were still lacking. In 2020, during the pandemic, we made a strategic shift and decided to focus 100% on healthcare, allowing us to fully immerse ourselves in the industry, gain specialized knowledge, and, most importantly, have a shared, meaningful purpose. This change gave our entire team a compelling mission and a defined path. Who wouldn't find satisfaction in working on initiatives for a sector of the economy that ultimately saves lives? I guess that’s what I love most about the team and why we are the ones who solve problems. We’re a team of focused, knowledgeable, and creative people with a shared purpose: improving healthcare. 4. If you weren’t building your startup, what would you be doing? I would probably be building another startup. I’ve been an entrepreneur since I was a teenager, so I’m sure that if Light-it had not succeeded, I would be building something else. Light-it Light-it 5. At the moment, how do you measure success? What are your metrics? We work with OKRs (Objectives and Key Results), and they are measured quarterly. We have company-wide OKRs and OKRs per department. They help us stay aligned with the same goals quarter to quarter. 6. In a few sentences, what do you offer to whom? In broad terms, we partner with our clients to help them ideate, design, and develop healthcare digital products. The challenge we resolve is the lack of expertise in developing healthcare software with a product mindset and keeping strategy, budget, compliance, and user experience in mind.  There are hundreds of software development firms with no experience in healthcare, which can lead to short-term gains at the expense of long-term scalability and maintenance. We at Light-it adopt a unique strategy. We follow industry best practices, implementing scalable models across several platforms and providing end-to-end product development services with extensive user experience support and consulting. Light-it Since we have an agile approach, startups are our bread and butter. Nevertheless, our interactions with health systems have also been excellent. Our introduction of an agile vision and innovative mindset has been extremely effective in these circumstances, given their customary bureaucratic and slower ways. Finding a reliable partner is usually difficult for a healthcare organization, but finding someone who can offer both high-tech development and strategic advice is much more difficult. That's what makes us unique. 7. What’s most exciting about your traction to date? **Light-it'**s traction has been steadily growing year after year, an incredibly encouraging trend. Last year was particularly exciting for us as we forged partnerships with industry giants like ABInBev Foundation, the world's largest beer company, and Inviza, a groundbreaking RPM and DTX product for the US Air Force.  These collaborations are not only about business and transactions – they validate our position as leaders in our field and serve as a powerful encouragement to continue our hard work. 8. Where do you think your growth will be next year? We have been collaborating with startups, supporting them through the entire product development process, from launch to scaling. Now that we are collaborating with Health Systems, we plan to continue doing so because we have seen such a positive impact. We don't intend to expand the company too quickly because, as a team, we want to keep our boutique approach. We aim to keep our crew size between one hundred and two hundred. We always have new projects coming up. In my opinion, one of the biggest promises in health technology is generative AI. Puppeteer is a spinoff company we launched last year, and it is the result of the realization that 2024 was going to be the year of generative AI and that humanity will either have to accept it or perish. Our first round is presently being raised, and we have high hopes for it this year. Puppeteer Regarding our long-term future, Light-it's DNA will always embrace new technologies and pathways, so who knows what else might emerge! "You win, or you learn" strikes a chord with me. Every new endeavor, whether it succeeds or fails, adds to our development and resiliency. I'm committed to establishing a positive work environment that prioritizes curiosity, boldness, ownership, and dedication to ongoing development while also considering the well-being of our team. 9. Tell us about your first paying customer and revenue expectations over the next year. The first paying customers we had were family members and friends building e-commerces. Since then, we’ve worked with startups from pre-seed to Series D, with Fortune 500s and some of the biggest health systems in the world! In terms of revenue, we expect to keep growing at the rate of 50% per year. 10. What’s your biggest threat? We have all heard that AI will replace software engineers, so I guess that should be my biggest thread as a software development company owner. Still, I’m convinced that our team has minds that no AI can substitute: Empathy, strategy, and creativity are some of the skills needed in a product team that AI can't substitute. Would you like to take a stab at answering some of these questions? The link for the template is HERE. Would you like to take a stab at answering some of these questions? The link for the template is HERE. The link for the template is HERE.

Light-it: Empowering Healthcare through Purpose-Driven Digital Solutions

HSBC, the banking giant, is finally entering the ring with its new app, Zing (launched in January 2024 in UK). It aims to disrupt the international money transfer space currently dominated by fintech players like Revolut and Wise. But is this a genuine challenge, or just a latecomer trying to play catch-up? The answer lies in the margins. Fintech companies have been steadily eroding traditional banks' profits with their user-friendly apps and competitive fees. James Allan, CEO of Zing, acknowledges this shift:
"It's time for a new kind of solution, one that combines cutting-edge tech with the trust of a global bank like HSBC." Is It a Smart Move for Younger Audience? Analysts see Zing as a strategic move for HSBC. Benjamin Toms of RBC believes it's a “defensive play” to attract younger, tech-savvy customers who might become lifelong HSBC clients. Unlike existing HSBC FX services, Zing is free to download for everyone. But, lemme clear one thing! Zing operates under the FCA as an e-money institution, not a bank. This means your deposits won't be protected under the Financial Services Compensation Scheme, something to consider before diving in. Despite these uncertainties, Zing's arrival signifies a critical shift in the financial world. As established institutions adapt and innovate, consumers stand to benefit from a more competitive international payments ecosystem. HSBC, however, has global aspirations for Zing. Nuno Matos, CEO of their wealth and personal banking division, added:
‘‘We want to become a leading platform for international payments, which aligns perfectly with HSBC's overall payments strategy. Expect to see Zing launching soon in Asia, the Middle East, and EU markets." This focus on innovation and trust is key for Zing. This will attract customers who value fintech apps’ convenience while seeking the security. Feature Comparison - HSBC’s Zing vs. Revolut & Wise Feature

HSBC’s Zing

Revolut

Wise



Primary Function

Foreign exchange & international money transfer

Multi-currency spending & international money transfer

International money transfer



Number of Currencies Supported

10

Over 140

Over 40



Debit Card

Yes (physical & virtual)

Yes (physical & virtual)

Yes (physical & virtual)



Fees

Conversion charges and currency exchange

Free standard plan (limited features), paid plans with higher limits & features

Transaction fees based on amount & currency



Focus

Simplicity & ease of use for occasional international transactions

Multi-functionality for everyday spending & travel

Cost-effective international money transfers Recruiting Top Talent for the Challenge To compete effectively, HSBC is building a strong team. They've recruited key personnel from their fintech rivals, like Neil McKeown (ex-Monzo) and Dario De Angelis (ex-Revolut), to leverage valuable industry expertise. Additionally, Eduardo Mercer, a software engineer veteran from Wise, strengthens Zing's technical core. This increased competition injects a healthy dose of competition into the European cross-border payments scene. Ultimately, consumers benefit from more options, potentially lower fees, and a continued push for innovative solutions in the international money transfer market. James Allan, CEO of Zing, says,
"It's a win-win for everyone who wants a simpler, faster, and more reliable way to manage their money internationally." Can Zing Outshine its Competitors? HSBC's strategic investments, focus on user experience, and global ambitions suggest they're serious about the game. Only time will tell if they can woo customers away from the current fintech champions. The battle for dominance in international money transfers has just become even more interesting. Potential Pros & Cons! Aspect

Potential Pros

Potential Cons



Brand Recognition

Leverages HSBC's established brand and reputation for security

May not have the same brand awareness as Revolut or Wise



User Experience

Focuses on user-friendliness for a smooth money transfer experience

Needs to prove its app is as intuitive and user-friendly as competitors



Global Reach

Ambitious plans for global expansion, offering services in new markets

Initial launch is limited to UK customers only



Team Expertise

Recruited top talent from fintech rivals, bringing industry knowledge

Needs to demonstrate its team can deliver a competitive product Key Takeaways from this New and Improved Competition! This head-to-head competition is a game-changer in the cross-border payments market, especially in UK. Here is what will you get: HSBC offers established banking security, but Revolut and Wise are known for their cutting-edge tech. Zing aims to bridge this gap, offering both trust and a tech-savvy experience.
With more options, fees may drop, and features may become more user-friendly. This may include faster transfers, better exchange rates, and a smoother overall experience.
This competition between big banks and fintech companies will benefit you the most. It can include a wider range of services, lower costs, and a constant push for innovation. Stay updated for more updates about the fintech industry! For now, share your thoughts in the comments. HSBC, the banking giant, is finally entering the ring with its new app, Zing (launched in January 2024 in UK). It aims to disrupt the international money transfer space currently dominated by fintech players like Revolut and Wise. But is this a genuine challenge, or just a latecomer trying to play catch-up? HSBC, the banking giant, is finally entering the ring with its new app, Zing (launched in January 2024 in UK). Zing The answer lies in the margins. Fintech companies have been steadily eroding traditional banks' profits with their user-friendly apps and competitive fees. James Allan, CEO of Zing, acknowledges this shift: "It's time for a new kind of solution, one that combines cutting-edge tech with the trust of a global bank like HSBC." James Allan, CEO of Zing, acknowledges this shift: "It's time for a new kind of solution, one that combines cutting-edge tech with the trust of a global bank like HSBC." "It's time for a new kind of solution, one that combines cutting-edge tech with the trust of a global bank like HSBC." Is It a Smart Move for Younger Audience? Is It a Smart Move for Younger Audience? Analysts see Zing as a strategic move for HSBC. Benjamin Toms of RBC believes it's a “ defensive play” to attract younger, tech-savvy customers who might become lifelong HSBC clients. Unlike existing HSBC FX services, Zing is free to download for everyone . defensive play” Zing is free to download for everyone But, lemme clear one thing! But, lemme clear one thing! But, lemme clear one thing! Zing operates under the FCA as an e-money institution, not a bank. This means your deposits won't be protected under the Financial Services Compensation Scheme, something to consider before diving in. Despite these uncertainties, Zing's arrival signifies a critical shift in the financial world. As established institutions adapt and innovate, consumers stand to benefit from a more competitive international payments ecosystem. HSBC, however, has global aspirations for Zing. HSBC, however, has global aspirations for Zing. HSBC, however, has global aspirations for Zing. Nuno Matos, CEO of their wealth and personal banking division, added: ‘‘We want to become a leading platform for international payments, which aligns perfectly with HSBC's overall payments strategy. Expect to see Zing launching soon in Asia, the Middle East, and EU markets." Nuno Matos, CEO of their wealth and personal banking division, added: ‘‘We want to become a leading platform for international payments, which aligns perfectly with HSBC's overall payments strategy. Expect to see Zing launching soon in Asia, the Middle East, and EU markets." ‘‘We want to become a leading platform for international payments, which aligns perfectly with HSBC's overall payments strategy. Expect to see Zing launching soon in Asia, the Middle East, and EU markets." This focus on innovation and trust is key for Zing. This will attract customers who value fintech apps’ convenience while seeking the security. fintech apps’ convenience Feature Comparison - HSBC’s Zing vs. Revolut & Wise Feature Comparison - HSBC’s Zing vs. Revolut & Wise Feature

