Fintel reports that on October 31, 2023, Needham reiterated coverage of Instructure Holdings (NYSE:INST) with a Buy recommendation. Analyst Price Forecast Suggests 30.86% Upside As of November 1, 2023,

Needham Reiterates Instructure Holdings (INST) Buy Recommendation

There’s a lot to be optimistic about in the Technology sector as 3 analysts just weighed in on Meta Platforms (META – Research Report), Instructure Holdings (INST – Research Report) and Lattice Semiconductor (LSCC – Research Report) with bullish ...

Analysts Offer Insights on Technology Companies: Meta Platforms (META), Instructure Holdings (INST) and Lattice Semiconductor (LSCC)

Vruwink covers the Technology sector, focusing on stocks such as Instructure Holdings, Bentley Systems, and Cadence Design. Currently, the analyst consensus on SPS Commerce is a Moderate Buy with an average price target of $189.00, representing a 21.1% upside.

Analysts Offer Insights on Technology Companies: Exlservice Holdings (EXLS) and SPS Commerce (SPSC)

Dale E. Bowen; CFO; Instructure Holdings, Inc. David Banks; VP of IR; Instructure Holdings, Inc. Peter Walker Stephen M. Daly; CEO & Director; Instructure Holdings ...

Q3 2023 Instructure Holdings Inc Earnings Call

Instructure Holdings, Inc. beats earnings expectations. Reported EPS is $0.25, expectations were $0.2. Operator: Ladies and gentlemen, thank you for standing by and welcome to Instructure’s Third Quarter 2023 Earnings Conference Call. At this time ...

Instructure Holdings, Inc. (NYSE:INST) Q3 2023 Earnings Call Transcript

Massive open online course provider Coursera has reported a third-quarter 2023 net loss of $32.1 million. Stay up to date with all our events, awards and publications. Information you provide us with will be kept private at all times, and will be used for ...

US: Instructure buys academic credentialing platform

The average estimate of six analysts surveyed by Zacks Investment Research was for earnings of 20 cents per share. The education technology company posted revenue of $134.9 million in the period, also surpassing Street forecasts.

Instructure: Q3 Earnings Snapshot

Instructure (INST) delivered earnings and revenue surprises of 25% and 1.69%, respectively, for the quarter ended September 2023. Do the numbers hold clues to what lies ahead for the stock?

Instructure Holdings (INST) Tops Q3 Earnings and Revenue Estimates

Item 2.02 Results of Operations and Financial Condition. On October 30, 2023, Instructure Holdings, Inc. (the “Company”) issued a press release announcing its financial results for the quarter ended September 30,

Instructure Holdings: Results Of Operations And Financial Condition, Financial Statements And Exhibits

Get the most recent info and news about Instructure Holdings on HackerNoon, where 10k+ technologists publish stories for 4M+ monthly readers.

Instructure Holdings, Inc. provides cloud-based learning, assessment, development, and engagement systems worldwide. It offers Canvas Learning Management System that includes assessments, analytics, and learning content for K-12 and higher education institutions; Canvas Studio, an online video platform; Canvas Catalog, a course catalog and registration system; Canvas Assessment, a solution for assessments that include MasteryConnect, a robust student assessment management system, and Certica, which provides assessment content solutions and analytics to inform daily instruction in the classroom and data; Canvas Network that allows access to open online courses; Impact that helps K-12 and higher education institutions to improve technology adoption and evaluate impact of educational technology; and Elevate Data Sync, a solution that allows edtech vendors to share learning data between K-12 and higher education applications. The company was founded in 2008 and is headquartered in Salt Lake City, Utah.

