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With the exponential growth of stablecoins in 2024, it's safe to say that RWA tokenization is the next big thing. According to RWA.xyz, stablecoins recorded a massive 3800% growth between 2020 and 2024, surging from $4 billion to over $156 billion and bringing its total RWA market share to over 90%. This article provides fresh insights into the state of RWA tokenization in 2024, focusing on the growth statistics, its key players, market predictions and emerging trends. State of RWA in brief The brave new world of RWA tokenization has attracted significant attention in traditional finance where–according to a recent survey by Tokenized Assets Coalition–about 86% of Fortune 500 executives recognize its potential benefits. Moreover, there has been a consistent institutional narrative about its projected growth, with leading market analysts estimating trillions of dollars of tokenized assets by 2030. RWA tokenization has recently emerged as a fast growing trend with the potential to shape the global investment landscape, thanks to the surging stablecoin volume and a fast paced institutional adoption. While payment stablecoin is leading the charge, real estate is the sleeping giant of RWA tokenization. Other use cases such as treasury bonds, private credits, commodities and stocks add significantly to the industry’s trillions of dollars worth of total addressable markets. RWA Tokenization Growth The growth pattern of RWA tokenization has inspired an interesting narrative about its huge potential. According to the recent report by Tokenized Assets Coalition, the current market size of tokenized assets is valued at $186 billion with a 32% year-to-date increase and over 150 tokenized asset issuers around the globe. Based on a sector specific analysis, stablecoin is responsible for a large percentage of the growth of the RWA total market size, while others sectors such as real estate, commodities(ie gold, silver, etc), and treasury bonds,  have not only gained significant traction but have also shown tremendous growth potential as well. For instance, the tokenized real estate market is poised to experience a rapid growth in the years ahead as it continues to attract significant attention from traditional institutions lured by its potential to usher in liquidity and open up access to retail investors globally. According to Block square, the tokenized real estate sector is estimated to reach $26 billion by 2034. Furthermore, there are some other notable events that point to the growth and mainstream recognition of the RWA tokenization. These include MakerDOA's $1 billion investment in tokenized US treasuries, Goldman Sachs’s RWA tokenization projects, BlackRock's investment in US treasuries through its $500 million BUIDL fund, PricewaterhouseCoopers’ 2024 RWA Tokenization cohort and the US tokenized treasures reaching a $1 billion milestone. Most importantly, the growth of RWA tokenization is very much tied to the increasing role of payment stablecoin in traditional finance as evident in its ability to bring about instant settlement and low fees.  The billion dollar moves by key players such as Goldman Sachs, MakerDAO, Ripple, Coinbase, BlackRock, etc. also contribute to the growth trajectory and future outlook. Key Institutional Players There is a growing list of key institutional players that are genuinely interested in RWA tokenization’s potential to shape the global investment landscape. According to a recent Coinbase report, 35% of Fortune 500 companies are gravitating towards tokenization projects. Below are some of the key players shaping the future of tokenized assets: BlackRock World's largest asset manager, BlackRock, announced its foray into RWA tokenization through its BUIDL fund. A significant investment in the US tokenized treasuries. Now worth over $600 million, BlackRock's BUIDL fund allows investors to invest in tokenized US treasuries, which is a game changer for fund management and the institutional adoption of blockchain technology. MakerDAO MakerDAO is the company behind DAI, an overcollateralized stablecoin, and a key player in the RWA space. It recently announced a $1 billion investment in the US tokenized treasuries. Goldman Sachs As a leading investment bank, Goldman Sachs has demonstrated a visionary leadership financial innovation through its proposed tokenization of institutional-grade assets targeting the US and EU markets. It seeks to provide  institutional clients with investment options in tokenized securities, real estate and commodities. Coinbase As a leading crypto exchange, Coinbase is spearheading a major foray into RWA tokenization. It recently entered a partnership with eNor Securities to offer tokenized assets to retail investors in Latin America, as part of its broader expansion strategy in the region. Market Predictions Market predictions are consistently estimating trillions of dollars of tokenized assets by 2030 and beyond. In a recent report by the Tokenized Assets Coalition (TAC), Mckinsey & Company, Boston Consulting Group(BCG) and Citibank predicted that there will be $2, $16 and $5 Trillion worth of tokenized assets by 2030, while Standard Chartered estimated that the total market size will grow to $30 Trillion by 2034. Latest Development: Brickken Partners With BNB Chain For RWA Tokenization Brickken, a leading RWA tokenization company, recently announced its collaboration with BNB Chain. This makes Brickken an official provider of RWA tokenization services within the BNB ecosystem. Brickken has  continued to record giant strides in the RWA space. In May, it was selected as one of the 11 participants of PricewaterhouseCoopers’ RWA Tokenization Cohort – out of 700 applicants . The partnership with BNB Chain, one of the leading blockchains, will allow it to leverage BNB’s while taking maximum advantage of its low transaction costs, high scalability and to provide secure, cost effective solutions to investors and businesses seeking to tokenize real world assets on the protocol's platform. Additionally, BNB Chain's vast DeFi ecosystem consisting of decentralised applications provides Brickken with market access thus increasing liquidity by opening up access to both retail and institutional investors. Following the announcement, Brickken was chosen by Hydrokken, a clean energy tokenization project, to tokenize its shares in natural hydrogen amplifying the potential of RWA tokenization in driving clean energy initiative. Conclusion: Real world asset(RWA) tokenization offers new ways to invest in real-world assets like real estate, commodities, and government bonds. Stablecoin has emerged as the leading use case for RWA tokenization, controlling over 90% of the total market share. Other sectors in the RWA space such as real estate, commodities, and tokenised treasuries have continued to attract significant attention, especially from traditional institutional like Goldman Sachs and BlackRock, which recently announced their foray into the brave new world of RWA tokenization. This year, the RWA space has experienced significant growth thanks to the surging market capitalization of stablecoins.  