Founded in 2014, we are a fast-growing, award winning scaleup with offices around the globe

Scantrust

scantrust

Scantrust’s innovative Secure QR codes, a well-known and proven tool against counterfeiting, can now be used in conjunction with secure, transparent blockchain technology. Amsterdam, Netherlands, February 29th, 2024/Chainwire/--Scantrust and LTO Network Partnering for Secure, Transparent items. LTO Network's This allows organizations that depend on critical documents and high-value, luxury goods to have additional options to establish and maintain a new level of trust and accountability. Any item with Scantrust Secure QR codes can have their authenticity verified in a matter of seconds using a mobile phone. With the LTO Network, an additional, immutable digital audit trail for information can be added, creating a secure data anchor for government certificates, product and safety certifications, diamond certificates, warranty cards for luxury goods (e.g. watches) and any other high-value items. The LTO Network blockchain also supports a new way to track supply chain information. By integrating blockchain for enhanced transparency and immutability, counterfeiters are blocked from easily faking the origin of the counterfeit items they sell. In an industry plagued by a $500 billion counterfeiting problem, these tools represent a significant step forward in protecting businesses and safeguarding consumers. The option to integrate LTO Network’s technology with Scantrust Secure QR codes is part of a vision for a future where trust is built into the very fabric of our transactions and trades. For Scantrust, it's an opportunity to expand their reach and further their mission of document security. For LTO Network, it's about adding a powerful document security layer to their suite of privacy-focused solutions, offering their clients a comprehensive package for building trust in today's digital world. About LTO Network LTO Network is a privacy-aware Layer-1 blockchain for Real World Assets, Data Security and Identity solutions. The platform is designed for business process efficiency and security. It combines a public layer for transparency and a private layer for data security, ensuring GDPR and MiCA compliance. This dual-layer approach makes it ideal for enterprises requiring data privacy and regulatory adherence. LTO Network also offers tokenization of RWAs through their Ownables technology, enabling assets to be brought on-chain and allowing them to interact with the world of DeFi and Web3. LTO Network's KYC services help maintain compliance with anti-money laundering laws as well as offering proof of humanity services to protect Web3 and DeFi platforms from bots. ltonetwork.com About Scantrust Scantrust helps manage and resolve counterfeit product problems, address supply chain traceability and inventory management challenges, and provides tools for regulatory compliance related to product data requirements. Maintain and build your brand's integrity, gather detailed consumer insights, and simplify your traceability regulatory compliance efforts. Learn more at www.scantrust.com https://www.youtube.com/embed/-8E9CkE_Dy4 Contact Shawn Naderi LTO Network BV shawn@ltonetwork.com This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here.