Instructure Holdings

Crypto taxes around the world differ from one jurisdiction to another. While some countries have adopted a stringent digital asset tax regime, others are taking a more relaxed approach. But before diving into the specifics, it's worth distinguishing between the two main types of crypto taxes: income and capital gains tax. Income tax, as the name suggests, typically applies to income earned in the form of digital assets, which could be from salaries, wages, or commissions. Capital gains tax (CGT), on the other hand, is incurred when one sells a digital asset or engages in a transaction leading to the liquidation of one's crypto holdings. Of course, this does not necessarily imply that every country classifies income and capital gains tax in the same manner. Rather, the specific crypto tax regulations often vary based on how individuals earn, invest, or utilize their digital assets. The United States In the United States, the Internal Revenue Service (IRS) classifies digital assets as property, as in a 2014 IRS notice. Consequently, the majority of digital asset transactions fall under capital gains tax, mirroring the treatment of traditional financial instruments like stocks and bonds. However, there are some instances where crypto gains are classified as income tax, such as salaries, crypto mining, and staking rewards. outlined Taxable Capital Gains If one liquidates their digital assets for cash in the U.S., they are liable for capital gains tax on the profit earned depending on their tax bracket. For digital assets held less than a year, the capital gains tax could range from 10%-37%. However, for assets held for a longer period, the tax is lower, ranging between 0%-20%. Losses can also be written off up to $3,000, provided the digital asset was sold for a price lower than its purchase price. Selling crypto for fiat: The process of selling one digital asset and buying another also incurs capital gains tax. If an investor in the U.S. were to sell their BTC and buy ETH, they would be liable for capital gains tax on the profit earned from the BTC sale. Converting from one digital asset to another: Similarly, selling crypto to purchase tangible goods or services is a taxable event. classifies this type of transaction as a capital gain, given that it involves liquidating one's crypto holdings. Crypto payments for goods or services: The IRS Income Tax Any income derived from salaries and wages in the U.S. is subject to an income tax, which varies depending on one’s income tax bracket. Salaries or Wages: U.S. domiciled merchants who accept crypto as a form of payment are required by the IRS to report it as income. Receiving crypto payments for goods or services: For BTC miners and those who stake on DeFi platforms, an income tax is applicable and normally calculated as per the prevailing prices of a given crypto asset when the miner or staker received it. Crypto mining and staking rewards: Notably, certain transactions involving digital assets in the U.S. are exempt from taxation. For instance, donations of digital assets to qualified charities or non-profit organizations are typically non-taxable events. Similarly, gifting cryptocurrencies valued at less than $15,000 falls within this tax-exempt category. It's worth noting, however, that the recipient will be subject to capital gains tax upon selling the gifted asset in secondary cryptocurrency markets. Germany In Germany, cryptocurrencies are classified as private property and are thus subject to income tax. That said, the German tax system offers certain nuances and exemptions that can result in reduced tax obligations for both individuals and businesses. Digital assets held for over a year are not subject to tax: Individual long-term crypto holdings are exempt from tax in Germany. In contrast, if one sells one's digital assets within a year, one is liable for an income tax of up to 45%, depending on the tax bracket. Profits below €600 are also tax exempted: Gains realized from digital asset sales and are below €600 are not taxable in Germany. Crypto mining rewards are subject to tax, less expenses: Germany treats crypto mining as a commercial activity, and thus income generated is taxed minus the expense incurred by the miners. Crypto payments are taxed based on the difference between the purchase price and sale price: If one was to buy ETH today for $1650 and later sell it for $2000 to purchase an electronic, the taxable income would be ($2000-$1650), $350. Staking rewards held for over a year are tax exempt: DeFi or NFT staking rewards are also subject to an income tax. However, if held for over a year, they become tax-exempt. The United Kingdom The UK's tax authority, His Majesty's Revenue and Customs (HMRC), classifies digital assets into three distinct categories: exchange tokens (like BTC and ETH), security tokens (representing business ownership), and utility tokens (issued by businesses for specific purposes or functions). Although HMRC's detailed crypto taxation guide from 2018 recognizes the need for varied tax approaches for these asset types, definitive guidelines are yet to be issued. Here's an overview of the current crypto tax policies in the UK: As of April 2023, crypto gains in the U.K. resulting from the sale of digital assets, exchanging one crypto for another and payments incur a capital gains tax of up to 20%, provided the profits are above £6,000. Crypto gains above £6,000 are subject to a capital gains tax: Any proceeds from crypto mining, airdrops, and crypto payments received for goods or services could be taxed up to 45% depending on the income bracket. Mining rewards and airdrops attract an income tax: According to a 2022 tax U.K. tax , proceeds realized from DeFi staking should be assessed individually based on a couple of factors. DeFi staking rewards are taxed on a case-by-case basis: guidance Negligible value claims for worthless digital asset holdings or lost private keys: U.K. crypto holders also have the option to file for negligible value claims in the event their holdings become worthless or lose access to their digital wallets. Singapore Singapore has emerged as one of the leading crypto hubs in Asia, thanks to its crypto tax-friendly regime. Most notably, the country does not tax capital gains on crypto holdings. However, if individuals are trading digital assets professionally, they are required to report their profits as income to the Inland Revenue Authority of Singapore (IRAS). Other crypto tax structures in Singapore include: Individuals who mine Bitcoin as a hobby are not subject to taxation but those who do it as a business may be required to report their income and pay taxes according to their tax brackets. Taxes on Bitcoin mining may vary depending on the nature: DeFi and NFT stakers who earn over SGD 300 annually incur an income tax on their gains. Staking and lending rewards above SGD 300 are taxable: The IRAS views goods and services paid for in crypto as ‘barter transactions’ hence exempting these transactions from the 8% tax charged on fiat purchases. Crypto payments are exempt from the 8% goods and services tax: Individuals or businesses operating in the digital asset industry in Singapore can deduct losses for tax purposes if it is part of the income. Crypto losses are tax deductible: Japan Japan does not recognize cryptocurrencies such as or as legal tender. Residents are mandated to report any income derived from digital assets in their annual tax returns, as detailed in the National Tax Agency's (NTA) publication, Tax Crypto gains are categorized under income tax, subjecting them to tax rates similar to those for employment incomes. BTC ETH Answer No. 1524. Crypto gains resulting from the sale of digital assets, exchanging one crypto for another, payments, salaries, mining rewards, and airdrops are subject to a miscellaneous tax (zatsu-shotoku) of up to 45% depending on one’s income bracket. Taxes vary between 5%-45%: Mandatory inhabitant tax rate of 10%: In addition to the income tax, Japan requires crypto users to pay a 10% inhabitant tax rate which comprises 4% and 6% prefectural and municipal tax rates, respectively. The only time a taxable event occurs is when one liquidates their crypto holding for one reason or another. Transferring crypto between one’s wallets is not taxable: Australia The Australian Taxation Office (ATO) categorizes crypto as property and is among the most progressive tax agencies in the world. Since 2019, the ATO has been tracking crypto transactions in collaboration with digital service providers (DSPs) to ensure tax compliance within its jurisdiction. Similar to the U.S., the ATO applies income or capital gains tax to digital asset gains. For traders, the former applies because they are considered to be running a business, while long-term investors are subject to capital gains tax (CGT). Taxable Capital Gain Events: trading one crypto for another, converting crypto to fiat, making purchases via crypto, and gifting cryptocurrencies. salaries, wages, and receiving crypto payments for goods or services. Income Tax Events: 50% discount on CGT for digital assets held over 12 months: Individual crypto investors in Australia who have held their assets for over a year may be eligible for a 50% discount. Capital losses offset capital gains: Digital asset holders who realize a loss from their crypto sales can use it to offset capital gains with the approval of the ATO. The income tax rate is favorable to low-income earners but could go as high as $51,667 + 45% of the excess over $180,000. 0% income tax for gains below $18,200: Crypto Tax Havens According to by Coincub based on several factors, including income tax, capital gains tax, taxation thresholds for income tax, tax exemptions for long-term investments, and other types of crypto tax reliefs, some of the leading crypto tax havens are: rankings - Renowned as a tax haven, The Bahamas offers favorable tax concessions for both overseas entities and individual investors in cryptocurrency. With its reliance on value-added tax and property duties, the nation shows little inclination toward imposing stringent taxes on crypto earnings. The Bahamas - This British overseas territory accepts USD Coin (USDC) for traditional tax payments and government services, and currently does not levy income, capital gains, or withholding tax on digital asset transactions or holdings. Bermuda - The UAE has no federal income tax structure, individual emirates setting their own tax decrees. For now, individual crypto gains remain largely tax-free, as the UAE pushes to be a leading crypto hub in the region. United Arab Emirates - Known as 'Blockchain Island,' offers varied tax structures that attract both amateur and professional crypto investors. While crypto trading is taxed at 35%, this can be significantly reduced with proper structuring. Malta - This small island state features no capital gains tax on crypto and boasts a substantial NT$6.7 million tax-free allowance annually. Additionally, it applies a flat 20% tax rate on overseas income. Taiwan Also published here. Enjoyed these insights? There's more where that came from. Follow me on for daily tidbits and updates. Twitter/X