HSBC’s Zing

Revolut

Wise



Primary Function

Foreign exchange & international money transfer

Multi-currency spending & international money transfer

International money transfer



Number of Currencies Supported

10

Over 140

Over 40



Debit Card

Yes (physical & virtual)

Yes (physical & virtual)

Yes (physical & virtual)



Fees

Conversion charges and currency exchange

Free standard plan (limited features), paid plans with higher limits & features

Transaction fees based on amount & currency



Focus

Simplicity & ease of use for occasional international transactions

Multi-functionality for everyday spending & travel

Cost-effective international money transfers Feature

HSBC’s Zing

Revolut

Wise Primary Function

Foreign exchange & international money transfer

Multi-currency spending & international money transfer

International money transfer Number of Currencies Supported

10

Over 140

Over 40 Debit Card

Yes (physical & virtual)

Yes (physical & virtual)

Yes (physical & virtual) Fees

Conversion charges and currency exchange

Free standard plan (limited features), paid plans with higher limits & features

Transaction fees based on amount & currency Focus

Simplicity & ease of use for occasional international transactions

Multi-functionality for everyday spending & travel

Cost-effective international money transfers Feature HSBC’s Zing Revolut Wise Feature Feature HSBC’s Zing HSBC’s Zing Revolut Revolut Wise Wise Primary Function Foreign exchange & international money transfer Multi-currency spending & international money transfer International money transfer Primary Function Primary Function Primary Function Foreign exchange & international money transfer Foreign exchange & international money transfer Multi-currency spending & international money transfer Multi-currency spending & international money transfer International money transfer International money transfer Number of Currencies Supported 10 Over 140 Over 40 Number of Currencies Supported Number of Currencies Supported Number of Currencies Supported 10 10 Over 140 Over 140 Over 40 Over 40 Debit Card Yes (physical & virtual) Yes (physical & virtual) Yes (physical & virtual) Debit Card Debit Card Debit Card Yes (physical & virtual) Yes (physical & virtual) Yes (physical & virtual) Yes (physical & virtual) Yes (physical & virtual) Yes (physical & virtual) Fees Conversion charges and currency exchange Free standard plan (limited features), paid plans with higher limits & features Transaction fees based on amount & currency Fees Fees Fees Conversion charges and currency exchange Conversion charges and currency exchange Free standard plan (limited features), paid plans with higher limits & features Free standard plan (limited features), paid plans with higher limits & features Transaction fees based on amount & currency Transaction fees based on amount & currency Focus Simplicity & ease of use for occasional international transactions Multi-functionality for everyday spending & travel Cost-effective international money transfers Focus Focus Focus Simplicity & ease of use for occasional international transactions Simplicity & ease of use for occasional international transactions Multi-functionality for everyday spending & travel Multi-functionality for everyday spending & travel Cost-effective international money transfers Cost-effective international money transfers Recruiting Top Talent for the Challenge To compete effectively, HSBC is building a strong team. They've recruited key personnel from their fintech rivals, like Neil McKeown (ex-Monzo ) and Dario De Angelis (ex-Revolut) , to leverage valuable industry expertise. Additionally, Eduardo Mercer , a software engineer veteran from Wise , strengthens Zing's technical core. Neil McKeown (ex-Monzo Dario De Angelis (ex-Revolut) Eduardo Mercer a software engineer veteran from Wise This increased competition injects a healthy dose of competition into the European cross-border payments scene. Ultimately, consumers benefit from more options, potentially lower fees, and a continued push for innovative solutions in the international money transfer market. cross-border payments James Allan, CEO of Zing, says, "It's a win-win for everyone who wants a simpler, faster, and more reliable way to manage their money internationally." James Allan, CEO of Zing, says, "It's a win-win for everyone who wants a simpler, faster, and more reliable way to manage their money internationally." "It's a win-win for everyone who wants a simpler, faster, and more reliable way to manage their money internationally." Can Zing Outshine its Competitors? Can Zing Outshine its Competitors? HSBC's strategic investments, focus on user experience, and global ambitions suggest they're serious about the game. Only time will tell if they can woo customers away from the current fintech champions. The battle for dominance in international money transfers has just become even more interesting. Potential Pros & Cons! Aspect

Potential Pros

Potential Cons



Brand Recognition

Leverages HSBC's established brand and reputation for security

May not have the same brand awareness as Revolut or Wise



User Experience

Focuses on user-friendliness for a smooth money transfer experience

Needs to prove its app is as intuitive and user-friendly as competitors



Global Reach

Ambitious plans for global expansion, offering services in new markets

Initial launch is limited to UK customers only



Team Expertise

Recruited top talent from fintech rivals, bringing industry knowledge

Needs to demonstrate its team can deliver a competitive product Aspect

Potential Pros

Potential Cons Brand Recognition

Leverages HSBC's established brand and reputation for security

May not have the same brand awareness as Revolut or Wise User Experience

Focuses on user-friendliness for a smooth money transfer experience

Needs to prove its app is as intuitive and user-friendly as competitors Global Reach

Ambitious plans for global expansion, offering services in new markets

Initial launch is limited to UK customers only Team Expertise

Recruited top talent from fintech rivals, bringing industry knowledge

Needs to demonstrate its team can deliver a competitive product Aspect Potential Pros Potential Cons Aspect Aspect Aspect Potential Pros Potential Pros Potential Pros Potential Cons Potential Cons Potential Cons Brand Recognition Leverages HSBC's established brand and reputation for security May not have the same brand awareness as Revolut or Wise Brand Recognition Brand Recognition Brand Recognition Leverages HSBC's established brand and reputation for security Leverages HSBC's established brand and reputation for security May not have the same brand awareness as Revolut or Wise May not have the same brand awareness as Revolut or Wise User Experience Focuses on user-friendliness for a smooth money transfer experience Needs to prove its app is as intuitive and user-friendly as competitors User Experience User Experience User Experience Focuses on user-friendliness for a smooth money transfer experience Focuses on user-friendliness for a smooth money transfer experience Needs to prove its app is as intuitive and user-friendly as competitors Needs to prove its app is as intuitive and user-friendly as competitors Global Reach Ambitious plans for global expansion, offering services in new markets Initial launch is limited to UK customers only Global Reach Global Reach Global Reach Ambitious plans for global expansion, offering services in new markets Ambitious plans for global expansion, offering services in new markets Initial launch is limited to UK customers only Initial launch is limited to UK customers only Team Expertise Recruited top talent from fintech rivals, bringing industry knowledge Needs to demonstrate its team can deliver a competitive product Team Expertise Team Expertise Team Expertise Recruited top talent from fintech rivals, bringing industry knowledge Recruited top talent from fintech rivals, bringing industry knowledge Needs to demonstrate its team can deliver a competitive product Needs to demonstrate its team can deliver a competitive product Key Takeaways from this New and Improved Competition! This head-to-head competition is a game-changer in the cross-border payments market, especially in UK. Here is what will you get: HSBC offers established banking security, but Revolut and Wise are known for their cutting-edge tech. Zing aims to bridge this gap, offering both trust and a tech-savvy experience. With more options, fees may drop, and features may become more user-friendly. This may include faster transfers, better exchange rates, and a smoother overall experience. This competition between big banks and fintech companies will benefit you the most. It can include a wider range of services, lower costs, and a constant push for innovation. HSBC offers established banking security, but Revolut and Wise are known for their cutting-edge tech. Zing aims to bridge this gap, offering both trust and a tech-savvy experience. With more options, fees may drop, and features may become more user-friendly. This may include faster transfers, better exchange rates, and a smoother overall experience. This competition between big banks and fintech companies will benefit you the most. It can include a wider range of services, lower costs, and a constant push for innovation. Stay updated for more updates about the fintech industry! For now, share your thoughts in the comments. Stay updated for more updates about the fintech industry! For now, share your thoughts in the comments.

HSBC Throws Hat in the Ring - New App Zing Aims to Rival Revolut and Wise!

Gianluca Sacco Unveils VALR's Grand Slam Trading Incentives: A New Era in Crypto Futures

Gianluca Sacco VALR এর গ্র্যান্ড স্ল্যাম ট্রেডিং ইনসেনটিভ উন্মোচন করেছে: ক্রিপ্টো ফিউচারে একটি নতুন যুগ

Gianluca Sacco stellt VALRs Grand-Slam-Handelsanreize vor: Eine neue Ära bei Krypto-Futures

Gianluca Sacco presenta los incentivos comerciales Grand Slam de VALR: una nueva era en los futuros criptográficos

Gianluca Sacco dévoile les incitations commerciales du Grand Chelem de VALR : une nouvelle ère dans les contrats à terme sur cryptographie

जियानलुका सैको ने VALR के ग्रैंड स्लैम ट्रेडिंग प्रोत्साहनों का खुलासा किया: क्रिप्टो फ्यूचर्स में एक नया युग

ジャンルカ・サッコがVALRのグランドスラム取引インセンティブを発表: 暗号通貨先物取引の新時代

Gianluca Sacco, VALR의 그랜드 슬램 트레이딩 인센티브 공개: 암호화폐 선물의 새로운 시대

Gianluca Sacco revela os incentivos de negociação do Grand Slam da VALR: uma nova era em futuros criptográficos

Джанлука Сакко представляет торговые стимулы Большого шлема VALR: новая эра в криптофьючерсах

Gianluca Sacco, VALR'ın Grand Slam Ticaret Teşviklerini Açıkladı: Kripto Vadeli İşlemlerinde Yeni Bir Dönem

Gianluca Sacco tiết lộ các ưu đãi giao dịch Grand Slam của VALR: Kỷ nguyên mới trong hợp đồng tương lai tiền điện tử

