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“Akukho mntu uphambeneyo… Amava akho obuqu ngemali enza i-0.00000001% yento eyenzekayo ehlabathini, kodwa mhlawumbi i-80% yendlela ocinga ukuba ihlabathi lisebenza ngayo.”
I-GameStop kunye ne-AMC yahlangana kwakhona. Ikhonkco yemakethe ye-cryptosphere yi-$ 2.54T ngexesha lokubhala. Uninzi lwabantu baseMelika baziva bekhathazekile ukuba izityebi kunye neenkampani azihlawuli isabelo sazo esifanelekileyo serhafu, kwaye mhlawumbi banyanisile. Izilogeni zoluntu ezifana “nerhafu kwizityebi” zivakala nzulu kwihlabathi liphela ngelixa ukunyuka kwamaxabiso kuphelisa amandla okuthenga omntu, okushiya abantu abancinci beziva ngathi ubunini bezindlu abusibo besizukulwana sabo. Amaxabiso aphakamileyo okuphila abangela ukuba abaninzi balibaziseke okanye bancame ukuba neentsapho, nto leyo efak’ isandla ekwehleni kwamazinga okuzala kumazwe ahambele phambili kwezoqoqosho.
Kwi "Psychology of Money," umbhali ophumelele ibhaso uMorgan Housel ugxininisa ukuba xa kuziwa kutyalo-mali, "Akukho mntu uphambene ... amava akho obuqu ngemali enza i-0.00000001% yento eyenzekayo emhlabeni, kodwa mhlawumbi i-80% indlela ocinga ukuba ihlabathi lisebenza ngayo.” Abantu abadala abancinci, abantu abarhola kancinci, abasebenzi bezoqoqosho, abantu abakwimimandla ecinezelekileyo ngokwezoqoqosho, kunye nabantu abarhola kakhulu abaphambani kutyalomali kwiBitcoin-amava abo kunye neentlungu zabo zichaphazela izenzo zabo.
Kuyaqondakala ukuba, inani elandayo labantu liziva lingenathemba yaye linqwenela ukwenza into eyahlukileyo kuba iindlela zakudala zokufumana ikhaya okanye ukuba nentsapho azisasebenzi. Kukho ingqiqo yokuba inkqubo yaphukile kunye nesidingo sokwenza into enesibindi enokuthi ubulumko obuqhelekileyo bubize ngokungakhathali, i-nihilist, kwaye ingenangqondo. Kodwa apho i-nihilism ibonisa ukurhoxa kunye nokungakhathali ebusweni beziganeko eziqhubekayo, iStoicism ikhuthaza ukuthatha isenzo esinengqiqo kulawulo lomntu. Uhlobo lokuchasana noqoqosho olubizwa ngokuba yi-nihilism yezemali lunika ithemba ngendlela echasene ne-intuitive.
I-financial nihilism yingqondo apho abantu bakholelwa ukuba inkqubo yezemali, kuquka imali kunye neendlela zotyalo-mali, ayinalo naliphi na ixabiso lokwenene okanye intsingiselo. Le mbonakalo ibangelwa kukuphoxeka okunzulu ngokwemigaqo yezemali kunye noluvo lokuba ucwangciso lwezemali lulilize ngenxa yokungaqikeleli kwendalo kunye nokubonwa kwenkqubo engenabulungisa. Abantu ababhalisela i-nihilism yezemali bahlala benqaba ubulumko bezemali obuqhelekileyo, njengokugcina umhlalaphantsi okanye ukutyalomali kwi-stock market, ukujonga le misebenzi njengento engenamsebenzi.
Ukonakaliswa kwentembeko yoluntu kwiinkqubo zezemali zemveli kunokubalelwa kwiziganeko ezininzi eziphambili kunye neendlela, ezilandela iingcambu zokungakhathali kwezemali.
