“Akukho mntu uphambeneyo… Amava akho obuqu ngemali enza i-0.00000001% yento eyenzekayo ehlabathini, kodwa mhlawumbi i-80% yendlela ocinga ukuba ihlabathi lisebenza ngayo.”    Izilogeni zoluntu ezifana “nerhafu kwizityebi” zivakala nzulu kwihlabathi liphela ngelixa ukunyuka kwamaxabiso kuphelisa amandla okuthenga omntu, okushiya abantu abancinci beziva ngathi ubunini bezindlu abusibo besizukulwana sabo. Amaxabiso aphakamileyo okuphila abangela ukuba abaninzi balibaziseke okanye bancame ukuba neentsapho, nto leyo efak’ isandla ekwehleni kwamazinga okuzala kumazwe ahambele phambili kwezoqoqosho. I-GameStop kunye ne-AMC yahlangana kwakhona.   ye-cryptosphere yi-$ 2.54T ngexesha lokubhala. Uninzi lwabantu baseMelika baziva bekhathazekile ukuba izityebi kunye neenkampani azihlawuli isabelo sazo esifanelekileyo serhafu, kwaye mhlawumbi banyanisile. Ikhonkco yemakethe  Kwi "Psychology of Money,"   ugxininisa ukuba xa kuziwa kutyalo-mali, "Akukho mntu uphambene ... amava akho obuqu ngemali enza i-0.00000001% yento eyenzekayo emhlabeni, kodwa mhlawumbi i-80% indlela ocinga ukuba ihlabathi lisebenza ngayo.” Abantu abadala abancinci, abantu abarhola kancinci, abasebenzi bezoqoqosho, abantu abakwimimandla ecinezelekileyo ngokwezoqoqosho, kunye nabantu abarhola kakhulu abaphambani kutyalomali kwiBitcoin-amava abo kunye neentlungu zabo zichaphazela izenzo zabo. umbhali ophumelele ibhaso uMorgan Housel  Kuyaqondakala ukuba, inani elandayo labantu liziva lingenathemba yaye linqwenela ukwenza into eyahlukileyo kuba iindlela zakudala zokufumana ikhaya okanye ukuba nentsapho azisasebenzi. Kukho ingqiqo yokuba inkqubo yaphukile kunye nesidingo sokwenza into enesibindi enokuthi ubulumko obuqhelekileyo bubize ngokungakhathali, i-nihilist, kwaye ingenangqondo. Kodwa apho i-nihilism ibonisa ukurhoxa kunye nokungakhathali ebusweni beziganeko eziqhubekayo, iStoicism ikhuthaza ukuthatha isenzo esinengqiqo kulawulo lomntu. Uhlobo lokuchasana noqoqosho olubizwa ngokuba yi-nihilism yezemali lunika ithemba ngendlela echasene ne-intuitive.  Yintoni i-Financial Nihilism?  I-financial nihilism yingqondo apho abantu bakholelwa ukuba inkqubo yezemali, kuquka imali kunye neendlela zotyalo-mali, ayinalo naliphi na ixabiso lokwenene okanye intsingiselo. Le mbonakalo ibangelwa kukuphoxeka okunzulu ngokwemigaqo yezemali kunye noluvo lokuba ucwangciso lwezemali lulilize ngenxa yokungaqikeleli kwendalo kunye nokubonwa kwenkqubo engenabulungisa. Abantu ababhalisela i-nihilism yezemali bahlala benqaba ubulumko bezemali obuqhelekileyo, njengokugcina umhlalaphantsi okanye ukutyalomali kwi-stock market, ukujonga le misebenzi njengento engenamsebenzi.  Yavela Phi?  Ukonakaliswa kwentembeko yoluntu kwiinkqubo zezemali zemveli kunokubalelwa kwiziganeko ezininzi eziphambili kunye neendlela, ezilandela iingcambu zokungakhathali kwezemali.    Ingxaki yezemali yehlabathi yaba lixesha elibalulekileyo elaphelisa ukholo kwiibhanki, kumaziko emali, nakwinkqubo yezoqoqosho iyonke. Njengoko abantu babona ukukhutshwa okukhulu kweebhanki ngelixa abantu abaqhelekileyo bephulukene namakhaya kunye nemisebenzi, ukuthandabuza malunga nobulungisa kunye nokuzinza kwenkqubo yezemali kuye kwakhula. 