Traditional institutions have also contributed enormously to its growth success through their investments, partnerships and confidence in the potential of blockchain technology to shape the future of finance. With the exponential growth of stablecoins in 2024, it's safe to say that RWA tokenization is the next big thing. According to RWA.xyz, stablecoins recorded a massive 3800% growth between 2020 and 2024, surging from $4 billion to over $156 billion and bringing its total RWA market share to over 90%. RWA tokenization 90%. This article provides fresh insights into the state of RWA tokenization in 2024, focusing on the growth statistics, its key players, market predictions and emerging trends. State of RWA in brief The brave new world of RWA tokenization has attracted significant attention in traditional finance where–according to a recent survey by Tokenized Assets Coalition–about 86% of Fortune 500 executives recognize its potential benefits. Moreover, there has been a consistent institutional narrative about its projected growth, with leading market analysts estimating trillions of dollars of tokenized assets by 2030. RWA tokenization has recently emerged as a fast growing trend with the potential to shape the global investment landscape, thanks to the surging stablecoin volume and a fast paced institutional adoption. While payment stablecoin is leading the charge, real estate is the sleeping giant of RWA tokenization. Other use cases such as treasury bonds, private credits, commodities and stocks add significantly to the industry’s trillions of dollars worth of total addressable markets. RWA Tokenization Growth The growth pattern of RWA tokenization has inspired an interesting narrative about its huge potential. According to the recent report by Tokenized Assets Coalition, the current market size of tokenized assets is valued at $186 billion with a 32% year-to-date increase and over 150 tokenized asset issuers around the globe. Based on a sector specific analysis, stablecoin is responsible for a large percentage of the growth of the RWA total market size, while others sectors such as real estate, commodities(ie gold, silver, etc), and treasury bonds ,  have not only gained significant traction but have also shown tremendous growth potential as well. real estate, commodities(ie gold, silver, etc), and treasury bonds For instance, the tokenized real estate market is poised to experience a rapid growth in the years ahead as it continues to attract significant attention from traditional institutions lured by its potential to usher in liquidity and open up access to retail investors globally. According to Block square, the tokenized real estate sector is estimated to reach $26 billion by 2034. Furthermore, there are some other notable events that point to the growth and mainstream recognition of the RWA tokenization. These include MakerDOA's $1 billion investment in tokenized US treasuries, Goldman Sachs’s RWA tokenization projects, BlackRock's investment in US treasuries through its $500 million BUIDL fund, PricewaterhouseCoopers’ 2024 RWA Tokenization cohort and the US tokenized treasures reaching a $1 billion milestone. Most importantly, the growth of RWA tokenization is very much tied to the increasing role of payment stablecoin in traditional finance as evident in its ability to bring about instant settlement and low fees.  The billion dollar moves by key players such as Goldman Sachs, MakerDAO, Ripple, Coinbase, BlackRock, etc. also contribute to the growth trajectory and future outlook. Key Institutional Players There is a growing list of key institutional players that are genuinely interested in RWA tokenization’s potential to shape the global investment landscape. According to a recent Coinbase report, 35% of Fortune 500 companies are gravitating towards tokenization projects. Below are some of the key players shaping the future of tokenized assets: Coinbase Coinbase BlackRock World's largest asset manager, BlackRock, announced its foray into RWA tokenization through its BUIDL fund. A significant investment in the US tokenized treasuries. Now worth over $600 million, BlackRock's BUIDL fund allows investors to invest in tokenized US treasuries, which is a game changer for fund management and the institutional adoption of blockchain technology. MakerDAO MakerDAO is the company behind DAI, an overcollateralized stablecoin, and a key player in the RWA space. It recently announced a $1 billion investment in the US tokenized treasuries. Goldman Sachs As a leading investment bank, Goldman Sachs has demonstrated a visionary leadership financial innovation through its proposed tokenization of institutional-grade assets targeting the US and EU markets. It seeks to provide  institutional clients with investment options in tokenized securities, real estate and commodities. Coinbase As a leading crypto exchange, Coinbase is spearheading a major foray into RWA tokenization. It recently entered a partnership with eNor Securities to offer tokenized assets to retail investors in Latin America, as part of its broader expansion strategy in the region. Market Predictions Market predictions are consistently estimating trillions of dollars of tokenized assets by 2030 and beyond. In a recent report by the Tokenized Assets Coalition (TAC), Mckinsey & Company, Boston Consulting Group(BCG) and Citibank predicted that there will be $2, $16 and $5 Trillion worth of tokenized assets by 2030, while Standard Chartered estimated that the total market size will grow to $30 Trillion by 2034. Latest Development: Brickken Partners With BNB Chain For RWA Tokenization Brickken, a leading RWA tokenization company, recently announced its collaboration with BNB Chain. This makes Brickken an official provider of RWA tokenization services within the BNB ecosystem. Brickken has  continued to record giant strides in the RWA space. In May, it was selected as one of the 11 participants of PricewaterhouseCoopers’ RWA Tokenization Cohort – out of 700 applicants . The partnership with BNB Chain, one of the leading blockchains, will allow it to leverage BNB’s while taking maximum advantage of its low transaction costs, high scalability and to provide secure, cost effective solutions to investors and businesses seeking to tokenize real world assets on the protocol's platform. Additionally, BNB Chain's vast DeFi ecosystem consisting of decentralised applications provides Brickken with market access thus increasing liquidity by opening up access to both retail and institutional investors. Following the announcement, Brickken was chosen by Hydrokken, a clean energy tokenization project, to tokenize its shares in natural hydrogen amplifying the potential of RWA tokenization in driving clean energy initiative. Conclusion: Real world asset(RWA) tokenization offers new ways to invest in real-world assets like real estate, commodities, and government bonds. Stablecoin has emerged as the leading use case for RWA tokenization, controlling over 90% of the total market share. Other sectors in the RWA space such as real estate, commodities, and tokenised treasuries have continued to attract significant attention, especially from traditional institutional like Goldman Sachs and BlackRock, which recently announced their foray into the brave new world of RWA tokenization. This year, the RWA space has experienced significant growth thanks to the surging market capitalization of stablecoins.  Traditional institutions have also contributed enormously to its growth success through their investments, partnerships and confidence in the potential of blockchain technology to shape the future of finance.