Gianluca Sacco 揭晓 VALR 大满贯交易激励措施：加密货币期货的新时代

In such a rapidly evolving industry as tech, where disruptions belong to everyday life, the ability to manage these occurrences is central to maintaining the continuity of operations, and the practice of doing so is widely known as crisis management. In the context of the digital domain, the thing that comes to the fore when an accident arrives is how to save sensitive information from hackers or raise servers from the dead, e.g., technical aspects of the matter. What eludes one’s attention in this rush for a quick patch is how these occurrences affect the people responsible for cleaning this mess, while the consequences run from mere distress caused by the emergency of immediate action to a nervous breakdown. Unless a CEO means to blow the entire company budget on replacing burnt-out staffers every now and then, it is paramount to take precautionary care not only of the software but also of the people who stand at the front of its protection from accidents. This type of crisis management that gives precedence to the staff is defined as human-centered, and those who develop this approach know perfectly well that better preparation of your people for troubles (both in mental and practical terms) increases the probability that their actions will actually help to override the issue, not exacerbate the situation. Leaning back on the principles of this methodology, I suggest the following steps for taking precautionary care of your subordinates to foster their robustness throughout all three stages of a crisis. Stage 1. Preparing for the Worst Though any business can find itself affected by situations that may lead to a crisis, the types of incidents vary greatly from one company to another, even within the digital realm. Consequently, the first step toward a resilient team is to identify what problems the technology you rely upon may open the door to. Spare no effort on blindspot analysis; once done, it will save you money and nerve cells. Next, when potential breaches are identified, it is time to prepare a crisis management plan—a plan of actions your team is expected to take when the disaster steps over your threshold. The more detailed your catastrophe road map is charted, the greater the chances that the issue being tackled will go smoothly and will take place in a timely manner because your company population will know exactly what to do. The major danger that awaits you at this point is to put this plan on the most remote shelf and forget about it until the need arises. Make sure that everyone on your team is acquainted with its contents and can enact them which necessitates fire drills. Simulations of the emergency will highlight weaknesses in the plan and the system in general and showcase team performance which will facilitate your understanding of the business’ preparedness for such occasions. The gaps the drill exposed should be documented and then discussed with the team to show its members how to deal with them. While malfunction simulations will help you spot weaknesses in the system, you are still running the risk of countermeasures going pear-shaped if you are unaware of breaches in the psychological immunity of those who are supposed to face them first. Thus, the next step to take if you seek to improve the robustness of your team is to understand what is capable of breaking them down. Have a talk with each of the team members and identify what stresses them out. Some people easily endure the pressure at the moment but melt down under the continuous torrent of small bugs, or they just won’t be able to deal with the storm of scolding critique from infuriated clients. I bet that one of the major stressors to name will be a fear of making a mistake. Under mentally taxing circumstances, this fear may paralyze the individual’s will to take an action that is dictated by the situation but not outlined in the plan, which may ruin the entire operation. This psychological safety is the bedrock of resilience. That is why it is critically important to show empathy to your subordinates and foster a working environment where an error is a source of knowledge, not a reason for reprimand. These talks will help you get an idea of whom you can place on the disaster recovery team—a dedicated group of people who will shoulder addressing the matter in progress—and whom you can put at the helm as a disaster recovery (DR) leader. Stage 2. In the Midst of a Disaster. When chaos unfolds, it is important to identify whether it is fully digital in character or whether it may do physical damage to your staff. The recent pandemic and a string of armed conflicts erupting across the world reminded us that death danger can transcend the boundaries of imagined probability, so the protection of your employees against such emergencies is an item to include in the plan. Naturally, physical safety is one of our basic necessities, and ensuring it at the workplace is the employer’s duty, so double-check that your people are protected from injury. Furthermore, there is nothing more destabilizing in the moment of danger than unclarity and a sense of lostness caused by a lack of communication and information in general. Thus, keeping the involved up-to-date and providing overall transparency provides them with the level of certainty that forms the solid foundation for a reassured action. What goes hand in hand with informational support is the demonstration that everything goes according to plan: stay calm and collected, and set the example of sangfroid. Panic is contagious, so nipping it in the bud will reduce the stressfulness of the situation. As a continuation of your effort to bolster the mental robustness of your team at the moment, demonstrate to your employees that they are not abandoned to their own devices. There should be a leader who coordinates their actions and points them in the right direction, unfolding a safety net of prompts for occasions when a gap in the protocol calls for a senior manager’s instructions. The right step taken at the right moment will solidify the employee’s confidence in their own abilities to handle a challenge and, as an entailment, boost their mental resistance to tech mishaps. Stage 3. Crisis Aftermath When a crisis is over, the serenity of its aftermath tempts the possibility of consigning it to oblivion. Yet, even though the storm subsided, it is not the time to sit back and relax. Just like a fire drill demands documentation of its results and progress, the real disaster requires a detailed breakdown of the actions and behaviors of the entire team. Moreover, while a simulation may prompt you on the blindspots in the crisis management plan, your employees still know that it is a simulation, so their behavior under real circumstances may digress drastically from what is expected because of the higher level of stress. Consequently, documenting your team’s moves throughout the accident will highlight a) who proved to be more resilient to the disaster and why; and b) which mitigation tactics proved to be effective when enacted by real people on the ground. Keeping track of mistakes helps to adjust the CMP and choose the people who are more fit for a place on the crisis team. A good idea is to arrange a meeting where employees could share their experiences of being in the eye of chaos, what helped them to override it, and what, all the way around, impeded faster resolution. After hitting the hot iron of recording actions during the crisis, fostering resilience in your team demands tackling the imprint the accident might have left on the minds of those who bore the brunt. A corporate psychologist will perfectly do this job for you, or you can at least subsidize a visit or two to a shrink on the side. An honest, one-on-one talk with each participant where you will praise them for apt steps and subtly mention the points for improvement also has the power of alleviating the pressure, helping them slough off the remorse for missteps, learn their lessons, and move on. Wrapping Up However, challenging the laser focus on people at a tech-driven company may be, if you seek to steadily come on top of any hurdle impeding your way, paying attention to the well-being of your employees is imperative. Nurturing resilient teams in hi-tech environments requires mitigation of issues’ effects on people's physical and mental health and calls for creating a space where they feel supported and comfortable sharing their experiences, equipping themselves with hands-on knowledge on handling crises, and adapting to changing situations. In such a rapidly evolving industry as tech, where disruptions belong to everyday life, the ability to manage these occurrences is central to maintaining the continuity of operations, and the practice of doing so is widely known as crisis management. In the context of the digital domain, the thing that comes to the fore when an accident arrives is how to save sensitive information from hackers or raise servers from the dead, e.g., technical aspects of the matter. What eludes one’s attention in this rush for a quick patch is how these occurrences affect the people responsible for cleaning this mess, while the consequences run from mere distress caused by the emergency of immediate action to a nervous breakdown. Unless a CEO means to blow the entire company budget on replacing burnt-out staffers every now and then, it is paramount to take precautionary care not only of the software but also of the people who stand at the front of its protection from accidents. This type of crisis management that gives precedence to the staff is defined as human-centered, and those who develop this approach know perfectly well that better preparation of your people for troubles (both in mental and practical terms) increases the probability that their actions will actually help to override the issue, not exacerbate the situation. Leaning back on the principles of this methodology, I suggest the following steps for taking precautionary care of your subordinates to foster their robustness throughout all three stages of a crisis. Stage 1. Preparing for the Worst Stage 1. Preparing for the Worst Though any business can find itself affected by situations that may lead to a crisis, the types of incidents vary greatly from one company to another, even within the digital realm. Consequently, the first step toward a resilient team is to identify what problems the technology you rely upon may open the door to. Spare no effort on blindspot analysis; once done, it will save you money and nerve cells. Next, when potential breaches are identified, it is time to prepare a crisis management plan—a plan of actions your team is expected to take when the disaster steps over your threshold. The more detailed your catastrophe road map is charted, the greater the chances that the issue being tackled will go smoothly and will take place in a timely manner because your company population will know exactly what to do. The major danger that awaits you at this point is to put this plan on the most remote shelf and forget about it until the need arises. Make sure that everyone on your team is acquainted with its contents and can enact them which necessitates fire drills. Simulations of the emergency will highlight weaknesses in the plan and the system in general and showcase team performance which will facilitate your understanding of the business’ preparedness for such occasions. The gaps the drill exposed should be documented and then discussed with the team to show its members how to deal with them. While malfunction simulations will help you spot weaknesses in the system, you are still running the risk of countermeasures going pear-shaped if you are unaware of breaches in the psychological immunity of those who are supposed to face them first. Thus, the next step to take if you seek to improve the robustness of your team is to understand what is capable of breaking them down. Have a talk with each of the team members and identify what stresses them out. Some people easily endure the pressure at the moment but melt down under the continuous torrent of small bugs, or they just won’t be able to deal with the storm of scolding critique from infuriated clients. I bet that one of the major stressors to name will be a fear of making a mistake. Under mentally taxing circumstances, this fear may paralyze the individual’s will to take an action that is dictated by the situation but not outlined in the plan, which may ruin the entire operation. This psychological safety is the bedrock of resilience. That is why it is critically important to show empathy to your subordinates and foster a working environment where an error is a source of knowledge, not a reason for reprimand. These talks will help you get an idea of whom you can place on the disaster recovery team—a dedicated group of people who will shoulder addressing the matter in progress—and whom you can put at the helm as a disaster recovery (DR) leader. Stage 2. In the Midst of a Disaster. Stage 2. In the Midst of a Disaster. When chaos unfolds, it is important to identify whether it is fully digital in character or whether it may do physical damage to your staff. The recent pandemic and a string of armed conflicts erupting across the world reminded us that death danger can transcend the boundaries of imagined probability, so the protection of your employees against such emergencies is an item to include in the plan. Naturally, physical safety is one of our basic necessities, and ensuring it at the workplace is the employer’s duty, so double-check that your people are protected from injury. Furthermore, there is nothing more destabilizing in the moment of danger than unclarity and a sense of lostness caused by a lack of communication and information in general. Thus, keeping the involved up-to-date and providing overall transparency provides them with the level of certainty that forms the solid foundation for a reassured action. What goes hand in hand with informational support is the demonstration that everything goes according to plan: stay calm and collected, and set the example of sangfroid. Panic is contagious, so nipping it in the bud will reduce the stressfulness of the situation. As a continuation of your effort to bolster the mental robustness of your team at the moment, demonstrate to your employees that they are not abandoned to their own devices. There should be a leader who coordinates their actions and points them in the right direction, unfolding a safety net of prompts for occasions when a gap in the protocol calls for a senior manager’s instructions. The right step taken at the right moment will solidify the employee’s confidence in their own abilities to handle a challenge and, as an entailment, boost their mental resistance to tech mishaps. Stage 3. Crisis Aftermath Stage 3. Crisis Aftermath When a crisis is over, the serenity of its aftermath tempts the possibility of consigning it to oblivion. Yet, even though the storm subsided, it is not the time to sit back and relax. Just like a fire drill demands documentation of its results and progress, the real disaster requires a detailed breakdown of the actions and behaviors of the entire team. Moreover, while a simulation may prompt you on the blindspots in the crisis management plan, your employees still know that it is a simulation, so their behavior under real circumstances may digress drastically from what is expected because of the higher level of stress. Consequently, documenting your team’s moves throughout the accident will highlight a) who proved to be more resilient to the disaster and why; and b) which mitigation tactics proved to be effective when enacted by real people on the ground. Keeping track of mistakes helps to adjust the CMP and choose the people who are more fit for a place on the crisis team. A good idea is to arrange a meeting where employees could share their experiences of being in the eye of chaos, what helped them to override it, and what, all the way around, impeded faster resolution. After hitting the hot iron of recording actions during the crisis, fostering resilience in your team demands tackling the imprint the accident might have left on the minds of those who bore the brunt. A corporate psychologist will perfectly do this job for you, or you can at least subsidize a visit or two to a shrink on the side. An honest, one-on-one talk with each participant where you will praise them for apt steps and subtly mention the points for improvement also has the power of alleviating the pressure, helping them slough off the remorse for missteps, learn their lessons, and move on. Wrapping Up Wrapping Up However, challenging the laser focus on people at a tech-driven company may be, if you seek to steadily come on top of any hurdle impeding your way, paying attention to the well-being of your employees is imperative. Nurturing resilient teams in hi-tech environments requires mitigation of issues’ effects on people's physical and mental health and calls for creating a space where they feel supported and comfortable sharing their experiences, equipping themselves with hands-on knowledge on handling crises, and adapting to changing situations.

