The family of independent pharmacies recently ranked highest for customer satisfaction in J.D. Power’s 2023 U.S. Pharmacy Study. This marks the seventh year in a row that Good Neighbor Pharmacy has outscored all of its fellow brick-and-mortar drugstore pharmacies.

This Is the Best Pharmacy in 2023, According to Patients

Rite Aid’s plan to close more stores as part of its bankruptcy process raises concern about how that might hurt access to medicine and care create so-called “pharmacy deserts.”

Rite Aid’s bankruptcy plan stirs worries of new ‘pharmacy deserts’

Representatives from the Lowcountry Food Bank (LCFB) announced it has received a $270,000 donation from Publix Super Markets Charities to increase the amount of nutritious food LCFB can ...

Lowcountry Food Bank receives $270,000 donation from Publix

Lowcountry Food Bank (LCFB) today announced it received a $270,000 donation from Publix Super Markets Charities to increase the amount of nutritious food that LCFB can distribute to ensure equitable access to healthy food. LCFB serves 200,000 neighbors in ...

Lowcountry Food Bank Receives $270,000 Donation from Publix Super Markets Charities

Which?'s ground-breaking supermarket inflation tracker reveals the supermarkets – and types of food and drink – with the fastest rising prices. Overall, inflation has begun to dip after reaching one of its highest levels in more than 40 years ...

Food price inflation: what's happening to grocery costs at the supermarket?

Filipino food products are now available in Hong Kong supermarket ... Some of the Filipino products available in the supermarkets include Argentina Corned Beef, M.Y. San Skyflakes, Mama Sitas Meat Stew Mix, Oishi Cracker Salt Vinegar, Del Monte Sweet ...

Filipino Food Products Now Available in Hong Kong Supermarkets Wellcome and Market Place

THE Department of Trade and Industry (DTI), through the Philippine Trade and Investment Center (PTIC)-Hong Kong, announced on Monday that Filipino food products are now on sale in Hong Kong supermarket chains Wellcome and Market Place. The DTI said the ...

PH food products in HK supermarkets

Some of the affected products were for sale in supermarkets including Dunnes, Lidl, Tesco, SuperValu and Aldi. A number of food items have been taken off supermarket shelves recently after being ...

Meat, sweets and treats among foods to bin as supermarkets including Dunnes and Tesco issue recalls

There’s no indication of how many of these there are throughout Publix stores, but being able to dispose of foam packaging and containers while out and about will go a long way to reducing landfill waste. Americans reportedly throw away 25 billion ...

Publix shopper stunned after discovering unexpected signage at the supermarket chain: ‘Images communicate in all languages’

Get the most recent info and news about Publix Super Markets on HackerNoon, where 10k+ technologists publish stories for 4M+ monthly readers.

The Publix Super Markets Charities Inc. operates as a non-profit charity. The Charities, through grant awards, support programs which advance services, activities, and events for disabled and handicapped children throughout Florida and Southern Georgia, United States.

Publix Super Markets

How to Offer Customers an Amazing Experience In-Store

Image copyright Stina Runesson According to on email , the worst performing industry looking to attain email opens (15.22%) are businesses promoting e–coupons and daily deals. MailChimp’s monthly stats marketing Perhaps not unsurprisingly. The sheer volume of tat and commodities being pushed on a daily basis would irritate even the most enthusiastic of bargain hunters. It’s just a really impersonal way of punting stuff. Sure, brand loyalty builds over time, but they may have only signed up for an e–receipt the last time they were in the shop and now you’re barraging them with marketing messages that they don’t want. Marketing is evolving, though. That’s the good news. With companies like Apple, Nintendo and Samsung to brands — it’s never been more important for the stragglers to seek out the new ways unto which they can make that connection. Beginning the path to brand loyalty. may have the answer. tech monopolising consumers’ emotional connection CollectivWorks Find out more about CollectivWorks and request a demo Thinking Laterally You have a bar, restaurant, hotel or cafe. You’re building brand loyalty by providing your customers with an experience, but you haven’t a clue how to market your WiFi so you’re just providing patrons with the same old deals that they might see on a chalkboard/noticeboard. Every day I see this when I use my local supermarket’s public WiFi in Stockholm. Some might say: “O but, supermarkets are just for shopping, it’s not about the experience.” Well that is just factually wrong. Stats show it’s to attract a new customer, than it is to retain one. “CX”, as it’s commonly known, should be fundamental to any small, medium or large companies strategy with self–controlled content that will consolidate, and inform their community or regular buyers. six to seven times more expensive ’ public WiFi marketing platform puts the control of the individual vendor’s internet back in to their hands providing relevant content that the vendor can best judge what their market will be interested in. CollectivWorks Bier Halle Case Study The Test Many might argue well “this is just another data–grab, I’m not giving these guys my data”. Well you’d be wrong there. CollectivWorks does not want your email; there is no gated email splash page to manoeuvre. Their canny trademark is Swipe to Connect and it’s just that. Swiping through half a dozen pieces of relevant content to the establishment that you’re in and you’re good to go. Critical, if you’re encased in an old Victorian building that struggles to get 4G. Furthermore such has been the success of their Scotland wide pilot that was KILTR WiFi, is going global with their CEO, Brian Hughes, new partnerships and opportunities in the health sector: . CollectivWorks recently announcing Versatile tech Paul Crawford explains more. “Using data from the Cisco Meraki dashboard we can see very high connection rates currently sitting at 72% across more than 50 venues from a 30 day period in 2017. Compare this with our previous case study in the Finnieston area of Glasgow and working with Kained Holdings via three units at Lebowski’s, Porter and Rye, and The Finnieston. Even with a one–off email registration, connection rates were just 10%. Of the 10% that did register, there was an average 20% churn in spam emails. If you follow this journey through to an email marketing campaign, open rates on hospitality email marketing continue to fall year upon year for the past 6 years to just below 22%. Ever decreasing circles to reach your customer whilst irritating them with data collection or password input, not a great experience! Delivering As the Bier Halle case study demonstrates, provides clients with engaging content whilst monetising their business in process. A case study states that Bier Halle brought in stock worth £526.91 with a retail value of £1406.75 over a six month period for their sponsored cards. This clearly shows how local businesses can benefit from engaging in new forms of marketing whilst making profit for itself with adaptable, . CollectivWorks nimble tech