RWA Tokenization:Catching Up With The Numbers, The Institutional Players, And The Market Predictions

The Bitcoin Blockchain in Five Hundred Years is Reputation DNA 

በአምስት መቶ ዓመታት ውስጥ ያለው የ Bitcoin Blockchain መልካም ስም ዲ ኤን ኤ ነው። 

Bitcoin Blockchain ukax phisqa patak maranakanx Reputación ADN ukawa 

Блокчэйн біткойнаў праз пяцьсот гадоў - гэта ДНК рэпутацыі 

Bitcoin Blockchain za pět set let je DNA reputace 

La cadena de bloques de Bitcoin en quinientos años es el ADN de la reputación

500年後のビットコインブロックチェーンは評判のDNA

500년 후의 비트코인 블록체인은 평판 DNA입니다.

Bitcoin Blockchain dalam Lima Ratus Tahun ialah DNA Reputasi 

Bitcoin Blockchain ka Mengwaga ye Makgolo a Mahlano ke DNA ya Botumo 

Bitcoin Blockchain za pięćset lat to DNA reputacji

Inzira ya Bitcoin mumyaka magana atanu ni ADN izwi 

Блокчейн біткойн за п’ятсот років – це ДНК репутації 

TD Bank’s $1.8 Billion Mistake: Why Banks Must Prioritize Enhanced Digital Identity Verification

In light of recent developments surrounding El Salvador's Bitcoin experiment and the International Monetary Fund's (IMF) ongoing concerns, it's essential to explore the implications of this situation. El Salvador stands out as the first nation to adopt Bitcoin as legal tender, raising significant questions about the future of financial systems and the role of institutions like the IMF, particularly as the BRICS alliance seeks to challenge the US dollar’s dominance. El Salvador has made headlines by holding a fraction of its reserves in Bitcoin, which many consider the best-performing financial asset since its inception. Meanwhile, if the U.S. government grapples with an astounding $35 trillion in debt, growing by $2 trillion annually? El Salvador's bold move toward Bitcoin presents a striking contrast, highlighting the IMF's worries about the stability of traditional fiat currencies. The narrative emerging from this situation is one of financial independence. If more nations followed El Salvador's lead and sought to liberate themselves from debt, the IMF could face obsolescence. Historically, the IMF has provided financial support to countries in distress, often attaching strings that perpetuate a cycle of debt dependency. Since adopting Bitcoin, El Salvador's GDP has reportedly increased by over 10%, consistently outperforming its regional peers. This impressive growth raises the question: what if other countries could achieve similar results by embracing decentralized financial systems? Furthermore, has El Salvador significantly reduced its reliance on IMF loans, slashing its debt from $287 million in 2022 to just $107 million today? Then, this commitment to paying down debt stands in stark contrast to the struggles of others in the region. The IMF’s criticisms of El Salvador’s Bitcoin initiative stem from concerns about macroeconomic stability and regulatory frameworks. However, these concerns may also reflect a fear of losing influence over countries beginning to explore alternative financial systems. As more nations prioritize Bitcoin and other decentralized technologies, traditional institutions like the IMF may find their power diminishing. The current moves by the BRICS nations to undermine the US dollar's dominance complicate the IMF's role even further. By promoting trade in local currencies and developing independent financial systems, BRICS nations are reshaping the global economic landscape. This shift could lead to a decrease in the IMF’s influence, as countries may increasingly look to alternative sources of financial support rather than rely on the IMF's frameworks. While the United States wields significant influence over the IMF, which reflects its economic and geopolitical dominance. It is also important to note that one could argue that the IMF is instrumental in the current fiat currency experiment, even though the transition to fiat currency began long before the IMF was established. However, the IMF operates within a fiat currency system and supports member countries in managing their economies, further entrenching the existing framework. The situation in El Salvador serves as a call to action for other nations to reconsider their economic strategies. By prioritizing financial sovereignty through assets like Bitcoin, countries can potentially break free from the cycle of debt and dependence on institutions that may not have their best interests at heart. Looking to the future, the lessons from El Salvador’s Bitcoin journey could pave the way for a new economic paradigm. Embracing decentralized financial solutions can enhance economic resilience and contribute to a more equitable global financial system. If El Salvador can navigate this uncharted territory and emerge stronger, it may inspire a wave of similar initiatives worldwide. The moves by BRICS to challenge the US dollar further signal that the time has come for nations to reclaim their financial sovereignty and redefine their economic futures. By doing so, they not only secure their own future but also play a pivotal role in shaping a more equitable and decentralized global economic order. In light of recent developments surrounding El Salvador's Bitcoin experiment and the International Monetary Fund's (IMF) ongoing concerns, it's essential to explore the implications of this situation. El Salvador stands out as the first nation to adopt Bitcoin as legal tender, raising significant questions about the future of financial systems and the role of institutions like the IMF, particularly as the BRICS alliance seeks to challenge the US dollar’s dominance. El Salvador has made headlines by holding a fraction of its reserves in Bitcoin, which many consider the best-performing financial asset since its inception. Meanwhile, if the U.S. government grapples with an astounding $35 trillion in debt, growing by $2 trillion annually? El Salvador's bold move toward Bitcoin presents a striking contrast, highlighting the IMF's worries about the stability of traditional fiat currencies. The narrative emerging from this situation is one of financial independence. If more nations followed El Salvador's lead and sought to liberate themselves from debt, the IMF could face obsolescence. Historically, the IMF has provided financial support to countries in distress, often attaching strings that perpetuate a cycle of debt dependency. Since adopting Bitcoin, El Salvador's GDP has reportedly increased by over 10%, consistently outperforming its regional peers. This impressive growth raises the question: what if other countries could achieve similar results by embracing decentralized financial systems? Furthermore, has El Salvador significantly reduced its reliance on IMF loans, slashing its debt from $287 million in 2022 to just $107 million today? Then, this commitment to paying down debt stands in stark contrast to the struggles of others in the region. The IMF’s criticisms of El Salvador’s Bitcoin initiative stem from concerns about macroeconomic stability and regulatory frameworks. However, these concerns may also reflect a fear of losing influence over countries beginning to explore alternative financial systems. As more nations prioritize Bitcoin and other decentralized technologies, traditional institutions like the IMF may find their power diminishing. The current moves by the BRICS nations to undermine the US dollar's dominance complicate the IMF's role even further. By promoting trade in local currencies and developing independent financial systems, BRICS nations are reshaping the global economic landscape. This shift could lead to a decrease in the IMF’s influence, as countries may increasingly look to alternative sources of financial support rather than rely on the IMF's frameworks. While the United States wields significant influence over the IMF, which reflects its economic and geopolitical dominance. It is also important to note that one could argue that the IMF is instrumental in the current fiat currency experiment, even though the transition to fiat currency began long before the IMF was established. However, the IMF operates within a fiat currency system and supports member countries in managing their economies, further entrenching the existing framework. The situation in El Salvador serves as a call to action for other nations to reconsider their economic strategies. By prioritizing financial sovereignty through assets like Bitcoin, countries can potentially break free from the cycle of debt and dependence on institutions that may not have their best interests at heart. Looking to the future, the lessons from El Salvador’s Bitcoin journey could pave the way for a new economic paradigm. Embracing decentralized financial solutions can enhance economic resilience and contribute to a more equitable global financial system. If El Salvador can navigate this uncharted territory and emerge stronger, it may inspire a wave of similar initiatives worldwide. The moves by BRICS to challenge the US dollar further signal that the time has come for nations to reclaim their financial sovereignty and redefine their economic futures. By doing so, they not only secure their own future but also play a pivotal role in shaping a more equitable and decentralized global economic order.