LTO Network Partners With Scan Trust To Combat Counterfeit Goods

Today, businesses rely heavily on data. Not to mention, advances in information technologies present a challenge to businesses to constantly be on top of the growth curve. Legacy systems are quickly becoming more inefficient when compared side by side with newer innovations. Furthermore, the exponential speed of change we have today creates more intelligent security threats which can cause a significant amount of money to rectify. Therefore, if your business is getting smarter, why shouldn’t your business smarten up as well? Enter LTO Network. processes LTO Network to Tackle Existing Problems One of these technologies that have taken the world by storm is the Blockchain. There seems to be plenty of blockchain protocols out there which possesses their own strengths and weaknesses. With the threat of hacks and cybertheft constantly looming, blockchain technology presents a possible solution to inefficient legacy systems. Here is where I find LTO Network to be a highly efficient blockchain infrastructure that brings efficiency and is production-ready, developed with privacy and compliance by design. LTO Network is currently the easiest solution for businesses to integrate blockchain technology into their processes where upgrading and interconnecting your existing systems can be done seamlessly. In addition to being easy, the cost to do so is also reasonable as compared to other protocols. In a typical organization, it is common to lose 5 percent of its annual revenue to fraud each year. To put it into another perspective, this translates to potential global fraud losses of up to $4 trillion. Examples of such fraud are: - Buying an illegally produced diplomas, seemingly issued by an accredited institution.Altering the grades in a diplomaFake diplomas issued by (fake universities). Diploma mills grant ‘degrees’ to people who pay for this service but do not offer any educational training. Diploma Falsification diploma mills One such example that came to was a lawyer in Singapore falsifying her law degree certificate in order to improve her chances with obtaining a job. ( ) Though it may seem trivial, the repercussions could raise valid concerns when it comes to the medical world. Such as this instance in Mumbai , where doctors were arrested for providing fake medical degrees to 58 specialists. Source reported by the Times of India Invoice fraud can occur in one of two ways; Invoice Fraud - The scammer poses as you and sends fake invoices to your clients with their own bank account details, phone number, and email address.The scammer poses as a regular supplier of yours and sends fake invoices to you. Criminals will often hack into the business’ email accounts in order to gain valuable information about the company’s relationships with clients and suppliers. They will look for details of when regular payments are made and when invoices are sent to customers. Once they have obtained the information they need, they can start to clone invoices and email addresses. They will also look at the way you write and structure your emails and any other information that will help them to impersonate you. In March 2019, it was found that Google and Facebook were scammed out of $172 million just with invoice fraud. ( ) Source These are merely a few examples of how LTO Network are tackling actual problems. LTO Network’s two-phased approach LTO Network is a hybrid blockchain that enables an equal footing for B2B collaboration with its decentralized workflows called , designed to be the trust layer for businesses in a GDPR-compliant way. Live Contracts The Proof Engine Blockchain can prevent these frauds. Additionally, it should add value to the organization at the same time. Creating an instant ROI. Prevention needs to be widely available to integrate into organizational ecosystems in minutes, making organizations unite against fraud. LTO Networks’ ‘Proof Engine’ allows you to eliminate all types of fraud through securing any type of digital data. It is the trust layer you need in your organizational systems, which is applicable to various internal processes. Integrated in minutes, safeguarding every type of data imaginable. Learn more about safeguarding data. Decentralized workflows Corporates and governments are investing billions of dollars in workflow automation tooling, trying to make processes run like well-oiled machines. However, efficiency stops when these organizations have to work together. Sometimes, within one organization with different systems, inefficiencies are a daily pain. LTO Network solves this problem through decentralized workflows called ‘Live Contracts’. Live contracts link existing stakeholder systems to pre-defined processes (templates) to optimize efficiency for data protection and compliance accordingly to domestic legislation (Asia — CBPR, US -Data Protection Laws, EU — GDPR compliant standards). Can Live Contracts be the answer to your business process inefficiencies? Learn more about decentralized workflows. When should you use LTO Network? Evaluating the opportunities brought forth by Blockchain opens up on efficiency and security improvements, alternative financing for new business units or expansion. The hype, speculative new assets such as Cryptocurrencies and alternative fundraising means like ICOs, surrounding ‘Blockchain’ has exaggerated the realistic capabilities and applications of this new technology. Businesses, developers, and investors have yet to identify the right applications that are appropriate for distributed ledger technology. Databases Databases have been used for decades to persist state and query data. Decades worth of research has been invested to optimize the different layers of query processing. Permissionless Blockchains A centralized authority does not manage permissionless blockchains. Therefore, public ledgers are distributed across a dynamic network of peers. Permissioned Blockchains Permissioned Blockchains represent a hybrid design. They are not centralized to a single entity, yet they are able to authorize a small set of preselected trusted peers that can write state. It is easy to realize that there is no one-size-fits-all solution after looking at these different systems. Everything is a trade-off and different applications have different requirements. Hence, we require different appropriate solutions. LTO Network is applicable to every industry and company with a great number of repetitive processes in their day-to-day operations. LTO also connects and combines your different software solutions (HRM, CRM, ERP, POS). To assess whether LTO Network’s hybrid blockchain software is suitable for your business, we can apply the following depicted decision-model: For more information, you could read my previous article, “ Do Companies Actually Need Blockchain? ” LTO Network Use Cases Transfrontier Waste Transports in the EU According to ’s report, LTO Network won the tender to provide the Dutch Government with a Blockchain-related solution to waste transportation automation with Belgium. Applying blockchain technology will enable all government bodies and companies to get real-time verification of each step in the supply chain. Sociable Streamlining transportations has resulted in a great reduction in costs in multiple jurisdictions in reducing the administrative overheads by 36%, saving $7M dollars on the pilot run by The Netherlands and Belgium. The solution is further rolled out in the EU later this year. Watch the solution video here. Live lease agreements on the blockchain A contract describes procedures to execute one or more promises. With LTO Networks’ Live Contracts technology, together with M7 Real Estate and CMS Law, we turn contracts and processes into business rules and data that allow automation. Each party will have control over its own data with blockchain technology and will be able to verify the actions of others, making cooperation secure and payments fully automated. Food traceability on blockchain In an article for Moonwhale Blog, I discussed Blockchain’s potential in . The food supply chain is one of the most complex and fragmented of all supply chains. With production all over the world, producers and intermediaries are difficult to identify and track. This brings uncertainty and risk to all stakeholders in the production chain making fraud and counterfeiting very real problems in the industry. This, in turn, makes the whole food supply chain unfair for some stakeholders. revolutionizing the supply chain A centralized database already helps with solving complexity and fragmentation issues in a supply chain. But only an immutable decentralized database such as one provided by LTO Network can help solve fraud and counterfeiting issues because its data cannot be manipulated. Therefore, companies should consider exploring a decentralized solution. Together with Capptions and SignRequest, for the Nutreco track at the Odyssey hackathon. Nutreco makes protein food that is used to feed animals. Blockchain provides transparency to each stakeholder in the supply chain. In doing so, all parties can track and ensure the product are safe towards the end of the supply chain. This also provides all parties the ability to trace back with credible information when a mistake or error has occurred. LTO Network has built a food traceability app that utilizes blockchain called FoodFlow The proof engine for software vendors LTO Networks’ public blockchain is optimized for safeguarding digital data. Various software parties, such as , , , , and use LTO Network as an upgrade their existing solutions to serve their customers in a trustless way, simply linking an API. V-ID Capptions SignRequest LegalThings Scantrust Conclusion With the huge increase in Bitcoin’s prices, the world will come to know about Blockchain technology once again. Bitcoin’s recent downturn in price from $20,000 to $4,000 has made adopting its underlying technology, the blockchain, difficult since people tend to tie its potential with price nowadays understandably. Despite that fact, the main players are already in the blockchain space and are experimenting with it. LTO Network seems to target B2B like governments, multinationals, and enterprises with its GDPR-compliant decentralized workflows. In my article, “ ”, I talk about key drivers of blockchain technology adoption starts with both the Public and Private sectors, eventually to the general population. With that, I highly think LTO Network has the right target in mind to fast-track mass Blockchain Technology adoption. Blockchain Adoption Could Be Closer Than We Think About me: Iliya Zaki is the Head of Marketing for Blockchain Consulting for Enterprises Firm based in the U.S — Moonwhale Ventures . Moonwhale Ventures has announced a collaboration with LTO Network to support clients with live contract Implementation and enterprise consulting. Read the Press Release: https://moonwhale.io/lto-network-enterprise-consulting/ Follow us on our various social media platform — | | | Twitter LinkedIn Facebook Telegram