I-nihilism yezemali ngokwenene inokuthathwa njengentshukumo echasene notyalo-mali lwemveli. Nangona ingenawo umbutho osesikweni, ibonisa utshintsho olubalulekileyo kwindlela abantu ababona ngayo kwaye basebenzisane neenkqubo zemali. Iimoto ezininzi zoqoqosho kunye neentshukumo zibandakanya le ndlela:
Ukunyuka kwe-nihilism yezemali kuneempembelelo ezininzi ezibalulekileyo kwezoqoqosho:
Ingqikelelo yeStoic ethi "i-Oobstacle yindlela" ihambelana ne-nihilism yezemali kunye ne-Bitcoin njengeempendulo zokungalingani kwezoqoqosho ngokujonga iziphene zenkqubo kunye nokungabikho kobulungisa kwenkqubo yezemali yemveli njengemingeni ekufuneka iguqulwe.
I-Bitcoin ibambe indawo ekhethekileyo kwingxelo ye-nihilism yezemali. Inokuthi ithathelwe ingqalelo njenge "meme stock" yokuqala yale ntshukumo kwaye ibe ngumqondiso wovukelo lwemali. NjengoSocrates, odla ngokuthathwa njengoyise wefilosofi, iBitcoin ibonwa njengento yokuqala kunye nesiseko sodidi lwayo.
I-Bitcoin yadalwa ngo-2009 emva kobunzima bezemali, eyilwe ngokucacileyo njengenye indlela kwiimali zemveli kunye neenkqubo zebhanki. Ubume bayo bokunatyiswa kwamagunya kunye nokungathobeli ulawulo lukarhulumente kwaba nomtsalane kwabo badaniswayo ngolungelelwaniso lwemali olukhoyo. Ukunyuka kweBitcoin bekuqhutywa hayi nje kukuveliswa kwezinto ezintsha zobuchwepheshe kodwa nayinguqu yenkcubeko neengcinga ezibhekiselele ekubuzeni nasekukhabeni imilinganiselo yemveli yezemali.
Njengoko i-Bitcoin isiya ithandwa, yavula indlela kwezinye ii-cryptocurrencies kunye notyalo-mali oluqikelelwayo olubandakanya ubugwenxa bezemali. Impumelelo yayo ibonise ukuba iindlela ezizezinye zenkqubo yezemali esele zisekiwe azinakubakho nje kuphela kodwa zichume, ziqinisekisa imbono ye-financial nihilist.
Ingqikelelo yesiStoyike kunye nesihloko sombhali othengisa kakhulu uRyan 'Holiday 's incwadi ethi "I-Obstacle Is the Way" ihambelana ne-nihilism yezemali kunye neBitcoin njengeempendulo zokungalingani kwezoqoqosho ngokujonga iziphene zenkqubo kunye nokungabikho kokusesikweni kwenkqubo yezemali yemveli njengemicelimngeni guqulwa. I-nihilism yezemali kunye ne-Bitcoin ziphakamisa le miqobo ekuveliseni kunye nokudala iindlela ezizezinye zemali, egxininisa ukomelela, ukuxhotyiswa, kunye nokuqwalaselwa kokuziphatha. Le ngqondo iguqula ubunzima bezoqoqosho bube ngamathuba okuphuhlisa iinkqubo zemali ezibandakanyayo kunye nezilinganayo, ezibandakanya umgaqo weStoyike wokusebenzisa ubunzima njengezinto ezikhuthaza ukukhula nokuphucula.
Kodwa ngoku umbuzo uphendukela kuwe: ebusweni benkqubo yezemali ehlala ibonakala idibene nomntu oqhelekileyo, ngaba uya kuqhubeka nokuthembela kwiindlela zemveli eziye zasilela abaninzi, okanye uya kuphonononga iindlela ezingachazwanga ukuba i-nihilism yezemali kunye neBitcoin inikezela ? Njengoko ujonga ikamva lakho lezemali, qwalasela indlela onokuthi uyiguqule imiqobo kwindlela yakho ibe ngamathuba okukhula kunye nokusungula izinto ezintsha. Ngaba uya kuthatha umngcipheko ukuze ulungelelanise ikamva lakho lezemali, okanye uya kulinda iinkqubo zakudala ukuba zilungelelanise? Ngethamsanqa, ukhetho, namandla okwenza, asezandleni zethu.
Bhalisa kuDarragh kwiHackerNoon kwaye umlandele kwi-X namhlanje!