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When you go to the gas station do you think about the credit card reader? Do you notice if it's been tampered with? Do you check your billing statement to make sure the charges match your receipt? With costs going up everywhere, you might not notice that your credit card is being skimmed. In this article, we’ll explain what credit card skimming is and some common tips on how to avoid it. What is Credit Card Skimming? Per Wikipedia, ”Skimming is the theft of personal information which has been used in an otherwise normal transaction. The thief can procure a victim's card number using basic methods such as photocopying receipts or more advanced methods such as using a small electronic device (skimmer) to swipe and store hundreds of victims' card numbers. Common danger zones for credit card skimming are taxis, restaurants or bars where the skimmer has possession of the victim's payment card out of their immediate view. The thief may also use a small keypad to unobtrusively transcribe the three or four-digit card security code, which is not present on the magnetic strip.” This is something to think carefully about when you go to fill up at the gas station or other point of sale kiosks. A , which is an online lending marketplace, asking their customers about their experiences when purchasing gasoline. This was the data they reported. survey had been done by LendingTree of America “15% of Americans said they’ve been a victim of skimming at the pump. 43% of Americans said they’ve changed the way they pay for gas because of concerns about skimming Millennials are most likely to have changed their gas-paying habits (48% versus 43% for Gen Xers and boomers). Women are slightly more likely to have changed than men (43% versus 48%). Paying inside versus at the pump is the most common way (20%) people have changed their habits because of the risk of skimming.” An explains how the credit card skimmer works. “A credit card skimmer is a magnetic stripe reader placed on an existing, legitimate card reader,” says Paul Bischoff, a privacy advocate with cybersecurity website Comparitech. “Whenever a customer pays with their card, their card is read by both the skimmer and the original reader…Skimmers are designed to be discreet so that the victim doesn’t notice them,” he says. “The skimmer stores scanned credit card info until the person who put it there retrieves it.” article by Jaime Stathis How to Prevent Credit Card Skimming This gives the top ten tips to avoid credit card skimming. article Quickly scan the credit card reader for any tampering. If there is any, contact the attendant. Try not to use non-bank ATMs as some research shows most skimming occurs at private ATMs. Check the keypad to see if the numbers feel out of place or thick. There might be signs of tampering. When entering your PIN, block the numbers you are entering from view with your hand or body. Use a mobile wallet that might be more secure, like Apple Pay, Google Pay or Samsung Pay. Pay for your gas inside your local gas station instead of at the pump. Use gas pumps that are well-lit and within public view. Monitor your account regularly for possible fraud. Sign up for fraud alerts to ensure you are notified if there are fraudulent transactions. If something seems wrong, trust your instincts and do not use that kiosk. Some tips which might help include looking at the credit card reader and visualizing it carefully. Does it look to be tampered? Does the keypad look as if it fits there or is it out of place? An electronic keypad may be placed on top of the original one if a skimmer is in place. If there are signs that the set up might be tampered, mention this to the attendant or staff member. When you are entering your PIN for a transaction, use your body or other hand to prevent other people from guessing the numbers you entered. Concern that there may be a hidden camera installed nearby to gather more information. It is more suspicious if the card reader is in a location that is out of the way or in a poorly lit area. Also, if you are not comfortable with the credit card reader, you might feel more secure if you paid in person inside the store. Additionally, this describes more about how to tell if a gas pump has been targeted by a scammer. article The well-known Krebs on Security blog has an interesting article about skimmer devices and showcases some examples of skimmers at this . link Also, here is an early of skimming at the gas pump from 2010. These links are very useful to review because they give actual visualizations of what a card skimmer setup might look like. It might help you more easily identify a problem with a card reader when you are in person at a gas station or other point of service kiosk. example More recently, skimmers were on gas pumps in Houston, Texas. The 2022 story states the issue has been ongoing since 2018. found at numerous locations Another described a man who regularly checked the gas station card readers he used every time he got his gas. He was able to identify that the card reader this time was fake. He told the gas station attendant and also notified his circle on Facebook. news story Yet another 2022 , this time in Ohio, discusses finding credit card skimmers on gas station pumps. news story With gas prices increasing and inflation making everything more expensive, it is possible that the use of skimmers will be on the rise. Beware of possible scams when using self-service stations or in places like taxis, ATMs and gas pumps! References: https://en.wikipedia.org/wiki/Credit_card_fraud#Skimming https://www.1stunitedcu.org/more-for-you/financial-wellness/ten-tips-to-prevent-card-skimming-fraud https://krebsonsecurity.com/all-about-skimmers/ https://www.houstonchronicle.com/news/houston-texas/crime/article/Houston-credit-card-skimmers-map-gas-stations-17076417.php https://www.snbsd.com/about/news/how-to-detect-a-card-skimmer-at-the-gas-pump- https://www.lendingtree.com/credit-cards/study/gas-skimming-fraud-survey/ https://www.rd.com/article/gas-pump-skimmer/ https://www.wcnc.com/article/news/local/mooresville-man-finds-credit-card-skimmer-gas-pump/275-2e386db1-7b23-4afd-9211-d194f7b537ab https://www.fox19.com/2022/04/29/great-number-possible-victims-after-police-find-skimmers-loveland-gas-station/

What is Credit Card Skimming and How Do You Prevent it?

