SEBs makroekonom Marcus Widén om förväntningarna inför morgondagens räntebesked från USA och utsikterna framåt SEBs makroekonom Marcus Widén om de nya siffrorna som visar på en sjunkande inflation i eurozonen

Fed väntas ligga still – hör Di:s korrespondent om den amerikanska marknaden

Vi värdesätter dina val Expressen, våra magasin och undersajter behöver ditt godkännande. För att kunna erbjuda en så bra upplevelse som möjligt använder vi och våra partners cookies och liknande tekn

Experten tror på byggbolaget: Överdrivet tapp

SEBs makroekonom Marcus Widén om förväntningarna inför morgondagens räntebesked från USA och utsikterna framåt

Stundande räntebesked från USA: ”Tror inte på fler höjningar”

Billogram startade som en tjänst för små och medelstora bolag men har rört sig sakta men säkert mot större kontrakt. Nu gör faktureringsbolaget slut med småkunderna och skickar dem vidare.

Billogram dumpar småkunderna – skickar vidare till annat bolag

Håkan Rosén har den 30 oktober köpt ytterligare 1 049 aktier i affärssystembolaget Fortnox där han är chef för affärsutveckling och förvärv. Aktierna köptes till kursen 42,90 kronor per aktie, en affär på 45 000 kronor.

Fortnox affärsutvecklingschef fyller på portföljen med fler aktier

(uppdatering avser hela texten) Analyshuset Redeye sänker sitt motiverade värde i basscenariot för affärssystembolaget Fortnox. Nytt värde är 54 kronor, ned från tidigare 65.

Redeye sänker motiverat värde i basscenariot för Fortnox (uppdatering)

Affärssystembolaget Fortnox faller tvåsiffrig på börsen efter att ha presenterat räkenskaperna för tredje kvartalet. Den organiska tillväxten bromsar in något. Kundintaget är fortfarande otroligt stabilt. Det skriver Affärsvärlden i en analys på fredagen.

Affärsvärlden är fortsatt neutrala till Fortnox

Fortnox gör rekordresultat: 189 miljoner kronor. Men även det snabbväxande bolaget påverkas av konjunkturen. Tillväxten minskar för fjärde kvartalet i rad.

Rekordresultat för Fortnox – men tillväxten minskar för fjärde kvartalet i rad

Mjukvarubolaget Fortnox faller tvåsiffrig på börsen efter att ha presenterat räkenskaperna för tredje kvartalet. Den organiska tillväxten bromsar in något. Kundintaget är fortfarande otroligt stabilt.

Fortnox: Omvärdering på gång?

Fastighetsbolaget Sagax ökade förvaltningsresultatet med 12 procent under det tredje kvartalet. Bolaget skruvar upp sin helårsprognos något.

Sagax ökade förvaltningsresultatet – skruvar upp helårsprognos

Fortnox

fortnox

(Welcome Startup Founders! See example interviews -→ ) here HackerNoon Reporter: Please tell us briefly about your background. I have been an entrepreneur for many years - I like to “fix” things by trying to solve problems with technology. Originally I am educated in a bank, but that was honestly way too boring, but I guess it was a good basic education. Later on, I did an MBA and read 1000s of pages in large books. But to me, the best way to learn is to get started in real life, the experience you get cannot be read in books. What's your startup called? And in a sentence or two, what does it do? Our company is called FortKnoxster. We are a cybersecurity company focused on the crypto space. Our platform offers private communications, digital wallets, DeFi features, etc - all in one secure encrypted app. A one-stop crypto platform. What is the origin story? We wondered why nobody had built a one-stop super-secure encrypted platform, which contained ALL you need in terms of default encrypted communications, calling, storage, etc. So we decided to fix the problem. Later on, we added non-custodial wallet, crypto onboarding, and other DeFi stuff - and we have a few other cool features coming up soon. What do you love about your team, and why are you the ones to solve this problem? What’s not to love?! We are working in many time zones and there is always something going on. Our team consists of some of the best cybersecurity engineers available and we have so many things on the drawing board we are looking to develop in the future. Unfortunately, cybercrimes, hacks, and online crimes are exploding daily, so we are for sure going to be busy in the years to come. If you weren’t building your startup, what would you be doing? I would be building something else. I love to innovate and get ideas into action. For me, it's more of a hobby/lifestyle than work. There are so many options out there to change/disrupt what is. I guess it has never been a better time to be an entrepreneur than now. At the moment, how do you measure success? What are your core metrics? We have managed to build a platform from scratch, which our users like and appreciate. Every day we get nice messages from happy users, that’s really rewarding and motivating - that’s a success in our book. What’s most exciting about your traction to date? Great question - we are super happy that we have users in over 180 countries and growing. Also, daily we see more and more usage of our platform. With the wallet and DeFi features to be launched very soon, we are confident that our traction will get a solid boost. What technologies are you currently most excited about, and most worried about? And why? Blockchain and the many advantages it brings are the most exciting to us right now. Blockchain technologies - and related spin-offs will change a lot for the better and it will disrupt almost any industry in the future. Other technologies like AI, Robotics, and quantum computing are for sure also interesting and will be part of our future lives. What drew you to get published on HackerNoon? What do you like most about our platform? We have been happy users of HackerNoon and find your articles and fresh approach really inspiring - great job! What advice would you give to the 21-year-old version of yourself? Follow your passion and do not listen too much to others. Everything is possible with the right mindset and hard work. Just do it! What is something surprising you've learned this year that your contemporaries would benefit from knowing? What tends to surprise me is the speed of new technologies emerging, it’s hard to keep up with all the possibilities it brings :) Vote of FortKnoxster as the Startup of the Year, Gibraltar