How LTO Network Tackles Existing Problems With Blockchain Technology

The Gambler by Fyodor Dostoyevsky, is part of the HackerNoon Books Series. You can jump to any chapter in this book here . Chapter VIII Chapter VIII All at once, on the Promenade, as it was called—that is to say, in the Chestnut Avenue—I came face to face with my Englishman. “I was just coming to see you,” he said; “and you appear to be out on a similar errand. So you have parted with your employers?” “How do you know that?” I asked in astonishment. “Is every one aware of the fact?” “By no means. Not every one would consider such a fact to be of moment. Indeed, I have never heard any one speak of it.” “Then how come you to know it?” “Because I have had occasion to do so. Whither are you bound? I like you, and was therefore coming to pay you a visit.” “What a splendid fellow you are, Mr. Astley!” I cried, though still wondering how he had come by his knowledge. “And since I have not yet had my coffee, and you have, in all probability, scarcely tasted yours, let us adjourn to the Casino Café, where we can sit and smoke and have a talk.” The café in question was only a hundred paces away; so, when coffee had been brought, we seated ourselves, and I lit a cigarette. Astley was no smoker, but, taking a seat by my side, he prepared himself to listen. “I do not intend to go away,” was my first remark. “I intend, on the contrary, to remain here.” “That I never doubted,” he answered good-humouredly. It is a curious fact that, on my way to see him, I had never even thought of telling him of my love for Polina. In fact, I had purposely meant to avoid any mention of the subject. Nor, during our stay in the place, had I ever made aught but the scantiest reference to it. You see, not only was Astley a man of great reserve, but also from the first I had perceived that Polina had made a great impression upon him, although he never spoke of her. But now, strangely enough, he had no sooner seated himself and bent his steely gaze upon me, than, for some reason or another, I felt moved to tell him everything—to speak to him of my love in all its phases. For an hour and a half did I discourse on the subject, and found it a pleasure to do so, even though this was the first occasion on which I had referred to the matter. Indeed, when, at certain moments, I perceived that my more ardent passages confused him, I purposely increased my ardour of narration. Yet one thing I regret: and that is that I made references to the Frenchman which were a little over-personal. Mr. Astley sat without moving as he listened to me. Not a word nor a sound of any kind did he utter as he stared into my eyes. Suddenly, however, on my mentioning the Frenchman, he interrupted me, and inquired sternly whether I did right to speak of an extraneous matter (he had always been a strange man in his mode of propounding questions). “No, I fear not,” I replied. “And concerning this Marquis and Mlle. Polina you know nothing beyond surmise?” Again I was surprised that such a categorical question should come from such a reserved individual. “No, I know nothing for certain about them” was my reply. “No—nothing.” “Then you have done very wrong to speak of them to me, or even to imagine things about them.” “Quite so, quite so,” I interrupted in some astonishment. “I admit that. Yet that is not the question.” Whereupon I related to him in detail the incident of two days ago. I spoke of Polina’s outburst, of my encounter with the Baron, of my dismissal, of the General’s extraordinary pusillanimity, and of the call which De Griers had that morning paid me. In conclusion, I showed Astley the note which I had lately received. “What do you make of it?” I asked. “When I met you I was just coming to ask you your opinion. For myself, I could have killed this Frenchman, and am not sure that I shall not do so even yet.” “I feel the same about it,” said Mr. Astley. “As for Mlle. Polina—well, you yourself know that, if necessity drives, one enters into relation with people whom one simply detests. Even between this couple there may be something which, though unknown to you, depends upon extraneous circumstances. For, my own part, I think that you may reassure yourself—or at all events partially. And as for Mlle. Polina’s proceedings of two days ago, they were, of course, strange; not because she can have meant to get rid of you, or to earn for you a thrashing from the Baron’s cudgel (which for some curious reason, he did not use, although he had it ready in his hands), but because such proceedings on the part of such—well, of such a refined lady as Mlle. Polina are, to say the least of it, unbecoming. But she cannot have guessed that you would carry out her absurd wish to the letter?” “Do you know what?” suddenly I cried as I fixed Mr. Astley with my gaze. “I believe that you have already heard the story from some one—very possibly from Mlle. Polina herself?” In return he gave me an astonished stare. “Your eyes look very fiery,” he said with a return of his former calm, “and in them I can read suspicion. Now, you have no right whatever to be suspicious. It is not a right which I can for a moment recognise, and I absolutely refuse to answer your questions.” “Enough! You need say no more,” I cried with a strange emotion at my heart, yet not altogether understanding what had aroused that emotion in my breast. Indeed, when, where, and how could Polina have chosen Astley to be one of her confidants? Of late I had come rather to overlook him in this connection, even though Polina had always been a riddle to me—so much so that now, when I had just permitted myself to tell my friend of my infatuation in all its aspects, I had found myself struck, during the very telling, with the fact that in my relations with her I could specify nothing that was explicit, nothing that was positive. On the contrary, my relations had been purely fantastic, strange, and unreal; they had been unlike anything else that I could think of. “Very well, very well,” I replied with a warmth equal to Astley’s own. “Then I stand confounded, and have no further opinions to offer. But you are a good fellow, and I am glad to know what you think about it all, even though I do not need your advice.” Then, after a pause, I resumed: “For instance, what reason should you assign for the General taking fright in this way? Why should my stupid clowning have led the world to elevate it into a serious incident? Even De Griers has found it necessary to put in his oar (and he only interferes on the most important occasions), and to visit me, and to address to me the most earnest supplications. Yes, he, De Griers, has actually been playing the suppliant to me! And, mark you, although he came to me as early as nine o’clock, he had ready-prepared in his hand Mlle. Polina’s note. When, I would ask, was that note written? Mlle. Polina must have been aroused from sleep for the express purpose of writing it. At all events the circumstance shows that she is an absolute slave to the Frenchman, since she actually begs my pardon in the note—actually begs my pardon! Yet what is her personal concern in the matter? Why is she interested in it at all? Why, too, is the whole party so afraid of this precious Baron? And what sort of a business do you call it for the General to be going to marry Mlle. Blanche de Cominges? He told me last night that, because of the circumstance, he must ‘move with especial care at present.’ What is your opinion of it all? Your look convinces me that you know more about it than I do.” Mr. Astley smiled and nodded. “Yes, I think I do know more about it than you do,” he assented. “The affair centres around this Mlle. Blanche. Of that I feel certain.” “And what of Mlle. Blanche?” I cried impatiently (for in me there had dawned a sudden hope that this would enable me to discover something about Polina). “Well, my belief is that at the present moment Mlle. Blanche has, in very truth, a special reason for wishing to avoid any trouble with the Baron and the Baroness. It might lead not only to some unpleasantness, but even to a scandal.” “Oh, oh!” “Also I may tell you that Mlle. Blanche has been in Roulettenberg before, for she was staying here three seasons ago. I myself was in the place at the time, and in those days Mlle. Blanche was not known as Mlle. de Cominges, nor was her mother, the Widow de Cominges, even in existence. In any case no one ever mentioned the latter. De Griers, too, had not materialised, and I am convinced that not only do the parties stand in no relation to one another, but also they have not long enjoyed one another’s acquaintance. Likewise, the Marquisate de Griers is of recent creation. Of that I have reason to be sure, owing to a certain circumstance. Even the name De Griers itself may be taken to be a new invention, seeing that I have a friend who once met the said ‘Marquis’ under a different name altogether.” “Yet he possesses a good circle of friends?” “Possibly. Mlle. Blanche also may possess that. Yet it is not three years since she received from the local police, at the instance of the Baroness, an invitation to leave the town. And she left it.” “But why?” “Well, I must tell you that she first appeared