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“Akekho umuntu ohlanyayo… Okuhlangenwe nakho kwakho siqu ngemali kwenza mhlawumbe u-0.00000001% walokho okwenzeka emhlabeni, kodwa mhlawumbe u-80% wendlela ocabanga ukuthi umhlaba usebenza ngayo.”
I-GameStop ne-AMC bahlangane futhi. Ikhephu yemakethe ye-cryptosphere ingu-$2.54T ngesikhathi sokubhala. Iningi labantu baseMelika lizizwa likhungathekile ngokuthi abacebile nezinkampani azikhokhi ingxenye yazo yentela efanelekile, futhi cishe baqinisile. Iziqubulo ezithandwa ngabantu njengokuthi “intela yabacebile” zizwakala ngokujulile emhlabeni wonke kuyilapho ukwehla kwamandla emali kuqeda amandla okuthenga omuntu ovamile, okushiya abantu abasha benomuzwa wokuthi ubunikazi bezindlu akubona okwesizukulwane sabo. Izindleko eziphakeme zokuphila zenza abaningi baphuze noma badele ukuba nemindeni, okunomthelela ekwehleni kwezinga lokuzalwa emazweni athuthukile.
Encwadini ethi "The Psychology of Money," umbhali owawine imiklomelo uMorgan Housel ugcizelela ukuthi uma kuziwa ekutshalweni kwezimali, "Akekho umuntu ohlanyayo... Okuhlangenwe nakho kwakho siqu ngemali kwenza u-0.00000001% wokwenzeka emhlabeni, kodwa mhlawumbe u-80% ucabanga ukuthi umhlaba usebenza kanjani." Abantu abadala abasha, abantu abahola kancane, abasebenzi bezomnotho, abantu abasezindaweni ezicindezelekile ngokwezomnotho, ngisho nabantu abahola kakhulu abahlanyi ngokutshala imali kuBitcoin—izinto abahlangabezane nazo nobuhlungu buthinta izenzo zabo.
Ngokuqondakalayo, inani elandayo labantu lizizwa lingenathemba futhi lifisa ukwenza okuthile okuhlukile ngenxa yokuthi izindlela zakudala zokuthola ikhaya noma ukuba nomndeni azisasebenzi. Kunomuzwa okhulayo wokuthi uhlelo luphukile kanye nesidingo sokwenza okuthile ngesibindi ukuhlakanipha okuvamile okungase kubize ngokunganaki, ukunganaki, nokungenangqondo. Kodwa lapho i-nihilism iphakamisa ukusula kanye nokungenzi lutho lapho kubhekene nezenzakalo ezenzekayo, i-Stoicism ikhuthaza ukuthatha isinyathelo esinengqondo ngaphakathi kokulawula komuntu. Uhlobo lokuphikisa kwezomnotho olubizwa ngokuthi yi-financial nihilism lunikeza ithemba ngendlela ephikisayo kakhulu.
I-financial nihilism iyisimo sengqondo lapho abantu bekholelwa ukuthi uhlelo lwezezimali, okuhlanganisa imali nezinqubo zokutshala izimali, alukho inani langempela noma incazelo. Lo mbono usukela ekudumazekeni okujulile ngezinkambiso zendabuko zezezimali kanye nombono wokuthi ukuhlelwa kwezimali kuyize ngenxa yokungabikezeli okungokwemvelo kanye nokubonakala kungalungile kohlelo. Abantu ababhalisela i-financial nihilism bavame ukwenqaba ukuhlakanipha okuvamile kwezezimali, njengokulondolozela umhlalaphansi noma ukutshala imali ezimakethe zamasheya, bebuka le misebenzi njengengenanjongo.
Ukuwohloka kokwethenjwa komphakathi ezinhlelweni zezezimali zendabuko kungase kubangelwe izehlakalo ezimbalwa ezibalulekile namathrendi, alandelela izimpande zokungaziphathi kahle kwezezimali.