Crypto Taxes Around the World: A Global Overview of Tax Regulations

বিশ্বজুড়ে ক্রিপ্টো ট্যাক্স: ট্যাক্স রেগুলেশনের একটি গ্লোবাল ওভারভিউ

Kryptosteuern auf der ganzen Welt: Ein globaler Überblick über die Steuervorschriften

Impuestos criptográficos en todo el mundo: una descripción general global de las regulaciones fiscales

Taxes cryptographiques dans le monde : un aperçu global de la réglementation fiscale

दुनिया भर में क्रिप्टो कर: कर विनियमों का एक वैश्विक अवलोकन

世界中の仮想通貨税: 税規制の世界的な概要

전 세계의 암호화폐 세금: 세금 규정의 글로벌 개요

Impostos criptográficos ao redor do mundo: uma visão global das regulamentações fiscais

Крипто-налоги по всему миру: глобальный обзор налогового регулирования

Dünya Çapında Kripto Vergileri: Vergi Düzenlemelerine Küresel Bir Bakış

Thuế tiền điện tử trên khắp thế giới: Tổng quan toàn cầu về các quy định về thuế

世界各地的加密税：全球税收法规概述

The term is giving some cryptocurrency investors sleepless nights. crypto-backed loan These are digital assets diehards who want to amass their crypto holdings and see them surge in value. On the flipside are believers in crypto-backed loans who question the wisdom of amassing wealth on the blockchain and failing to take advantage of existing money-making opportunities. The truth is found in a new crop of crypto-millionaires who have taken advantage of the existence of borrowing against crypto without ever selling a single digital asset. Several DeFi (Decentralized Finance) platforms give loans for HODLers willing to set their cryptocurrency as collateral and some interest. Cryptocurrency-backed loans are similar in structure to your specific security-backed loan, allowing you to access your crypto wealth. How Does Borrowing Against Crypto Work? Crypto-backed loans or borrowing against crypto is a hot topic on public social media platforms like YouTube and Reddit. But before we can conclude whether a crypto loan is good for you, we first want you to understand precisely what it is. There are two types of crypto-backed loans, namely: Custodial CeFi (Centralized Finance) Loans For these loans, there’s a central authority that keeps the crypto collateral and its private keys. Borrowers can’t access their collateralized coins until they finish paying off their loan amounts. While most crypto lenders belong to this category, matters are changing pretty fast. Non-Custodial DeFi (Decentralized Finance Loans) Unlike the former, the platforms offering this type of loan rely on Ethereum-based or other related smart contracts. Smart contracts are automated agreements that self-execute once the predetermined conditions have been met. The borrower remains in charge of their collateral even though they can’t use it for anything else until the loan is paid off. If you want to take a loan in traditional finance, you can use an asset such as a car or house as collateral for the loan. Similarly, Decentralized Finance allows using crypto assets as collateral for low-interest loans from platforms. The first step in taking out a crypto-backed loan is signing up on the DeFi platform of your choice and choosing your desired loan amount. The platform will calculate the amount of cryptocurrency you need as collateral, which you’ll be required to deposit in a smart contract. The platform will match you with the right lender, and once the loan is approved, you’ll receive your cash in the chosen denomination. Once you offer you’ve received the fiat loan, you can put the money to use and repay off the loan with some interest according to the designated loan terms. Unlike the traditional lending systems, DeFi platforms don’t penalize you for paying off the loan ahead of time. However, the lender can cash out or liquidate your collateral if you fail to repay the loan. The smart contract will return your collateral as soon as you finish paying off your crypto-backed loan. Compared to traditional lenders, DeFi platforms offer relatively low annual percentage rates and high minimum loan amounts. Crypto-backed loans make sense if you have a considerable amount of cryptocurrency that you want to liquidate without ever selling them. The Benefits of Borrowing Against Crypto Borrowing against crypto is good for several reasons. While it surpasses the traditional borrowing options in different aspects, we can only mention a few of the benefits of crypto-backed loans: Credit Checks You don’t have to undergo the traditional credit check before you can qualify for crypto loans. DeFi platforms have customized ways to check for your suitability, meaning that you could still be eligible for a loan even when your credit history isn’t the best. Your credit history notwithstanding, you will almost always qualify for a lower interest with cryptocurrency than the conventional personal loan. Your Assets are Secure Borrowing against crypto enables you to liquidate your assets without locking yourself out of the crypto market. As long as you keep your end of the bargain, your digital assets remain intact during the entire loan period. Since you don’t have to sell your collateral, there are all chances that the value of your collateralized cryptocurrency could have increased by the time you‘ll be receiving it back. Instant Funding In most cases, cryptocurrency loans are distributed almost immediately – nothing works better when you’re borrowing due to an emergency. This is unlike traditional lenders, who sometimes need several days to get the money you’re borrowing. Things to Consider When Taking Crypto-Backed Loans We’ve already seen there are several clear benefits of borrowing against crypto. Nonetheless, due to the nature of crypto loans, there are essential things you need to keep in mind, including: Margin Calls Margin calls happen in the unfortunate event that the value of your collateral goes well below a given threshold. In such cases, the lender could ask that you increase your collateral to maintain your loan. The lender could sell a portion of your collateral to reduce your loan-to-value ratio in the worst-case scenario. You Won’t Access Your Assets You can use your digital assets to trade or transact as long as you still have an outstanding loan amount. Repayment Terms Crypto-backed loans function like traditional loans, and how much they cost depends on the DeFi platform you select. Be careful to choose a repayment schedule that you’re comfortable with and which you can afford. Eligible Digital Assets The applicable collaterals depend upon particular crypto lending platforms. Depending on what you choose, you could be required to exchange your cryptocurrency before becoming eligible. Secure DeFi Platforms Be careful to use secure digital lending platforms. Take the time to read the written terms and conditions to ensure they are not written to maximize the lender’s profit margins at your expense as a borrower. That’s the only way you can avoid catastrophe later on. The Bottom Line Borrowing against crypto may still be a new practice, but as cryptocurrencies go into the mainstream, you can be sure that it will get better still. Crypto-backed loans are an alternative if you have crypto holdings that you don’t want to sell yet. No matter what you take crypto-backed loans for, make sure you repay your loan on time. Borrowing against crypto is an excellent idea and diligent repayments will help to boost your record. What’s more, you can enhance the security of your digital assets by choosing trusted and secure crypto wallets that will keep them far from any online risks.