here in company with an Italian—a prince of some sort, a man who bore an historic name (Barberini or something of the kind). The fellow was simply a mass of rings and diamonds—real diamonds, too—and the couple used to drive out in a marvellous carriage. At first Mlle. Blanche played ‘trente et quarante’ with fair success, but, later, her luck took a marked change for the worse. I distinctly remember that in a single evening she lost an enormous sum. But worse was to ensue, for one fine morning her prince disappeared—horses, carriage, and all. Also, the hotel bill which he left unpaid was enormous. Upon this Mlle. Zelma (the name which she assumed after figuring as Madame Barberini) was in despair. She shrieked and howled all over the hotel, and even tore her clothes in her frenzy. In the hotel there was staying also a Polish count (you must know that ALL travelling Poles are counts!), and the spectacle of Mlle. Zelma tearing her clothes and, catlike, scratching her face with her beautiful, scented nails produced upon him a strong impression. So the pair had a talk together, and, by luncheon time, she was consoled. Indeed, that evening the couple entered the Casino arm-in-arm—Mlle. Zelma laughing loudly, according to her custom, and showing even more expansiveness in her manners than she had before shown. For instance, she thrust her way into the file of women roulette-players in the exact fashion of those ladies who, to clear a space for themselves at the tables, push their fellow-players roughly aside. Doubtless you have noticed them?” “Yes, certainly.” “Well, they are not worth noticing. To the annoyance of the decent public they are allowed to remain here—at all events such of them as daily change 4000 franc notes at the tables (though, as soon as ever these women cease to do so, they receive an invitation to depart). However, Mlle. Zelma continued to change notes of this kind, but her play grew more and more unsuccessful, despite the fact that such ladies’ luck is frequently good, for they have a surprising amount of cash at their disposal. Suddenly, the Count too disappeared, even as the Prince had done, and that same evening Mlle. Zelma was forced to appear in the Casino alone. On this occasion no one offered her a greeting. Two days later she had come to the end of her resources; whereupon, after staking and losing her last louis d’or she chanced to look around her, and saw standing by her side the Baron Burmergelm, who had been eyeing her with fixed disapproval. To his distaste, however, Mlle. paid no attention, but, turning to him with her well-known smile, requested him to stake, on her behalf, ten louis on the red. Later that evening a complaint from the Baroness led the authorities to request Mlle. not to re-enter the Casino. If you feel in any way surprised that I should know these petty and unedifying details, the reason is that I had them from a relative of mine who, later that evening, drove Mlle. Zelma in his carriage from Roulettenberg to Spa. Now, mark you, Mlle. wants to become Madame General, in order that, in future, she may be spared the receipt of such invitations from Casino authorities as she received three years ago. At present she is not playing; but that is only because, according to the signs, she is lending money to other players. Yes, that is a much more paying game. I even suspect that the unfortunate General is himself in her debt, as well as, perhaps, also De Griers. Or, it may be that the latter has entered into a partnership with her. Consequently you yourself will see that, until the marriage shall have been consummated, Mlle. would scarcely like to have the attention of the Baron and the Baroness drawn to herself. In short, to any one in her position, a scandal would be most detrimental. You form a member of the ménage of these people; wherefore, any act of yours might cause such a scandal—and the more so since daily she appears in public arm in arm with the General or with Mlle. Polina. Now do you understand?” “No, I do not!” I shouted as I banged my fist down upon the table—banged it with such violence that a frightened waiter came running towards us. “Tell me, Mr. Astley, why, if you knew this history all along, and, consequently, always knew who this Mlle. Blanche is, you never warned either myself or the General, nor, most of all, Mlle. Polina” (who is accustomed to appear in the Casino—in public everywhere with Mlle. Blanche). “How could you do it?” “It would have done no good to warn you,” he replied quietly, “for the reason that you could have effected nothing. Against what was I to warn you? As likely as not, the General knows more about Mlle. Blanche even than I do; yet the unhappy man still walks about with her and Mlle. Polina. Only yesterday I saw this Frenchwoman riding, splendidly mounted, with De Griers, while the General was careering in their wake on a roan horse. He had said, that morning, that his legs were hurting him, yet his riding-seat was easy enough. As he passed I looked at him, and the thought occurred to me that he was a man lost for ever. However, it is no affair of mine, for I have only recently had the happiness to make Mlle. Polina’s acquaintance. Also”—he added this as an afterthought—“I have already told you that I do not recognise your right to ask me certain questions, however sincere be my liking for you.” “Enough,” I said, rising. “To me it is as clear as day that Mlle. Polina knows all about this Mlle. Blanche, but cannot bring herself to part with her Frenchman; wherefore, she consents also to be seen in public with Mlle. Blanche. You may be sure that nothing else would ever have induced her either to walk about with this Frenchwoman or to send me a note not to touch the Baron. Yes, it is there that the influence lies before which everything in the world must bow! Yet she herself it was who launched me at the Baron! The devil take it, but I was left no choice in the matter.” “You forget, in the first place, that this Mlle. de Cominges is the General’s inamorata, and, in the second place, that Mlle. Polina, the General’s step-daughter, has a younger brother and sister who, though they are the General’s own children, are completely neglected by this madman, and robbed as well.” “Yes, yes; that is so. For me to go and desert the children now would mean their total abandonment; whereas, if I remain, I should be able to defend their interests, and, perhaps, to save a moiety of their property. Yes, yes; that is quite true. And yet, and yet—Oh, I can well understand why they are all so interested in the General’s mother!” “In whom?” asked Mr. Astley. “In the old woman of Moscow who declines to die, yet concerning whom they are for ever expecting telegrams to notify the fact of her death.” “Ah, then of course their interests centre around her. It is a question of succession. Let that but be settled, and the General will marry, Mlle. Polina will be set free, and De Griers—” “Yes, and De Griers?” “Will be repaid his money, which is what he is now waiting for.” “What? You think that he is waiting for that?” “I know of nothing else,” asserted Mr. Astley doggedly. “But, I do, I do!” I shouted in my fury. “He is waiting also for the old woman’s will, for the reason that it awards Mlle. Polina a dowry. As soon as ever the money is received, she will throw herself upon the Frenchman’s neck. All women are like that. Even the proudest of them become abject slaves where marriage is concerned. What Polina is good for is to fall head over ears in love. That is my opinion. Look at her—especially when she is sitting alone, and plunged in thought. All this was pre-ordained and foretold, and is accursed. Polina could perpetrate any mad act. She—she—But who called me by name?” I broke off. “Who is shouting for me? I heard some one calling in Russian, ‘Alexis Ivanovitch!’ It was a woman’s voice. Listen!” At the moment, we were approaching my hotel. We had left the café long ago, without even noticing that we had done so. “Yes, I did hear a woman’s voice calling, but whose I do not know. The someone was calling you in Russian. Ah! NOW I can see whence the cries come. They come from that lady there—the one who is sitting on the settee, the one who has just been escorted to the verandah by a crowd of lacqueys. Behind her see that pile of luggage! She must have arrived by train.” “But why should she be calling me? Hear her calling again! See! She is beckoning to us!” “Yes, so she is,” assented Mr. Astley. “Alexis Ivanovitch, Alexis Ivanovitch! Good heavens, what a stupid fellow!” came in a despairing wail from the verandah. We had almost reached the portico, and I was just setting foot upon the space before it, when my hands fell to my sides in limp astonishment, and my feet glued themselves to the pavement! About HackerNoon Book Series: We bring you the most important technical, scientific, and insightful public domain books. This book is part of the public domain. Fyodor Dostoyevsky (2000). The Gambler. Urbana, Illinois: Project Gutenberg. Retrieved https://www.gutenberg.org/cache/epub/2197/pg2197-images.html This eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.org , located at https://www.gutenberg.org/policy/license.html .