Community is king, treat yours accordingly

In the early 2000s, Visa began promoting contactless payments. Now in many countries, people can no longer imagine life without tapping their cards and fast payment checkout, but it has taken us 10 long years for this technology to become mainstream. Back then, I was a General Manager at Visa and led a team that helped to introduce contactless payments across Central & Eastern Europe. It was not easy, but we already knew that this technology would create new consumer habits and help consumers pay in new ways. 3 months ago, I joined the blockchain startup Crypterium because I see many parallels: similar to contactless payments, cryptocurrency can significantly simplify and improve the lives of billions of people. I have always been passionate about how new financial services can empower consumers. In addition, cryptocurrencies can enable completely new ways to send and receive funds, borrow or save, as well as make payments. It is an exciting evolution, maybe revolution, in the way that customers can access financial services and I am excited to be part of this new wave. In the name of the customer experience Innovative financial technologies have always fascinated me. I entered technology and financial services with Standard Chartered Bank, in 2004. It was a time when banks were still relatively conservative and digital technologies were emerging. The primary way of banking was still to visit a branch or phone a call centre and card payments accounted for only 20% of retail spending in the EU. Through new technologies — collecting and analysing customer data, we started to better understand our customers’ behaviours and then design new ways to serve them. In parallel, we started to transform the way we provided banking services by offering new products through new channels, such as on-line personal loans or mutual funds. Later, at theRoyal Bank of Scotland, I had a similar role, helping customers to deal more directly with the bank — through telephone or Internet, in ways that they best preferred. Understanding customer needs and providing better customer service, to empower them as individuals, has always been my passion. Enabling contactless payments In my professional career, there have been several times when I had to convince major companies or banks to implement innovative change through new technologies. One of the most significant was when I worked at Visa — introducing contactless payments. My job was to persuade banks to take on this new technology. I thought that it would be easy and we could simply show them how much time could be saved by merchants and how much easier the customer experience would become. It would also enable card transactions to be done in much smaller types of outlets and shops, transforming the availability of card payments. Yet, banks being banks,were very cautious about the whole idea, at the beginning. Everybody was saying it’s not going to work, and that the technology was too complicated, and that issuing cards with contactless technology was too expensive. What we see now is that, in places like the UK, contactless card payments, for a first time, have started exceeding cash. People have started using NFC (or contactless) payments for small purchases such as eating out, bus tickets etc. Today, some people don’t bother carrying cash with them because they can use their cards. Back then, though, we had to convince banks to start issuing these cards and that was the biggest barrier. We started to success with more open-minded banks, who realised that by providing NFC they could present a more modern and innovative image to customers. And we knew that we had to have contactless acceptance in the best “use case” areas — such as public transit, self-service restuarants, supermarkets, petrol stations etc. — basically places where you could save time for customers by having faster, more convenient ways to pay. I remember one of the first meetings particularly well. It was with a big bank that was quite reluctant to start issuing contactless cards. And we said let’s just experiment with your premium customers because they travel more, they get to go to other markets where contactless payment already exist. The experiment was so successful and the feedback was so positive that this bank became one of the first to start introducing contactless payments to its complet retail base. The benefits in usage were higher than costs and, quickly, customers got used to paying with contactless cards. Other banks followed. With the introduction of NFC, the share of card payments significantly increased. In Europe, for example, if card payments amounted for around 20 percent of spend in 2004, now they amount for more than 70%. Next generation payments Switching from leading financial institutions to a blockchain startup, still at an early stage of development could be seen as an illogical move. Yet, it is a very exciting opportunity to further enhance the customer experience when it comes to payments and financial services in general. So in short, I have joined Crypterium because I believe that cryptocurrencies can significantly empower consumers. To date, cryptocurrencies have mostly been seen as an investment tool, and much of the interest was speculative. That bubble is now subsiding, giving way to the real value of cryptocurency which is to enable frictionless, almost cost-free transactions across borders, between formats whether it’s fiat (formal currencies), loyalty, mobile or other stores of value such as vouchers and gift cards. Cryptocurrencies have the potential to become universal currencies or means of exchange that can be used, instantly, across borders at low or no cost. Many traditional financial institutions are trying to build solutions like that, but it is difficult to go it alone, in regards infrastructure costs, and the players don’t necessarily want to share customer data or transactions through blockchain eco-systems, such as Ripple. The stage of development of the cryptocurrency market reminds me in some ways of the development of NFC payments. It may not be obvious today why people should change their habits, but starting as an e-money alternative, with developments such as stable coins, wider acceptance of cryptocurrencies through different channels such as ATMs, shops and e-commerce, as well as the ennablement through new regulations, cryptocurrencies already have a chance to go mainstream and better empower consumers, outside the costly and out-dated traditional banking system. The job now is to show people that cryptocurrency is a safe, reliable and low-cost alternative to traditional financial services. There are also some major differences to contactless payments. Cryptocurrencies can piggyback on existing financial services infrastructure, for example, when we issue a card, use a bank account, or use mobile numbers. Cryptocurrency can work in various ways across all these existing networks. The main constraint to change will likely be consumer behaviour: people see crypto as a speculative means of investment and are not yeat aware of how it could be easily used for payments. Many do not have wallets with cryptocurrency, in some shape and form. We need to build the habit. We can argue crypto is now at an early stage of development. There’s not enough scale nor wide enough an eco-system and it can be difficult and slow to use. Crypterium’s goal is to transform this experience, which is already teh case in how we enable transfers to bank accounts or any mobile number, for example. We believe a tipping point is beingreached. Transactions in some of apps, such as Crypterium’s can be instantaneous. We don’t have to wait for new infrastructure to be built, as with contactless, because we can use existing ones, at least for the beginnings of this evolution. As momentum builds, as the consumer experience becomes easier, more understandable and providers gain trust, the usage of cryptocurrency should grow significantly. It took NFC 10 years to get where it is today. I hate to make any predictions regarding cryptocurrencies, but we certainly believe that innovation cycles are shortening. And anything that empowers consumers in this modern networked world and makes their lives easier, finds rapid adoption. Steven Parker CEO at Crypterium I am the former General Manager for Visa’s Central & Eastern Europe region. I have broad experience in customer analytics and customer engagement, digital payments, innovation and financial services. I have spent my life using technology to transform businesses and I now see great potential for blockchain technology to transform customers’ financial lives, whether in payments or other financial services. I have joined because I believe that cryptocurrencies can significantly help empower consumers, in new and exciting ways. Crypterium