Does it Make Sense to Borrow Against Crypto? 

If you’ve heard the word cryptocurrency, then there’s a ninety-nine percent chance of you being familiar with cryptocurrency exchange platforms too. Even if you haven’t, I’m sure Bitcoin has definitely called for your attention. Bitcoin and other cryptocurrencies are listed on cryptocurrency exchanges for the purpose of trading. What Is a Cryptocurrency Exchange Platform? You can’t simply go to a bank and ask for any digital currency. Instead, you’ll need a proper digital platform for making any trade in Bitcoin, Ether, Ripple or as a matter of fact any crypto. After all, that’s the whole point of creating digital currencies. Cryptocurrency exchange platforms are such online portals that allow you to exchange a digital currency (cryptocurrency) for another one or even a fiat currency depending upon the type of exchange. Whether you are a newbie or an experienced individual, the popularity of cryptocurrencies along with their hefty returns will make you curious to try your luck in the markets. However, buying and selling of these digital currencies often brings you to ponder upon questions like- How do I start earning money? Which is the best cryptocurrency exchange platform for trading? Well, if there’s a will, there’s a way. There are many options when it comes to crypto exchanges, all of which have their specific pros and cons. You do not need to right away choose the first exchange option you see on Google search. Take your time to research as different crypto exchange platforms available in the market vary from each other in terms of functionality and style of trading they offer. To save your time, I’ve listed below the different types of cryptocurrency exchange platforms that’ll help you get a better idea: If you see yourself as someone who has enough experience of dealing in the stock markets, traditional crypto exchanges might seem familiar to you. These platforms operate in a similar manner except for the fact that they deal in cryptocurrencies rather than fiat currencies. They also charge a small percentage of the trade in the form of their platform fee. Example- Traditional Crypto Exchanges: Kraken As the name suggests, these platforms allow you to deal in cryptocurrencies according to the price set by the broker. The cost of using these exchanges is slightly higher than traditional exchanges, but they are comparatively easier to use. Example- Crypto Brokers: Coinbase Opposed to the traditional platforms, these trading platforms allow you to conduct exchange in a peer-to-peer manner. They match your selling/buying prices with the orders placed by other users and allow the trade to take place once both amounts match. Trading Platforms (direct): If you wish to invest in digital assets without making a purchase, cryptocurrency funds are for you. They allow professionally managed crypto assets to be bought or sold by the public via cryptocurrency funds. Example- . Cryptocurrency Funds: GBTC The market is still flaunting its potential and, therefore, all you need to do is find the right exchange and start investing. Following is a list of top 7 cryptocurrency exchange platforms your reference Binance If your focus lies in crypto-to-crypto trading, Binance is the option you can go ahead with. Binance is ranked as one of the most popular cryptocurrency exchanges worldwide. Being natively evolved from China, it offers its features and functionality to traders worldwide. On top of this, it’ll also provide you with impressive offerings along with an extremely low trading fee. Though the Binance platform hasn’t been too old in the field of exchanges, it has taken over and gained a rapid growth by getting listed in the top 10 cryptocurrency exchange platforms of current times. Binance holds a huge selection of altcoins with Bitcoin, Ethereum, and Tether pairing. The exchange offers its own coin termed as BNB (Binance coin). Being a centralized exchange, you can get decent discounts while conducting trade in their own tokens i.e. BNB. Before investing through an exchange, your major concern might be the fee structure. Thanks to Binance, as it offers a standard trading fee of only 0.1% which can further be reduced if the payment is conducted in BNB. Moreover, you can register and operate on both web and mobile (Android and iOS) interfaces which are very simple and user-friendly. KuCoin Similar to Binance, holds its roots in China too. Although, after the crackdown, it moved to Hong Kong and started with a sharp growth through its affiliate program. As KuCoin holds the reputation of being an early adopter of cryptos, you might want to consider it for long-term holdings. Your long-term HODL plans can lead you to earn good money. KuCoin With the KuCoin exchange, you’ll also get an is an easy, hassle-free experience along with different popular as well as rare cryptocurrencies such as DragonChain, IOTA, etc. If mobile apps are your preference, you can trade on KuCoin easily as it has apps for both Android and iOS. In order to go ahead with trading in KuCoin, you can deposit any crypto initially and start immediately. In terms of fee, KuCoin also takes 0.1% per transaction, half of which can be taken by you through the unique dividend system offered by the exchange. Bittrex is a US-based crypto exchange platform that allows you to trade in large numbers of trading pairs. You’ll also be able to get all the major cryptocurrencies on the platform including litecoin, darkcoin, and nextcoin. Along with this, it also offers Ethereum and Neucoin. If you are looking for a platform that offers reliable security, then Bittrex is the right choice for you as it offers 2FA and is well-regulated and compliant with the rules of the United States. Bittrex Known for handling one of the largest Bitcoin volumes out of all the crypto exchanges globally, Bittrex allows you to decide the trading rates with a service fee of around 0.25%. Moreover, a lot of your time will be saved as the verification process in Bittrex is pretty fast which allows you to start the trading process without any major halt. The platform supports two types of accounts namely, Basic and Advanced with withdrawal funds up to 3 BTC/day to 100 BTC/day, respectively. For registration on Bittrex, all you need to do is just a simple log in through your email ID. However, for the purpose of withdrawing funds, you’ll need to go through the process of KYC and submit your personal details such as ID cards and phone number. Another noteworthy thing is that Bittrex is a “crypto-only” exchange, thus, it does not allow you to deal in fiat currencies. Bithoven Launched at the outset of 2019, is a fast-growing cryptocurrency trading platform that methodically gains popularity and recognition among many experienced and newbie traders. The crypto exchange offers a huge number of supported cryptocurrencies available for trading, high liquidity portfolio in the order book and guaranteed security provided by TLS/SSL encryption and 2FA. The crypto exchange operates in full accordance with high industry standards and is compliant with all mandatory AML/KYC regulatory requirements, thus eliminating potential risks of money laundering. Bithoven.com Essentially, allows you to start trading cryptocurrencies instantaneously after registration. It runs an ongoing promo campaign where you can get 100 DOGE for free, as such you can test the functionality of the trading platform, its intuitive UI and choose among a myriad of trading pairs, real-time reports, and handy charts. Trading commission accounts for 0.2% and daily withdrawal limit for verified users equals 100 BTC. Bithoven.com renders the OTC Trading service, which is available to high-volume traders willing to execute large block trades starting over 100 000 USDT by volume. Bithoven.com By trading on the crypto exchange, you can be absolutely certain that the whole trading process is automated and calibrated to the fullest extent, thus it is a perfect starting point for building and honing your cryptocurrency trading portfolio. The mission of is to