“Akekho umuntu ohlanyayo… Okuhlangenwe nakho kwakho siqu ngemali kwenza mhlawumbe u-0.00000001% walokho okwenzeka emhlabeni, kodwa mhlawumbe u-80% wendlela ocabanga ukuthi umhlaba usebenza ngayo.”    Iziqubulo ezithandwa ngabantu njengokuthi “intela yabacebile” zizwakala ngokujulile emhlabeni wonke kuyilapho ukwehla kwamandla emali kuqeda amandla okuthenga omuntu ovamile, okushiya abantu abasha benomuzwa wokuthi ubunikazi bezindlu akubona okwesizukulwane sabo. Izindleko eziphakeme zokuphila zenza abaningi baphuze noma badele ukuba nemindeni, okunomthelela ekwehleni kwezinga lokuzalwa emazweni athuthukile. I-GameStop ne-AMC bahlangane futhi.   ye-cryptosphere ingu-$2.54T ngesikhathi sokubhala. Iningi labantu baseMelika lizizwa likhungathekile ngokuthi abacebile nezinkampani azikhokhi ingxenye yazo yentela efanelekile, futhi cishe baqinisile. Ikhephu yemakethe  Encwadini ethi "The Psychology of Money,"   ugcizelela ukuthi uma kuziwa ekutshalweni kwezimali, "Akekho umuntu ohlanyayo... Okuhlangenwe nakho kwakho siqu ngemali kwenza u-0.00000001% wokwenzeka emhlabeni, kodwa mhlawumbe u-80% ucabanga ukuthi umhlaba usebenza kanjani." Abantu abadala abasha, abantu abahola kancane, abasebenzi bezomnotho, abantu abasezindaweni ezicindezelekile ngokwezomnotho, ngisho nabantu abahola kakhulu abahlanyi ngokutshala imali kuBitcoin—izinto abahlangabezane nazo nobuhlungu buthinta izenzo zabo. umbhali owawine imiklomelo uMorgan Housel  Ngokuqondakalayo, inani elandayo labantu lizizwa lingenathemba futhi lifisa ukwenza okuthile okuhlukile ngenxa yokuthi izindlela zakudala zokuthola ikhaya noma ukuba nomndeni azisasebenzi. Kunomuzwa okhulayo wokuthi uhlelo luphukile kanye nesidingo sokwenza okuthile ngesibindi ukuhlakanipha okuvamile okungase kubize ngokunganaki, ukunganaki, nokungenangqondo. Kodwa lapho i-nihilism iphakamisa ukusula kanye nokungenzi lutho lapho kubhekene nezenzakalo ezenzekayo, i-Stoicism ikhuthaza ukuthatha isinyathelo esinengqondo ngaphakathi kokulawula komuntu. Uhlobo lokuphikisa kwezomnotho olubizwa ngokuthi yi-financial nihilism lunikeza ithemba ngendlela ephikisayo kakhulu.  Iyini i-Financial Nihilism?  I-financial nihilism iyisimo sengqondo lapho abantu bekholelwa ukuthi uhlelo lwezezimali, okuhlanganisa imali nezinqubo zokutshala izimali, alukho inani langempela noma incazelo. Lo mbono usukela ekudumazekeni okujulile ngezinkambiso zendabuko zezezimali kanye nombono wokuthi ukuhlelwa kwezimali kuyize ngenxa yokungabikezeli okungokwemvelo kanye nokubonakala kungalungile kohlelo. Abantu ababhalisela i-financial nihilism bavame ukwenqaba ukuhlakanipha okuvamile kwezezimali, njengokulondolozela umhlalaphansi noma ukutshala imali ezimakethe zamasheya, bebuka le misebenzi njengengenanjongo.  Yavela Kuphi?  Ukuwohloka kokwethenjwa komphakathi ezinhlelweni zezezimali zendabuko kungase kubangelwe izehlakalo ezimbalwa ezibalulekile namathrendi, alandelela izimpande zokungaziphathi kahle kwezezimali.    Inkinga yezezimali emhlabeni wonke kwaba yisikhathi esibalulekile esaqeda ukholo emabhange, ezikhungweni zezimali, kanye nohlelo lwezomnotho lulonke. Njengoba abantu bebona ukukhululwa okukhulu kwamabhange kuyilapho abantu abavamile belahlekelwa amakhaya abo nemisebenzi, ukungabaza mayelana nokulunga nokuzinza kohlelo lwezezimali kwakhula. 