Human-centric Crisis Management: Nurturing Resilient Teams in Hi-tech Environments

As the crypto landscape buzzes with activity, Bitcoin (BTC) surpasses the $70,000 mark, energized by the approaching halving event that historically signifies bullish cycles. Ethereum (ETH) also sees dramatic action, with significant whale transactions hinting at potential strategic moves amid market volatility. Amid these established giants, Furrever Token (FURR) shines in its presale phase, amassing substantial funds and demonstrating robust interest in emerging crypto opportunities. These events showcase the vibrant dynamics of the cryptocurrency market, where major movements by established tokens and promising starts by new entrants captivate investors’ attention and speculation. Bitcoin (BTC) Trading Over the $70,000 Mark as Halving Approaches At the time of writing, Bitcoin is trading at $70,396.30. The dynamic cryptocurrency has seen significant fluctuations over the past year, with its highest point reaching $73,835.57 on March 14, 2024. This peak contrasts starkly with its lowest value in the same period, which was $24,780.17 on June 15, 2023. Over the past year, Bitcoin has shown a remarkable increase of 132.99%, demonstrating its volatile yet upward trend in the market. Since its inception in January 2009, Bitcoin has revolutionized the concept of money and financial transactions, evolving from humble beginnings to a dominant force in global financial markets with a current market capitalization of $1.38 trillion. This shift underscores Bitcoin's growing popularity as an alternative to traditional fiat currencies like the U.S. dollar, which are subject to inflation and can depreciate over time. Bitcoin's valuation is driven purely by market supply and demand, without the influence of tangible assets, earnings, revenue, or cash flow. New bitcoins are introduced into circulation through mining, where miners are rewarded with bitcoins for verifying and adding new transaction blocks to the blockchain. The total supply of Bitcoin is finite, capped at 21 million BTC, which fundamentally influences its price dynamics. The first recorded transaction that set a price for Bitcoin occurred in late 2009 when 5,050 BTC were exchanged for $5.02 via PayPal, valuing each bitcoin at approximately $0.00099. This event marked the beginning of its monetary value, starting at just about one-tenth of a cent. Bitcoin undergoes a process known as "halving," where the reward for mining new blocks is halved approximately every four years, thus reducing the rate at which new bitcoins are generated. This mechanism is designed to control inflation and diminish the supply over time, theoretically supporting the price of Bitcoin. The next halving is anticipated in April 2024, where the mining reward will decrease from 6.25 BTC to 3.125 BTC. Although halvings reduce the supply of new bitcoins, their direct impact on Bitcoin’s price isn’t immediate or guaranteed. Historically, Bitcoin prices tend to hit a cyclical bottom about a year before a halving and rise steadily afterward for more than a year. This pattern suggests that while halvings are not a direct catalyst for price increases, they contribute to bullish trends over time due to decreased supply. As Bitcoin continues to navigate through these cycles of highs and lows, it remains a focal point for investors and analysts who speculate on its future amidst the evolving financial landscape. Ethereum (ETH) Whale Makes Estimated Profit of $68.5 Million In the ever-volatile cryptocurrency landscape, Ethereum (ETH) has once again been at the center of a tumultuous trading day. The leading altcoin experienced a sharp decline, dropping 3.1% to a low of $3,411, only to make a surprising rebound to a peak of $3,615. This rapid fluctuation occurred within a span of 24 hours, with the price eventually settling at $3,512. Despite these dramatic swings, the day closed with Ethereum's value relatively unchanged over the 24-hour period. Amidst this whirlwind of market activity, the actions of significant cryptocurrency investors, commonly known as crypto whales, have drawn considerable attention. According to a report by Spot On Chain, a notable transaction was observed where a whale, identified as "0x347," deposited an impressive 9,000 ETH into Binance. This deposit, valued at $32 million, represents the largest single transfer of Ethereum by this investor to date. Following this transaction, "0x347" now holds a total of 29,738 ETH, estimated to be worth around $106 million, realizing an estimated profit of $68.5 million. Concurrently, data from Lookonchain highlighted another whale engaging in substantial acquisitions, purchasing 10,309 ETH for approximately $35.82 million during the market's low point. This investor also executed a significant buy prior to a notable increase in Bitcoin’s price on April 8. These significant whale activities underscore a divide in market sentiment concerning Ethereum's immediate future. While some market participants interpret the recent price recovery as an indication of a bullish trend continuation, others are cautious, suggesting the rebound could be a temporary technical correction. As Ethereum continues to be a central topic of discussion and analysis within the crypto community, the contrasting strategies of key market players provide a clear picture of the speculative nature inherent in the cryptocurrency markets. Furrever Token (FURR) Secures Over $770,000 at Presale Furrever Token (FURR) is swiftly establishing itself as a prominent player in the cryptocurrency market, captivating a broad audience with its significant growth potential and compelling investor advantages. Its remarkable traction in presale events has been a critical factor in its rising appeal, attracting hefty investments in each phase. Currently, in its sixth stage of presale, Furrever Token (FURR) has successfully amassed over $770,000, underscoring its increasing popularity and solid support within the cryptocurrency community. Offering investors the potential for up to 15X returns on each presale stage, Furrever Token (FURR) emerges as a lucrative option for those seeking profitable opportunities within the crypto space. With a current price of $0.00048, FURR provides an excellent chance for investors to participate early in its anticipated growth trajectory. The strength of Furrever Token’s appeal is further enhanced by the vibrant community behind it. With more than 4,300 active members on its official Telegram channel, Furrever Token (FURR) thrives as a dynamic center for engaging discussions, collaborative efforts, and consistent updates, enriching the investment experience for all participants. Looking ahead, the strategic roadmap and development plans of Furrever Token (FURR) demonstrate its determined commitment to establishing a substantial foothold in the meme coin market. Plans to introduce innovative features, establish strategic partnerships, and launch targeted marketing initiatives are set to broaden its adoption and increase its market value significantly. In summary, Furrever Token (FURR) stands out as an exceptionally attractive investment opportunity, backed by solid fundamentals, a robust and active community, and a promising outlook for extensive growth. As Furrever Token (FURR) continues to advance towards its strategic goals, it is well-positioned to yield significant returns for early investors who capitalize on its potential. **Secure the Most Exclusive Presale Opportunity of 2024 Today!
\ Furrever Token Official Website  |   Visit Furrever Token PresaleJoin Official Telegram Group       |   Follow Official X Account As the crypto landscape buzzes with activity, Bitcoin ( BTC ) surpasses the $70,000 mark, energized by the approaching halving event that historically signifies bullish cycles. Ethereum ( ETH ) also sees dramatic action, with significant whale transactions hinting at potential strategic moves amid market volatility. Amid these established giants, Furrever Token (FURR) shines in its presale phase, amassing substantial funds and demonstrating robust interest in emerging crypto opportunities. These events showcase the vibrant dynamics of the cryptocurrency market, where major movements by established tokens and promising starts by new entrants captivate investors’ attention and speculation. BTC ETH Furrever Token (FURR) Furrever Token (FURR) Bitcoin (BTC) Trading Over the $70,000 Mark as Halving Approaches At the time of writing, Bitcoin is trading at $70,396.30. The dynamic cryptocurrency has seen significant fluctuations over the past year, with its highest point reaching $73,835.57 on March 14, 2024. This peak contrasts starkly with its lowest value in the same period, which was $24,780.17 on June 15, 2023. Over the past year, Bitcoin has shown a remarkable increase of 132.99%, demonstrating its volatile yet upward trend in the market. Since its inception in January 2009, Bitcoin has revolutionized the concept of money and financial transactions, evolving from humble beginnings to a dominant force in global financial markets with a current market capitalization of $1.38 trillion. This shift underscores Bitcoin's growing popularity as an alternative to traditional fiat currencies like the U.S. dollar, which are subject to inflation and can depreciate over time. Bitcoin's valuation is driven purely by market supply and demand, without the influence of tangible assets, earnings, revenue, or cash flow. New bitcoins are introduced into circulation through mining, where miners are rewarded with bitcoins for verifying and adding new transaction blocks to the blockchain. The total supply of Bitcoin is finite, capped at 21 million BTC, which fundamentally influences its price dynamics. The first recorded transaction that set a price for Bitcoin occurred in late 2009 when 5,050 BTC were exchanged for $5.02 via PayPal, valuing each bitcoin at approximately $0.00099. This event marked the beginning of its monetary value, starting at just about one-tenth of a cent. Bitcoin undergoes a process known as "halving," where the reward for mining new blocks is halved approximately every four years, thus reducing the rate at which new bitcoins are generated. This mechanism is designed to control inflation and diminish the supply over time, theoretically supporting the price of Bitcoin. The next halving is anticipated in April 2024, where the mining reward will decrease from 6.25 BTC to 3.125 BTC. Although halvings reduce the supply of new bitcoins, their direct impact on Bitcoin’s price isn’t immediate or guaranteed. Historically, Bitcoin prices tend to hit a cyclical bottom about a year before a halving and rise steadily afterward for more than a year. This pattern suggests that while halvings are not a direct catalyst for price increases, they contribute to bullish trends over time due to decreased supply. As Bitcoin continues to navigate through these cycles of highs and lows, it remains a focal point for investors and analysts who speculate on its future amidst the evolving financial landscape. Ethereum (ETH) Whale Makes Estimated Profit of $68.5 Million In the ever-volatile cryptocurrency landscape, Ethereum (ETH) has once again been at the center of a tumultuous trading day. The leading altcoin experienced a sharp decline, dropping 3.1% to a low of $3,411, only to make a surprising rebound to a peak of $3,615. This rapid fluctuation occurred within a span of 24 hours, with the price eventually settling at $3,512. Despite these dramatic swings, the day closed with Ethereum's value relatively unchanged over the 24-hour period. Amidst this whirlwind of market activity, the actions of significant cryptocurrency investors, commonly known as crypto whales, have drawn considerable attention. According to a report by Spot On Chain, a notable transaction was observed where a whale, identified as "0x347," deposited an impressive 9,000 ETH into Binance. This deposit, valued at $32 million, represents the largest single transfer of Ethereum by this investor to date. Following this transaction, "0x347" now holds a total of 29,738 ETH, estimated to be worth around $106 million, realizing an estimated profit of $68.5 million. Concurrently, data from Lookonchain highlighted another whale engaging in substantial acquisitions, purchasing 10,309 ETH for approximately $35.82 million during the market's low point. This investor also executed a significant buy prior to a notable increase in Bitcoin’s price on April 8. These significant whale activities underscore a divide in market sentiment concerning Ethereum's immediate future. While some market participants interpret the recent price recovery as an indication of a bullish trend continuation, others are cautious, suggesting the rebound could be a temporary technical correction. As Ethereum continues to be a central topic of discussion and analysis within the crypto community, the contrasting strategies of key market players provide a clear picture of the speculative nature inherent in the cryptocurrency markets. Furrever Token (FURR) Secures Over $770,000 at Presale Furrever Token (FURR) is swiftly establishing itself as a prominent player in the cryptocurrency market, captivating a broad audience with its significant growth potential and compelling investor advantages. Its remarkable traction in presale events has been a critical factor in its rising appeal, attracting hefty investments in each phase. Currently, in its sixth stage of presale, Furrever Token (FURR) has successfully amassed over $770,000, underscoring its increasing popularity and solid support within the cryptocurrency community. Furrever Token (FURR) Furrever Token (FURR) Offering investors the potential for up to 15X returns on each presale stage, Furrever Token (FURR) emerges as a lucrative option for those seeking profitable opportunities within the crypto space. With a current price of $0.00048, FURR provides an excellent chance for investors to participate early in its anticipated growth trajectory. The strength of Furrever Token’s appeal is further enhanced by the vibrant community behind it. With more than 4,300 active members on its official Telegram channel, Furrever Token (FURR) thrives as a dynamic center for engaging discussions, collaborative efforts, and consistent updates, enriching the investment experience for all participants. Looking ahead, the strategic roadmap and development plans of Furrever Token (FURR) demonstrate its determined commitment to establishing a substantial foothold in the meme coin market. Plans to introduce innovative features, establish strategic partnerships, and launch targeted marketing initiatives are set to broaden its adoption and increase its market value significantly. In summary, Furrever Token (FURR) stands out as an exceptionally attractive investment opportunity, backed by solid fundamentals, a robust and active community, and a promising outlook for extensive growth. As Furrever Token (FURR) continues to advance towards its strategic goals, it is well-positioned to yield significant returns for early investors who capitalize on its potential. **Secure the Most Exclusive Presale Opportunity of 2024 Today!
\ Furrever Token Official Website | Visit Furrever Token Presale Join Official Telegram Group | Follow Official X Account Furrever Token Official Website Furrever Token Official Website Visit Furrever Token Presale Visit Furrever Token Presale Join Official Telegram Group Join Official Telegram Group Follow Official X Account Follow Official X Account