boost the adoption of cryptocurrencies and make crypto trading accessible and affordable. Conclusively, their expert customer care team is always ready to handle any issue and provide professional advice and assistance. Bithoven.com Bitfinex Need a one-stop shop for all your crypto trading requirements? You can place your bet on (BFX). Bitfinex is a popular cryptocurrency exchange platform that allows you to trade conveniently and effectively. Having its headquarters in Hong Kong, Bitfinex has expanded to a great level since its inception in the year 2012. As a reliable source of cryptocurrency, Bitfinex has its daily trading volumes with a net worth of around USD 1 billion. Bitfinex Being a newbie to the crypto trading world, you might be looking for a platform that’s easy to understand. However, BFX has a highly customizable interface platform which is better suited for users with trading experience as compared to the beginners. You’ll get almost all popular altcoins and cryptos with its full-spec wallet services of BFX, along with bitcoin. In case, you don’t find what you need or are doubtful, you can easily raise support tickets which, on an average, are resolved in a day. You can select the platform according to your requirements, however, most of the people looking out for an exchange platform to prefer BFX due to the unique features it offers such as margin lending, anonymous trading via OTC services, Automated trading APIs and mobile apps for both Android and iOS. Poloniex was started in the year 2014 and has become a preferred platform for crypto exchange and trading since then. You might want to pay attention to this US-based platform as it offers more than a hundred cryptocurrencies to its users for trading. What makes the exchange unique probably the most preferred choice of people like you is that it holds the highest volume for Ether as it supports both Ethereum and BTC markets independently. Poloniex Similar to Bitterex, Poloniex is also a crypto-only exchange which will allow you to go ahead with your trading by depositing Tether dollars. The fee charges for this crypto exchange depends upon your choice (whether you are a maker or taker) and can be 0.15% to 0.25% accordingly. Traders looking for a variety of altcoins can check Poloniex for their requirements. Although you’ll get an intuitive mobile-friendly website to place your trade; there are no options in terms of mobile applications. If you are a long-term, professional trader, Poloniex can be suitable for you but if you’re entering the market as a newbie, it can be a little challenging. You’ll also find a wide range of methodical data-analysis tools, clubbed with charts including precise details that help the users to make informed trade decisions. Gate.io A relatively new name to the crypto exchange list, the exchange started its operations in the year 2017. It aims to offer its users with unique coins and hassle free experience. Moreover, investors can find information related to the coins of their choice as well as market trends in the platform’s website itself. Their website operates in two languages, i.e., English and Chinese. Gate.io The platform offers you with good charting, trade history as well as functional order book where you can place orders on your preferred price. As your amount matches with an order of opposite matching, your order will automatically get partially or fully filled. Being a new market player, Gate.io currently allows you to register and create accounts for free. It also allows you minimum exchange fees, i.e. only 0.2%. Talking about security, Gate.io utilizes both cold storage and a hot wallet for storing funds. Client accounts are offered two-factor authentication along with a number of passwords. Bibox Founded in the year 2017, is a new crypto exchange that makes use of encrypted algorithms for aiding optimal crypto trades and transactions. If you’re a novice, you can find a lot of information on Bibox as it serves as a knowledge tool for creating awareness for digital currencies. Bibox On Bibox, you’ll be able to trade only in the form of crypto assets hence, no space of fiat exchanges. It allows you to trade cryptocurrencies in markets like Ethereum, Bitcoin, Tether, and Dai. What makes Bibox unique for your choice is its use of smart AI algorithms for ensuring optimal trades. Moreover, you can trade on Bibox with its very own token offering. In case, you do not wish to hold the token, you’ll be charged a small fee of 0.1%. Moreover, for depositing cryptos, you’ll not be charged anything but at the time of withdrawing, you’ll need to pay 1% fee with the minimum withdrawal of USD 15. Overall, Bibox offers an easy to use platform for you with a large array of cryptocurrency assets for trading. Things to Keep in Mind Before Investing Now that you’re well-versed about the types of crypto exchange platforms available in the markets, you might think it’s time for you to get started with the investments. Not yet though! Like stock exchange and money trading, crypto trading is not a piece of cake. You need to learn the basics, gather all the necessary information, and get prepared before ultimately heading towards investments. Here’s a list of things to check before finalizing an exchange: - Many people are using crypto exchanges for trading these days. Some of these are professional traders also. You can collect insights and feedback from such people as well as online resources in the form of blogs, video reviews, etc. and check the ranking and reputation of the exchange you’re willing to invest in. Stature Almost all the exchanges include the information regarding their fee structure on their websites. You can check and gain more knowledge about the different fee involved in crypto exchanges including deposit, transaction as well as withdrawals. Fees- Since cryptocurrencies aren’t government regulated, trading on exchanges is posed to hacks and misuse of identities. Therefore, all the reliable exchanges will ask you for the verification of your personal identity in one or the other forms to make deposits and withdrawals. To remain on the safer side and avoid money laundering and frauds, you must opt for the step of identity verification while registering on an exchange. Verification criterion- Exchange platforms are subject to risks. Due to this reason, some of the exchanges limit the availability of their features to specific locations. Before investing in an exchange, you must read the terms, conditions, and policies thoroughly in order to avoid getting stuck in a situation like this. Location restrictions- Cryptocurrency exchanges allow you to deal in crypto through different modes of payment like Debit card, Credit card, Wire transfer, and even PayPal. However, the number of payment modes offered by different exchanges might differ. You should choose a platform that offers you multiple options for payment purposes rather than the ones having a single mode. Modes of Payment- Similar to the payment options and charges, crypto exchange platforms differ in the terms of exchange rate too. You can save a good chunk of your money by spending more time in learning about the rates offered by different platforms. Exchange Rate- Conclusion When it comes to trading in cryptos, you’ll get many options for buying and selling your digital assets. However, it is extremely important for you to study, research, and then invest your money in these cryptocurrency exchange platforms as exchanges are independent entities and are subject to risks. In order to keep your crypto investments safe, you can keep your records in a separate hardware wallet and keep a track of your trading stack. Features of some cryptocurrency exchange platforms may vary from other platforms and that’s why it is important for you to find the one that matches your needs. Once you are sure about the exchange that fulfills your requirements, go ahead and trade. Happy Investing! Note: If you happen to know some other crypto exchanges that I’ve missed in the post, please write to me at shefali.writeup@gmail.com.

