Ngo-competitive landscape yebhanki yebhanki yebhanki, abacwaningi abakwazi ukuguqulwa ngempumelelo ukuphathwa kwamakhasimende nge-performance yebhizinisi zihlanganisa njengama-asset enhle. I-Ashish Sakariya yama-Assistant Manager (i-Personal Banker) yebhanki yebhanki yebhanki yebhanki e-HDFC Bank's Ring Road Branch eSurat City, Gujarat, kusukela ngo-Agasti 31, 2015 kuya ku-Oktobha 4, 2017 ibonise lokhu ukuxhaswa kwamakhasimende kanye nokuthuthukiswa kwebhizinisi. Career Progression and Professional Growth Ukuguqulwa kwe-Ashish ku-HDFC Bank njenge-Assistant Manager, ngemuva kokubili wayo lokuqala njengomthengisi we-Contract Executive (COEX) kanye nenkinga lokugqibela ku-IndusInd Bank, kubonisa ukukhula kwayo kwempumelelo kanye nokuqiniseka kwezobuchwepheshe zayo ku-banking. Lokhu ukuhlaziywa kwebhizinisi kusihlanganisa kuphela izinzuzo zayo zobuchwepheshe zobuchwepheshe kodwa futhi ukucindezeleka kwebhizinisi yokuhweba nokuthuthukiswa kwebhizinisi. Excellence in Relationship Banking Njengom-Assistant Manager ku-Retail Branch Banking Division, i-Ashish yasungulwe i-portfolio ye-customer, okukhuthaza ukuhambisa kwebhanki ekutholeni kanye nokukhuthaza i-customer relationships ezinhle. Iziqinisekiso zayo kule ndawo zihlanganisa: Ukulawula imibuzo ye-Portfolio ye-Customer Assigned Ukuphucula imibuzo namakhasimende eyenziwe nge-cross-selling Ukuhlobisa i-current and savings account relationships Ukugcina amakheji ku-portfolio yakho Ukuphendula imibuzo ye-customer and service requirements Lezi zomthetho zokusekelwe kwezilinganiso zibonisa ubuchwepheshe we-Ashish ekuthuthukiseni ukuxhuma kwamakhasimende kanye nokufunda izindlela zokunikeza inani okwengeziwe - isilinganiso esiyingqayizivele emkhakheni yebhanki yamanje lapho ukugcinwa kwamakhasimende kuyinto enhle kakhulu. Driving Business Growth Ngaphandle kokuhlakazeka kwezilinganiso, i-Ashish ibonelela ekukhuthaza ukuthuthukiswa kwebhizinisi nge-akquisition ne-development strategies: Ukuphumelela ngokuvamile izidingo zokuthengisa ngenkathi ukugcina izinga eliphezulu lokusebenza kwamakhasimende Ukuthengisa imikhiqizo yokuthengisa kuhlanganise I-Mutual Funds, Insurance, Current Accounts, and Savings Accounts Ukukhishwa kwama-referrals kusuka ku-internal customer database Ukuthola amakhasimende ezintsha futhi cross-selling ukuba amakhasimende walk-in Ukukhishwa kwebhizinisi kuzo zonke imikhiqizo kanye namasevisi ezinikezelwa HDFC Bank Ukuphucula i-value ye-current and savings accounts eyenziwe Ukuhlola imikhiqizo efanelekayo izidingo zamakhasimende kanye nokufinyelela izidingo zebhizinisi kubonisa ukucacisa kwesimo se-symbiotic phakathi kwamakhasimende nokuphumula kwebhizinisi. Operational Excellence I-banking ibhizinisi inikeza ukucindezeleka kwezinqubo zokusebenza, futhi i-Ashish ibonise ukucindezeleka kwezinhlelo ezihlukahlukene zokusebenza: I-Account Opening Process Ukulawula Deposit Fixed Izinsizakalo Locker I-Exchange Transactions Imininingwane Generation kanye nokufaka PIN ukhuseleko Ubuchwepheshe okuzenzakalelayo inikeza ukuthi izidingo zamakhasimende zihlanganiswa ngokushesha ngokuvumelana ne-integrity kanye ne-security ye-processing banking – isisekelo esiyingqayizivele yokuthintana nokuthintana kwamakhasimende. High-Value Customer Management I-HDFC Bank ikakhulukazi ukholelwa ukuthi i-Ashish inikeza imiphumela emangalisayo ekutholeni amakhasimende amakhulu. Lokhu ukuhlaziywa ikakhulukazi ukuxhumana nokufumana nezidingo ezizodwa zebhanki ze-premium-ukudlulisela-ukudlulisela-ukudlulisela-ukudlulisela-ukudlulisela-ukudlulisela. Ukubuyekezwa kwebhanki ukuthi "uye wathatha