Crypto Profit Potential: BTC Halving, ETH Whale Activity, and Furrever Token $770K Presale

ক্রিপ্টো লাভের সম্ভাবনা: বিটিসি হালভিং, ইটিএইচ হোয়েল অ্যাক্টিভিটি এবং ফুরেভার টোকেন $770K প্রিসেল

Krypto-Gewinnpotenzial: BTC-Halbierung, ETH-Wal-Aktivität und Furrever-Token-Vorverkauf im Wert von 770.000 USD

Potencial de ganancias criptográficas: reducción a la mitad de BTC, actividad de ballenas de ETH y preventa de $770 mil del token Furrever

Potentiel de profit cryptographique : réduction de moitié du BTC, activité des baleines ETH et prévente de 770 000 $ du jeton Furrever

क्रिप्टो लाभ क्षमता: बीटीसी हाफिंग, ईटीएच व्हेल गतिविधि, और फुर्रेवर टोकन $ 770K प्रीसेल

暗号通貨の利益の可能性: BTC の半減期、ETH クジラの活動、Furrever トークンの 77 万ドルのプレセール

암호화폐 수익 잠재력: BTC 반감기, ETH 고래 활동 및 Furrever 토큰 $770K 사전 판매

Potencial de lucro criptográfico: redução pela metade do BTC, atividade de baleias ETH e pré-venda de token Furrever de US$ 770 mil

Потенциал прибыли от криптовалюты: сокращение вдвое BTC, активность ETH Whale и токен Furrever, предварительная продажа на сумму 770 тысяч долларов

Kripto Kâr Potansiyeli: BTC Yarılanması, ETH Balina Faaliyeti ve Furrever Token 770 Bin Dolarlık Ön Satış

Tiềm năng lợi nhuận từ tiền điện tử: Giảm một nửa BTC, Hoạt động của cá voi ETH và Mã thông báo Furrever $ 770K Bán trước

加密货币盈利潜力：BTC 减半、ETH 鲸鱼活动和 Furrever Token 77 万美元预售

GMX v2 and Its Competitors: The New Wave In the Decentralized Derivatives Market And Its Impact

How Useful are Computational Models to Traders in Their Decision Making?