7+ Best Cryptocurrency Exchange Platforms | 2019

An Adventure Amidst the Industrial Revolution

The Time Traders by Andre Alice Norton, is part of the HackerNoon Books Series. You can jump to any chapter in this book here . CHAPTER 11 The Time Traders  Chapter 11 It took Ross a while to learn that the dirty-white walls of this tunnel which were almost entirely opaque, with dark objects showing dimly through them here and there, were of solid ice. A black wire was hooked overhead and at regular intervals hung with lights which did nothing to break the sensation of glacial cold about them. Ross shuddered. Every breath he drew stung in his lungs; his bare shoulders and arms and the exposed section of thigh between kilt and boot were numb. He could only move on stiffly, pushed ahead by his guards when he faltered. He guessed that were he to lose his footing here and surrender to the cold, he would forfeit the battle entirely and with it his life. He had no way of measuring the length of the boring through the solid ice, but they were at last fronted by another opening, a ragged one which might have been hacked with an ax. They emerged from it into the wildest scene Ross had ever seen. Of course, he was familiar with ice and snow, but here was a world surrendered completely to the brutal force of winter in a strange, abnormal way. It was a still, dead white-gray world in which nothing moved save the wind which curled the drifts. His guards covered their eyes with the murky lenses they had worn pushed up on their foreheads within the shelter, for above them sunlight dazzled on the ice crest. Ross, his eyes smarting, kept his gaze centered on his feet. He was given no time to look about. A rope was produced, a loop of it flipped in a noose about his throat, and he was towed along like a leashed dog. Before them was a path worn in the snow, not only by the passing of booted feet, but with more deeply scored marks as if heavy objects had been sledded there. Ross slipped and stumbled in the ruts, fearing to fall lest he be dragged. The numbness of his body reached into his head. He was dizzy, the world about him misting over now and again with a haze which arose from the long stretches of unbroken snow fields. Tripping in a rut, he went down upon one knee, his flesh too numbed now to feel the additional cold of the snow, snow so hard that its crust delivered a knife's cut. Unemotionally, he watched a thin line of red trickle in a sluggish drop or two down the blue skin of his leg. The rope jerked him forward, and Ross scrambled awkwardly until one of his captors hooked a fur mitten in his belt and heaved him to his feet once more. The purpose of that trek through the snow was obscure to Ross. In fact, he no longer cared, save that a hard rebel core deep inside him would not let him give up as long as his legs could move and he had a scrap of conscious will left in him. It was more difficult to walk now. He skidded and went down twice more. Then, the last time he slipped, he sledded past the man who led him, sliding down the slope of a glass-slick slope. He lay at the foot, unable to get up. Through the haze and deadening blanket of the cold he knew that he was being pulled about, shaken, generally mishandled; but this time he could not respond. Someone snapped open the rings about his wrists. There was a call, echoing eerily across the ice. The fumbling about his body changed to a tugging and once more he was sent rolling down the slope. But the rope was now gone from his throat, and his arms were free. This time when he brought up hard against an obstruction he was not followed. Ross's conscious mind—that portion of him that was Rossa, the trader—was content to lie there, to yield to the lethargy born of the frigid world about him. But the subconscious Ross Murdock of the Project prodded at him. He had always had a certain cold hatred which could crystalize and become a spur. Once it had been hatred of circumstances and authority; now it became hatred for those who had led him into this wilderness with the purpose, as he knew now, of leaving him to freeze and die. Ross pulled his hands under him. Though there was no feeling in them, they obeyed his will clumsily. He levered himself up and looked around. He lay in a narrow crevicelike cut, partly walled in by earth so frozen as to resemble steel. Crusted over it in long streaks from above were tongues of ice. To remain here was to serve his captors' purpose. Ross inched his way to his feet. This opening, which was intended as his grave, was not so deep as the men had thought it in their hurry to be rid of him. He believed that he could climb out if he could make his body answer to his determination. Somehow Ross made that supreme effort and came again to the rutted path from which they had tumbled him. Even if he could, there was no sense in going along that rutted trail, for it led back to the ice-encased building from which he had been brought. They had thrust him out to die; they would not take him in. But a road so well marked must have some goal, and in hopes that he might find shelter at the other end, Ross turned to the left. The trace continued down the slope. Now the towering walls of ice and snow were broken by rocky teeth as if they had bitten deep upon this land, only to be gnawed in return. Rounding one of those rock fangs, Ross looked at a stretch of level ground. Snow lay here, but the beaten-down trail led straight through it to the rounded side of a huge globe half buried in the ground, a globe of dark material which could only be man-made. Ross was past caution. He must get to warmth and shelter or he was done for, and he knew it. Wavering and weaving, he went on, his attention fixed on the door ahead—a closed oval door. With a sob of exhausted effort, Ross threw himself against it. The barrier gave, letting him fall forward into a queer glimmering radiance of bluish light. The light rousing him because it promised more, he crawled on past another door which was flattened back against the inner wall. It was like making one's way down a tube. Ross paused, pressing his lifeless hands against his bare chest under the edge of his tunic, suddenly realizing that there was warmth here. His breath did not puff out in frosty streamers before him, nor did the air sear his lungs when he ventured to draw in more than shallow gulps. With that realization a measure of animal caution returned to him. To remain where he was, just inside the entrance, was to court disaster. He must find a hiding place before he collapsed, for he sensed he was very near the end of his ability to struggle. Hope had given him a flash of false strength, the impetus to move, and he must make the most of that gift. His path