Startup Interview with Niels Klitsgaard, CEO & co-founder, FortKnoxster, Gibraltar

What is Fortknoxster? Fortknoxster is the first decentralized, secure communication and collaboration platform designed to allow participants to exchange information via calls, msgs, emails, group chats, video calls, attachments and p2p file sharing. The platform utilizes the blockchain to create a peer-to-peer network within which data can be sent using highly secure end-to-end encryption, whilst it decentralizes p2p architecture enables a transparent, self sufficient ecosystem that can be maintained by its users, who are then rewarded for their efforts. What problems does Fortknoxster address? Fortknoxster is designed to offer highly secure encrypted communications services to all Internet users, and by replacing free services, such as those offered by Facebook, Google, Microsoft and Apple, that collect user data and sell such information to the highest bidder. Securing data in this day and age has become more important than ever, and with the Internet of Things connecting almost every electronic device to servers online, there are more and more opportunities for hackers to exploit valuable data. For example, aside from sensitive data being easily intercepted when not using encryption, the new wave of devices connected to the Internet can easily provide information as your whereabouts, habits, and daily routine. Encryption is term typically associated with computer scientists and tech-geeks, despite the software being relatively easy to use. Fortknoxster aims to shake this misconception by creating an encryption service that’s marketed to all computer and mobile users, no matter what their level of tech knowledge. According to a study conducted by the PWC, both large and small enterprises have witnessed a dramatic increase in online security breaches, with over 80% experiencing some form of attack. Considering that the average cost of a hack geared toward an enterprise with 500 employees is said to add up to approx. $3.5 mil, the amount of revenue that could be potentially saved by the implementation of Fortknoxster is highly substantial. Current encryption services employ a centralized model where one single party is responsible for the protection of data. Although this data may be stored and encrypted anonymously, without being leveraged, it still poses a high security risk as any hacker seeking to gain access to such data can do so by attacking a single entity. Creating a peer-to-peer platform built upon blockchain technology decentralizes trust and puts it in the hands of an anonymous digital identity owned by the user. This transparent and immutable ledger cannot be amended and thus users identities cannot be compromised. The platform also allows security responsibilities to spread across multiple different users, or nodes, on the network. In doing so, any hackers wishing to gain access to data would need to simultaneously attack multiple systems to breach security and unmask sensitive data. How does Fortknoxster work? Built upon the Ethereum blockchain, Fortknoxster uses smart contracts to automatically facilitate transactions of subscription services and issue rewards for those who participate in maintaining the platform. It uses a combination of RSA key-pairs, two sets of elliptic curve (EC) key-pairs and 6 Key Protector(s) (one per private key) in the client’s browser, to provide a level security unmatched by any other service. These keys encrypt protocols and services on the network, each of which requires both encryption and decryption keys-pairs. Passwords are encrypted using cryptographic hashing that stretches the keys over 10,000 times to create extremely strong strings of characters. All encryption happens on the users devices, and any sensitive data that is sent through the Fortknoxster’s servers is done so in an encrypted key container. Through its highly secure encryption FortKnoxtster offers a safe way to communicate with others. The systems features enable secure communications in the form of: Email Inboxes All mails sent using Fortknoxster are encrypted end-to-end. Distributed File Storage Data sorted on servers in the cloud is done so with encryption. Chat Fortknoxster’s encryption also protects any communications sent via chat. This includes one-on-one chats, voice messages, group chats and more. Calls Voice calls are encrypted to prevent snooping from external surveillance. Group Calls and Conference Conference calls, as well as file sharing are also encrypted. Screen Sharing An additional tool designed to assist with collaboration, screen sharing can be done in a safe and secure manner. Intuitive Dashboard All the platform’s features and encryption tools are easily viewable and accessible view the dashboard GUI; available for desktops and mobile devices on iOS, Windows, Android and Linux. The platform requires a large amount of cloud storage to operate, which will be provided by the users themselves via IFPS on the peer-to-peer network. Users will be able to rent out the space on their hard drives and receive FKX tokens in return. Any user can become a storage miner. All that’s required it to install the software, available for Mac, Windows and Linux, provide an ERC20 token wallet address to receive payments, and then select how much disk space is to be allocated. Users may also earn reward for other actions such as referring other users to the platform, continuous use of services, and for reporting bugs and/or other issues that might arise. FKX Token All services on the Fortknoxster platform will be purchases using the ERC20, FKX token. A fixed amount of 135 mil tokens will be created, 89.25 of which will be sold during the crowd sale, scheduled to end 18th March.

