Too Long; Didn't Read
Just one in five community banks in the USA had deployed APIs before 2020. 97% of UK banks are already using them, and 83% of the Netherlands has 83% using them. Ron Shevlin says that American banks cannot simply use this as an excuse for their low adoption of the technology. The best known API providers include Stripe, Plaid and Yodlee. But there are three fintech startups that are “poised to have a significant impact on the banking industry: Pinwheel, Sila, and Codat”