2008-09 Inkinga Yezezimali:    Ngo-2011, inhlangano ye-Occupy Wall Street yagqamisa ukukhungatheka okusabalele ngokungalingani kwezomnotho nokuhaha kwezinkampani. Isiqubulo sale nhlangano esithi, “Singamaphesenti angama-99,” sigcizelele inkolelo yokuthi uhlelo lwezezimali luyakhwabanisela ukuze kuhlomule abantu abancane abasezingeni eliphezulu ngokulahlekelwa iningi. I-Occupy Wall Street:    Ivoti le-Brexit ngo-2016 kanye nokukhuphuka kwezinhlangano ezinabantu abaningi njengomkhankaso kaTrump we-MAGA kubonise ukungeneliseki okubanzi ngokuhwebelana kwezomnotho kanye nezikhungo zendabuko zezepolitiki nezomnotho. Le micimbi ibonise ingxenye enkulu yokungeneliseki kwabantu ngesimo esikhona. I-Brexit Nezinxushunxushu Zezombangazwe:    Ukuntengantenga komnotho okuqhubekayo, okuhlanganisa ukukhuphuka kwamazinga ezikweletu, ukungavikeleki kwemisebenzi, kanye nesimo somnotho esintekenteke, kube nomthelela ekuphelelweni ithemba kwezezimali. Intsha eningi inomuzwa wokuthi uhlelo lwezezimali aluyisebenzeli, okuholela ekubeni nombono ongemuhle. Ukuntengantenga Kwezomnotho:  Ingabe I-Financial Counter-Movement to Traditional Investments?  I-financial nihilism ngempela ingathathwa njengokuphikisana nokutshalwa kwezimali kwendabuko. Nakuba ingenakho ukuhleleka okusemthethweni, imele ushintsho olukhulu endleleni abantu ababona ngayo futhi basebenzisane ngayo nezinhlelo zezezimali. Izimoto eziningi zomnotho kanye nokunyakaza kufaka lo mkhuba:    I-Bitcoin, i-Doge, ne-Pepe ama-cryptocurrencies ambalwa nje avame ukubonwa njengokwenqatshwa kwezinhlelo zezezimali zendabuko. Banikeza enye indlela esebenza ngaphandle kokulawulwa kukahulumeni nezinhlelo zamabhange, ezikhanga labo abadumele ngezimali ezivamile. Ama-Cryptocurrencies:    Amasheya afana ne-GameStop ne-AMC, ebone ukunyuka okukhulu kwentengo okuqhutshwa izinkundla zokuxhumana kanye nemiphakathi eku-inthanethi, kuyisibonelo salokhu kuphikisana. Lokhu kutshalwa kwezimali kuvame ukusekelwe kakhulu emizweni yomphakathi naku-hype kunamamethrikhi ezezimali ajwayelekile. Amasheya e-Meme:    Izinkundla ze-DeFi zihlose ukudala kabusha izinsiza zezezimali ngendlela ehlukaniswe, isuse abaxhumanisi abafana namabhange. Lokhu kuhambisana nombono wezezimali othi izikhungo zezimali zendabuko azithembekile noma azisebenzi. I-Decentralized Finance (DeFi):    Ama-nihilists ezezimali ngokuvamile athanda ukutshalwa kwezimali okunobungozi obukhulu, okunomvuzo omkhulu. Lokhu akubandakanyi kuphela ama-cryptocurrencies nezitoko ze-meme kodwa nama-NFTs (Amathokheni Angewona Ama-Fungible) nezinye izimpahla eziqagelayo. Ukutshalwa kwezimali okucatshangelwayo:  Iyini Imithelela Yezomnotho Ye-Financial Nihilism?  Ukunyuka kokungathembeki kwezezimali kunemiphumela eminingana ebalulekile kwezomnotho:    Ukuthandwa kokutshalwa kwezimali okucatshangelwayo kungaholela ekwenyukeni kokuntengantenga kwemakethe. Izintengo zezimpahla ezifana ne-cryptocurrensets kanye nezitoko ze-meme zingashintshashintsha kakhulu ngokuya ngemikhuba yenkundla yezokuxhumana kanye ne-hype kunevelu eliyisisekelo. Ukuguquguquka Kwemakethe:    Ukuphishekela ukutshalwa kwezimali okucatshangelwayo kungase kubhebhethekise ukungalingani kwezomnotho. Nakuba abanye abantu bengase bathole izinzuzo ezinkulu, abanye bangase babhekane nokulahlekelwa okukhulu, bandise igebe phakathi kwabacebile nabanye. Ukungalingani Kwezomnotho:    Njengoba abantu abaningi beba nombono ongafanele ngezezimali, ukwethenjwa ezikhungweni zezimali zendabuko kanye nabeluleki kungase kwehle. Lokhu kungaholela ekuthembeleni kakhulu kwezinye izeluleko zezezimali kanye namasu okutshala izimali aqhutshwa umphakathi. Ukungabaza Ngezikhungo Zezezimali:    Amasu okutshala endabuko afana nalawo ka-Rockefeller noma u-Warren Buffett angase aqale ukulahlekelwa ukucwebezela kwawo. Ama-nihilists ezezimali avame ukubeka phambili izinzuzo zesikhathi esifushane ngaphezu kokukhula kwesikhathi eside, okuholela ekugudlukeni ekutshalweni kwezimali okuzinzile, nokonga. I-Shift in Investment Strategies:  Umqondo wamaStoic wokuthi "i-Oobstacle iyindlela" ihambisana nokungahloniphi kwezezimali kanye ne-Bitcoin njengezimpendulo zokungalingani kwezomnotho ngokubuka amaphutha esistimu nokungabi nabulungisa kohlelo lwezimali oluvamile njengezinselele okufanele ziguqulwe.  