Fortknoxster: Decentralized, Secure Communication Platform That Does Not Collect Users Data On The…

240 Stories To Learn About Startups Of The Year

102 Stories To Learn About Encryption

44,000 startups. 4,553 cities. “4 billion votes” It was such a blessing to get to know so many of your ideas and innovations from every corner of the world in 2021. The startup community amazed all of us with your hard work and persistence despite all of the challenges that we faced globally throughout last year. Not gonna lie, the competition got our hearts racing like Eurovision. We won’t let you wait for much longer, below are long-awaited results! ✨✨✨ To see who is a winner in each respective city, visit and pick a city. The name at the top of the list is the winner. (Compromised awards are under review.) startups.hackernoon.com The will announce the winners per region in their respective cities. Startups Winners Announcement Series 🔥 Central Europe Central Europe has always caught our attention with the talented pool of people in tech community. But were they able to get through 2021 despite the pandemic? Let’s cheers to the most outstanding amongst 4,500+ startups who have been working hard this year: Basel, Switzerland An overwhelming vote for ~ in their mission of helping machinery companies drive more service revenues from their installed base MachiQ Software Berlin, Germany We have with a whooping 538 votes! Let’s support Plan A with its mission to help companies to measure, monitor and reduce their environmental footprint. Plan A Düsseldorf, Germany It doesn’t get any easier with Kicking off in helping people organize online schedules more easily. EasyWeek! Geneva, Switzerland Manage code quality? We have to give props to for their startup! SonarSource Hamburg, Germany Taking over Hamburg is , an acoustic device to reduce noises in vehicle cabins. No more annoying sounds on the road 🚗 ReCalm Köln, Germany Small business? Hoping to manage your marketing campaign? is winning the vote! rankingCoach Lausanne, Switzerland is a Swiss-based company focused on cryptocurrency management solutions built for financial institutions. Metaco Leipzig, Germany empowers companies to operate and utilize drones for the most effective industrial data applications. FlyNex Mainz, Germany is growing sustainable digital mobility startups! Next Mobility Labs Munich, Germany wins for top-line, high-security international Identity Management! ORY Stuttgart, Germany Remote desktop application? Ask anywhere. AnyDesk Vienna, Austria , an IT company enabling privacy-preserving big data applications in the digital age. Mostly AI Zug, Switzerland Way to go 1762 votes for the first provably live pure Proof-of-Stake (PoS) CBC-Casper blockchain designed for real-world applications. CasperLabs! Nyon Calling for robust data solutions for impact-driven organizations! Havuta LLC Zürich is revolutionizing small business lending to give easy access to capital to those who need it most: SMEs ✨ Teylor Heidelberg, Germany is an innovative HR startup providing a solution for fast and efficient recruiting of employees with simple job profiles. Talk'n'Job Stuttgart, Germany Congratulations for winning this title! AnyDesk Moving on to our buddies in... 🔥 Eastern Europe Eastern Europe is home to many familiar big names in our start-up world. Trace history for Miro, Telegram, and Grammarly and you know where they are from. Who is the next generation for Eastern European startups? Budapest, Hungary is a platform for mobile app development, enabling tens of thousands of developers to automate integration, testing, and deployment. Bitrise I__ __ stanbul, Turkey Leading here is - a brand new software intelligence platform- helps organizations deliver faster, high-quality products by connecting their DevOps tools. Oobeya Kraków, Poland is a human cloud platform that connects global enterprises with European software houses, offering tech talent as a service. Talent Alpha Kyiv, Ukraine 281 votes for , an AI powered app where people can swap faces in the videos, GIFs and images in just a few seconds. Reface Sofia, Bulgaria 387 votes for __ __378, leading Blockchain and DLT solutions company that specializes in helping enterprises and blockchain startups design, build and scale innovative solutions using Blockchain & DLT! LimeChain Warsaw, Poland is a next-generation blockchain document management software (DMS). DoxyChain Yerevan, Armenia Whoever clicked to vote for was sure a vote, because it ended up winning as a full-service software provider delivering Artificial Intelligence & Machine Learning solutions for businesses. SmartClick smart Almaty Just like the name suggested, provides one pass to dozens of gyms and studios. 