I-encryption ikhuselo idatha yakho yebhanki. Kodwa oku nto abantu abaninzi bafumane: i-encryption kuphela ivumela ukuba unemibuzo. Ndicinga ekhaya yakho. Ngaba awukwazi ukhuseleko ekhaya yakho ngokupheleleyo nge-lock yedolophu elandelayo kwaye uqhagamshelane ekhuselekileyo. Ufuna izixhobo ezininzi ezifana nezixhobo ze-window, iinkqubo ze-security, i-motion sensors. I-AI banking isebenza ngokufanelekileyo. The problem with single-layer security is simple: when attackers break through, they access everything. Yintoni iingubo xa iingubo ezivula Xa i-attack ifumaneka kwi-single-layer security, ukuchithwa kwakhona ngokukhawuleza. Iinkcukacha zithunyelwe. Iinkcukacha zithunyelwe. I-akhawunti yakho yaye i-open vault. I-multi-layered platforms isebenza ngokufanelekileyo. Zibonisa iingxaki kwiinkalo eziluncedo, nto leyo efana nokufaka i-intruder kwi-room elinye kwaye ukhuseleko kwimveliso yakho. I-attack yenza i-dead end ngenxa yokuba i-system yenzelwe ukuxhaswa, ngaphandle kokufumana kuphela. Nangona kunjalo, iingxaki ezininzi ziyafumaneka ngaphezu kwimali eyenziwe. Qinisekisa iimali ye-pension ye-mama yakho ezidlulileyo ezininzi kwiminyaka yayo yokusebenza okuxabisa nje ngenxa yokhuseleko akuyona kakhulu. Uyakwazi ukubonisa abathengi bakho, iingcali bakho, iingcali bakho. Zihlanganisa kwinethiwekhi zayo. Iingxabiso elinye akuyona kuphela umxhasi enye. Kwixabisa iiyunithi ezininzi. Research confirms this: 62% of customers lose confidence in their bank after a data breach, and 43% leave entirely. I-Problem ye-Deepfake ye-Nobody's Talking About Iingxaki ze-deepfake ze-fraud ziphuma kwi-2,137% kwiminyaka eyi-3. Kwiimeko omnye, umbhali we-finance waya $25 million emva kokufumana ividiyo kunye neCFO yayo, ngaphandle kweCFO yaba ngokupheleleyo i-AI-generated. Ukuvunwa kwe-single-layer ayikwazi ukucacisa oku. Ukuvunwa kwe-voice? Iingcali zingathintela nge-99% ngempumelelo ngexesha elisetyenzisiweyo nge-20-30 iiveki ye-audio kuphela. Ufuna izihlangu ezininzi ze-verification ezisebenzayo: ukugcinwa kwinqanaba ezininzi, iinkqubo ze-multi-approver, i-roll-based controls, kunye ne-real-time audits. Yonke izihlangu ibonelela into ezininzi. Yintoni ukhuseleko efanelekileyo I-Buburuza yasungula ukhuseleko yabo njengomdla we-dumpy rooms, i-shelf hidden, kunye ne-access mechanisms. Xa ukhangela kwi-link emangalisayo, nangona ngexesha, i-system ibonise i-threat kwaye ilungise ngaphambi kokufumana umonakalo. Uyakwazi ukufumana i-notification: "Ukuyakwazi ukufumana ikhonkco oluthambileyo. I-akhawunti yakho ikhuseleko. Nazi into yokuvimbela elandelayo." Protection plus education. inkqubo kuquka: ● I-Third-Party Insurance ezihambelana ne-Wallet Breaches ● Iinkontroli ezisekelwe kwebhizinisi ekuthintela iintengiselwano engabikho ● Izixhobo Recovery for Device Compromise ● Iinkqubo zokusebenza ze-approval ye-custom eliminating insider risks ● Izixhobo ze-ISO zibonakalisa ukuxhaswa Kuyinto ebalulekileyo ngenxa yokuba iziko zentloko zentloko zangaphakathi ze-$40 billion kwi-AI-enabled fraud ngexesha