This is a redacted version of the by CEO David Smooke and COO Linh Smooke sent to 1.3k shareholders. Picture: HackerNoon Team in an All-Hands Meeting. HackerNoon shareholders' newsletter TL;DR Revenue is slightly down, traffic is slightly up, rate of product development is up, expenses are down, and AI is assisting us but is not replacing us anytime soon 🙂 How can you help? Referral, referral, referral: we recently experimented with a Business Blogging Sales Referral Program for a 12 or 52-credit pack. If you think you can help refer customers to publish their announcements, blog posts, or technical documentation with HackerNoon, we are more than happy to share the details of the Referral Program with you! Here are some high-level updates since our last shareholder letter, which was . We keep this update succinct, with lots of links sprinkled throughout, as we’ve actually written a throughout the year. sent on June 19, 2023 lot of mini-updates Read the full Blog Post below for full context. 📈 Traffic & Editorial in the Age of AI 📈 HackerNoon Readership & Traffic HackerNoon readership and traffic remain stronger than ever: 2023 (especially the latter half) was a great year for traffic. With for different types of and , simpler micro-engagement mechanisms for users ( , , ), we published 18,659 stories (compared to 13k in 2022), and on-boarded 29k new writers (compared to 22k in 2022). I think this is a huge testament to our human-first (we are documenting our protocol at , which is powered by the HackerNoon CMS). In a world where content is inundated by AI, HackerNoon remains one of the few places on the internet with , , and . simpler sign-up flows users actions open commenting for all published writers polls voting & commenting history for readers easy-peezy templates for aspiring writers editorial protocol EditingProtocol.com a Second Human Rule an AI & Plagiarism Detector 2-way communications between editors & writers Even more encouragingly, we continue to ride this tailwind into 2024 as well: Here’s a list of the top-performing HackerNoon stories/pages in 2023: Niche: by Programming 14 Patterns to Ace Any Coding Interview Question Fahim ul Haq Niche: , by , translated to 7 different languages, including Spanish Cybersecurity Cómo hackear cuentas de Facebook: 5 vulnerabilidades comunes original English version Jessica Truong Niche: by Media The Tom Holland Spider-Man Movies in Order of Release Date Jose Hernandez Niche: by Futurism Apple CarPlay Not Working [SOLVED] How to Fix Common Issues Khunshan Ahmad Niche: , published by Web3 How to Implement a Merkle Tree in Solidity Daniel Shvetsov ! HackerNoon Search And here’s a list of top performing HackerNoon stories/pages YTD in 2024: Niche: 任天堂、パルワールドで沈黙を破る, by , translated into 12 languages, including Japanese Gaming original English version Player Auctions Niche: by Programming How to Read Text File in Python? Srinivas Ramakrishna Niche: , published by Machine Learning Open-Source: The Next Step in AI Revolution MinIO Niche: , published by Product Management To Focus or Not Focus: How to Find the Right Product-Market Fit Denis Pushkin Niche: , published by Tech Companies Apple Customers Return Vision Pro By The Droves Allan Grain page! Why Publish on HackerNoon We’ve continued to scale up audiences via niche newsletter growth. Notably, which is an editor-written weekly commentary on our , has now passed 100 editions and 45k+ subscribers. Additionally, the 22 niche technology newsletters (one for each new category) have been growing steadily and now total 280k+ subscribers. In total, we send well over half a million emails a day (!) The Tech Company Brief, proprietary tech company ranking data AHREFs, the top SEO software, . This is a testament to building up our internet presence over the years, publishing more quality stories day after day and year after year, and the rest of the internet’s willingness to cite and talk about HackerNoon stories. For reference, here are some similarly ranked domains that historically carry much higher valuations, many of which are also community-driven technology education destinations: , , , , , , , , , , , and . Here’s a screenshot from 2/29/24: ranks HackerNoon.com as the 2,750th most valuable domain worldwide Kaggle at 2,802 Heroku at 2,824 Google Earth at 2,861 Delaware at 2,870 NextJS at 2,880 GQ at 2,881 Brown at 2,834 Seeking Alpha at 2,844 Hotels at 2,907 Snap at 2,993 Cal Tech at 2,999 1Password at 3,011 Since we started HackerNoon, we’ve outlived many tech sites and products that we’ve (mostly) admired: , , , , , , , , , , , , , , , , , , , , , , , , , , and of course, . We don’t take joy in these (mostly) impactful businesses dying, but it is a reminder that HackerNoon keeps on blogging. Vice Artifact Protocol Future Apple EV InVision The Messenger, IRL (lol) Meta Portal Buzzfeed News Anki Google+ Microsoft’s Mixer Recur, HouseParty Essential The Outline Bodega Loon LG Phones Nuzzel Mandolin Fast Argo AI, Kite Kitty Hawk Udayy Blackberry (again), Telltale Games Revue Quibi 💰 Revenue & Business Development Net Income 📉amist & in tech & media bear markets mass layoffs Both revenue and expenses are down in 2023 YoY. We made in revenue in 2023, and spent about - a slight dip compared to 2022. Our net income remains level; however, we have some catching up to do in 2024. Our 2024 revenue projection is , and expenses project to be in 2024. We are determined to be profitable again in 2024, 2025, and beyond. redacted redacted redacted redacted Business Blogging We’ve fine-tuned our to include better returns for customers and better margins for HackerNoon. We built a , raised the prices per post and improved the performance per premium post by adding , , , and better customer service. In 2023, we onboarded 609 new businesses and published 1,624 , averaging a net income of /story (compared to 2022 net income of /story). Business Blogging self-service flow to request a business blogging trial 12 language translations multi-voice audio file creation managed paid social promotion good company stories redacted redacted Encouragingly, so far in 2024, we’ve made about half of our revenue in , surpassing both and . Not only is this good because content is at the heart of our business value prop, but also because this is a true unlimited inventory, independent of past or future traffic, we can always publish another blog post. Business Blogging Niche Ads Writing Contests Additionally, we’ve seen an increased demand to publish press releases from wire services, with customers such as , , , and . We’re building a custom technology press release solution that includes distribution across traditional press release sites in addition to business blogging’s default, social, audio, multi-lingual, email, and on-site distribution. ChainWire FinanceWire GamingWire BTCWire Business Database Scale Up with and Startups of the Year Evergreen Tech Company News Pages Startups of the Year 2023 concluded with ! The winners and nominees were excited, you can see a taste of their enthusiasm on , , and . Our evergreen news pages are up to covered (ranking S&P 500, public companies, and startups alike). Companies with a regular to an Evergreen Premium with more control over their internet presence. Our is also hosted on ( & ) and ! over 623k votes, 30k startups, and 1k+ winners Twitter/X J) LinkedIn around the web 12k+ total companies Evergreen Page can claim, edit and also upgrade their page unique dataset curating the news about these companies Hugging Face their CEO CTO commented reused by MongoDB Vertical Category Curation Diversifies Streams of Income We curated our entire library of 100k+ stories and into . This divides the library into 22 starting points, like , / , / , to name a few. Advertisers now buy entire categories to ensure across our site. We made combined in Niche Ads & Billboard ads in 2023, compared to the total in Billboard alone in 2022. That means each pageview on the page is worth 11% more! 50k tags 22 categories /ai cloud business content-relevant ad placements redacted redacted HR, Payroll Reduction, “trimming the fats” Both David & Linh have taken a payroll reduction in 2023 by 50%, and we will continue to cut our salaries significantly in 2024 until the company gets back on track. We’ve also reduced our staff by half. HackerNoon started 2023 with 40 staff members and started 2024 with only 20. Experiments with new inventories in 2023 and beyond We introduced with our European partner, . We learned in 2022 & 2023 that convert more advertisers & long-term business partners than our regular top-nav billboard ads. HackerNoon’s Job Board Jobbio targeted, niched and relevant ads We also launched the ! This is proof of concept for a docu-series on the future of the internet. It costs $2.99 and is a great way to spend 30 minutes of your time while supporting HackerNoon. HackerNoon Documentary In 2024, we are thoughtfully looking into programmatic ads to capitalize on our stable, quality traffic more efficiently. 🚀 Infrastructure Overhaul & Product Development HackerNoon 3.0 The great refactoring. As a platform that makes software completely in-house, we get to choose . Starting mid-2023, we’ve decided to migrate our backend database from Firestore/Google to Mongodb, our frontend tech from Vercel premium to a combination of Vercel/Svelkit, and our email host from Sendgrid to Elastic. Removing Firestore greatly reduces the number of reads we pay for, and removing SendGrid greatly reduces the cost per email sent.  Not only will these refactorings make HackerNoon lighter, simpler, and more efficient, but they will also help reduce our cost of production by an estimated 25-35%. which technology companies to partner with ( , ) HackerNoon Mobile App Apple Google Our mobile app officially and has gone through 9 iterations already since September 2023! We were briefly the in the US, Vietnam, Brazil, and Ukraine during launch month. (version ), users can , , , and any story to HackerNoon. And we added 12 additional languages to read our prime library of technology stories. This update is a commitment to helping technologists to not only more easily create content but also to reach and serve worldwide readers from their mobile devices. launched top 100 apps With the latest version 1.9 read write listen submit More mobile app release notes. Niche Technology Publication Network powered by the HackerNoon CMS (beta) In just a few clicks, a HackerNoon account can turn into a standalone site. This year, we are building a 500+ owned network of sites via the HackerNoon CMS with a focus on curating and distributing the world’s highest-quality open-source content. HackerNoon sites are now going live every week. Some WIP examples include: , , , , , , , , , , , , , , , , , , , , , , , and more coming soon! LearnRepo.com Memeology.tech HackerNoon.tech EditingProtocol.com Escholar.tech TextModels.tech Blog.DavidSmooke.Net HackerNoon.LinhDaoSmooke.com PublicDomain.tech LegalPDF.tech OpenDatasets.tech Roasts.tech CompanyBrief.tech StoryTemplates.tech SupportNoon.com UnknownAuthor.tech Noonion.tech HackerEvents.tech DearElon.tech Blog.Slogging.com CoinWikis.com Noonification.com HistoricalEmails.com Beautiful Landing Pages powered by the HackerNoon CMS We also started to host many pages in-house using our own page-builder as opposed to using 3rd party CMS like Squarespace, Wix, or Strikingly. Examples of some of these in-house landing pages using our own page builder Include: , , ( ,  # , # , # ), , , ( , , ), & . HackerNoon Mobile App Web 2.5 Why Publish Pages Content Startups AI Programming About Page Slogging.com Testimonial Pages Writers Customers Readers Writing Contests Technological Integration In order to make the content management system that powers HackerNoon best in class, we can’t build everything ourselves. Some of the recent notable CMS integrations include: We integrate a lot of best-in-class solutions and technologies. for all published writers. Username.HackerNoon namespaces minted on the blockchain via namespace.gg . AI-written submissions have gone through the roof, but unlike other blogging platforms, we do not blindly publish AI-created content. This cat-and-mouse game will continue to evolve! Originality.ai and other tools for AI Writing Detection (for those visitors currently logged into Google). This one is averaging about 850 new accounts per day 😀 Signup/Signin with Google for easier account creation and login and . This type of content portability increases our rate of publishing. Importing of text transcripts from Youtube Importing of full blog posts from RSS and other blogging platforms to make the site more fun. Added GIPHY to story editing and commenting New search discovery experience and renewed partnership with Algolia Yet another year of our mutually beneficial partnership (we pay them via in-kind ads!) Algolia helps beautifully index and discover our content, while we surface their Ad on & . our search page search bar Steering into the internet’s pixelated ethos and using open source design as an adoption channel are the 1,440 original icons used on HackerNoon, and now they are open sourced and available on , and as This builds on our open source release of the , which is up to Use of our icons and fonts in other sites and apps are subtle endorsements of HackerNoon’s way of publishing, and our network of owned CMS sites will scale up this usage. The Pixel Icon Library GitHub Figma (1.6k users), an NPMjs package. 2.0 version of the HackerNoon font 3k downloads on DaFont. Helping Technologists to Market Themselves HackerNoon and expertise in the technology industry. In addition to (links to your portfolio, newsletter, jobs, or wherever), , and , we now also empower users to and (shipped this week, ). validates contributions entering Call to Actions updating your social media profiles filling out your short and long-form bios flaunt their work and job history rank top writers by technology categories it has writers very excited 💁 How can you help? we recently experimented with a Business Blogging Sales Referral Program for (base value of $4,788 and $15,548 respectively). If you think you can help refer customers to publish their announcements, blog posts, or technical documentation with HackerNoon, we are more than happy to share the details of the Referral Program with you! Referral, referral, referral: a 12 or 52-credit pack Kind Regards, CEO and COO , David Smooke Linh Dao Smooke HackerNoon If seeking more regular updates from HackerNoon, I recommend subscribing to the , , and/or . P.S. #hackernoon-product tag hackernoon.tech the #hackernoon tag Here are some recent news coverage about HackerNoon around the web: P.P.S. , #2 Blogging Platform for Developers by Perplexity AI ( Meeting with Vietnamese Prime Minister Pham Minh Chinh full remarks) , Yale Entrepreneurship Mentor Series , Best AI/ML Blog for Community Engagement by Hosting Advice ( ), AI Time Journal CEO Interview with contextual links ( ), Web3 Founder Interview with contextual links , Financial Interview with Vietcetera , KingsCrowd Empowering Technologists Interview , SuperbCrew Startups Interview , HustleFund Interview about Startup Storytelling , Our Favorite Tweet/Posts on Twitter/X , #14 Crypto Media Source by StealthEx , Stratechery Sharp Tech Podcast Mention , Recommended Tech Blog for Engineers , Unchained Podcast Mention , ROIquant Conference Fireside Chat , #6 AI Blog to Follow by Analytics Insights , #7 Blog for Product Management , Professor Rymel Adding HackerNoon to Her Curriculum , Top Startup Resource by Faster Capital , Top Crypto Blog by Crypto Economy , Must Follow Tech Blog by Xpheno , #3 Programming Blog by Blogging Idol , #6 Layperson-Friendly Resources For Tech News by Forbes : , , . And Testimonials Readers Writers and Businesses

State of the Noonion 2024: HackerNoon Keeps on Blogging

নুনিয়ন 2024 এর অবস্থা: হ্যাকারনুন ব্লগিং চালিয়ে যায়

Stand der Noonion 2024: HackerNoon bloggt weiter

Estado del mediodía 2024: HackerNoon sigue blogueando

State of the Noonion 2024 : HackerNoon continue de bloguer

नूनियन 2024 की स्थिति: हैकरनून ब्लॉगिंग जारी रखता है

2024 年の正午の様子: HackerNoon はブログを書き続ける

2024년 정오 현황: HackerNoon이 계속 블로깅을 하고 있습니다.