Just like contactless, crypto will make your life better - You just need to get used to it

Climate Change is an ongoing concern for both the general public and governments around the world. However, the lengths we're willing to go to make a positive impact and reduce our damage on the planet varies, with different fronts ready to accommodate a personalized agenda. In this slogging thread, our community discusses the climate crisis and their views on worldwide measures. This Slogging thread by Mónica Freitas, Jack Boreham, Limarc Ambalina, Favour Amadi, Sara Pinto and Abeer occurred in slogging's official #technology channel, and has been edited for readability. Mónica Freitas Oct 27, 2021, 10:00 AM Researchers are developing artificial intelligence that could assess climate change tipping points. The algorithm could act as an early warning system against runaway climate change. It can also predict tipping points in ecology and epidemiology and even in the stock markets. What do you think this could mean to us, as a global society? How can this AI algorithm prevent or prepare us for upcoming changes? What other uses can it have?  Will it have any impact o how we make decisions? https://www.sciencedaily.com/releases/2021/09/210923082933.htm Jack Boreham Oct 30, 2021, 12:07 AM Mónica Freitas, that's very interesting! Predicting tipping points could help us shape climate policy in governments. Certain levels require certain actions, allowing effective policy control of climate change. It's kind of a similar way in which governments rank terror threats. Ranking climate change threats using this technology could help stabilise the environment. Limarc Ambalina Nov 2, 2021, 3:00 AM I think this is good but based on how humanity has done so far, most people don't care. We have scientists all over the world telling us we have a limited amount of time until the point of no return and most governments haven't acted on it. Limarc Ambalina Nov 2, 2021, 3:01 AM I'm cynical and not optimistic about this because if people aren't going to believe thousands of scientists, why would they care if an AI told us about it. Limarc Ambalina Nov 2, 2021, 3:01 AM You know what I mean? Limarc Ambalina Nov 2, 2021, 3:03 AM But in terms of other similar use cases, a friend of mine in a University in Tokyo is developing an AI that can track weather patterns and predict when an influx of heat stroke cases will occur. So for example if in a certain Japanese prefecture the temperature rises at a time when people normally are outside working the fields, it can alert that area that heat  stroke victims may be imminent and to prepare emergency responders of an incoming influx or even warn the people themselves to remind them to take breaks and cool off. 🔥 1 Mónica Freitas Nov 2, 2021, 12:24 PM I understand what you mean, Jack Boreham. It could be an amazing asset in a utopic world, but I'm with Limarc Ambalina on this one. For years now, we've been worn about climate change and how we're running out of time. Nevertheless, governments aren't making significant changes, chancing after the economy rather than sustainability. This week, Portugal banned sole use plastics - yet we still have plastic and tons of unnecessary wrapping in products we buy in supermarkets. So there's still a long way to go, and the measures taken aren't significant. During the pandemic, we saw how nature improved with our absence and the decrease in tourism and transits. Mónica Freitas Nov 2, 2021, 12:25 PM This topic came just in time for Glasgow Climate Change Conference, which will let us know the nations' position on this. I'm not sure what accords we'll get from the conference, but I'm not keeping my hopes up for significant proposals. Mónica Freitas Nov 2, 2021, 12:34 PM Limarc Ambalina, that could be a great use! It could help the health system prepare for significant influxes of people, for instance, during the flu season or heatstroke cases. I can see how we could use AI to anticipate things such as massive wildfires as well by getting data on drought and heatwaves, animal population decreases, or oceans' rising levels for cities in "danger." But I think, just like you said, this algorithm would have a more immediate function, to prevent small situations with a quick fix instead of the big problems. Mónica Freitas Nov 22, 2021, 6:25 PM Sara Pinto, Malhar Thanki, Favour Amadi, EPOSI FRIDA, Abeer, Amy Shah, David Deal, what do you think? Favour Amadi Nov 23, 2021, 2:25 PM Somewhat related to the question, Mónica Freitas, but I've read a lot of times that the earth has destroyed itself (been destroyed due to how it's inhabitants used it) a lot of times over the years. We're not any different. Considering that human beings are an ever evolving specie always trying to innovate something and outdo our reality, climate change is inevitable. We can pause and have retrospectives to see what we can do make sure that we don't destroy the earth but I personally don't think that's possible. I think as it has always done, the earth will destroy itself. Sara Pinto Nov 23, 2021, 9:07 PM Mónica Freitas, I can see the interest in such technology, but I also have to agree with Limarc Ambalina. Climate change is not a recent issue. We've just been passing this problem to other generations and ignoring all the information that specialists have gathered on the subject, we are yet to act on that. Even though tech like this may have a good point at the core, I'm septical if it will actually help call us to reason. Sara Pinto Nov 23, 2021, 9:11 PM Favour Amadi, I think I've heard something about that as well. Do you think this is a case where we should start adapting and preparing for a new reality? Even though I said I don't think we will act on this, I definitely wish we did. I think accepting that the earth will destroy itself is a very hard pill to swallow. Abeer Dec 7, 2021, 7:54 PM Mónica Freitas, I hate to be that guy but I personally don’t see much changing. Many countries just don’t care while others will continue to deny it no matter how much evidence you provide. Money seems to be a deciding factor in many cases. Countries will attempt to lower their carbon footprint but will turn a blind eye when there’s a lot of money to be made. I still have hope that tools like this might inspire the right people who can make a difference in the future. 🔥 1 Limarc Ambalina Dec 8, 2021, 3:12 AM I’m on Abeer’s side of this. The best way to make this better is to change the economics to favor environmentally-friendly products. For example, we could do this through heavily taxing plastic bottles. If a plastic bottle of water is $4, you can be sure that most people will start getting a reusable bottle. But more than that, I think the better option is to win this battle through technology. Using the same example above, if a manufacturer were to create a cheaper material to plastic that was also environmentally friendly, you can bet Pepsi and Coke are going to use that cheaper material to maximize their  profits. 🔥 2 Mónica Freitas Dec 8, 2021, 3:06 PM Abeer I agree! That's a sad reality, but "money makes the world go round." I praise the tech development in this, but we're just too selfish to make changes that matter. I think the Glasgow Climate Summit was a perfect example of that. We weren't even able to eliminate coal usage. Was there any step taken during this Summit that you've found significant? Mónica Freitas Dec 8, 2021, 3:14 PM Limarc Ambalina, true, that'd be a way to change the game and use money as a tool for environmental protection. But, unfortunately, there is also a lot of waste with brands, like Colgate, where you get a carton box on top of your toothpaste package. That, for me, doesn't make sense economically or environmentally. The brand would be saving resources by simply eliminating something as simple as a carton box, but it is kept as it serves a marketing function. And this is only a small example of ways big brands merchandise their products, fully aware of being wasteful. Sara Pinto Jan 7, 2022, 12:22 PM Mónica Freitas, I guess there are a lot of us that are skeptical about this. It's a long journey with some comfort to sacrifice, but there are definitely some things that could be changed with no issue around it, like toothpaste, as you mentioned. I can see that it may be for hygienic and protection purposes, but we see situations like this many times in the supermarket, and I actually wonder what's preventing them from changing those little things. Mónica Freitas Jan 7, 2022, 1:18 PM Sara Pinto, I think big chain stores won't change certain habits, like plastic bags for fruit and vegetable, because that would mean finding another solution for it, which could be more costly. However, they could just sell special baskets or carton boxes for those items, which would be less polluting than plastic.

