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The ability to combine simple gestures with user-friendly interface results in a solution that appears simple and comprehensive. Mirroring of the physical actions into digital ones is one of the ways to do it. The resemblance of actions inside the application with the actions that users perform in real life is the key to time-saving. Every project aims to become something bigger than just a service. Therefore, every team is looking for additional features that would contribute to building user loyalty. xpate is working on Chat Room service that allows users to have a conversation with all of the parties involved in funds transfer while having a full record of all transactions in statement form.