We have had so many great projects this year that it was exceedingly difficult to narrow it down to just ten of our favorite projects. A sincere thank you to all of our clients who entrusted us with your infographics this year — we thoroughly enjoyed all of the projects we did, even though many of our favorites aren’t on this list. Here are the best infographics of 2018 (Here are the best from ). 2017 2016 2015 2014 2013 2012 2011 2010 1. The Art And Science Of Delegation Source: Featured On , , and Scaletime Entrepreneur Tech Republic Small Business Trends 2. How Does Amazon Make Its Money? Source: Featured On , , , and Sellbrite Business Insider Big Commerce Tech Republic Visual Capitalist 3. The Future Of Augmented Reality Source: Featured On , , , and Lumus Vision PC Mag RisMedia Entrepreneur Small Business Trends 4. The Art And Science Of Networking Source: Featured On , , , and NetworkWise Entrepreneur Social Media Today The Ladders Website Magazine 5. The Business Of Hemp Source: Featured On , , , and Popular CBD Brands Yahoo Finance Houston Chronicle Entrepreneur Benzinga 6. Habits of People Who Trust Their Intuition Source: Featured On , , , and Project Management Degrees Inc Connecticut Post Entrepreneur Stamford Advocate 7. How Blockchain Will Rebuild The World Source: Featured On , , , and Opinion Blockchain BetaNews HackerNoon CMS Wire SiteProNews 8. Do Your State Laws Protect You? Source: Featured On , , , and Digital Guardian Yahoo Finance Morningstar GovTech Security Boulevard 9. The Business Of Cannabis Source: Featured On , , , and Business Student Black Enterprise The Fresh Toast Green Entrepreneur Benzinga 10. AI: The Dark Side Versus A Force For Good Source: Featured On , , , and Noodle.ai PCMag ZeroHedge BetaNews Techaeris This post originally appeared on NowSourcing