The Neverending Climate Change Conundrum

Apples from New Zealand, Blueberries from Peru; fruits of the world found in supermarkets across Europe. The short answer is no. Not if we continue to ignore seasonal changes in food production. Not if we don't educate each other about seasonal varieties of food. Not if we are focused on fast access and high turnover products. If we want a more positive future, then full pictures of our food distribution systems are required and yes, blockchain technology can be utilised in assisting this mission. Our food chain supply is broken, can blockchain technology help us fix it? The UN projects that the world's population will reach 9.7 billion by 2050, which will cause global agricultural production to rise 69% between 2010 and 2050. The agricultural sector is one of the largest contributors to methane and carbon dioxide emissions and our eating habits have a direct impact on global issues such as hunger and climate change. With a third of all food produced wasted every year according to the U.N. Food and Agriculture Organization, with the right planning mechanisms in place to ensure more sustainable food distribution we can cut down on this waste. Just the other day a man pointed out that one of the local supermarkets was selling apples from New Zealand. Who cares I hear you say? Well although New Zealand is a fantastic country, it is over 26 hours away from this supermarket here in Ireland and we have apples of every variety growing around us at this time of the year. So why is it that we shop fruit from far-off places when it is available in the field next door? These are the questions that we need to start asking and answering. If we are ever going to tackle climate change we must assess the way we consume and how our behaviour is affecting the natural cycle of production around us. Blockchain technology can help to provide up-to-date information to food producers and consumers, allowing for more opportunities to address food limitations and demand in local markets. Many people talk about transparency when it comes to Blockchain applications. However, it's the divisibility and transferability that make it interesting for supply chain networks. If we have the ability to harness blockchain technology to make informed decisions related to food division, both producers and consumers can be rewarded. When the data flows correctly the consumer should receive the foods that are in demand and the producer can farm crops that will yield efficient returns at the right time of the year. There are three critical areas that must be addressed collectively if we are to tackle the problems with our food chains effectively. Policy It is our responsibility to the broader economy to develop frameworks aligned with our environmental commitments. Governments need to incentivise farmers to shape local food systems and incentivise large food corporations and popular grocery chains to buy locally, buy consciously and stock their shelves with a sustainable-first approach. Policies already exist so there are no excuses for not doing the research. France has shown leadership here with an ambitious public policy including a commitment to agroecology by 2025 where food production models change to It introduced legislation in 2016 requiring supermarkets to redistribute leftover food. Technology Technological innovation in farming is being pushed forward with smart agricultural practices and high-tech machines providing farming solutions. With blockchain technology, farmers can gather data about their crops and feed it into the blockchain. It would seem likely that this storage of information will be increasingly used to inform future food distribution policy and investment. Harnessing the power of technology will transform future food systems and supplies. We are already seeing this with some innovative blockchain projects. is creating a digital ecosystem focusing on price discovery and traceability, is a unique project focused on mapping natural biodiversity, harnessing the power of collective and provides economic benefits to farmers who drive regenerative land management. Tracking and delivering innovative land-use projects will play a key role in the future of our food systems. Grain Discovery Geoblocs Regen Network Investment The last and crucial component if we want to tackle the issue of sustainable food production is delivering impact investment that helps drive the innovation forward. Capital is required to support the above projects but also to demonstrate the value of investing in sustainable technology and infrastructure. The above three areas are an approach outlined in ‘How to Avoid a Climate Disaster’; "Markets, technology, and policy are like three levers we need to pull in order to wean ourselves from fossil fuels. We need to pull all three of them at the same time, in the same direction." Bill Gates. Without carefully stored data it is impossible to assess the level of demand for certain foods in certain locations. A recent highlighted a massive oversupply of hemp products in Nevada, forcing farmers to scale back in a saturated marketplace. To ensure sustainable production blockchain technology can be utilised to provide a proactive approach to using real-time data on food supplies. article The future of eating is a more conscious approach, considering the broader implications of our food supplies on global issues such as climate change and hunger. Through rigorous evaluation and a commitment to the advancements in blockchain technology, food distribution can strive to be more sustainable.

Reconstructing Our Food Supply Chains with Blockchain Technology

Bitcoin is making some serious noise, but true adoption lies in simple, safe, and functional apps for the everyday consumer. Here are some worth looking at The last few months have seen again and cryptocurrencies are finally starting to be accepted as a safe, efficient and decentralised means of payment during a time of increased financial instability in many countries. Bitcoin take the centre stage With the initial steps toward mass adoption having been well and truly taken, the ability to use Bitcoin and others to pay for products and services in real world situations such as supermarkets and department stores is critical for the overall acceptance of cryptocurrencies. As more of the increased speed, security and overall lack of middleman services that comes alongside accepting cryptocurrencies, innovative projects are busy implementing payment rails on existing architectures that will enable your local grocery store to accept Bitcoin, making the dream of fast, frictionless and decentralised payments seem closer than ever before. businesses become aware This is all well and good, but there’s something else that plays a huge part in the global adoption of cryptocurrencies - the end product itself. Although many of the crypto wallet and card products currently on the market are taking strides when it comes to innovation, some are still clunky to use and difficult to understand for those uninitiated to the cryptocurrency world; others offer a dizzying array of complex features that can often scare the user out of fully committing. If the