The Future of Financial Sovereignty for Developing Nations: IMF vs Bitcoin - PART 2

Life in 2050 According to Gemini 1.5 Pro

Test Automation as an Effective Means of Accelerating Digital Transformation Journeys 

Digital transformations (DT) have become an indispensable component of modern business strategies allowing companies to stay ahead of the curve, improve customer experience, and ensure business continuity despite constantly changing global context. Just have a look at statistics: experts state that in 2027 worldwide expenses on DT will reach , while World Economic Forum forecasts that DT significance for society can be estimated at by 2025! $3.9 trillion $100 trillion DT is always associated with sophisticated processes, such as an extensive cultural shift or the adoption of advanced technologies (e.g., AI/ML, AR/VR, blockchain, Internet of Everything, cloud). So, how to embrace such alterations with minimal disruption and maximum confidence? I suggest that organizations pay attention to the introduction of QA and software testing practices. They can ensure that technology is smoothly integrated into the entire enterprise, novel digital products are functioning correctly and fully meet end-user expectations related to both functional and non-functional aspects, and even contribute to saving costs by allowing organization to fix issues early when they haven’t escalated into full-fledged, costly problems. Therefore, in this article, I’ll focus on the QA value for DT and highlight probable priority verifications to support tough journeys. Unlocking digital transformation value for business DT is characterized by infusing diverse technologies into a company's business processes to meet desired objectives, for instance: Sales departments choose to implement AI-driven tools to increase sales efficacy and boost profit eCommerce companies experiment with introducing AR/VT to enhance shopping experiences Software development giants that choose to invest money into cloud computing to improve business operations. All these complex actions have common goals - prioritize customer needs and expectations, deliver impeccable and secure customer service, digitalize analog work, and optimize companies’ process, thus increase business profitability and effectiveness. Despite DT intricacy, all the efforts definitely pay off. When done correctly, DT can provide the following crucial benefits: When using cloud for storage, the chances of data loss are minimized due to improved infrastructure. Risk management. When undergoing DT, company-wide security strategies are introduced to protect digital assets and sensitive data. Focus on security. When companies understand that more aspects will be digital, they are ready for new market trends, new ways of doing business and can adapt easier if changes happen. Change readiness. Experts state that cutting-edge technologies, such as generative AI, can automate of work tasks by 2060. Better efficiency. half It’s also possible to increase staff efficiency on processes such as document sharing and signing. Process optimization. Due to process automation, optimization and replacing manual work with algorithms, companies can redirect it in other priority directions. It’s also cheaper to outsource computing than have in-house hardware that must be maintained and upgraded regularly. Decreased expenses. With advanced approaches, such as cloud, businesses can quickly scale, modernize their IT environments and legacy systems, and adapt quickly to changing circumstances. Improved agility. Current employees will have to acquire new skills required to work in a new environment with advanced tech, otherwise they will be replaced with more tech-savvy candidates. More qualified staff. Understanding QA’s place within digital transformation Nowadays, the cost of an error in the worst scenarios can reach millions of dollars and even lead to business closure. Just remember the case of a financial services company that lost because of a glitch in novel software that led to the quick acquiring and selling of shares. Or another example: the space agency that lost its spacecraft because of an error in metric measurements. $440 million $125 million And while undergoing DT, the risk of errors rises as it often presupposes This is where QA and software testing should step in. the introduction and integration of new systems and complex migrations. A holistic approach to quality control serves as a shield that in the integration or migration process, thus minimizing their appearance after the go-live stage and mitigating probability of any expensive rework or missed deadlines. detects issues early By integrating QA during the planning stages of SDLC, QA specialists think ahead and define potential risks and their severity during the requirements stage, which reduces the risk of time and financial waste in case something goes wrong. QA strategy to support digital transformation To safeguard software in the best possible way, avoid costly post-release rework, and ensure successful DT, it's important to analyze business needs and priorities in advance and build the testing scope accordingly. However, from my experience, I can recommend paying attention to the most basic and significant verifications that can contribute to project success. Cybersecurity testing Unfortunately, cyber attacks continue to hit diverse companies, and often their consequences are severe. For instance, several years ago, a DNS provider suffered a that caused an Internet service outage across Europe and the USA, which affected top companies such as Amazon and Netflix. Apart from DDoS attacks, hackers can use malware, phishing, zero-day, man-in-the-middle attacks - all aimed at stealing or damaging data, disrupting software operation, and causing financial and reputational damage. In addition, the transformation of old cloud-based systems or introduction of new ones can cause novel security loopholes for the organizations that have already tested their software. DDoS attack To prevent disruptions of any type, organizations can include cybersecurity testing into their QA strategy. and other verifications performed in line with the OWASP methodology help spot vulnerabilities at the earliest SDLC stages. In addition, adherence to a prioritizes ongoing security monitoring, which helps minimize the risk of any security loopholes and prevent cyber frauds. Penetration testing, vulnerability assessment, social engineering, static code analysis, DevSecOps culture Performance testing Regardless of the platform, software performance is crucial as it directly influences the speed of operation and, as a result, user satisfaction. The more time it takes for a website page to download, the higher chances are that users will turn to competitors. And statistics proves this fact - according to experts, of mobile users will leave the page if they have to wait for more than 3 seconds. In addition, software must withstand a high influx of end users, otherwise outages are inevitable. Also, migrating extensive data amounts into new systems or in cloud can have potential negative influence on performance. 53% To prevent them, organizations can run server-side tests to make sure the software can cope with overload, define its maximum limits, and identify current bottlenecks. Also, client-side verifications help detect problems that negatively affect page loading speed. With this complex approach, companies can prevent bottlenecks that spoil the experience of end users. Functional testing DT is related to the implementation of new software or introduction of new features into current IT products. Therefore, QA engineers apply functional testing to validate every new software feature and confirm that IT products operate without any issues and can seamlessly integrate with other software in place. Depending on the business need, QA specialists can conduct diverse functional testing types. For instance, when new changes have been introduced to the code, the team performs regression testing to ensure no problems have occurred afterwards. Or, for example, before deploying software to production, it's important to run acceptance tests that serve as the ultimate barrier to prevent issues of diverse severity. Integration testing Within a DT, often it’s critical that multiple systems work together as a single, coherent solution. It’s a difficult objective without integration testing. When done early in the SDLC, it helps QA engineers to track and rectify to prevent data losses during systems interaction and make sure the system can fulfill its tasks when integrated with other systems. compatibility glitches and issues with data and data exchange User acceptance testing (UAT) Within DT, UAT plays a special role as it helps ensure that user requirements and business goals are fully met. This is the last and a very important step in the SDLC before releasing software to the market. Based on real-life user scenarios, QA engineers check the entire software workflow to confirm that the IT product performs its functions exactly as expected. Migration testing During DT, often companies need to migrate digital systems to the cloud or to new systems, which presupposes transfer of extensive data amounts. To prevent data losses and ensure a smooth transition, organizations can supplement their QA strategy with migration testing. During this process, QA engineers identify data structure of the source and target systems, compare information in them to ensure that all the data has been transferred correctly and there are no losses or duplicates, verify integration of the target system with other solutions, and make sure system performance has remained on the same high level. Test automation When it comes to DT, velocity is a crucial factor that provides a competitive edge and allows businesses to reach goals in a more simplified manner. To streamline QA processes, companies may consider automated testing. Scripts executing verifications without human involvement help minimize risks of any failures related to a human factor, boost accuracy, and accelerate speed. In a nutshell DT helps businesses improve overall performance, speed up diverse functions, transform and be ready for novel challenges, develop new IT products, and grow a customer base. However, such change is challenging and requires additional support. QA activities, such as cybersecurity, performance, functional, integration, migration testing, UAT, test automation, and some others can ensure failsafe software operation, decrease testing time, and contribute to reaching set goals within time and budget.