All at once, on the Promenade.

MATHEMATICAL MEMORIES: NEWTON'S BINOMIAL THEOREM

Tarzan of the Apes was led directly from the Royal Dome

THE GOOD WILL IN MAN

An Inquiry into the Nature and Causes of the Wealth of Nations: Book IV, Chapter V

Does Amazon Promote Their Brands Ahead of the Competition? 

How We Pay For Free Websites With Our Privacy

Updated & Revised to include over 400 Banks & Financial Institutions using blockchain technology in 2020 ________________________ The below article is from: . The list has been updated, however, to include over double the banks originally listed. At the time of publishing, the list contains 414 banks and Financial Institutes from around the world that have invested in blockchain technology to some degree. Comprehensive List of Banks Using Blockchain Technology One of the industries which have been the most opposed to blockchain technology is the finance industry, but specifically banks. Initially, they saw the concept of blockchain as direct competition, actively removing the control they have over the funds and accounts of their customers. However, major players in the finance industry have increasingly begun to warm up to blockchain. Financial institutions and other major companies are inherently slow in adopting any new technology, but have actually been exploring various use cases for some time now. So let’s take a look at which institutes have already implemented the change or are looking into it as we speak. According to CEBNet in early 2019, of the 26 publicly listed banks in China, 12 have already adopted blockchain technology for various use cases within their systems. These banks vary from state owned ones like the Bank of China, China Construction Bank and the Agriculture Bank of China, to privately owned ones, including China Merchants bank. This is just China, before the strong public drive for blockchain adoption in late 2019, but the sentiment remains positive throughout the rest of the world. ALFA Bank from Russia, Yes Bank from India, UOB (United Overseas Bank) from Singapore, CommonWealth Bank from Australia, and LatiPay from New Zealand are a few banks that have collaborated with a US based blockchain company. The Federal Bank from India & Lulu Exchange have partnered with a Bengaluru based fin-tech company. Axis Bank, RAK Bank, & Standard Charter Bank have connected with another blockchain network. Kotak Bank, which enables blockchain based trade finance operation, partnered with Deloitte & JP Morgan Singapore. Other use-cases within the financial sector which have been developed include simplying and speeding up cross-border payments, improving trading accuracy, reliability and shorter settlement processes. Smart contracts have created benefits with the processing of transactions by removing the need of the middle man, as well as being used to develop loyalty and rewards systems. There are a lot more banks working within multiple technology & service providers to integrate blockchain in their Use Cases. This just demonstrates the demand in all industries for the adoption of blockchain technology. is making this possible with the ecosystem and the aelf Innovation Alliance which will enable blockchain technology to be adopted and integrates into mainstream organizations large and small. This has enabled the alliance to be successful with partnerships from experts and influencers like and , , and . Not only do organizations now have a platform to build upon, but they have resources, capital and expert advisors at their fingertips, which is all made possible through the this revolutionary initiative. Aelf aelf Michael Arrington Arrington XRP Capital Huobi Labs FBG Capital aelf ________________________ Below is a list of over 400 banks and financial institutes using or soon to be using blockchain technology: Banks 77 Bank ABN AMRO AEON Bank AIB Akbank Akita Bank Al Rajhi Banking & Investment Corporation Alawwal Bank Alfa Bank Allied Irish Bank ANZ (Australian and New Zealand Bank) Aomori Bank Al Rajhi Bank Ashikaga Bank ATB Financial Axis Bank Awa Bank Alipay Ant Financial B3 Banco Bilbao Vizcaya Argentaria (BBVA) Banca Intesa Sanpaolo Banca Mediolanum Banca Mifel Banco BICE Banco Bisa Banco Bradesco Banco de Crédito del Perú Banco de Investment Global Banco de Sabadell Banco de Galicia y Buenos Aires Banco Industrial Banco Mercantil del Norte Banco Mercantil Santa Cruz Banco Nacional de Bolivia Banco Popular Dominicano Banco Regional Banco Santander Bangkok Bank Bank ABC Bank Al Habib Limited Bank Busan Bank Dhofar Bank Frick & Co Bank Of America|Merrill Lynch Bank of Cyprus Bank Of England Bank of France Bank Of Indonesia Bank Of Iwate Bank Of Leumi Bank of Lithuania Bank of Montreal Bank Of Nagoya Bank Of Okinawa Bank Of Thailand Bank Of The Ryukyus Bank Of Tokyo-Mitsubishi UFJ Bank Of Yokohama Bankinter Banorte Banreservas Banque Internationale de Commerce — BRED (Suisse) Banque Thaler Barclays’ investment bank BCI Bexs Banco De Cambio BMO Financial Group (Bank of Montreal) BNP Paribas BNY Mellon BRAC Bank Limited Banco BTG Pactual Bank Mellat Bank Melli Iran Bank Pasargad BBVA CBW Bank (Citizens Bank Of Weir) Central Bank of Brazil Chiba Bank Chiba Kogyo Bank China Banking Association China Merchant Bank China CITIC Bank International Limited China Guangfa Bank Chong Hing Bank Limited Chugoku Bank (Bank of China) CIBC (Canadian Imperial commercial banks) CIM Banque S.A Geneve Citi Coast Capital Savings Commercial Bank of Africa Limited Commerzbank Commonwealth Bank Of Australia Cooperatieve Rabobank Credicorp Bank Credit Agricole Credit Libanais SAL Credit Suisse Cross River Bank CTBC Bank Cuallix Daishi Bank Daiwa Next Bank Danske Bank DBS Bank (Development