Technical debt is deferred work for later. It can be seen as a list of compromises on the part of the tech team for the sake of the product team. It is also called a compromise of quality and speed. The responsibility for it is equally distributed among all people on the project. Debts must be controlled and managed. Constantly set aside time to work on them, this should be systematic. The main thing is to find a balance when the debt will arise but will not accumulate to a critical state.