1FIT Debrecen got all the coders ranked figured out! CodersRank Kharkiv is complete solution digital assets management! Pics.io Minsk, Belarus with 243 votes is the first blockchain-powered sports media platform. Scorum Moscow, Russian Federation 1 e-grocery company in Russia with 26 votes and #1 on our HackerNoon board for Minsk. SberMarket Saint Petersburg, Russian Federation leads this area as a personal finance application that rewards responsible spending and savings. CoinKeeper Kazan, Russian Federation Smelling a sweet victory? 3d App designers for flower bouquets is in the house! Flowito Western Europe 🔥 Brexit? Pandemic? It seems like startups in Western Europe still keep their spirits regardless. Startups in Western Europe that stood out in votes this year go to: Antwerp is on a streak! As a bug bounty platform, it ensures online security through a crowd-sourced platform for computer experts. intigriti Belfast A record-breaking 10,003 votes? is an independent coffee shop. Come grab a coffee! Bobs & Berts Birmingham What’s happening in Birmingham? We have , an innovative UK-based advanced lithium battery developer aiming to accelerate the global shift to cleaner. Aceleron Bordeaux 30 is an open-source web framework for building modern apps and websites with Vue.js. NuxtJS Boulogne-billancourt is a software company that provides an in-store analytics platform to optimize operations. DiGEiZ Brighton In for some jam? offers musical education services. BIMM Bristol Another tasty victory for Western Europe is enabling the strongest digital encryption on the internet. KETS Quantum Security Brussels A fashionable win for , a social fashion network. You scan barcodes in fashion shops and see every influencer wearing those outfits! Share your wishlist with your friends and earn cashback. SCANDALOOK Cardiff is a technology company developing end-to-end digital connectivity for the point-of-care diagnostics market. Bond Digital Health London A whooping number of 1085 vote__ __ offers hardware based cyber-security solution for authentication and encryption in a wired local network. Crypto Quantique Edinburgh Hopping up on the crypto movement, just launched last year but they are already rocking it at making crypto accessible to everyone. Zumo Ghent 5379 votes for ! A Belgian InsurTech startup that helps insurance providers all over the world to better connect with their digital customers. WeGroup Glasgow specializes in single-cell analysis transforming the life sciences. Biomage Paris Show some love in the city of love for , a sports platform that is connected to a mobile sports coaching application. AirFit Aberystwyth enables artificial intelligence, data science & digital innovation solutions for the agriculture, biotech & life sciences industries. Agxio Norwich Congratulations for the amazing win of 1124 votes! WATR Charleroi Congratulations for your amazing win! Hirering Gibraltar Give a round of applause to Fortknoxter! Waltham Abbey is ruling the area with its amazing 72 votes! RPAIR Antwerpen Rocking up Antwerpen area is the rising startup ! Willow Egham What’s happening in Egham? Proudly announcing winning the Noonies this year! ATA.ONE Leicester Leicester is calling the name of as the winner for the region! DeadHappy Macclesfield Who else but ? Congratulations on dominating the award! AeroCloud Northern Europe 🔥 Want to listen to some music? Spotify. Need some games to kill time? Candy Crush. What about a quick call to someone you haven’t seen in a long time? Skype. These are all startups that originated from Northern Europe! Noonies, let’s take a look at the upcoming generation of startups from Northern Europe that hopefully will see an even bigger and brighter future. Gothenburg, Sweden Shipping was never made for small shippers, so took on the mission to built an end-to-end logistics platform to empower small businesses to spend less time and money on shipping and more time on growing their businesses. Sendify The Netherlands provides a virtual platform for many kinds of conferences and events. Let's Get Digital Helsinki, Finland A curated collection of public basketball courts in the Helsinki Metropolitan Area called . Everyone is welcome to submit to their local court. Koripallopaikat Lund, Sweden develops an antibiotic-free, safe and effective treatment of vaginal fungal infections. Gedea Biotech Luxembourg, Luxembourg 🚀 is a job-matching platform that connects developers and tech experts with CTOs and team leads from the best tech companies across Europe. 