I-financial nihilism ngempela ingathathwa njengokuphikisana nokutshalwa kwezimali kwendabuko. Nakuba ingenakho ukuhleleka okusemthethweni, imele ushintsho olukhulu endleleni abantu ababona ngayo futhi basebenzisane ngayo nezinhlelo zezezimali. Izimoto eziningi zomnotho kanye nokunyakaza kufaka lo mkhuba:
Ukunyuka kokungathembeki kwezezimali kunemiphumela eminingana ebalulekile kwezomnotho:
Umqondo wamaStoic wokuthi "i-Oobstacle iyindlela" ihambisana nokungahloniphi kwezezimali kanye ne-Bitcoin njengezimpendulo zokungalingani kwezomnotho ngokubuka amaphutha esistimu nokungabi nabulungisa kohlelo lwezimali oluvamile njengezinselele okufanele ziguqulwe.
I-Bitcoin inendawo eyingqayizivele ekulandiseni kwe-nihilism yezezimali. Kungabhekwa njenge-"meme stock" yokuqala yale nhlangano futhi isibe uphawu lokuhlubuka kwezezimali. NjengoSocrates, ovame ukubhekwa njengoyise wefilosofi, i-Bitcoin ibonakala njengento yokuqala neyisisekelo yesigaba sayo.
I-Bitcoin yadalwa ngo-2009 ngemva kwenkinga yezimali, yaklanywa ngokucacile njengenye indlela yezimali zendabuko kanye nezinhlelo zamabhange. Isimo sayo sokwehlukaniswa nokwedelela ukulawula kukahulumeni kwakhanga labo abaphoxekile ngohlelo olukhona lwezezimali. Ukukhula kwe-Bitcoin akuqhutshwanga nje ukuqanjwa kwayo okusha kwezobuchwepheshe kodwa futhi nokuguquguquka kwamasiko nemibono ekubuzeni imibuzo nasekulahleni izinkambiso zendabuko zezezimali.
Njengoba i-Bitcoin ithola ukuduma, yavula indlela kwamanye ama-cryptocurrencies kanye nokutshalwa kwezimali okucatshangelwayo okufaka ukungaziphathi kahle kwezezimali. Impumelelo yayo yabonisa ukuthi ezinye izindlela zesistimu yezezimali ezisunguliwe azikwazi nje kuphela ukuba khona kodwa zithuthuke, ziqinisekisa umbono wezezimali ongahloniphi.
Umqondo wamaStoic kanye nesihloko sombhali odayisa kakhulu uRyan' Holiday 's incwadi ethi "The Obstacle Is the Way" ihambisana nokungabi nalutho kwezimali kanye ne-Bitcoin njengezimpendulo zokungalingani kwezomnotho ngokubuka amaphutha esistimu kanye nokungabi nabulungisa kohlelo lwezezimali lwendabuko njengezinselele aguqulwe. I-financial nihilism kanye ne-Bitcoin zisebenzisa lezi zithiyo ekusunguleni nasekudaleni ezinye izindlela zezimali, okugcizelela ukuqina, ukunika amandla, nokucatshangelwa kokuziphatha. Lo mqondo uguqula ukuhlupheka kwezomnotho kube amathuba okuthuthukisa izinhlelo zezezimali ezibandakanya wonke umuntu futhi ezilinganayo, ezihlanganisa isimiso samaStoiku sokusebenzisa ubunzima njengezisusa zokukhula nokwenza ngcono.
Kodwa manje umbuzo uphendukela kuwe: lapho ubhekene nesistimu yezezimali evame ukubonakala embondelene kumuntu ovamile, ingabe uzoqhubeka nokuthembela ezindleleni zendabuko ezehlulekile kwabaningi, noma uzohlola izindlela ezingaziwa ukuthi i-nihilism yezezimali kanye ne-Bitcoin inikeza ? Njengoba uzulazula ngekusasa lakho lezezimali, cabanga ukuthi ungaziguqula kanjani izithiyo endleleni yakho zibe ngamathuba okukhula kanye nokusungula izinto ezintsha. Ingabe uzozifaka engozini ukuze ulungise kabusha ikusasa lakho lezezimali, noma uzolinda amasistimu amadala ukuthi azivumelanise nezimo? Ngenhlanhla, ukukhetha, namandla okwenza, kusezandleni zethu.
Bhalisela i-Darragh ku-HackerNoon futhi umlandele ku-X namuhla!