le-2027, leyo ukuya kwi-$12.3 billion ngo-2023. I-threat ikakhulu kwi-32% ngonyaka. Umbuzo ebonisa yonke into Qhagamshela ibhanki yakho ngomhla. Qhagamshela: "I-banki yakho ibhetele ekuthuthukiseni izihlangu zokhuseleko ze-multi-agent yokhusela imali yam?" Ukuba bayacinga "Ndiya kusebenza," unayo ingozi ngoku. Oku kuthetha ukuba imali yakho ibekwe phantsi ukhuseleko lwe-single-layer xa iingxaki zihlala ngosuku. Iibhanki ezibonisa abasebenzisi iingxaki ngokucacisa "Ukuyifaka kwi-link, ngoko iingxelo zikhuselekileyo" leyo ekugqibeleni ibonisa iipriorities zabo. Iibhanki kunye neenkcukacha zokhuseleko ezifanelekileyo zikhusela iingxaki ziye ziye ziye ziye ziye ziye zithuba. The difference between security theater and actual protection comes down to accountability. Ibhanki yakho ye-AI kufuneka isebenze njenge-system ye-immunity ye-body yakho. Ungathanda ukuba umdla wakho u-pumping i-blood okanye i-detoxifying i-toxins ye-liver yakho. Zibonisa nje. Kodwa xa ufumane kwizimo ezimbini ezinzulu, iimeko ezinzulu, iimeko ze-defense ze-body yakho zibonisa ngokuzenzakalelayo. Yintoni i-stress-free banking. I-security isebenza ngokufanelekileyo kuze kuxhomekeke ukuba unemfuneko, ke ukhuseleko wena ngexabiso zakho. Yintoni ufuna Ukufuna i-platform apho ukhuseleko ye-multi-agent yintloko kwi-design yayo, ngaphandle kokufunda. Qhagamshelana ne-history yayo. Qhagamshelana ne-security track record yayo. Qhagamshelana ne-ISO certifications yayo. I-banking ibhizinisi uyazi ukuba iingxaki ezininzi zeengxaki zihlabathi. Iindleko zeengxaki zangaphakathi zithembisa i-$6.1 million ngexesha elinye. Nangona kunjalo, kuphela i-22% yabasetyhini ze-financial ziye zithatha izixhobo zeengxaki zokusekelwe yi-AI. Uyaziqhelekanga engcono kunokuba "kuvelisa". Iimali yakho, iimveliso yakho yabasetyhini, ubumnandi wakho, yonke into kuxhomekeke kwebhanki ezibonisa ukhuseleko kwiingqungquthela zayo. Iibhanki afana neBuburuza zibonisa ukhuseleko yayo isiseko, akayi kuxhomekeka yayo yokuthengisa. Ngenxa yokuba xa kuxhomekeka ukhuseleko into esebenzayo ubomi yakho yokwakha, umlomo omnye kwi-dear is a bit. I-Dr. Grygoriy Bakalor U-Dr. Grygoriy Bakalor u-Chief Operating Officer , i-AI-native financial institution i-bridging infrastructure banking kunye ne-blockchain networks kwiiyure ezisibhozo ezisibhozo. Ngeengxelo zihlanganisa i-enterprise finance, analytics, kunye ne-blockchain innovation, uGrygoriy unamathela i-Doctor of Business Administration yaye wayaqalisa ubudlelwane wayo kwi-Moody's Analytics, apho uyanikezela iziko zebhanki eziphambili zeSwitzerland malunga ne-risk management, i-process optimization, kunye ne-credit rating methodologies. Yaye ngexesha lokufunda ezininzi i-blockchain-based financial platforms ngeengxaki zeemilion yeengxabiso ziye zithunyelwa, ukunceda amaxabiso ezininzi Ukucinga Le nqaku lithunyelwe njenge-release ye-Sanya Kapoor phantsi kwe-HackerNoon's Business Blogging Program. Le nqaku lithunyelwe njenge-release ye-Sanya Kapoor phantsi kwe-HackerNoon's Business Blogging Program.
