MEXC Earn’s “Deposit-Earn-Borrow” Model Boosts Capital Efficiency in Bear Markets

In a bear market, survival is the prerequisite for catching the next wave. However, the ability to put capital to work while surviving is what truly separates the winners from the rest.

The most common dilemma during volatile periods is that funds either endure fluctuations with little growth or sacrifice flexibility for interest, making investors slow to respond when opportunities arise. MEXC Earn's product restructuring addresses this contradiction: through a "Deposit-Earn-Borrow" ecosystem, it integrates earnings, trading, and turnover into a single capital management system, reducing switching costs and enabling more efficient capital movement across different scenarios, breaking the limitations of traditional finance products with low returns and low liquidity.

For users, depositing into MEXC Earn is no longer just passive storage. Instead, it empowers the same capital to generate substantial yields and serve as a buffer during drawdowns, while remaining ready for flexible deployment based on market trends. This allows users to allocate and rotate funds with greater confidence and composure even in a sluggish market. The platform's Assets Under Management (AUM) has grown by approximately 43% this year, with user base growth of about 64%. This indicates that more users are recognizing MEXC's capital management products and are willing to deposit their assets here.

Currently, MEXC Earn precisely meets the core needs of diverse users through four key dimensions: Ultra-High Returns returns, capital efficiency, zero-cost liquidity, and a seamless experience.

Highlight One: Low Risk with Ultra-High Returns

To reduce the learning curve for new users trying financial products for the first time, MEXC offers entry-level products with the highest market yield rates. First-time users can enjoy up to 600% APR for the first 2 days.

Highlight Two: Parallel Trading and Earning

For Futures traders, margin assets often serve merely as collateral during holding or waiting periods, limiting capital efficiency. MEXC's "Futures Earn" incorporates Futures account assets into the earning mechanism, allowing Futures assets to earn up to 20% APR while meeting position value requirements. This design allows Futures capital to generate additional income while providing margin protection, creating a parallel "trading + earning" capital management approach. Additionally, earnings accrue daily and are automatically added to the margin balance, providing balance enhancement and risk buffering for the account.

Highlight Three: Zero-Cost Flexible Borrowing

For long-term holders with short-term liquidity needs, MEXC offers zero-interest flexible borrowing during promotional periods. Users can pledge specified assets to borrow stablecoins without paying interest. This product resolves the conflict between "not wanting to sell coins" and "needing cash", allowing users to prioritize interest-free borrowing over selling, maintaining the appreciation potential of long-term positions while gaining liquidity.

Highlight Four: Low Operational Friction

MEXC's integrated "Deposit-Earn-Borrow" design bridges the gap between financial services and trading processes. Users don't need manual transfers, as flexible financial funds can be directly used for Spot or Futures trading, improving fund availability while reducing operational costs. With Flexible Earn, assets are automatically enrolled in the yield mechanism without manual subscription or locking. Crucially, assets continue to earn interest even during pending orders or transfers, making the earning process truly frictionless.

MEXC's financial system has evolved from "idle money appreciation" to covering "capital efficiency" across all scenarios. It achieves a seamless connection between wealth management and trading, keeping deposited funds highly liquid to meet the diverse needs of passive savers, active traders, and arbitrageurs.

Under this framework, the path from "capital management" to "quick order placement" is significantly shortened, greatly reducing the risk of missing market opportunities due to operational delays. Data validates this model's success. The contribution of financial products to the platform's Futures trading volume has increased from 2% to 10%. This proves that MEXC Earn is not merely an asset management gateway, but a growth engine that continuously supplies liquidity and momentum to the core trading business.