world is to go , we need an everyday solution that is so easy to use that we don’t even notice we’re using it. Below is a list of innovative crypto wallet apps that look to simplify the complex mechanisms of cryptocurrencies and that plan to open the floodgates for global adoption, without sacrificing the decentralisation that underpins Bitcoin's core values. “full-time crypto” Xapo Launched back in 2014 and based in Hong Kong, the team behind wallet look to address accessibility and security in the cryptocurrency space. XAPO Startups and wallet developers must ensure that their apps reflect what their users have come to expect from the traditional banking apps they have become used to in years past, and having stored the funds of more than 1.5 million customers worldwide, Xapo offers its customers an overall experience that attempts to mirror conventional banking apps in several ways. The Xapo app enables users to buy and securely store Bitcoin (currently the only cryptocurrency available on the app), as well as allowing them to convert and store their money in any traditional currency. Referred to by The Wall Street Journal as the “Fort Knox of bitcoin storage” and registered in Gibraltar, and customer funds are stored in offline, secure, encrypted servers that are never connected to the internet. Xapo is the first physical cryptocurrency bank Looking to merge crypto with traditional money, the app offers users an intuitive and friendly experience, with the options to send and receive money quickly and easily. Xapo also gives users access to a free virtual card that they can use to make online purchases with no annual fees. Xapo recently that they are “expanding beyond Bitcoin to become a digital bank”, but it has not been made public just what the plans are yet and whether the app will support further cryptocurrencies moving forward. last year announced Zumo With a mission to “make smart money simple”, the wallet looks to have the complete package, offering everything from a friendly and safe to use multi-currency wallet for consumers, to , a plug and play solution that enables brands to accept payments in cryptocurrency securely and easily. Zumo ZumoPay Without a simple, safe and user-friendly wallet, the everyday consumer will be reluctant to explore the benefits of cryptocurrency at all, nevermind think about parking their hard-earned money in “the cloud”. The team behind has kept this in mind and has delivered a product that makes buying, selling, spending and storing cryptocurrencies so frictionless that it feels the same as using a traditional banking app. Edinburgh-based Zumo The upcoming release of the Zumo convertible debit card will mean that anyone can spend cryptocurrencies at any store or location providing the merchant accepts VISA. Zumo app users can fund their Zumo wallet with Pound Sterling (GBP) after linking to their personal bank account, then can exchange their money to cryptocurrencies easily and with minimal fees. Also built with the everyday investor in mind, the allows users to see exactly how much they are holding in their wallets at all times and can also easily keep track of how much profit or loss they are in at any one time, all with simple functionality and easy-to-follow steps. Zumo “Smartfolio” “Exchange Alerts” in-app make the exchange process easy, notifying the user when a currency reaches a certain price, meaning that they can then choose whether to buy or sell an asset for optimal profits. Having recently announced plans for Series A funding, Zumo have already won over many residents of Edinburgh and Glasgow with a that plastered Bitcoin all over the cities busiest hotspots. funky marketing campaign XPocket enables users to make fast and secure cryptocurrency transactions and combines all of the usual functions of a crypto wallet app with the functionality of an exchange, enabling users to buy cryptocurrency directly on the app. XPocket The XPocket app comes with a fully integrated decentralized exchange named , which brings DEX functionality similar to the likes of Uniswap to the user directly without having to leave the app, but features such as this are largely still out of scope for the everyday user so we will focus on the basics. PocketSwap Usability of wallet apps will make or break the general public’s acceptance and understanding of crypto, and the have worked hard to make the app’s UI “normie friendly”. XPocket team The wallet offers users the ability to buy, store, receive and send cryptocurrencies and users are always in control over their private keys, meaning that they and they alone retain access to their funds at all times. Users can also buy cryptocurrencies through the app with a debit or credit card. Bread Wallet The is a free mobile wallet available for both Android and iOS. Released way back in 2015, the BRD wallet has it’s largest user base in North America, although the company has since expanded to operate in over 150 countries. Bread (BRD) wallet There are already a host of apps that allow users to send decentralised payments all over the world but, in order to stand out, crypto wallets today must either offer functionality that is lacking in the space (such as merchant support or support of various currencies) or be best in class for the basics such as security and ease of use. The BRD wallet just like the Zumo wallet is non-custodial, meaning that the user is the only one who has access to their private key, and this along with a super-simple interface means that is could be favourable amongst those entirely new to the world of cryptocurrencies as it ensures top level security. The BRD wallet is free to download, install and use as is storing your crypto in the wallet. Transacting through the app, however, incurs variable fees depending on various factors such as which blockchain network is used and the amount of currency being exchanged. Using a credit card could incur the user as much as 5% in transaction fees which is arguably not as competitive as other apps, and the user’s bank or debit card provider can also charge a processing fee for USD, EUR, CAD, DKK, and GBP deposits. Nonetheless, BRD wallet has stood the test of time when it comes to crypto wallets and is a favourable option for overall . security and ease of use Conclusion whether the banks like it or not and, as the general public only become more interested in what Bitcoin and blockchain technology can offer them in terms of safety, accessibility and transparency, this is set to continue. Cryptocurrencies are smashing through outdated and centralised barriers With the announcement by VISA that it plans to help banks introduce Bitcoin and cryptocurrency buying and trading services in the future, and PayPal trying (and kind of failing) to break into the world of crypto-commerce, it’s becoming clear that in digital payments and are going to soon enough become the new normal. decentralised currencies are the next logical step As the masses realise that the grass really is greener on the other side and start looking for the best way to buy, sell, spend and save cryptocurrencies, the products offering their users the path of least resistance on the road to adoption will emerge victorious.