10 Best Infographics Of 2018

I was walking to Chipotle with my girlfriend yesterday when she mentioned that one of the questions on her final exam wanted her to model a map in a video game. As I’ve been playing Red Dead Redemption 2 for the last month this didn’t sound like a difficult question to grasp, however as a non-gamer Jessica said it took her more time trying to understand the concept than actually answering the question. The professor used Risk and Settlers Of Catan as examples, both of which are games she has never played. Ultimately Jessica answered the question using Sims as an example since you are able to move around the neighborhoods in a way similar to a map. Ever since Jessica declared her major in Computer Science I’ve been more focused on the different privileges that currently exist in the software industry. While some companies are able to attract a very diverse engineering staff, there just aren’t enough candidates graduating with engineering degrees to afford all companies that same privilege. I’d like to take a look at seemingly harmless things in today’s world which could be partly to blame. Silicon Valley — The Show Jessica and I love watching this show together. We are eagerly awaiting for the sixth season to see how the series comes to an end. One issue with this show comes in the form of the cast which accurately depicts the norm in the software industry and continues to perpetuate that norm. The main software engineers are all males, two are white while one is Pakistani. The majority of the main cast are males with the exception of Monica Hall and Laurie Bream with the former being the only female to appear in every episode. If you are a white male then this show is great, there are plenty of people in the show that look like you. If you aren’t then it likely makes you feel that the startup world isn’t for you, even though they never explicitly say that and I doubt that was even the intent. I’d like to quote the Houston Chronicle’s article, where they talk about the important of racial and ethnic socialization (RES). Why ‘Black Panther’ means so much to the black community Many have wondered why “Black Panther” means so much to the black community and why schools, churches and organizations have come to the theaters with so much excitement. The answer is that the movie brings a moment of positivity to a group of people often not the centerpiece of Hollywood movies. Plus, what we know from the research on RES is that it helps to strengthen identity and helps reduce the likelihood on internalizing negative stereotypes about one’s ethnic group. Silicon Valley doesn’t have a single black character in a major role. They don’t have a female engineer in a main role. If you are a kid or even adult watching this show which is , chances are it probably doesn’t make you excited to get into the tech industry. credited to being like the real thing Mr. Robot, while not perfect seems to be heading in the right direction through giving major roles to females and males. Ignoring Rami Malek who plays Elliot Alderson, the series main character, you have Darlene. Darlene works closely with Elliot throughout the series to help him see his plans through. There is also Angela Moss who starts out as a fairly weak character but seems to gain more and more strength as the series goes on (I’m only half way through season 2 so I may be completely wrong too). Again though, this series fails to cast a black actor for any of the major roles, it’s split between mostly white males and white females. Hollywood still has a long way to go. on IMDB’s main page for the series Major Technologists Are Misogynists I guess it worked out that those words rhymed, but it’s also fairly disgusting as well. It’s especially troubling because this misogyny usually isn’t apparent unless you are looking for it as I hope to highlight in some of my examples. I’ll start with an example that brought me the most pain when I realized it. Uncle Bob, the guy that championed clean architecture is a fairly tone deaf individual. In his article , where he thought he was writing to help women in technology he wrote this paragraph. there are ladies present lovely What if the roles were reversed? What if women had dominated the software industry for years, and we men were the ones who were struggling to break into the industry? Men, can you imagine how hard it would be if all the women were constantly, and openly, talking about tampons, cramps, yeast infections, cheating, being cheated on, Trichomoniasis, faking-it, etc? I don’t know about you, but It would make me feel out of place. And there’d be no place to escape it, because the women would be everywhere. I’d want them to save that kind of talk for the ladies room. I’d want them to remember that men were present. I wish I could say that he has come around since 2013 but in a tweet from December 9th of this year he tried to completely downplay the word privilege. body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;} The primary use of the word "privilege" nowadays is to disqualify ideas based on who is offering them. This is a form of ad hominem argument and is fundamentally invalid. Ideas must be debated on their merits, not on the status of their authors. — @unclebobmartin function notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}} This man holds a lot of authority today in the software industry. In my attempt to mentor engineers I often point them to clean code and clean architecture as good starting points. While I don’t like the idea of withholding information from those I’m mentoring, I also hate that this is the de-facto software design person. I am encouraged that vocal programmers like exist though, and I’ve been enjoying watching the talks she has given. Sandi Metz It’s not just the software industry though. When I was growing up I idolized Leo Laporte, he seemed like such a cool guy that knew so much about technology. He now runs a podcasting network which I would regularly watch from 2014 through 2016. After a while though I was starting to pick-up on some subtleties that he wasn’t the kind of person I wanted to support. It started off with some mild sexist comments, and has continued to devolve overtime. TotalDrama which is a website that covers his slip-ups (though their posts are fairly tasteless at times) caught him making a comment about how there was a of his flagship show, This Week in Tech. The disgusting thing is that this guy is still supported by fairly normal people, that just help to perpetuate this. white person side and a black person side It unfortunately doesn’t stop at the older generation though. There is that I think is fairly passable most days all the way to which I actively avoid now because of his childish jokes which usually belittle women. Why does this industry seemingly perpetuate this kind of thinking? Linus Tech Tips Bitwit The People That Made It Are Still Making It I believe part of the problem is that the people that made this industry are still making it. Interview processes are inherently flawed to cater towards the biases of the person creating that process. It has been called out at the company I work for that having a female engineer interview with all males is probably intimidating. The same is true if you place an engineer of color with the same group of interviewers. This problem isn’t an easy one to solve. We are trying to take a non-diverse workforce and expect to fix it overnight. I don’t think that’s the right approach, nor do I think it’s even realistic. Part of the solution comes from realizing and accepting the issues that currently exist today. It means being aware that not everyone in the room feels comfortable to speak up without being prompted. Some of your co-workers may not get the references you are making about that video game or TV show. You need to reflect on your own actions and answer . It’s fine if the answer is , while I’m enthused every-time I answer yes, it’s just as important to answer no and try to avoid making that mistake in the future. is this beneficial or detrimental to bringing diversity into this industry no The Path Forward The path forward is not an easy one, however I do think it’s an achievable one. It starts out by accepting that there is a problem and holding yourself accountable for your actions. There are some other steps we can all take as well. Be aware of the actions of others, especially influencers you give a lot of power to. I stopped consuming anything from Leo Laporte’s podcasts. I’ve unsubscribed from YouTuber’s that seemingly abuse their power through snide underhand remarks. I look for alternatives to the teachings of Uncle Bob whenever I get the chance, I even hope to rewrite some of his teachings using my own voice so I can stop building him up to others. Understand the biases in your own processes and find a way around them. My girlfriend was able to bypass many coding interviews because of her GPA. This also prevented stressful and ineffective interviews while hopefully helping those companies bring it more diverse talent. The downside is Jessica seemed to struggle with imposter syndrome during this time because she didn’t feel like she was doing as much as others. This is to the contrary though as the companies just realized they had a flaw in their process and came up with a solution around it. She still has to maintain a competitive GPA for the offer to stand. If you are coming from a place of privilege then help lift others up that aren’t. While I’ve worked hard to get to where I am, I also have to accept that coming from the majority made that easier. I try to go out of my way these days to support others that aren’t as privileged, whether that means showing up for talks or offering my time to help out with writing or speaking. This week I am also kickstarting an event called which lowers the barrier to public speaking by allowing employees from across the company to speak about a topic for 1–10 minutes over lunch. While this is currently open to just engineers and product I hope to open it up to the entire company should it become successful. I also hope this will help boost the confidence of my peers and encourage them to do more long-form presentations in the future. Quick Take Tuesdays I’m sure I’m missing a lot of other valid ideas or my examples above are incomplete. If you have anything you’d like to add onto this please leave a comment below, I’d love to hear what others think. If you enjoyed this article, please click on the clap icon a few times or share it on social media (or both). Lastly, I’m starting up a mailing list that is powered by ActiveCampaign , if you want to get weekly newsletters then please use the sign-up form below.

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