Bank of Singapore) Deloitte DenizBank A.S. Deutsche Börse DNB Deutsche Bank Ehime Bank Eastern Caribbean Central Bank EQI Bank First America Bank Federal Bank of India Federal Reserve System Fidor Bank Fukui Bank Gazprombank Gunma Bank Goldman Sachs Habib Metropolitan Bank Limited Hachijuni Bank Hiroshima Bank HOKURIKU BANK Hong Kong Monetary Authority HSBC (Hong Kong Shanghai Bank) HYAKUGO BANK ICICI Bank Indovina Bank Ltd IndusInd Bank (Indus India Bank) Intesa Sanpaolo (Intesa Sanpaolo) Itau Unibanco Iyo Bank ING Japan Post Bank Joint Stock Commercial Bank for Investment and Development of Vietnam Joint-Stock Company BCS-Investment Bank JPMorgan JS Bank Limited Juroku Bank KASIKORNBANK Public Company Limited KEB Hana Bank Keiyo Bank Kotak Mahindra Bank Krungsri (Bank Of Ayudhya / Bank of Ayudhya) Kuveyt Turk Katilim Bankasi Kuwait Finance House Macquarie Group MauBank Limited Michinoku Bank Mitsubishi UFJ Trust And Banking Corporation Mizuho Financial Group Monetary Authority Of Singapore Morgan Stanley Musashino Bank National Australia Bank National Bank Of Abu Dhabi (NBAD) National Bank of Cambodia National Bank of Canada National Bank of Egypt National Bank of Kenya Limited National Bank Of Kuwait Natixis NISHI-NIPPON CITY BANK Nomura Trust And Banking Company Norddeutsche Landesbank Girozentrale Nordea Bank Norinchukin Bank North Pacific Bank NPCI (National Payments Corporation Of India) Oita Bank ORIX Bank Oversea-Chinese Banking Corporation PKO BP Prime Bank Ltd. Privatbank IHAG Zurich PT Bank Central Asia Tbk PT Bank CIMB Pakistani Central Bank Rabobank Nederland Raiffeisen Bank RAKBANK (National Bank Of Ras Al-Khaimah PJSC) RBL Bank RCBC RCI Bank & Services ReiseBank Reserve Bank Of India Resona Bank Royal Bank Of Canada Royal Bank Of Scotland San-In Godo Bank Santander Bank Saudi Arabian Monetary Authority (SAMA) SBI Sumishin Net Bank Scotiabank (Nova Scotia Bank) SEB Senshu Ikeda Bank Seven Bank Shanghai Huarui Bank (SHRB / Shanghai HanaMizuho Bank) Shiga Bank Shikoku Bank Shimizu Bank Shinhan Bank Shinkin Central Bank Shinsei Bank Shoko Chukin Bank Siam Commercial Bank Skandinaviska Enskilda Banken (SEB) SMBC Societe General Sony Bank South African Reserve Bank South Indian Bank Standard Chartered Bank Star One Credit Union Sumitomo Mitsui Banking Corporation Sumitomo Mitsui Trust Bank Suruga Bank Sveriges Riksbank Switzerland’s UBS Synchrony Bank Signature Bank Silvergate Bank The First International Bank of Israel Ltd Tochigi Bank Toho Bank Tokyo Star Bank Toronto-Dominion Bank Towa Bank Tsukuba Bank Turkiye Finans Katilim Bankasi Telenor Microfinance Bank UBS Union Bank United Overseas Bank UniCredit Union Bank Of The Philippines US Bancorp Vietnam Joint Stock Commercial Bank for Industry and Trade Volksbank Mittweida Wells Fargo Westpac Bank Woori Bank WEG Bank Yachiyo Bank Yamagata Bank Yamaguchi Bank Yes Bank __________________ Other institutes related to Financial Services Accenture Ainslie Bullion AirWallex ALFAcashier American Express AstroPay Australian Stock Exchange and Depository Trust Banquecorp Physical Gold BCS Information Systems BeeTech Bill & Melinda Gates Foundation BitcoinIRA BitGo Bladex Bluzelle BNY Mellon Bolsa de Madrid BPCE Bradesco Bloomberg BNP Paribas Boerse Stuttgart Digital Ventures BP PLC Cambridge Global Payments CBH Compagnie Bancaire Helvétique CGI CIBC Clearing Corporation [DTCC] CLS Group Coil Crypto Facilities Currencies Direct Daiwa Securities Group Davivienda DAYLI Financial Group Deloitte Touche Tohmatsu DH Corporation Dianrong Digiledge Dinex DLocal DBS DTCC Earthport Ernst & Young Everis European Central Securities Depositories Association Exchange4Free Expanse Expertus Technologies EZforex Employees’ Retirement System eToro FairFX FlashFX Fulton Financial Corporation Fidelity Investments Global ID Gold Bullion International GSR Markets Ho Chi Minh City Development JS Commercial HQLA IBM IDT Corporation Infocomm Development Authority Of Singapore Infosys InstaReM IntellectEU International Foreign Exchange (IFX) Intesa Sanpaolo Itaú International Chamber of Commerce International Securities Services Association Jaccoo Jamica Stock Exchange Julius Baer KB Financial Group LatiPay Lianlian Pay Lulu Exchange Linx Partners London Metal Exchange London Stock Exchange Luxembourg Stock Exchange Marqeta Mastercard MIT (Massachusetts Institute of Technology) MoneyMatch Mercury FX MoneyGram Morgan Creek MUFG Natixis New Forest Capital Niaga Tbk Nordea Northern Trust NASDAQ Nomura OANDA Omidyar Network Omni OP Financial Group Paris Europlace Paycase Financial Persistent Systems PolySign Portal Finance Paypal Proof of Capital Qiwi R3 CEV RationalFX Reyl & Cie SA RIALTO.AI Revolut Saldo.Mx SAP Satoshi Systems SBI Holdings SBI Remit SBI Ripple Asia SBI Virtual Currencies Scopus SEB Group Shuttle Holdings SIA Singapore Exchange (SGX) Smart Token Chain SnapCheck Sparro SRI Capital Stock Exchange of Thailand SuMi TRUST SunTrust SWIFT (Society for Worldwide Interbank Financial Telecommunication) SGX SIX Group Société Générale SoFi Square Swissquote TAS Group Tata Consultancy Services (TCS) Telindus Temasek Holdings Temenos The PAR Foundation The Royal Mint TradeCloud TradeIX TradeWind TransferGo Thai Stock Exchange The National Payments Corporation of India Thomson Reuters Eikon Tora UAE Exchange (UAE Exchange) Union FX UniPAY Viamericas Corporation Volante Technologies Virginia’s Police Officer’s Retirement System Visa Western Union Yantra Financial Technologies Zip Remit If you find a bank or financial institute not on this list please comment or message me directly so I can add to this list. At the time of writing this was the most comprehensive list available to the public