Crypto on-the-go? 4 Wallet Apps Compared

In this article, we address a notion that is often overlooked (mostly, intentionally) of how real-world data interacts with blockchains. Like any other system, blockchain suffers from the classic “garbage in, garbage out” problem. Blockchain infrastructures cannot make any veracity guarantees for data that was not natively generated on-chain and not publicly available, which unfortunately makes up for the vast majority of the data in this world. Hence, if a person (or a device) commits fraudulent data into the blockchain, there’s no way to ascertain the veracity of this data, and you’d end up with fraudulent data permanently committed to the blockchain’s history. If you put garbage into the blockchain, you get garbage out of the blockchain. Purported applications that ignore this problem run rampant today, often with additional layers of technologies to give the facade of correctness. Here are a few examples: where companies are incentivized with tokens to put their data up for sale. But how do you know the data being bought is real? Decentralized data markets: a service where the number of high net worth individuals for a bank could be counted via a zero-knowledge range proof so you’d get a count without the bank giving you any of its customer’s information — how do you know the bank isn’t fabricating its entire customer database? Privacy-preserving queries: For publicly available data, you can design a game whereby players with financial stakes at risk challenge one another on the veracity of the data provided, as Chainlink and some other blockchain projects do. But again - the vast majority of the world’s data are not publicly available. So what can be done to address this? The key is to secure the data at the source. Securing the source: A Very Practical Approach. If data was acquired not at the source but through any third-party intermediary, the data’s veracity can no longer be trusted without also trusting the intermediary. The more intermediaries are involved in handling the data, the more you’d have to trust until at some point so many intermediaries are involved the data might as well be generated from a random number generator. The goal is then to capture the data as close to the source as possible. For example, instead of obtaining sales data from a retailer’s database, get it at the point of sale hardware.  Instead of subscribing to a feed from a weather website, get it from weather sensors that collected the data. Instead of reading a PDF report from a bridge operations company, try to get raw data from video cameras and sensors installed on the bridge. But how do you secure data at the source? Since most data in this world are either generated or captured by devices, let’s describe how to secure device-generated data. Here we face three potential points of failure: Identity: how do you know what is generating the data? Is it from a temperature sensor like you expected or a random number generator from a malicious player? Processing & Transmission: even if the data source is real and identifiable, how do you know if the data wasn’t altered, corrupted, or just outright switched during processing and transmission on the device — e.g., while moving from the sensor into the communication module? Digital / Analog Interface: even if identity, processing, and transmission are secured, how do you prevent someone from altering the way the device collects data by physically feeding it a fake input signal? Let’s tackle these ones by one and see what can be done. Identity To ensure that a data-generating device’s identity is protected, a set of public/private keys could be embedded into the device and making the public key known plus making available onsite inspections of the actual hardware’s output are practical and practiced ways to ensure that the hardware is what it says it is. But that’s the easy part. The tricky part is how do you make sure that this identity cannot be stolen and is known only to the device? You can use something called a secure element (SE), which is a piece of hardware that can generate public/private key pairs within the chip and is highly tamper-resistant. A SE typically just does one thing: to sign messages, which is a fancy way of saying to provide proof of identity. If you’ve ever owned a credit card or a modern smartphone, you’ve benefited from the functionalities of a secure element. Processing & Transmission To protect that the data processing & transmission logic is secure, we make use of a microcontroller (MCU) with secure boot (SB). You can think of a microcontroller as a very simple computer. SB ensures that only an entity with the right private key is able to load applications into the MCU. The application logic and associated checksums could be shared ahead of time with relevant stakeholders or simply open-sourced so they could be verified post-loading. What’s more critical next is that once the application has been thoroughly tested, we need to disable all modification functionalities from the application and the MCU, including firmware upgrades. This is to ensure that the application logic is now absolutely immutable, not even changeable by the manufacturer at this point. This creates obvious disadvantages, such as the fact that the application can no longer be upgraded. But in return, we have gained true device independence (in conjunction with the SE) from outside interference, with perfectly deterministic and unalterable behavior that could be trusted. Digital / Analog Interface This problem is tricky, and cannot be solved using hardware embedded on the data collection and relay device. Often creative mechanisms must be devised to ensure that the interface is not disrupted, but it is highly application-specific. Let’s use an example. Suppose you have a refrigeration truck that’s part of a fleet from a cold chain logistics company, tasked with delivering fresh fish to local supermarkets. To ensure quality, the fish must remain within a certain temperature range. If the temperature is too high, the fish could spoil. If the temperature is too low, the fish could end up with inferior taste and texture. To ensure that the logistics company adheres to the contractual temperature range, the supermarket puts a temperature sensor in the truck. But what if, the truck driver takes the sensor and puts it inside an ice cooler in front of the truck, while he dials up the temperature in the refrigeration unit to save energy costs? The sensor has no idea it has been moved and keeps collecting and reporting data that are within the contractually-agreed upon temperature range. The sensor has been duped. One way to mitigate this risk is to hardwire the sensor into the refrigeration unit so it is nearly impossible to remove. But maybe this method could still be circumvented by say, wrapping a bag of ice around the sensor while keeping the rest of the truck above the contractual temperature range. Another, potentially better (but far more expensive) way is to put a tamper-resistant seal on each package of fish, with separate a temperature sensor in every package. So if the driver tries take out the temperature sensor, they would need to break the seal, something that’s easily detectable and likely to break key terms of the contract. And lastly, to resolve the problem of the digital/analog interface takes a lot of creativity, and the solutions tend to be highly application-specific. The bottom line? When presenting a blockchain solution to enterprise clients, it's vital to remember that blockchain alone is useless when applied to IoT, if there are broader issues of device independence. We need to ensure that the data generated from these edge devices can be trusted and completely free from outside influence.

Lying to the Blockchain: Applying The Garbage In, Garbage Out Problem to Decentralized Networks