ended at a wide ladder, coiling in slow curves into gloom below and shadows above. He sensed that he was in a building of some size. He was afraid to go down, for even looking in that direction almost finished his sense of balance, so he climbed up. Step by step, Ross made that painful journey, passing levels from which three or four hallways ran out like the radii of a spider's web. He was close to the end of his endurance when he heard a sound, echoed, magnified, from below. It was someone moving. He dragged his body into the fourth level where the light was very faint, hoping to crawl far enough into one of the passages to remain unseen from the stair. But he had gone only part-way down his chosen road when he collapsed, panting, and fell back against the wall. His hands pawed vainly against that sleek surface. He was falling through it! Ross had a second, perhaps two, of stupefied wonder. Lying on a soft surface, he was enfolded by a warmth which eased his bruised and frozen body. There was a sharp prick in his thigh, another in his arm, and the world was a hazy dream until he finally slept in the depths of exhaustion. There were dreams, detailed ones, and Ross stirred uneasily as his sleep thinned to waking. He lay with his eyes closed, fitting together odd bits of—dreams? No, he was certain that they were memories. Rossa of the Beaker traders and Ross Murdock of the project were again fused into one and the same person. How it had happened he did not know, but it was true. Opening his eyes, he noticed a curved ceiling of soft blue which misted at the edges into gray. The restful color acted on his troubled, waking mind like a soothing word. For the first time since he had been struck down in the night his headache was gone. He raised his hand to explore that old hurt near his hairline that had been so tender only yesterday that it could not bear pressure. There remained only a thin, rough line like a long-healed scar, that was all. Ross lifted his head to look about him. His body lay supported in a cradlelike arrangement of metal, almost entirely immersed in a red gelatinous substance with a clean, aromatic odor. Just as he was no longer cold, neither was he hungry. He felt as fit as he ever had in his life. Sitting up in the cradle, he stroked the jelly away from his shoulders and chest. It fell from him cleanly, leaving no trace of grease or dampness on his skin. There were other fixtures in the small cylinderlike chamber besides that odd bed in which he had lain. Two bucket-shaped seats were placed at the narrow fore part of the room and before those seats was a system of controls he could not comprehend. As Ross swung his feet to the floor there was a click from the side which brought him around, ready for trouble. But the noise had been caused by the opening of a door into a small cupboard. Inside the cupboard lay a fat package. Obviously this was an invitation to investigate the offering. The package contained a much folded article of fabric, compressed and sealed in a transparent bag which he fumbled twice before he succeeded in releasing its fastening. Ross shook out a garment of material such as he had never seen before. Its sheen and satin-smooth surface suggested metal, but its stuff was as supple as fine silk. Color rippled across it with every twist and turn he gave to the length—dark blue fading to pale violet, accented with wavering streaks of vivid and startling green. Ross experimented with a row of small, brilliant-green studs which made a transverse line from the right shoulder to the left hip, and they came apart. As he climbed into the suit the stuff modeled to his body in a tight but perfect fit. Across the shoulders were bands of green to match the studs, and the stockinglike tights were soled with a thick substance which formed a cushion for his feet. He pressed the studs together, felt them lock, and then stood smoothing that strange, beautiful fabric, unable to account for either it or his surroundings. His head was clear; he could remember every detail of his flight up to the time he had fallen through the wall. And he was certain that he had passed through not only one, but two, of the Red time posts. Could this be the third? If so, was he still a captive? Why would they leave him to freeze in the open country one moment and then treat him this way later? He could not connect the ice-encased building from which the Reds had taken him with this one. At the sound of another soft noise Ross glanced over his shoulder just in time to see the cradle of jelly, from which he had emerged, close in upon itself until its bulk was a third of its former size. Compact as a box, it folded up against the wall. Ross, his cushioned feet making no sound, advanced to the bucket-chairs. But lowering his body into one of them for a better look at what vaguely resembled the control of a helicopter—like the one in which he had taken the first stage of his fantastic journey across space and time—he did not find it comfortable. He realized that it had not been constructed to accommodate a body shaped precisely like his own. A body like his own.... That jelly bath or bed or whatever it was.... The clothing which adapted so skillfully to his measurements.... Ross leaned forward to study the devices on the control board, confirming his suspicions. He had made the final jump of them all! He was now in some building of that alien race upon whose existence Millaird and Kelgarries had staked the entire project. This was the source, or one of the sources, from which the Reds were getting the knowledge which fitted no modern pattern. A world encased in ice and a building with strange machinery. This thing—a cylinder with a pilot's seat and a set of controls. Was it an alien place? But the jelly bath—and the rest of it.... Had his presence activated that cupboard to supply him with clothing? And what had become of the tunic he was wearing when he entered? Ross got up to search the chamber. The bed-bath was folded against the wall, but there was no sign of his Beaker clothing, his belt, the hide boots. He could not understand his own state of well being, the lack of hunger and thirst. There were two possible explanations for it all. One was that the aliens still lived here and for some reason had come to his aid. The other was that he stood in a place where robot machinery worked, though those who had set it up were no longer there. It was difficult to separate his memory of the half-buried globe he had seen from his sickness of that moment. Yet he knew that he had climbed and crawled through emptiness, neither seeing nor hearing any other life. Now Ross restlessly paced up and down, seeking the door through which he must have come, but there was not