Quality Assurance as an Ideal Assistant for Successful Digital Transformations

An introductory manual for newcomers looking to venture into cryptocurrency investment in the year 2024 PLEASE DO YOUR OWN RESEARCH BEFORE INVESTING IN ANYTHING. As we approach 2024, eager crypto enthusiasts are anticipating the upcoming BULL run in 2024-2025. I’ve composed this article to ensure you have a chance to seize the opportunity without the risk of getting trapped in the bubble. This article highlights the investment opportunity in the cryptocurrency domain and will explain: Why Crypto investments are a smart decision Market Bitcoin How to Invest in Crypto Investment Amount Selecting Assets Entry and Exit Understanding differences between Wallets and Custodians Centralized Vs Decentralised Exchanges Products that I use Final Thoughts scams Get Educated about money Summary Why Invest in Cryptocurrencies? Short Answer: In anticipation of a Bitcoin Bull Run shortly after the Halving event scheduled for April 2024. Long Answer: Market The global cryptocurrency market cap today is a whooping $1.85 Trillion, where Bitcoin ( ) and Ethereum ( ) account for nearly 49.7% and 16.1% respectively, reaching nearly $1.2 Trillion in Market Cap. BTC ETH CoinGecko boasts a registry of 12,665 coins, while CoinMarketCap records an extensive 2.2 million plus coins. With this ever-growing ecosystem of coins, investors can easily get confused and miss out on valuable, and potentially life-changing, assets. Cryptocurrencies other than Bitcoin, are generally referred to as “Altcoins”. Some popular altcoins include Ethereum, BNB, Tether, Solana, XRP, USDC, Cardano, Avalanche, Dogecoin, Chainlink, Tron, etc. Investing seems a challenging task at this point, but it’s pretty simple actually. Bitcoin is the father of Cryptocurrencies and the entire Crypto market Follows the Bitcoin Trail. If the price of Bitcoin goes 🔼, prices of Altcoins go 🔼 generally If the price of Bitcoin goes 🔽, prices of Altcoins go 🔽 generally Bitcoin (BTC) Bitcoin is the first cryptocurrency built on blockchain technology, also known as a decentralized digital currency that is based on cryptography. Unlike government-issued or generally termed fiat currency such as US Dollar or Indian Rupee (INR) which are controlled by the country’s central bank, Bitcoin can operate without the need of a central authority like a central bank or a company. This decentralized nature allows peer-to-peer (p2p) networks whereby users can send funds to each other without going through intermediaries. BTC is created as a reward to the miner who adds a block of transactions in the BTC blockchain. Currently, miners receive 6.25BTC for adding 1 block into the chain. This reward gets cut in half after every 4 years. This monetary policy is referred to as Bitcoin Halving or Halvening, an event that plays a pivotal role in maintaining the limited capped supply of the Bitcoin system at 21 million BTC. This is a Major Macro Trend in the Crypto ecosystem primarily because of Bitcoin's dominance, its immutable nature, and rigid architecture. Bitcoin’s Halving creates a supply crunch, while the demand for BTC is ever-growing as people learn more about this new technology,  the price of Bitcoin will have nowhere but to go up. Not to mention the looming Bitcoin ETF approvals in the USA, opening gates for institutional Cryptocurrency investments. After April 2024, the reward for mining Bitcoin will be reduced to 3.125 BTC per block from the current 6.25 BTC per block. Bitcoin Website: https://bitcoin.org/en/ Current circulating supply: . 19.62 million BTC Price at the time of writing: $46,947.17 How to Invest in Cryptocurrencies Trading and Investment aren’t the only ways to earn from crypto, but let’s discuss that some other time. I'll outline some fundamental considerations before starting your investment journey, but there is a wealth of additional factors to explore. Investment Amount This is a personal and financial decision, but let me simply this in 3 ways 2-10%: New To Crypto 10 - 50%: If you understand blockchain and crypto and know where you are investing 50-100%: Crypto Professional, but not advisable % is based on your total Investment Portfolio Selecting Assets Navigating the wide range of Assets to choose from it’s very difficult to study each one of them before investing, but with the new wave of social media marketing, you must do your due diligence before investing even a penny into anything. Here’s a simple formula for navigating the Crypto Market: DYOR about Blockchain and Crypto Invest in Big Market Cap Projects, mainly Bitcoin, Ethereum, and other Top10 cryptocurrencies by Market Cap Diversify your cryptocurrency portfolio with assets in the Top 100 by Market Cap Get involved in the expanding community Investing in projects where you contribute, and projects you identify can produce potential gains (short/ long term) Refer to and for deep insights on Cryptocurrency Market CoinMarketCap CoinGecko Diversify your Crypto Portfolio with Top10/ Top20 cryptocurrencies by Market Cap. Entry and Exit If you’re reading this before April 2024, you are at a golden point in time, where the crypto market is about to pump up in prices over the next 4-6 quarters. Make up your mind, decide on your strategy, and don’t let emotions play out. If you’re a beginner crypto investor, your best bet is to Dollar Cost Average (DCA) your investment. Just like a Systematic Investment Plan (SIP) in mutual funds, you can invest in your selected cryptocurrencies periodically to average out the buying cost. Crypto Index Funds are another structured option to look for, but as the space is still under rapid development, you might not find one so easily. and some other leading centralized exchanges offer such investment products. Binance Regularly monitoring your Investment is also a crucial part of the process. Occasionally we have seen projects like LUNA, FTX, etc which have lost their value in a matter of hours, entrapping investors and their capital. As Crypto lacks the guard rails of traditional financial systems, it’s up to individual investors to be smart and get regularly informed about the market and their investments. The most important aspect of Crypto Investment is “EXIT”. If you try to time the exit, it can be profitable, but chances are you’re gonna be stuck with Crypto Assets that can lose 90% of their value. was priced at around $200 in 2021, and it merely traded around $15 for most of 2023. Solana Again, it’s better to DCA your exit strategy rather than timing the top. It’s better to sell parts of your investment at a regular interval when the prices are appreciated and you’re bagging profit. You need to monitor the macro trends in the ecosystem to safeguard from high volatility. Some Metrics to watch out are: Fear and Greed Index 200 Week Moving Average Stock-to-Flow model Pi Cycle Top Indicator The Golden Ratio Multiplier To monitor the macro trends, tools like