Comprehensive List of Banks using Blockchain Technology in 2020  [Updated]

Just look at these 2 names: Amazon private label brands Amazon’s private label brands Sounds pretty much similar, isn’t it? Trust me many sellers/retailers still get confused between these two terms although the only difference is of ( ). s Yet this one letter ( ) actually makes a huge difference. How? s In this article, we will do a deep analysis of what are Amazon private label brands and also know a bit about Amazon’s private label brands. You can also refer the post on how to . create a private label product for Amazon What is Amazon private label brand/products? Amazon private label brand can be your own brand or someones’ who want to sell his/her products exclusively on Amazon, with its own brand name or logo. Nowadays many retailers and sellers are shifting their business to private labeling on Amazon or starting their own online store or both (have an online store and selling on Amazon). Also with handy , managing inventory of these private label products has now become easier than ever. inventory management software It has been forecasted that brands will be expanding dramatically in the next four to five years says Matt Sargent, SVP Retail at Magid to . This is because retailers will recognize that store brands sell at a higher profit margin, offer points of differentiation and enhance customer loyalty. private label Food Navigator Amazon defines both its private-label brands (those owned by Amazon) and its exclusive brands (those owned by a third party but only sold on Amazon) as “ ” on its websites. Our Brands “Our Brands as the name says, it is Amazon’s Private Brands and Amazon curated brands, which are exclusively sold on Amazon” Amazon allows outside brand manufacturers to sell their product on Amazon by a tag ‘ only on Amazon’. Amazon also works with well-established brands to list and sell products as exclusively on Amazon. exclusive brands , in the fourth-quarter of 2018, there were and more than on Amazon’s retail sites around the world. According to the database of TJI 135 private-label brands 330 Amazon exclusive brands From that same database, Amazon has: More than 40 exclusive or private-label food and grocery brands More than 60 healthcare and beauty brands More than 20 household goods brands in the U.S. alone So let’s have a look at some of the Amazon private label brands. You may have bought items from the list below but unaware of the fact that they are — Amazon private label brand. List of some Amazon & Amazon’s Private Label Brand A brief on Amazon’s self-owned private label brands Amazon is selling more than 450 of its own brands or brands that are exclusively sold only on its platform. Since 2017, Amazon has launched over 70 new private-label retail brands, which now makes it’s total close to 130! Analysts at predict that of all online shopping in the US will be conducted on Amazon within the next couple of years. And this will allow Amazon to 2x its revenue from in-house brands (private label brands), reaching within the upcoming 4 years! SunTrust Robinson Humphrey 50 percent $25 billion Amazon’s private label brands benefit Amazon in many ways. They have varieties of product selection which gives Amazon better profit margins. Supply chain management becomes easier too. Other big brands cut down their profit margins on Amazon, to stay competitive with their private label brands. On Amazon’s the largest selling product category is of apparel and accessories. According to TJI, Amazon has more than 80 private-label and exclusive clothing, shoes and accessories brands in the U.S.. With new items ranging from casual shirts to jeans, leggings, and hoodies, Amazon Essentials (amazon’s private label) which sells apparel items — experienced more than a double sale of 400-items at the end of December, which was just 200 during September. Also, you can see in the above table that the percentage of apparel items were comparatively more than other product categories. Some well-known Amazon’s private label brands Amazon Basics Launched in 2009, AmazonBasics is the oldest and first ever launched Amazon’s private label brands. AmazonBasics is a full line collection of various electronic items, including USB cables, disposable batteries, tripods, laptop bags, computer mics/speakers and more. After a slow start, Amazon Basics saw exponential growth in their one product category in particular — batteries. Leveraging their own platform, and offering those private label batteries at discounted price AmazonBasics was able to gain nearly one-third of all online battery sales in just 3 years. Amazon Essentials Amazon Essentials — another private label of Amazon, which features extremely affordable items of clothing. Amazon Essentials looks like a fast-fashion version of labels such as Dockers, Old Navy, and JC Penney house brands like St. John’s Bay. Amazon Elements In previous years Amazon’s private label brand, Amazon Elements only used to sell baby wipes, after discontinuation of baby-diapers. Now Amazon Elements is moving beyond baby products and introduced its own line of vitamins and supplements under their own brand- Amazon Elements. Also, Amazon Elements vitamin and supplement cannot be bought by any shopper, he/she must be Amazon Prime member to order them. Conclusion Amazon first started its private label business in 2009, and now the company has over 120 of them. Amazon’s dominance in the e-commerce world has forced small as well as big brands to adopt an strategy, in order to remain relevant competitive. Amazon-first However, private label brands do have an unfair advantage over other sellers selling across Amazon. Because you can’t stop the one, who is letting you do business, on its own platform which is eventually — world’s giant ecommerce marketplace. Why?