Want to open a business? Check out the entrepreneurship tips we created especially for you! Are you about to set up a venture? This is undoubtedly one of the most important steps for anyone's professional career. Therefore, it must be done with the utmost care, as any failure can cause numerous losses, contributing to end and, consequently, with a dream. To avoid risks it is recommended to invest as much as possible before and during the execution of your activities. planning Preparing to be a good entrepreneur is something that can be done in several ways, among them the most suitable is to study about the profession you want to exercise and also the variables of your field of activity. In addition, there are simple entrepreneurship tips, which are often ignored by many aspiring entrepreneurs, but when put into practice they make a total difference in the smooth running of business. Is your intention to set up a successful venture? For this to be possible, it is necessary to know how to observe the market in order to be able to identify trends and subsequently take advantage of the best opportunities that are available for your sector of activity, in addition to developing personal skills that are essential to running a business. To improve your business, we have assembled this article, bringing tips To Entrepreneur. Check it out below: 1. Share your idea A common mistake of those who are starting their journey in entrepreneurship is to be afraid to tell the business idea to other people. The reason? Fear that someone might copy your project. However, this perception ceases to make sense when we think of , that is, the network of contacts that is important for the company's success To increase you networking you can also crack some funny jokes or . networking . poetry to make impress people When we share our thoughts with other professionals - especially with those who have had similar experiences - we receive important advice that will save our time and money. Often, an outside look can be critical to solving a seemingly unsolved problem. Conversation with others in the industry also helps in other ways. You find out what trends and fads are - and whether they have a chance to stay in the market. This is important to avoid, for example, investing in something like Mexican palettes, which were a fever, but fell out of use months later. You can also discover good suppliers of raw materials, products, supplies and equipment. In this way, you increase the quality of the food due to the good ingredients and identify which  software is most suitable for your segment. 2. Know And Analyze Companies In The Segment It is important to understand about the sector in which it will start to operate and also about the other organizational areas, such as commercial, financial and , for example. This is the most efficient way to get a complete picture of the company. Remember that running a business goes far beyond and covers different areas. marketing To invest in the food segment, it is worth visiting other establishments in the area. As it is a sector with wide possibilities, you identify the characteristics of each business. For example, bars and restaurants have entertainment for the public. Lunch boxes offer a more basic meal outside the home. In turn, there are companies that provide services to cover events. Supermarkets, on the other hand, offer a wide range of options. However, if you choose a similar establishment, but located in a neighborhood, you need to have products suitable for the residents of the region. If they are part of classes A and B, for example, it is worth investing in fine and imported chocolates. Otherwise, you can keep the stock stopped if you make this investment. 3. Validate your business model One of the main reasons that lead companies to close their doors is the lack of planning. Making mistakes  is normal and is part of the learning process, but the most important thing is that the failures serve for the development of the enterprise. In the food sector, the prerogative is the same. To increase the chances of success, you need to . Identify who your competitors, potential suppliers and potential customers are. Detail information, such as consumption habits, preferences, brand options, etc. make a good assessment of the market through research Follow the results and indicators to change the strategy, if necessary, without fear. If your initial idea did not work, it is important to practice detachment from your conception. A common problem for the novice entrepreneur who bets on the food segment is operating costs. analyze To change this scenario, . This document guides the next actions, according to the strategic planning. Thus, you visualize the viability of the business and are more likely to get it right. In addition, it is an essential item for seeking corporate loans and financing, which have lower rates. invest in a good business plan At this point, in addition to defining strategies, . Look to the future and clearly determine where you are going. From then on, always focus on your purposes. it is also important to set goals and objectives 4. Organize Your Financial Life A very common reality in the life of a start-up entrepreneur is to keep the business finances in complete disarray - either because of their lack of knowledge or because of their lack of experience. To resolve this situation, the first step is to organize the cash flow. With simple tools, such