State of the Noonion 2024: HackerNoon continua blogando

Состояние полудня 2024 года: HackerNoon продолжает вести блог

Öğlen Durumu 2024: HackerNoon Bloglamaya Devam Ediyor

Trạng thái buổi trưa 2024: HackerNoon tiếp tục viết blog

2024 年 Noonion 状态：HackerNoon 继续写博客

Crypto Market Update: 03/29 Let's be honest, the crypto market can be crazier than a free buffet at a casino after a heavyweight championship fight. But lately, things have gotten weirdly...rational? The total market cap is sitting pretty at a cool $2.66 trillion, and Bitcoin is the king of the castle again at 51.56%. So, what's the deal? Are we all secretly financial wizards now? Probably not. Here's the thing: our brains are wired to make predictable mistakes, even with our money. The Economy's Got Us Sweating (and Maybe Buying Crypto?) Remember that feeling of uncertainty you get right before a big presentation, multiplied by a thousand? Yeah, the whole world's got that right now. The Fed's not budging on interest rates, economic data is all over the place, and inflation is making that morning latte feel like a luxury cruise. So, what do we irrational humans do? We look for stability, and crypto, for some reason, feels a bit more stable than, say, the stock market right now. Irrational? Maybe. Predictable? Definitely. Crypto is Growing Up (Kind Of) Hey, at least the crypto market itself is acting a little less like a toddler throwing a tantrum. The total market cap has been climbing steadily since January, which is a good sign. Plus, that V-shaped recovery on the charts? Our brains love a good comeback story, and that V-shape is screaming "things are getting better!"  Then there are those fancy new spot Bitcoin ETFs. Basically, these let people invest in Bitcoin without actually owning any. It's like buying a tiny piece of the Mona Lisa without needing a vault to keep it in.  This new option is attracting some serious investors, which makes everyone else think, "Maybe I should get in on this too!"  Classic herd mentality. The Bitcoin Halving Hype Machine is Running Wild Remember Beanie Babies?  Yeah, that kind of hype.  The Bitcoin halving event is coming up in April, and let's just say some people are REALLY excited.  This event cuts the number of new Bitcoins created in half, which sounds good, right? Scarcity is sexy!  Historically, these halvings have been followed by price increases for Bitcoin.  So, are investors being rational by jumping in now? Not necessarily.  They're just falling prey to the classic "fear of missing out" (FOMO) trap. Dogecoin: The Meme Coin Making a Meme Comeback Dogecoin.  The Shiba Inu with its own cryptocurrency.  It shouldn't be a thing, but here we are.  Doge's price surge is a perfect example of how our emotions can cloud our judgment.  Whales (big investors) are buying it up, Elon Musk is hinting at using it for his new payment platform, and suddenly everyone wants a piece of the Doge pie.  This emotional rollercoaster is why Dogecoin is now at its highest price since 2022.  Is it a good investment? Who knows!  But it sure is a fun ride, at least until the hype bubble bursts. The Bottom Line: Be Cautious, This is Still Crypto Look, the crypto market is feeling good right now.  But remember, it's still the wild west of finance.  Unlike the FOMO-driven frenzy of 2017, this crypto surge is fueled by a mix of factors, some more rational than others. But that doesn't mean it's without risks.  Do your research, understand the risks involved, and don't invest your rent money based on a meme.  The key takeaway? We may be acting a little irrational with crypto, but at least it's a predictable kind of irrational.  And hey, if you do decide to take a gamble, just remember: only invest what you can afford to lose.  This rollercoaster might be fun, but it could also take a sharp turn at any moment.

Crypto Market Update: Why is Crypto Suddenly Making Us Feel Like Irrational Geniuses?

The NFT world has made millions for lots of investors, while at the same time, it has bankrupted just as many people. There are rumors that NFTs will make a big comeback in 2024 and grab the headlines again. But is that really true? Can we trust these rumors? To find out, we will return to the very beginning - to the peak of NFTs in 2021, we will try to understand the reasons for the collapse of the market in 2022, its gradual recovery in 2023, and give a forecast for the current year. Main Takes: : NFTs experienced a significant surge in 2021, with trading volumes reaching $17.6 billion, driven by unique blockchain technology, the crypto bull run, the COVID-19 pandemic, the decline in ICOs, network effects, and FOMO. 2021 Historical Context : A dramatic correction occurred in 2022, with trading volumes and NFT prices plummeting due to a broader crypto market downturn, highlighted by events such as the collapse of TerraUSD and the bankruptcy of major crypto players. 2022 Market Correction : Despite a sluggish start, the NFT market showed signs of revival in the last quarter of 2023, buoyed by a bullish crypto market and the SEC's approval of Bitcoin ETFs, with weekly trading volumes surpassing $500 million in December. 2023 Revival Signs : The introduction of Bitcoin Ordinals and the growth of Solana contributed to the renewed interest in NFTs, offering unique features and security advantages. Bitcoin Ordinals and Solana's Influence : Positive expectations for the NFT market are supported by a more mature and diverse sector, the broader crypto market's performance, utility in various niches, and mainstream adoption by traditional brands. However, challenges such as wash trading, scams, and regulatory fragmentation remain. 2024 Outlook Why there was an NFT boom in 2021? In 2021, the NFT market experienced an unprecedented surge. At that time, many thought that the interest in non-fungible tokens was confined to a relatively closed group of traders who had little connection to the art world. Soon, auction houses began to offer more NFT sales and create infrastructure and consistent offerings of this kind. Research shows an explosion of interest in NFTs as a new asset class, with sales reaching in 2021. Famous NFTs, like the ones from Beeple, Bored Ape Yacht Club, and CryptoPunks, became iconic. Even big brands like Gucci and D&G joined in, making their own collectibles. $17.6 billion In 2022, the NFT market faced a serious disruption, leaving everyone reeling. The once bustling market took a nosedive in prices, sparking widespread concerns and discussions about its future. NFT crash in 2022 In June 2022, we witnessed a 12-month low. Sales fell to 1 billion dollars, the worst market performance since June 2021 (when sales were a modest 648 million dollars). According to , while the market was worth 3 trillion dollars in November 2021, it's now sporting less than 1 trillion dollars. Chainanalisys In the second quarter of 2022, things took a turn for the worse. The , laid out by the Non-Fungible, reveals that sales volume has decreased by 20.05% from the first quarter of 2022, from 12,639,781 to 10,105,967. The number of sellers has decreased by 35.88% and the number of buyers has decreased by 25.41%. market report for Q2 This data suggested that collectors weren't exactly interested in taking big risks when it came to investing in new and upcoming projects appearing on NFT platforms. They've decided to trade on the secondary market, where prices remained higher. NFTs at one time depreciated by millions of percent, almost to several hundred, having been purchased for hundreds of thousands of dollars. Take Logan Paul, for example. His Azuki NFT, once purchased for a whopping $623,000, is now worth $10. Likewise, Steve Aoki's Doodles NFT has seen its value drop to less than $42,000. Even the stars aren't immune to the NFT tragedy. Snoop Dogg also lost more than $300,000 on CryptoPunk, bought for $1.1 million, which is now worth about $688,000. However, the most popular loss is Justin Bieber's journey with the Bored Ape Yacht Club NFT project. What started as a $1.31 million investment turned into a shocking $59,090. The NFT market has plummeted in 2022, thanks to several factors including market oversaturation, scams, and the collapse of big systems. With a flood of NFT projects and the art of deception on the rise, investor hesitation contributed to the market downturn. First factor. Market oversaturation Before the NFT boom of 2021, the market was relatively niche, with just a handful of NFT projects grabbing attention. But when the hype hit its peak, it felt like everyone wanted a piece of the action. The result? An overwhelming deluge of NFT projects flooding the market.** Second factor. Deception and scams Where large sums of money start circulating, fraudsers immediately appear, eager to profit from it. The NFT market hasn`t been an exception. As interest in NFTs has grown, so had the number of fraudulent activities and scams targeting unsuspecting investors. Hackers and scammers have seized upon the NFT boom, deceiving people and causing them to part with their assets. Discord breaches, malicious links, and the whole range of free NFT coin scams left many people with heavy losses and undermined confidence in the market. Third factor. The collapse of big systems When FTX, one of the largest crypto exchanges, filed for bankruptcy, allegedly due to a liquidity shortage and a disappearing act with the funds. Additionally, the Terra blockchain cryptocurrencies, TerraUSD and LUNA, have seen catastrophic drops in value, leaving investors reeling from significant losses. In any ecosystem, when a big player fails, it can send shakes through the whole system. In the case of the NFT market crash, the collapse of important systems associated with Web3 contributed to the downturn. What happened with the NFT market in 2023? Despite the NFT market crashing in 2022, experts and enthusiasts are pretty sure that NFTs will bounce back to their best state. Even though there was a big drop in trading in June, the NFT market overall stayed strong in the first half of the year. The beginning of 2023 looked good for NFTs, with a sudden increase in trading activity. The launch of trading platforms like LooksRare and X2Y2 played a big part, along with the rewards they offered for trading. NFT sales in 2023 reached around $17.7 billion, similar to the sales recorded in 2021. This is also almost a 10-fold increase compared to the same period last year. Taking a closer look at the main factors, a pretty stable first half of the year was helped by a healthy growth in the number of unique buyers and transactions. But this was balanced out by a drop in the average sale price. Even if we ignore the less valuable and less important projects, most collections nowadays aren't really worth much. Out of the 8,850 collections leading in market value, 18% are not worth anything, and 41% are being sold for prices between $5 and $100. Less than 1% have a price higher than $6,000 – a far cry from the usual million-dollar deals made two years ago. Despite this, the NFT community's stability, combined with ongoing innovations in this area, is paving the way for a potential comeback. Thanks to forward-thinking NFT creators and big brands using this technology, the next bullish rise of NFTs looks promising. Yuga Labs' Role in the NFT Comeback Yuga Labs' groundbreaking games, like Dookey Dash, brought in new collectors and created a fresh wave of excitement in the NFT space. Thanks to these innovative Yuga Labs projects, they became the driving force behind the NFT comeback. Their contribution to a whopping 30% of all Ethereum NFT trades in just one month made them a beacon of hope for the NFT market. As we move forward, their impact will inevitably determine the course of NFTs for many years to come. NFT brands are selling stuff in big regular and online stores. We are seeing the launch of major blockchain-based games. And more big companies are joining the NFT world. As a result, NFT-based brand building could be a significant factor beyond just the recovery but also surpass previous heights in 2024. Will NFTs be reborn in 2024? The NFT market is expected to change a lot in 2024. Despite the prolonged decline and negative background, it's predicted that the NFT market will make around in revenue in 2024. $2,378.0 million In 2024, the NFT market is expected to go through big changes with lots of new trends. Here are some of the important trends. Metaverses The global Metaverse market size is steadily at the expected rate, recording a CAGR of 47.2% from 2023 to 2027. The cost of the metaverse industry will increase from $61.8 billion in 2022 to approximately $426.9 billion by the end of 2027. expected to grow The Metaverse NFT market is huge and includes a variety of digital assets such, as virtual houses, avatars, art, and even virtual fashion. Many things are making this market grow, like more people using blockchain, games, and virtual worlds becoming popular, and the growing demand for unique and scarce digital assets. Additionally, the Metaverse NFT market gives creators, artists, and gamers new chances to make money from their digital creations, and investors can diversify their portfolios by investing in these unique assets. NFT Aggregators In 2022-2023, saw the rise of NFT aggregators. These platforms let traders buy and sell NFTs from different marketplaces, all in one place. Top aggregators Gem and Genie showed impressive growth: this year, the trading volume went over 511,000 ETH. That's about 21 times more than in 2021. NFT aggregators also have extra benefits. They let traders complete whole collections by buying lots of NFTs at the lowest prices, without needing to go to each market separately. The market share of NFT aggregators from just over 1% at the end of 2021 to about 5% today. Even though the market share of NFT aggregators is still not very big, recent purchases of and Genie by Uniswap show strong interest from existing players in NFT aggregators. It confirms that NFT aggregators seem ready to play a big role in shaping the NFT trading scene for the long term. has also grown Gem by OpenSea Entering the era of Web3, the NFT world holds promises of growth, creativity, and financial opportunities. Will NFTs make a big comeback in 2024? It seems like Metaverse and NFT aggregators are ready to contribute significantly to the upcoming success.