Amazon Monopoly. The Rise of Amazon Private Label Brands in 2019

In today’s date, R is the megastar language for . In this article, I will talk about on coordination, visualization and execution of R and JavaScript. However, you may ask the question for what reason somebody might want to incorporate R into web applications? big data analytics There are quite a few reasons for this. When you add R to your solution, a vast opportunity of analytics opens up like statistics, predictive data modelling, forecasting, machine learning, visualization and much more. R is developed by statisticians, scientists or professional analysts using the script but the reports and the results generated by them on the desktop can be easily emailed or presented in the form of presentation, but that is limiting the business use and other potential uses. If R is incorporated with JavaScript, then web delivery can happen smoothly, and it can help in making efficient business decision making. Integrating R into web application naturally becomes quintessential. Integrate R into JavaScript There can be various ways through which you can integrate R with JavaScript. Here I am discussing the following methods that I prefer for Rand Javascript integration. 1. Deploy R open Through Deploy R opens you can easily embed results of various R functions like- data and charts into any application. This specific structure is an open source server-based system planned especially for R, which makes it simple to call the R code at a real time. The workflow for this is simple: first, the programmer develops R script which is then published on the Deploy R server. The published R script that can be executed from any standard application using DeployR API. Using client libraries JavaScript now can make calls to the server. The results returned by the call can be embedded into the displayed or processed according to the application. 2. Open CPU JavaScript API This offers straightforward RPC and information input/Output through Ajax strategies that can be fused in JavaScript of your HTML page. Visualization with R and JavaScript You can make use of numerous JavaScript libraries that help in creating web functionality for dynamic data visualizations for R. Here I will be elaborating some of those tools like D3, Highchart, and leaflet. You can quickly implement these tools in your R and program knowledge of JavaScript is not mandatory for this. As I have already mentioned that R is an open source analytical software, it can create high dimensional data visualizations. Ggplot2 is a standout among the most downloaded bundle that has helped R to accomplish best quality level as a data visualization tool. Javascript then again is a scripting dialect in which R can be consolidated to make data visualisation. Numerous javascript libraries can help in creating great intuitive plots, some of them are d3.Js, c3.js, vis.js, plotly.js, sigma.js, dygraphs.js. HTM widgets act as a bridge between R and JavaScript. It is the principal support for building connectors between two languages. The flow of a program for HTM widgets r can be visualized as under: • Information is perused into R • Data is handled (and conceivably controlled) by R • Data is changed over to JavaScript Object Notation (JSON) arrange • Information is bound to JavaScript • Information is prepared (and conceivably controlled) by JavaScript • Information is mapped to plotting highlights and rendered Now let us discuss some of the data visualization packages: • r d3 package Data-driven documents or d3 is one of the popular JavaScript visualization libraries. D3 can produce visualization for almost everything including choropleths, scatter plots, graphs, network visualizations and many more. Multiple R packages are using only D3 plotting methods. You can refer r d3 package tutorials to learn about this. • It is really very easy to create plots in R, but you may ask me whether it is same for creating custom plots, the answer is “yes”, and that is the primary motivation behind why ggplot came into existence. With ggplot, you can make complex multi-layered designs effectively. ggplot2 Here you can start plotting with axes then add points and lines. But the only drawback that it has it is relatively slower than base R, and new developers might find it difficult to learn. • Leaflet The leaflet has found its profound use in GIS (mapping), this is an open source library. The R packages that backings this is composed and kept up by RStudio and ports. Using this developer can create pop up text, custom zoom levels, tiles, polygon, planning and many more. The ggmap bundle of javaScript can be utilised for the estimation of the latitude and longitude. • Lattice Lattice helps in plotting visualized multivariate data. Here you can have tilled plots that help in comparing values or subgroups of a given variable. Here you will discover numerous lattice highlights has been acquired as utilizes grid package for its usage. The underlying logic used by lattice is very much similar to base R. • visNetwork For the graphical representation of nodes and edges, the visual network is referred. Vis.js is a standout amongst the most famous library among numerous that can do this sort of plotting. visNetwork is the related with R package for this. Network plots ought to be finished remembering nodes and edges. For visNetwork, these two should be separated into two different data frames one for the nodes and the other • Highcarter This is another visualization tool which is very similar to D3. You can use this tool for a variety of plots like line, spline, arealinerange, column range, polar chart and many more. For the commercial use of Highcarter, you need to get a license while for the non-commercial you don’t need one. Highcarter library can be accessed very easily using various chart () functions. Using this function, you can create a plot in a single task. This function is very much similar to qplot() of ggplot2 of D3. chart () can produce different types of scenarios depending on the data inputs and specifications. • RColor Brewer With this package, you can use color for your plots, graphs, and maps. This package works nicely with schemes. • Plotly It is a well distinguish podium for data visualization that works inordinately with R and Python notebook. It has similarity with the high career as both are known for interactive plotting. But here you get some extra as it offers something that most of the package don’t like contour plots, candlestick chart, and 3d charts. • SunTrust It is the way for representing data visualization as it nicely describes the sequence of events. The diagram that it produces speaks about itself. You don’t need an explanation for the chart as it is self-explanatory. • RGL For creating three-dimensional plots in R you should check out RGL. It has comparability with lattice, and on the off chance that you are an accomplished R developer you will think that its simple. • Threejs This is an R package and an HTML widget that helps in incorporating several data visualization from the JavaScript library. Some of the visualization function three are as follows: • Graphjs: this is used for implementing 3D interactive data visualization. This function accepts igraph as the first argument. This manages definition for nodes and edges. • Scatterplot3js: this function is used for creating three dimensional scatter plot. • Globejs: this function of JavaScript is used for plotting surface maps and data points on earth. • Shiny The most significant benefit of JavaScript visualization is it can be implanted voluntarily into the web application. They can be injected into several frameworks, one of such context of R development is shiny. Shiny is created and maintained by R Studio. It is a instrument, to a great extent employed for making wise interfaces with R. R shiny tutorial will take in more about shiny. software application development Shiny is a podium for facilitating R web development. Connecting R with javascript using libraries Web scuffling has formed into an original piece of examination as through this movement you can pucker your required information. But the data should be extracted before any web developer start to insert javascript render content into the web page. To help in such situation R has an excellent package called V8 which acts as an interface to JavaScript. R v8 is the most generally utilized capacity utilized for interfacing r in javascript. You can undoubtedly implement JS code in R without parting the current session. The library function used for this is rvest(). To run the JavaScript in R, we need a context handler, within that context handler you can start programming. Then you can export the R data into JavaScript. Some other JavaScript libraries that help in analytical programming such as Linear Regression, SVMs etc. are as follows: • Brain.js() • Mljs • Webdnn • Convnetjs Conclusion: R and Javascript can practically unlock innumerable possibility in Data Science and Analytics. Both technologies are working towards developing better integrations, knowledge repositories, libraries and use cases. It is a good time to use both of this together. The future looks bright.

Stories, News & Mentions about SCANTRUST

Scantrust’s Stories on HackerNoon