lookintoBitcoin, GlassNode, Messari, etc are quite helpful Remember to exit the market before BEAR run starts The Technology Stack Required for Crypto Investments Wallet There are plenty of crypto wallets providing a range of functionality and spectra of ownership. Not all crypto wallets let you own your assets. The majority of wallets are custodians, which owns the crypto assets on your behalf. Boom in mixed crypto wallets are on the rise, but I’ll explain 3 types of Wallets that are generally adopted: These are wallets that are connected to your email, phone, or some traditional web2 login methods. These wallets provide an easy on-ramp for users who want to buy assets from fiat currency but lack in providing ownership of assets to its users. These are centralized products and own the assets for you. Custodial Wallets: These wallets are part of blockchain systems, and lets you own your assets. Metamask and Trust Wallet are both pioneer wallets having a large user base. These wallets are created using a cryptographic Private-Public Key Pair. And a 12/24 word mnemonic phase is given to the user as a key while creating one. Hot Wallets: These are self-custody safe crypto wallets, used for holding a large number of cryptocurrencies for a very long period. These are the most secure form of wallets, providing maximum security from hacks and scams. Trezor and Ledger are pioneering projects in this sector. Cold Storage: There are smart-contract, Account Abstraction, MultiSig, and MPC wallets, but more about them in another article. There are a lot of things to consider before choosing your primary wallet, but generally, you’ll be using multiple wallets to manage your digital assets. I encourage you to use centralized products and gradually shift towards decentralized and secured products as you gain more knowledge and exposure to cryptocurrencies. Exchange Exchanges are platforms where buyers and sellers can meet to trade their assets. These are traditional Order Book Exchanges, maintained on traditional servers with a permissioned listing of crypto assets to be traded on the platform. Although these platforms bring ease in crypto financial features, BEWARE, you don’t hold your assets and most of these exchanges are not regulated by Governments, hence becomes an easy way for owners to get scammed. Centralized Exchanges: These are new and modern Automated Market Maker Exchanges, developed in the crypto ecosystem, to enable the financial markets without the need for central intermediaries. These are complex exchanges and are part of blockchain applications. Decentralized Exchanges: Although these platforms are hard to understand, they allow you to connect your crypto Wallet to trade the assets that you own. If you are new to the crypto space, start with Centralised Exchange. Choosing an exchange is the most important, as this will generally be a centralized exchange if you are coming from no crypto background. You’ll most likely be asked to do a KYC (Know Your Customer) to withdraw funds, but most exchanges are in tax-free countries and do not comply with state regulations, but there is no guarantee. Do your due diligence before selecting an exchange according to your location and preference. Products I use The World’s largest crypto exchange by trading volume, with $76 billion daily trading volume on the Binance exchange as of August 2022, and 90 million customers worldwide. Users can buy, sell, store their digital assets, as well as access to over 400 cryptocurrencies listed and thousands of trading pairs. but offers a wide range of financial applications under one roof including spot, options, futures, Bots, P2P, Copy trading, Earn, and more. Binance: Binance is a centralized exchange Crypto Asset Exchange with an established presence in India, Australia, and Singapore. Complies with the Indian government and offers only well-researched crypto assets to trade on the platform. Does not offer p2p trading, hence users need to connect their bank accounts to swap between platform money (INR) into fiat money. Zebpay: Leading Self-Custodial Wallet with a safe and simple way to access blockchain applications and web3. Pioneering decentralised crypto wallet which is a part of the blockchain network. You can buy, store, send, and swap tokens, explore blockchain apps and own your data. You can configure any EVM-compatible chain in the wallet with the same key and address, while also enabling multiple sub-accounts. Can be accessed through a browser extension, browser window, and mobile application for Android and iOS. Metamask: Some other products include Coinbase, Valora, Phantom Wallet, Trust Wallet, and Safe Wallet Final Thoughts Scams With the inception of Bitcoin in 2009, the crypto ecosystem is now 15 years old, and has grown exponentially, but still is unregulated and expects all users to be well informed by themselves rather than trusting someone, especially when it’s the case of money. Rug pulls and scams are very common in this space, and if you are not careful it can cause to total loss of your funds permanently. Cryptocurrencies are a relatively new asset class and pose a high-risk level. Where high risk comes with a high reward ratio, it also comes with a decreasing probability of success. Hence you can decrease that risk by investing with as much as information you can gather, and not just crypto but even about using fiat currency, stocks that you buy, houses you live in, or commodities you own. Learn About Money Interestingly, not a lot of people know what money is, and even less about what is the difference between money and currency. Our modern currency system is very simple but is made complex by design to keep the general public in the dark. If you wanna learn more about it, I refer you to “Hidden Secrets of Money” by Mike Maloney. A 10-episode documentary that felt no different than a drama web series to me. Our school systems do not have money in our curriculum yet our life depends on it. We spend most of our lives worrying bout it, working for it, saving it, spending it, even fighting, dying, or killing for it. It defines our social status and even compromises our morals. Learn as much as you can, and understand the race before start running. It’s not a 100-metre race, it’s a fucking Triathlon. Summary Understand the Cryptocurrency market, and learn about macro trends Bitcoin (BTC) and Ethereum (ETH) dominate the market Get started with crypto exchange and wallet products. Invest a small amount of your total investment portfolio Choose from Top10/ Top20 cryptocurrencies, including major portion for Bitcoin and Ethereum Start your systematic investment till bitcoin halving, buy the dips, DCA/ SIP Monitor your investment Create an Exit strategy Claim your profit. Enjoy your lambo! If you find this article interesting or have any questions, drop down a comment, and share this article with your family and friends. No point in being rich alone, when there’s no one to enjoy your success with!