umsebenzi enhle" kanye nokuqiniseka kokuthuthukiswa kokuthuthukiswa kokuthuthukiswa kwebhanki ngokuvumelana namakhasimende adumile kubonisa izinga lokusebenza wayo kule khulula aspekti yebhanki. A Comprehensive Banking Professional I-Ashish isebenza njenge-Assistant Manager e-HDFC Bank's Ring Road Branch kuyinto isigaba esikhulu ekhukhwini yayo yebhanki. Kulesi isikhundla, uye wahlola ikhono olupheleleyo esihlanganisa: I-Customer Relationship Management Ukuhweba nokuthuthukiswa kwebhizinisi Imikhiqizo yobuchwepheshe Ukusebenza Excellence Premium Ukusebenza kwamakhasimende Lezi zenzakalo ezininzi zihlanganisa njengomthengisi we-banking enhle enokufanele ukunikezela kwezinhlobonhlobo zokusebenza ze-banking yebhanki. Building on Past Experience Kuyinto etholakalayo ukuthi umphumela we-Ashish kuleli kwelinye imisebenzi yebhanki. Umphumela wayo wokuqala njengomthengisi we-Contract Executive e-HDFC Bank uye wabheka ulwazi olufundeni lweprocedures yebhanki kanye nezidingo zokuphendula, kanti isikhathi yakhe e-IndusInd Bank njengomthengisi we-Associate Sales Manager – Mass Banking uye ukwandisa umthamo yebhanki. Lokhu ukuhlaziywa kubonisa ukuthi i-Ashish usebenzise ngempumelelo yebhanki ukuze wahlukanise ngezinqubo ezingaphezu kwabasebenzi. Industry Impact Izifundo ezifana ne-Ashish abakwazi ukuhlanganiswa okufanayo kokuhambisana kokuhweba, ukuqeqeshwa kwamakhasimende kanye nokuthuthukiswa kwebhizinisi zihlanganisa i-ideal e-modern retail banking. Njengoba ama-banks zihlola izinzuzo ezimbini ze-digital transformation kanye ne-customer service eyenziwe ngokufanelekileyo, abantu abanolwazi oluhambisana ne-Ashish zihlanganisa kakhulu kumazwe zebhizinisi zokusiza ukugcina izinzuzo zokusebenza. Umhlahlandlela wakhe we-banking-ukudibanisa ukunakekelwa kwamakhasimende nge-business generating efanelekayo-ukudibanisa izindlela ezinhle zebhizinisi ezaziwa kwama-livel value of satisfied clients kunazo ukucindezeleka kuphela ku-transaction relationships. About Ashish Sakariya U-Ashish Babubhai Sakariya u-banking kunye ne-marketing professional enezingeni ezingaphezu kuka-11 eminyakeni yobuchwepheshe zokusebenza kwezohwebo zokusebenza kwezohwebo. Indawo yayo yokuthengisa kubandakanya izigaba ezininzi zokuphendula ku-HDFC Bank kanye ne-IndusInd Bank, lapho uye wabhala ngokuvamile ukuhleka kwebhizinisi lokuxhumana nabathengisi, ukusebenza kwezohwebo kanye ne-operational precision. Ngokusebenza kwebhanki yentengiso, ukuthengisa imikhiqizo yentengiso, ukulawula i-portfolio, nokuthuthukiswa kwebhizinisi, i-Ashish iye yakhelwe njengomthengisi we-financial services enhle. I-strength yayo ekhethekileyo ekulawula i-customer relations of high value kanye nokukhuthaza ukucubungula kwebhizinisi ibonise ikhono yayo yokubambisana nezidingo zamakhasimende nezimfuneko zokusebenza. Ngaphandle kwe-banking, i-Ashish iye yandisa i-repertoire yayo yobuchwepheshe yokuthengisa kwebhizinisi yokukhiqiza, enikeza i-perspective eningi kanye nezingcele zokudluliselwa kwebhizinisi. I-Ashish ye-analytical approach to business challenges, ifakwe ne-interpersonal skills kanye ne-customer-first mindset, ibekwe njenge-asset enhle emkhakheni yebhizinisi enomdlavuza yamanje lapho ukuhlola nezidingo zamakhasimende futhi ukunikezela izixazululo ezivela ku-sustainable success. Lesi sihloko lithunyelwe njenge-release ngu-Echospire Media ngaphansi kwe-HackerNoon's Business Blogging Program. Funda kabanzi mayelana ne-program lapha. Lesi sihloko lithunyelwe njenge-release ye-Echospire Media ngaphansi kwe-HackerNoon's Business Blogging Program. Funda kabanzi mayelana ne-program Ngiya .