as traditional , it is possible to both control the movement of incoming and outgoing products and making future forecasts. However, the ideal is to use to the food segment. spreadsheets management software specific As they are adapted to the segment, they present important resources for financial control, informing the amounts that must enter the cash register and the due dates of the slips. More than that, you monitor the indicators and check if the objectives set are being achieved. For example, you can determine that you want to increase your revenue by 10% over the next three months. To do this, it will promote your supermarket more on social networks, with the help of sponsored links. With the management software, it is possible to check if the action has positive effects or if it is better to correct it to be better oriented. So, in addition to having complete control of the monetary situation of your business, you can still plan your growth safely and accurately. 5. Study The Market The market study is another essential element for those who are opening their own business. The more the novice entrepreneur knows . the competition and the area of ​​operation, the greater the chances of success When analyzing the market, you will have much more security and foundation to define your  strategies . In addition, quantitative and qualitative research will help to identify your target audience and also determine the best techniques for selling your product or service. In addition to the market, it is important to consider the current economic situation in the country before opening your company - if the analysis indicates that this is not the best time, perhaps you should wait a little while to realize your dream. 6. Price Correctly The cases of entrepreneurs who sell a lot, but who are always with the cashier in the red, are common. Beginning entrepreneurs can make mistakes when defining the profit margin or fixing the values ​​of the products or services - and this usually happens due to wrong calculations. You need to find the right techniques to define important business items, such as pricing the goods or establishing a balanced profit margin. If you experience difficulties in this process, seek the assistance of a finance specialist. The most complete management software also helps in this process, as they are programmed to check automatic pricing of goods. This is the case of systems aimed at points of sale in the food industry, such as supermarkets, mini-markets, refrigerators, bakeries and convenience stores. In addition to automating the store front and facilitating inventory control, they also bring more precision to the administrative and financial sectors. The result is the right decision based on secure information. You identify, for example, which products have more or less turnover and you can even use the  ABC curve  to manage inventory efficiently. Remember that training is worth focusing on here. Therefore, search the main , in order to learn more about pricing, profit margin and other important information to define the correct value of the products. books for entrepreneurs 7. Create value for your products A company only if it presents any differential - otherwise, it will be just another option available among so many others that already exist. Presenting innovative solutions, for example, allows your brand to be well positioned in the market. stands out from the competition Another way to achieve this goal is to create value for your products and services. As? Through social responsibility. The concept is related to the voluntary act of organizations that are concerned with the well-being of the internal or external public. will certainly be more valued before others that do not position themselves in the same way. It is the case of implementing a recycling system in your supermarket or adopting a zero waste initiative in your restaurant. Companies that adopt actions and attitudes with the purpose of contributing to a better society Therefore, try to make your contribution to the sustainability of the planet or get involved with actions in the field of health, culture, education or housing. Undoubtedly, this conduct of social responsibility will create value for your brand. Developing a conscious and responsible posture is a safe and efficient strategy to manage your business, and also ensure the fulfillment of your dreams and the achievement of all your goals. Even if the beginning of the journey is not easy, do not give up: the road may be long, but in the end, all the effort will have been worth it. More than that, always remember the technology. Using management software to your advantage is the most efficient way to put all the tips we have put into practice. Thus, you monitor sales, production and assisted sales, fiscal adequacy and financial control of the entire business. In other words, it is everything you need to succeed, even if you are a beginner entrepreneur. Is that what you want to achieve? So, how about seeing how to change levels and leverage your business?

PUBLIX SUPER MARKETS

publix.com

10K+ employees

Since 1930

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PUBLIX SUPER MARKETS

EVERGREEN INDEX #9008

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PUBLIX SUPER MARKETS

publix.com

10K+ employees

Since 1930

COMPANY RANKING

PUBLIX SUPER MARKETS

EVERGREEN INDEX #9008

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