I-Bitcoin Ingena Kanjani Kukho Konke Lokhu?  I-Bitcoin inendawo eyingqayizivele ekulandiseni kwe-nihilism yezezimali. Kungabhekwa njenge-"meme stock" yokuqala yale nhlangano futhi isibe uphawu lokuhlubuka kwezezimali. NjengoSocrates, ovame ukubhekwa njengoyise wefilosofi, i-Bitcoin ibonakala njengento yokuqala neyisisekelo yesigaba sayo.  I-Bitcoin yadalwa ngo-2009 ngemva kwenkinga yezimali, yaklanywa ngokucacile njengenye indlela yezimali zendabuko kanye nezinhlelo zamabhange. Isimo sayo sokwehlukaniswa nokwedelela ukulawula kukahulumeni kwakhanga labo abaphoxekile ngohlelo olukhona lwezezimali. Ukukhula kwe-Bitcoin akuqhutshwanga nje ukuqanjwa kwayo okusha kwezobuchwepheshe kodwa futhi nokuguquguquka kwamasiko nemibono ekubuzeni imibuzo nasekulahleni izinkambiso zendabuko zezezimali.  Njengoba i-Bitcoin ithola ukuduma, yavula indlela kwamanye ama-cryptocurrencies kanye nokutshalwa kwezimali okucatshangelwayo okufaka ukungaziphathi kahle kwezezimali. Impumelelo yayo yabonisa ukuthi ezinye izindlela zesistimu yezezimali ezisunguliwe azikwazi nje kuphela ukuba khona kodwa zithuthuke, ziqinisekisa umbono wezezimali ongahloniphi.  Umqondo wamaStoic kanye nesihloko   's incwadi ethi "The Obstacle Is the Way" ihambisana nokungabi nalutho kwezimali kanye ne-Bitcoin njengezimpendulo zokungalingani kwezomnotho ngokubuka amaphutha esistimu kanye nokungabi nabulungisa kohlelo lwezezimali lwendabuko njengezinselele aguqulwe. I-financial nihilism kanye ne-Bitcoin zisebenzisa lezi zithiyo ekusunguleni nasekudaleni ezinye izindlela zezimali, okugcizelela ukuqina, ukunika amandla, nokucatshangelwa kokuziphatha. Lo mqondo uguqula ukuhlupheka kwezomnotho kube amathuba okuthuthukisa izinhlelo zezezimali ezibandakanya wonke umuntu futhi ezilinganayo, ezihlanganisa isimiso samaStoiku sokusebenzisa ubunzima njengezisusa zokukhula nokwenza ngcono. sombhali odayisa kakhulu uRyan' Holiday  Kodwa manje umbuzo uphendukela kuwe: lapho ubhekene nesistimu yezezimali evame ukubonakala embondelene kumuntu ovamile, ingabe uzoqhubeka nokuthembela ezindleleni zendabuko ezehlulekile kwabaningi, noma uzohlola izindlela ezingaziwa ukuthi i-nihilism yezezimali kanye ne-Bitcoin inikeza ? Njengoba uzulazula ngekusasa lakho lezezimali, cabanga ukuthi ungaziguqula kanjani izithiyo endleleni yakho zibe ngamathuba okukhula kanye nokusungula izinto ezintsha. Ingabe uzozifaka engozini ukuze ulungise kabusha ikusasa lakho lezezimali, noma uzolinda amasistimu amadala ukuthi azivumelanise nezimo? Ngenhlanhla, ukukhetha, namandla okwenza, kusezandleni zethu.    ku-HackerNoon futhi   namuhla! Bhalisela i-Darragh umlandele ku-X

This story contains new, firsthand information uncovered by the writer.

The is an opinion piece based on the author’s POV and does not necessarily reflect the views of HackerNoon.

The writer was physically present in relevant location(s) to this story. The location is also a prevalent aspect of this story be it news or otherwise.

This writer has a vested interest be it monetary, business, or otherwise, with 1 or more of the products or companies mentioned within.

The writer is smart, but don't just like, take their word for it. #DoYourOwnResearch before making any investment decisions or decisions regarding your health or security. (Do not regard any of this content as professional investment advice, or health advice)

I-Financial Nihilism kanye ne-Bitcoin Kuchazwe

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