TLDR
Decentralised finance (or open finance) presents alternatives to regular financial products in the crypto space. DeFi platforms offer lending, borrowing, staking, trading, investment and custodial services without a centralised actor or middleman – that is, banking or financial services through trustless protocols. Uniswap is a decentralised liquidity platform that offers trading (swap/send) and staking (pool) services for ERC20 tokens. Cred is a lending and borrowing ecosystem that facilitates access to credit for both retailers and institutions by using digital assets as collateral.via the TL;DR App
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