Cryptocurrency Is Still the Investment Opportunity of the Decade

Header Image sourced from 3 Steps to Create and Sell AI-Generated Midjourney Art In the ever-evolving landscape of user experience (UX), a seismic shift is on the horizon — one that will redefine career trajectories and set a new standard for competitive edge in the industry. The realm of UX is on the cusp of a transformation akin to the revolution brought about by the advent of , where speed and agility in development have outpaced traditional methods. This shift heralds the dawn of the UXOps era, where research, design thinking, and UI design will emerge as the vanguard of user experience. DevOps As UX becomes increasingly integrated into the mainstream, the cost of achieving “good enough” UX diminishes, reducing the risk of tackling more niche problems. This mirrors the trajectory of the DevOps industry, which democratized market performance and search ranking capabilities for smaller agencies and SMEs with niche services and new technologies previously impossible for small-budget startups. The ripple effect of this democratization is a landscape where UX professionals can scale up to more luxurious, high-end products or pivot to entirely new industries. The strategic move for those in UX is to gravitate toward the most lucrative aspects of the field while the opportunity is ripe. The competition at the entry-level will intensify, and the pace of change will outstrip even the most ambitious moonshot projects envisioned by tech giants like Google. In this new era, innovation is not a rarefied pursuit but a playground of possibilities, amplified a trillion-fold by the . advent of artificial intelligence (AI) Envision a world where the youthful vigor of 20-year-olds is channeled into launching not one but 30 nano startups annually. In this world, UX professionals fall short of being a key piece in the value chain of this new customer, for which pivoting and iteration become the norm. In this brave new world, — the individual who launches new ventures with the frequency of a monthly routine — becomes the archetype of the modern professional. This new entrepreneur requires no capital, team, or extensive research — merely a week to launch what they can. the “Launcher” This paradigm shift redefines entrepreneurship; businesses become leaner, experiments are shorter, and emotional attachment to products and brands is a relic of the past. Prestige in this new order is measured not by the accumulation of successes but by the rate of failure and the quality of learning derived from it. Stumbling, recovering, and gleaning insights rapidly become the hallmark of excellence. In the launcher era, pitching is the new currency of prestige, and those who navigate this landscape with agility and insight will lead the charge into the future of UX. With the advent of AI into the mainstream, the entrepreneurial landscape is undergoing a seismic shift, moving away from the traditional, slow-paced nurturing of single ideas to a dynamic model where rapid launching and iteration are the new norms. This evolution is giving rise to a new breed of entrepreneurs known as “launchers” — individuals who are redefining success not by the longevity of their ventures but by the frequency and agility with which they introduce new concepts to the market. The Launcher: A New Entrepreneurial Archetype Launchers are characterized by their lack of attachment to any single idea. They thrive on the constant motion of creation, viewing each project as a stepping stone to the next innovation. This approach is a stark departure from the classic image of the entrepreneur who is deeply invested in the perfect execution of a singular vision. Instead, launchers are the epitome of adaptability, embracing a portfolio of ventures where speed and flexibility are paramount. The Implications for UX Design In this fast-paced “launcher era,” the traditional role of the UX designer is being challenged. The speed at which launchers operate demands a UX approach that can keep up with the rapid cycle of product releases. must evolve from methodical designers to UXOps specialists — experts in facilitating quick navigation to key information, ensuring scalability, and supporting robust and intuitive structures within digital products. UX professionals UXOps, akin to the revolution brought about by DevOps in software development, represents the fusion of user experience with operational efficiency. It’s about integrating research, design thinking, and UI design into a seamless process that aligns with the launcher’s need for speed no matter the technology or tools needed as new ones appear. As UX becomes mainstream, scaling up to more expensive and high-end products or transitioning to another industry will become the norm. Adapting to the Speed of Innovation For UX professionals, this means embracing new methodologies that allow for rapid prototyping, user testing, and data analysis. They must become fluent in the language of quick launches and product iterations, understanding these processes as critical layers of a well-delivered service. The UX designer’s role expands to include strategic visioning for product adaptability and growth, ensuring that each iteration is informed by real-time user feedback and market trends. The product becomes the means, not the end, the user, a visitor to an ever-evolving market fit experiment. The Service Layer of UX in the Launcher Era In this new era, UX professionals are the architects of the service layer that underpins fleeting product interactions. This layer must be robust to support rapid product evolution while remaining flexible enough to accommodate the launcher’s cadence. UX designers must guide products through their lifecycle with a focus on scalability, adaptability, and user-centricity, ensuring that the user’s journey is enhanced with each new release. Conclusion: Embracing UXOps for Future Success The launcher era is a renaissance for user experience, demanding a new breed of UX professionals adept at UXOps. These individuals, which I would call Experience Launchers, will play a pivotal role in shaping the future of entrepreneurship, where the ability to quickly pivot and iterate is the hallmark of success. By embracing this new paradigm, UX designers can ensure their place at the heart of innovation, driving the rapid evolution of products in a world where change is the only constant. This is part of my series, where I dare to tap into the unknown and imagine the future where UX once again changes for good. Futurism If you need help or mentoring building a killer pitch, don’t hesitate to contact me on Linkedin: Javier Alcivar UX Strategy Lead Consultant

