Banking, essential to global financial systems, dates back to ancient times when temples and merchants offered safekeeping and lending services. The modern banking industry emerged during the Renaissance with early Italian banks facilitating trade through deposits, loans, and currency exchange. Nowadays, banks play a pivotal role in economic stability, financial inclusion, and digital transformation, navigating challenges such as cybersecurity threats and evolving customer expectations. Startups in the banking industry utilize innovations like mobile banking apps, AI-powered chatbots, and blockchain for secure transactions. Fintech companies disrupt traditional banking with digital payments, automated wealth management, and peer-to-peer lending. Cloud computing lowers costs and boosts security, while data analytics drive personalized customer experiences and targeted products. Ultimately, technology empowers banking startups to innovate and deliver customer-centric financial services and facilitates users' access and communication to their assets.