Mutuum Finance (MUTM)
Mutuum Finance is developing a decentralized lending and borrowing protocol on Ethereum. The project focuses on building a system where users can supply assets, earn yield and access liquidity through automated smart contracts. The protocol aims to provide transparency and create a stable structure for both lenders and borrowers. This early vision has helped the project gain traction among new crypto investors searching for developing platforms with active progress.
The team has been advancing through its roadmap since early 2025. Roadmap Phase 1, which focused on core planning, presale launch, foundation setup and initial system design, is now complete. Mutuum Finance has shifted into Roadmap Phase 2, where development work has intensified and early parts of the protocol are being prepared for testing.
Mutuum Finance has shown consistent performance throughout the year. The project has raised $18.7 million, reflecting steady interest across multiple presale stages. It also reached 18,000 holders, a major milestone for a protocol still in development. These early results show that the community has expanded at a healthy pace, with new buyers joining daily as the presale advances.
Token sales have also remained strong. A total of 800 million MUTM tokens have been sold so far. This marks significant progress as the project moves across each stage of its allocation plan.
Token Price Increase Since Launch
When the presale began in early 2025, MUTM launched at $0.01. The token is now priced at $0.035 in Phase 6, giving the project a 250% increase since the start. Each phase includes a fixed price and a fixed supply. As demand increases, the current phase fills faster and the price advances to the next stage. This structure has created growing interest in Phase 6, which continues to move quickly.
Phase 6 has now exceeded 88% allocation, which signals strong demand as the presale enters one of its final moments before the next price level. Buyers have been closely tracking the remaining supply, as this stage offers the last chance to purchase MUTM at $0.035 before the next price increase.
The presale has also gained momentum thanks to its 24-hour leaderboard system. Each day, the top contributor receives $500 worth of MUTM, creating steady activity and encouraging more participation. This system has helped keep attention on Mutuum Finance across different time zones and user groups.
Token Supply Distribution and Expanded Payment Access
Mutuum Finance has a total supply of 4 billion MUTM tokens. Of this supply, 45.5%, or 1.82 billion tokens, is allocated for the presale. This large allocation gives early supporters wide access while leaving room for ecosystem expansion after launch.
To make the presale more accessible, the team also introduced card payments with no purchase limits. Buyers can now join without relying only on wallet-to-wallet transfers, which has made entering the presale easier and faster. This feature has become popular among first-time participants who prefer a simple payment method.
Roadmap Phase 2 is approaching 95% completion, marking another important step forward. This stage includes the build-out of the protocol’s main systems, including liquidity pool logic, borrowing and repayment mechanics, interest rate structures, mtToken behavior, debt tracking and safety functions that protect lenders.
Much of this work is tied directly to the upcoming V1 release. Development has focused on stability and accuracy, ensuring that the early version will be ready for testing once the team moves into the next roadmap phase.
V1 Launch Confirmed for Q4 2025 on Sepolia
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This confirmed timeline has become one of the biggest drivers of excitement, as many view V1 as the start of Mutuum Finance’s real expansion phase.
Mutuum Finance completed a security review from CertiK and scored 90 out of 100 on the Token Scan. A $50,000 bug bounty is also active to ensure any code issues are identified before launch. These steps show the team’s focus on long-term safety and reliability.
With a 250% price rise, strong funding, rapid presale movement and Roadmap Phase 2 near completion, Mutuum Finance is moving into one of its most active growth periods. As Phase 6 edges toward sellout and V1 approaches, the project continues to gain momentum in the DeFi crypto space, positioning itself as one of the most followed new top crypto launches heading into 2025 and beyond.
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This story was published as a press release by Btcwire under HackerNoon’s Business Blogging