Is the Revival of NFTs in 2024 a Reality, or Just Another Fairy Tale for Beginners?

If the complex and costly hardware required for traditional mining has been a deterrent for you, or if you’re weary of the relentless grind to boost transaction volumes just to earn fees, now there’s a refreshing alternative. Discover the brand-new mobile mining experience that ‘ ’ provides, where your smartphone becomes your portal to a rewarding ‘verify to earn’ journey. Massive Introduction We’re thrilled to introduce , our innovative mobile mining app, poised for launch alongside the upcoming at beginning of April. As the first project in the blockchain sector to leverage ‘ZKVM+DePIN+AI’ technology, Ola is at the forefront, pioneering a new, fair, open and user-centric approach to blockchain interaction with this initiative, Massive. Massive Ola Testnet Alpha Massive simplifies the blockchain experience by removing the need for expensive hardware or technical expertise. Our vision for Massive is direct and clear: to democratize web3 access by providing a platform where anyone with a smartphone can participate and earn rewards through simple verification tasks. Our commitment with Massive is to lower the entry barriers to blockchain technology, making it accessible and equitable for all users. By introducing the ‘verify to earn’ concept, we’re not only changing how people mine; we’re also transforming their role within the blockchain ecosystem from passive observers to active participants. Massive, as a crucial part of Ola’s development strategy, . Ola is set to open applications for invitation codes on March 18th, releasing the first set of 1,000 codes for node registration. This initial offering is limited to 1,000 nodes, with registrations being accepted on a first-come, first-served basis. Additionally, the first 1,000 nodes will have the privilege of generating invitation codes, allowing them to invite newcomers with these codes to earn rewards. plans to allocate about 10% of Ola’s token to verifiers & miners, with an initial 1% being used for Ola Testnet Alpha Join us as we embark on this exciting journey to make blockchain technology intuitive, inclusive, and rewarding for everyone, everywhere. Background The industry has tirelessly explored various strategies to engage traditional users (those outside the web3 ecosystem), including gaming, infrastructure, and incentivizing through airdrops. Notable efforts like StepN’s ‘move to earn’ and Starkware’s airdrops for non-Web3 developers momentarily captured high interest, hinting at potential breakthroughs. However, their inability to sustain long-term momentum and impact highlighted the critical need for innovative, enduring approaches that truly resonate with and retain users in the blockchain realm. “We recognized the need for a standout feature that resonates deeply with users; thus, Massive was conceived as our bold solution to this industry challenge,” - Simon Chen, co-founder and CEO of Ola Ola’s mission with Massive is to catalyze the widespread adoption of web3, advocating for a decentralized and fair digital ecosystem. By introducing the ‘verify to earn’ concept, where anyone with a smartphone can participate in mining, Massive aims to significantly lower these barriers. Additionally, users can engage with multiple projects over time on their smartphones, enhancing the longevity and diversity of their participation. This approach will foster a more inclusive environment, encouraging a broader demographic to engage with, understand, and contribute to the web3 space, while receiving long-term rewards. The introduction of Massive is a strategic move toward making blockchain more accessible and engaging for the general public, thus infusing the industry with new participants and fresh perspectives. Through this initiative, Ola envisions transforming mere observers into active contributors, nurturing a dynamic and sustainable blockchain community. Massive: Fair Opportunities for All In the realm of traditional mining, such as the Proof of Work (POW) mining mechanism, the requirement for costly hardware presents a significant barrier to ordinary users. When developing Massive, Ola focused on reducing entry barriers, enhancing user experience, and increasing user rewards, all while guaranteeing utmost fairness for EVERY user. Massive is a decentralized authentication network composed of various mobile elements. In terms of user-friendliness, Massive boasts several key features: User Access Threshold: : Users can easily access Massive by simply downloading the necessary app and wallet on their smartphones. Low Entry Barrier : Massive supports a broad range of mobile models, compatible with both Android and iOS (coming soon) systems. Minimal Device Requirements User Rewards (10% of Ola’s tokens): : Users receive rewards by completing verification tasks, providing a straightforward way to earn. Verify to Earn : In addition to earning verification rewards, users can also gain additional returns by inviting newcomers with a referral code and through staking activities. Multiple Reward Streams User Experience: : Users can join or leave the network at their convenience, offering the flexibility to suit individual needs. Flexible Access and Exit : Without the need for complex operations or maintaining high transaction volumes, Massive simplifies user participation. Ease of Use : Compared to distributing funds across multiple addresses, using a smartphone to participate presents a lower barrier for the average user. User-Friendly Enhanced Network Security and Intelligence: : Massive harnesses AI+zk technology to elevate network security and intelligence, utilizing AI for nuanced analysis of node service statuses. This results in refined task distribution and heightened network efficiency. AI + ZK Integration Platform Fairness and Sustainability: : Massive ensures fairness for all users, where everyone’s time and contributions are equally valued. Fair : Users can engage with multiple projects over time on their smartphones, enhancing the longevity and diversity of their participation. Sustainable Massive Changes the Game: Say Hi to Your New Web Roles At Massive, your role is fundamentally transformed. Gone are the days of having to “slave away” by artificially boosting transaction volumes and amounts to earn incentives. Now, all you need is a standard smartphone to connect. By simply staying active and verifying, you can consistently earn rewards. But your role evolves further; once you connect as an Ola node, you become an essential part of maintaining the network’s security. You might have felt the imbalance before, as web3 whales could distribute their funds across multiple addresses to amplify their earnings, a feat not so easily replicated by purchasing multiple smartphones. Hence, Massive levels the playing field, offering a balanced opportunity for both whales and retailers. On the Massive platform, everyone participates and contributes in the same manner, ensuring fairness. This approach incentivizes a broader spectrum of users to engage with the web3 ecosystem, lowering entry barriers and bolstering decentralization and equity within the system. With Massive, every participant has the chance to earn rewards fairly, fostering wider participation and a healthier network. Distinct from other staking or mining models where more staking could mean more chances to validate, Massive champions decentralization and equity. Every node stakes an equal value, and by merely staying online and completing verification tasks, rewards can be earned. Time is valued equally across all participants, ensuring that mining on Massive is inherently fair. This paradigm encourages broader and more equitable user engagement, reinforcing the network’s integrity and community inclusiveness. Looking Ahead: Shaping the Future of Blockchain and Web3 Mobile Experiences with ZK Technology As we gaze into the future, our expectations for the Massive are set even higher: Firstly, as a purely decentralized ZK verification network, Massive is poised to accelerate the modularization of blockchain design. Secondly, with an increasing influx of new users joining the blockchain, we anticipate the emergence of genuine Web3 mobile technology. This evolution promises not only to propel the advancement of blockchain technology and invigorate the ecosystem but also to offer users a more equitable, open, and convenient digital experience. Collectively, these efforts aim to facilitate the widespread adoption and development of blockchain technology, steering the industry toward a more prosperous future. Join the Venture! Ola is tackling blockchain’s biggest hurdles: fairness and accessibility, with its gamechanging ‘Massive’ app, leveraging “ZKVM+DePin+AI” technology. Massive simplify blockchain interactions with a ‘verify to earn’ model, opening the digital door for anyone with a smartphone. 🗓️ March 18 marks the launch of Ola’s first 1,000 node registration codes, with mining, new features, and greater rewards soon to follow. Early nodes gain the advantage of creating invite codes for collaborative reward earning. Join us on this venture and be among the first to benefit! About us is an open-source Hybrid ZK Rollup that delivers programmable scalability and privacy to blockchains, empowering individuals through data ownership. Incubated by cryptographers and engineers of Sin7y Labs in 2022, Ola offers a layer2 ZK Stack, featuring Ola-lang, OlaVM, OlaUI, OlaOS, and a series of developer-friendly tools, facilitating the development of any type of contracts. In 2023, Ola launched the Ambassador Program and OVP Points Rewards, now with 20+ global ambassadors. For 2024, Ola plans to roll out public testnet, mainnet, mining mechanism (PoW, ZKP, & Verifier), and a range of incentive programs steadily. If you are interested in joining or partnering with us to contribute to a fair, decentralized, and permissionless world, please contact us at . Ola contact@olavm.org | | | | | | | | | | Website Twitter Discord Telegram Whitepaper GitHub LinkedIn YouTube HackMD Medium HackerNoon

The First Ola Mobile Mining App: A New ‘Verify to Earn’ Paradigm with a 10% Token Airdrop Plan

প্রথম ওলা মোবাইল মাইনিং অ্যাপ: একটি 10% টোকেন এয়ারড্রপ প্ল্যান সহ একটি নতুন 'ভেরিফাই টু আর্ন' দৃষ্টান্ত

Die erste mobile Mining-App von Ola: Ein neues „Verify to Earn“-Paradigma mit einem 10 %-Token-Airdrop-Plan

La primera aplicación de minería móvil de Ola: un nuevo paradigma de "verificar para ganar" con un plan de lanzamiento aéreo de tokens del 10%

La première application Ola Mobile Mining : un nouveau paradigme « Vérifier pour gagner » avec un plan Airdrop de 10 % de jetons

पहला ओला मोबाइल माइनिंग ऐप: 10% टोकन एयरड्रॉप प्लान के साथ एक नया 'वेरिफाई टू अर्न' प्रतिमान

最初の Ola モバイル マイニング アプリ: 10% トークン エアドロップ プランを備えた新しい「検証して獲得」パラダイム

최초의 Ola 모바일 채굴 앱: 10% 토큰 에어드롭 계획을 통한 새로운 '수익 확인' 패러다임

O primeiro aplicativo de mineração móvel Ola: um novo paradigma de ‘verificar para ganhar’ com um plano de lançamento aéreo de token de 10%

Первое мобильное приложение для майнинга Ola: новая парадигма «подтверди, чтобы заработать» с планом Airdrop 10% токенов

İlk Ola Mobil Madencilik Uygulaması: %10 Token Airdrop Planıyla Yeni Bir "Kazanmak İçin Doğrula" Paradigması

Ứng dụng khai thác di động Ola đầu tiên: Mô hình 'Xác minh để kiếm tiền' mới với kế hoạch thả 10% mã thông báo

第一个 Ola 移动挖矿应用程序：新的“验证赚取”范式和 10% 代币空投计划

Stories, News & Mentions about STEADILY

Steadily’s Stories on HackerNoon