even a line to betray such an opening. "I want out," he said aloud, standing in the center of the cramped room, his fists planted on his hips, his eyes still searching for the vanished door. He had tapped, he had pushed, he had tried every possible way to find it. If he could only remember how he had come in! But all he could recall was leaning against a wall which moved inward and allowed him to fall. But where had he fallen? Into that jelly bath? Ross, stung by a sudden idea, glanced at the ceiling. It was low enough so that by standing on tiptoes he could drum his fingers on its surface. Now he moved to the place directly above where the cradle had swung before it had folded itself away. Rapping and poking, his efforts were rewarded at last. The blue curve gave under his assault. He pushed now, rising on his toes, though in that position he could exert little pressure. Then as if some faulty catch had been released, the ceiling swung up so that he lost his footing and would have fallen had he not caught the back of one of the bucket-seats. He jumped and by hooking his hands over the edge of the opening, was able to work his way up and out, to face a small line of light. His fingers worked at that, and he opened a second door, entering a familiar corridor. Holding the door open, Ross looked back, his eyes widening at what he saw. For it was plain now that he had just climbed out of a machine with the unmistakable outline of a snub-nosed rocket. The small flyer—or a jet, or whatever it was—had been fitted into a pocket in the side of the big structure as a ship into a berth, and it must have been set there to shoot from that enclosing chamber as a bullet is shot from a rifle barrel. But why? Ross's imagination jumped from fact to theory. The torpedo craft could be an atomic jet. All right, he had been in bad shape when he fell into it by chance and the bed machine had caught him as if it had been created for just such a duty. What kind of a small plane would be equipped with a restorative apparatus? Only one intended to handle emergencies, to transport badly injured living things who had to leave the building in a hurry. In other words, a lifeboat! But why would a building need a lifeboat? That would be rather standard equipment for a ship. Ross stepped into the corridor and stared about him with open and incredulous wonder. Could this be some form of ship, grounded here, deserted and derelict, and now being plundered by the Reds? The facts fitted! They fitted so well with all he had been able to discover that Ross was sure it was true. But he determined to prove it beyond all doubt. He closed the door leading to the lifeboat berth, but not so securely that he could not open it again. That was too good a hiding place. On his cushioned feet he padded back to the stairway, and he stood there listening. Far below were sounds, a rasp of metal against metal, a low murmur of muted voices. But from above there was nothing, so he would explore above before he ventured into that other danger zone. Ross climbed, passing two more levels, to come out into a vast room with a curving roof which must fill the whole crown of the globe. Here was such a wealth of machines, controls, things he could not understand that he stood bewildered, content for the moment merely to look. There were—he counted slowly—five control boards like those he had seen in the small escape ship. Each of these was faced by two or three of the bucket-seats, only these swung in webbing. He put his hand on one, and it bobbed elastically. The control boards were so complicated that the one in the lifeboat might have been a child's toy in comparison. The air in the ship had been good; in the lifeboat it had held the pleasant odor of the jelly; but here Ross sniffed a faint but persistent hint of corruption, of an old malodor. He left the vantage point by the stairs and paced between the control boards and their empty swinging seats. This was the main control room, of that he was certain. From this point all the vast bulk beneath him had been set in motion, sailed here and there. Had it been on the sea, or through the air? The globe shape suggested an air-borne craft. But a civilization so advanced as this would surely have left some remains. Ross was willing to believe that he could be much farther back in time than 2000 b.c., but he was still sure that traces of those who could build a thing like this would have existed in the twentieth century a.d. Maybe that was how the Reds had found this. Something they had turned up within their country—say, in Siberia, or some of the forgotten corners of Asia—had been a clue. Having had little schooling other than the intensive cramming at the base and his own informal education, the idea of the race who had created this ship overawed Ross more than he would admit. If the project could find this, turn loose on it the guys who knew about such things.... But that was just what they were striving for, and he was the only project man to have found the prize. Somehow, someway, he had to get back—out of this half-buried ship and its icebound world—back to where he could find his own people. Perhaps the job was impossible, but he had to try. His survival was considered impossible by the men who had thrown him into the crevice, but here he was. Thanks to the men who had built this ship, he was alive and well. Ross sat down in one of the uncomfortable seats to think and thus avoided immediate disaster, for he was hidden from the stairs on which sounded the tap of boots. A climber, maybe two, were on their way up, and there was no other exit from the control cabin. About HackerNoon Book Series: We bring you the most important technical, scientific, and insightful public domain books. This book is part of the public domain. Andre Alice Norton (2006). The Time Traders. Urbana, Illinois: Project Gutenberg. Retrieved October 2022 https://www.gutenberg.org/cache/epub/19145/pg19145-images.html This eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.org , located at https://www.gutenberg.org/policy/license.html.

INSTRUCTURE HOLDINGS

instructure.com

1K-5K employees

Since 2008

COMPANY RANKING

INSTRUCTURE HOLDINGS

EVERGREEN INDEX #6243

Representing this company? Click here to claim and customize this page!

Instructure Holdings WIKI

Apply to get your Tech Company News Page live on HackerNoon.com today!

INSTRUCTURE HOLDINGS

instructure.com

1K-5K employees

Since 2008

COMPANY RANKING

INSTRUCTURE HOLDINGS

EVERGREEN INDEX #6243

RELATED COMPANIESRANK

STORIES ABOUT INSTRUCTURE HOLDINGS

Representing this company? Click here to claim and customize this page!

Instructure Holdings WIKI

Apply to get your Tech Company News Page live on HackerNoon.com today!