TLDR
Decentralized credit isn’t about overthrowing the existing financial system; it’s about building a bridge between the informal economy and formal finance. Gluwa’s Creditcoin and Credal network show that public blockchains can record real-world credit transactions at scale, create portable reputations for the unbanked. When combined with national digital currencies like the eNaira, they offer a path to mainstream adoption. via the TL;DR App
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Written by ivyhackwell | A brilliant and innovative programmer who breathes life into lines of code.