👾 nexten.io Malmö, Sweden Feeling studious, Noonies? __ __e is a tool for Google Classroom, that enables formative matrix assessment towards course learning objectives directly. StudyBe Oslo, Norway is the platform supports a unified API across all connected device categories, removing significant friction for app developers. Domos Labs Reykjavík, Iceland __ __s is a mobile-first technologically advanced neo-bank. Indo service #S__ __ tockholm, Sweden is the biggest blockchain start-up in Sweden. Double winner of the most prestigious nomination in Nordics 'NyTeknik 33-listan', winner of the Deloitte Fast 50, and now Noonies Award! ChromaWay AB T__ __ allinn, Estonia Passing 1000 votes is a fully digital and decentralized ecosystem for all actors in supply chain. OBORTECH Vilnius, Lithuania is an easy-to-use money app for cards and accounts. Via Genome, users can open a business or a merchant account or a personal one with dedicated IBANs, access transfers, exchange currency, process payments, and manage the funds. Genome Aalborg Digura A legaltech offering tenants fast, digital and reliable legal assistance Aarhus Partisia Market Design provides secure, simple, efficient solutions for auctions and exchanges realizing the potential of the market. Helsingborg is a hi-tech company developing cardiac occlusion devices and other vascular implants. Occlutech Tallinna is an AI-powered system for marketing automation in social networks. POSTOPLAN 🔥 Southern Europe Southern Europe’s economy went through a hard time this year due to a huge reduction in tourism. But our startups are of course always headstrong, from Spain to Italy and all the way through Greece. Who are the heroes rising amidst changes of Southern Europe? Skopje is a versatile software development company that solves the business challenges of SMBs, big brands, and brave hearts with awesome ideas. CodeChem Sliema Sounds like just a relaxing exhale. is a holistic health and wellbeing app built to allow users work on the development of their physical, mental and spiritual health Few Tajonar is a company of experienced business & industry entrepreneurs offering solutions to industries based on cutting-edge technologies. das-Nano Tarragona is a technology-based company focusing on the production of integrated microsystems. IMICROQ Terni is an ICT-based integrated solution that is able to modulate, respond, assist and learn to control most home activities. Mind Tirana is a video content and e-commerce platform for the Balkans built on top of an Albanian language specialized search engine. Gjirafa Torino develops and commercializes algorithms based on Artificial Intelligence to increase the autonomy of small satellite missions. AIKO T__ __ orres Buy online groceries like you would buy offline with personalized picking as fast as in 4 hours with Vedras 360hyper! Trento is a music-based platform built around streaming platforms that allow users to discover new emerging artists and make new friends. Brots 2021, what a YEAR. Congratulations to all of the startups that made it to the top winning list for Europe! Stay tuned for Startup awards in 2022 and let’s cheers to a new year of more innovative ideas, bold innovations, and robust creations from you, Europe 🌷 More Information: If you’re a winner, please answer ! If you’re a reader, participant, just a curious individual, consider answering one of our interviews . this interview here Read the FAQs about or . Startups here here To see all of the winners you may visit , pick any city and view the name that appears at the top. this site If you’re interested in partnering with us, we invite you to look through some of these or reach out to our business department. unique sponsorship options Perhaps creating your very own tickles your fancy or maybe you have a whole new idea for how we can partner! writing contest Thank you to all of our sponsors! We truly appreciate your contribution to the tech world and thus the future! The Startups Awards are sponsored by: , , , , , , , , , , Blockster Brex FreeCodeCamp LaunchDarkly Coil Udacity Udemy Vercel Asia Pacific Transgender Network Bybit Everscale Network This post was written by An Le and edited by Natasha Nel. If you have any questions or concerns or would like to report a discrepancy please email ellen@hackernoon.com.

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