From UX to UXL (User Experience Launcher), Evolving in the AI Launcher Era

As enterprises massively leap to an Agile adoption, software development, and testing teams need to move at a faster pace while rolling out high-quality IT products preferred by end users. This can be possible with a (SLT) approach. shift-left testing Companies who choose SLT can obtain huge advantages, such as earlier identification of defects, faster time to market, increased software quality, or improved QA efficiency, to name a few, allowing them to avoid possible losses. And they can be extensive, believe me — according to research, in 2022, the US economy may have lost up to because of software issues. $2.41 trillion Despite growing popularity, this concept and its implementation still raise questions. In this article, I’ll focus on the essence of this approach, its benefits for business, implementation tips, and challenges. Meaning and significance of the groundbreaking approach Traditional ways of crafting software solutions presuppose that QA and software testing activities are done at the end project stages, which can complicate the overall process as the This is because it may be necessary to fully alter the solution from the ground up. cost and time of fixing issues of diverse severity increase exponentially. It could be said that SLT is the exact opposite of this model. Its effectiveness lies in the As QA engineers quickly delve into product specifics and detect issues or ambiguity at the requirements stage, software quality improves, while testing time reduces. search for bugs as early in the SDLC as possible. Currently, there are such as traditional, incremental, Agile/DevOps-driven, or model-based. The choice of the type depends on such as size, complexity, duration, team composition, and more. several types of SLT, individual project characteristics, Big perks brought to the table From my experience, I can highlight the most remarkable pluses of changing settled workflows: Software defects detected during the development process are much easier and cheaper to fix, rather than after the release when they can affect diverse functions. According to , issues identified during the maintenance phase than if found earlier. Decreased costs. research were multiple times more expensive to rectify If project teams embed QA early, run verifications during every development stage, and rely on the best continuous and test automation practices, each diverse functionality can be scrutinized — from performance to accessibility. This positively affects the overall IT product’s operation. Augmented test coverage. When teams rely on checking software operation from the onset of the project, they have higher chances of meeting tight release deadlines without sacrificing their IT products’ quality. Frequent and early code checks can contribute to delivery of robust software solutions that end users prefer. Improved software quality. Even in an Agile world, teams are required to move faster. The sooner project members initiate software verifications, the quicker they can eliminate problems. Supplemented by test automation, SLT helps to optimize QA efforts and time, meet stringent release deadlines, and leverage resources more efficiently. Accelerated delivery. When companies roll out secure, high-performing software that operates flawlessly and never faces downtimes, chances are high that end users will trust them and recommend them to others, thus improving their market position. Enhanced brand image. How to effectively establish the practice Although comprehensive verifications enhance the technical health of software, the implementation of this approach may still be challenging for the companies. So, I suggest considering the following steps for the smooth introduction of SLT on a project: 1. Embed QA from the get-go To get the maximum effect from the SLT approach, QA teams need to incorporate testing into the project as early as possible, for instance, ideally at the stage dedicated to This way software testing engineers can define any ambiguities, logical contradictions, or other problems, and provide a clear explanation of possible bugs and ways of preventing them, thus decreasing the risk of their appearance later in the SDLC and minimizing the cost of their fixing. requirements or brainstorming sessions. 2. Rely on automated QA workflows As SLT is all about frequent software verifications, prioritizing manual testing becomes a challenging task, especially if the project is large and requires working with an extensive regression testing scope. Therefore, test automation can become a game-changer. By utilizing it, project teams can considerably improve testing accuracy due to minimizing the probability of human errors, and obtain feedback on software quality quicker. So, it’s not surprising that the respondents of the World Quality Report (WQR) 2023-24 expect a lot from it. They stated that automated testing implemented on the projects should contribute to decreasing the number of live issues (51%), lowering testing efforts (50%), and enhancing customer experience (50%). broaden coverage, Currently, teams can choose from a wide variety of (from Selenium to Playwright) able to fit any QA budget, specialists’ knowledge, ease of maintenance, reporting, integration, unique testing requirements within a project, or several other priorities. commercial or open-source test automation tools In addition, I can recommend paying attention to the usage of in testing, which is gaining momentum nowadays. 74% of WQR’s interviewees actively use it to optimize their QA workflows. For instance, when an AI-based component is applied for determining failed tests and generating corresponding reports, test failure analysis becomes quicker. artificial intelligence (AI) 3. Prioritize continuous interaction To establish this, teams should stick to the practice of regular sync-ups, QA engineers’ participation in analyzing requirements, and bear in mind the importance of effective written communication that can contribute to better resolution of defects. Such constant interaction helps ensure quick problem-solving, delve deeper into IT products’ specifics, boost project productivity, minimize the risks of software failures in the future, and ensure in-time delivery of the planned functionality. identify and rectify software issues faster and easier, 4. Maintain consistent standards The developers need to agree with the usage of unified standards of writing code within a project they are working on. This contributes to the delivery of robust, straightforward, and maintainable code from the get-go. In addition, automated static code analysis helps scrutinize the entire code, identify diverse problems, and detect parts that aren’t compliant with existing standards. As for they need to establish quality gates for diverse SDLC phases. This helps to make sure no deviations from the requirements occur during software development. QA specialists, Possible process challenges I think it’s worth paying attention to the most probable bumps in the road that need to be overcome: Any changes in the usual course of things may be frightening. And when it comes to the novel way of testing, the entire organizational culture should be modified, which can be an overwhelming proposition. Reluctance to alter. Lack of crucial knowledge regarding software testing, planning and monitoring, defining the scope, the way of infusing QA into the earliest development stages complicates a major transition to SLT. Shortage of expertise. When the only team motivation is to release features on time, chances are low they’ll focus on meticulous identification of software defects. This can lead to multiple problems, including downtime. Absence of approval from business leaders. Final note I do believe that prevention is better than cure. And SLT is exactly this. By moving testing to the earlier SDLC phases, project participants can find problems at the project stage when fixing is easy and inexpensive, thus optimizing overall efforts and making sure business goals are met. To set up this beneficial approach, teams can engage QA engineers earlier, introduce test automation, establish effective cooperation between project members, and adhere to essential standards.

Test Early, Test Always, Test Everything: Enhance Software Quality With Shift-Left Testing

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