2008-09 Ingxaki yezeMali:    Ngo-2011, intshukumo ye-Occupy Wall Street yagxininisa ukukhungatheka okuxhaphakileyo ngokungalingani kwezoqoqosho kunye nokubawa kwenkampani. Isiqubulo salo mbutho, "Singama-99%," sigxininise inkolelo yokuba inkqubo yezemali ikhutshiwe ukuze kuxhamle abantu abancinci abaphezulu ngeendleko zesininzi. I-Occupy Wall Street:    Ivoti ye-Brexit ngo-2016 kunye nokunyuka kweentshukumo zoluntu ezifana nephulo likaTrump's MAGA libonise ukungoneliseki okubanzi kuqoqosho lwehlabathi kunye namaziko ezopolitiko kunye nezoqoqosho. Ezi ziganeko zibonise inxalenye ebalulekileyo yokungoneliseki kwabemi malunga nemeko eqhubekayo. I-Brexit kunye neZidubedube zezoPolitiko:    Ukungazinzi okuqhubekayo kwezoqoqosho, okubandakanya ukunyuka kwamanqanaba amatyala, ukungakhuseleki kwemisebenzi, kunye nemeko yoqoqosho oludodobalayo, kube negalelo kwimvakalelo yokungabi nathemba kwezemali. Abantu abaninzi abaselula bavakalelwa kukuba inkqubo yezemali ayibasebenzeli, nto leyo ekhokelela ekubeni babe nembono engafanelekanga. Ukungazinzi kwezoQoqosho:  Ngaba i-Financial Counter-Movement to Traditional Investment?  I-nihilism yezemali ngokwenene inokuthathwa njengentshukumo echasene notyalo-mali lwemveli. Nangona ingenawo umbutho osesikweni, ibonisa utshintsho olubalulekileyo kwindlela abantu ababona ngayo kwaye basebenzisane neenkqubo zemali. Iimoto ezininzi zoqoqosho kunye neentshukumo zibandakanya le ndlela:    I-Bitcoin, i-Doge, kunye ne-Pepe ziimali nje ezimbalwa ezihlala zibonwa njengokukhatywa kweenkqubo zezimali zemveli. Banikezela ngolunye uhlobo olusebenza ngaphandle kolawulo lukarhulumente kunye neenkqubo zebhanki, zibhenela abo badaniswayo yimali eqhelekileyo. I-Cryptocurrencies:    Izitokhwe ezifana ne-GameStop kunye ne-AMC, ebone ukunyuka kwamaxabiso okukhulu okuqhutywa yimithombo yeendaba zentlalo kunye noluntu lwe-intanethi, ngumzekelo wale ntshukumo yokuchasana. Olu tyalo-mali luhlala lusekwe ngakumbi kwiimvakalelo zoluntu kunye ne-hype kune metrics yezemali yemveli. Izitokhwe ze-Meme:    Amaqonga e-DeFi ajolise ekudaleni kwakhona iinkonzo zezimali ngendlela yokwabela amagunya, ukususa abalamleli abafana neebhanki. Oku kuhambelana nembono ye-nihilist yezemali yokuba amaziko emali emveli awathembekanga okanye awasebenzi. I-Decentralized Finance (DeFi):    Abachasi-mali bezemali bahlala bethanda utyalo-mali olusemngciphekweni omkhulu, olunomvuzo omkhulu. Oku akubandakanyi kuphela i-cryptocurrencies kunye ne-meme stocks kodwa kunye ne-NFTs (ii-Non-Fungible Tokens) kunye nezinye ii-asethi eziqikelelwayo. Utyalo-mali oluqikelelwayo:  Ziziphi iimpembelelo zoQoqosho lwe-Financial Nihilism?  Ukunyuka kwe-nihilism yezemali kuneempembelelo ezininzi ezibalulekileyo kwezoqoqosho:    Ukuthandwa kotyalo-mali oluqikelelwayo kunokukhokelela ekunyukeni kokungazinzi kwemarike. Amaxabiso ee-asethi ezifana ne-cryptocurrencies kunye ne-meme stocks zinokuguquguquka ngokusekwe kwiindlela zemidiya yoluntu kunye ne-hype kunexabiso elisisiseko. Ukuguquguquka kweMarike:    Ukusukela utyalo-mali oluqikelelwayo kunokwandisa ukungalingani kwezoqoqosho. Ngelixa abanye abantu benokufumana inzuzo enkulu, abanye banokujongana nelahleko enkulu, bandise umsantsa phakathi kwezityebi kunye nabanye. Ukungalingani kwezoQoqosho:    Njengoko abantu abaninzi beba nembono engafanelekanga yezemali, ukuthembela kumaziko emali kunye nabacebisi kunokuhla. Oku kunokukhokelela ekuthembeleni ngakumbi kwezinye iingcebiso zemali kunye neendlela zotyalo-mali eziqhutywa luluntu. Ukuthandabuza kuMaziko eZimali:    Iindlela zotyalo-mali zemveli ezifana nezo zikaRockefeller okanye uWarren Buffett zinokuqalisa ukuphulukana nokubengezela kwazo. I-financial nihilists kaninzi ibeka phambili iinzuzo zexesha elifutshane ngaphezu kokukhula kwexesha elide, okukhokelela ekutshintsheni kude notyalo-mali oluzinzileyo, olulondolozayo. IShift kuBuchule boTyalo-mali:  Ingqikelelo yeStoic ethi "i-Oobstacle yindlela" ihambelana ne-nihilism yezemali kunye ne-Bitcoin njengeempendulo zokungalingani kwezoqoqosho ngokujonga iziphene zenkqubo kunye nokungabikho kobulungisa kwenkqubo yezemali yemveli njengemingeni ekufuneka iguqulwe.  Ingena njani iBitcoin kuyo yonke le nto?  I-Bitcoin ibambe indawo ekhethekileyo kwingxelo ye-nihilism yezemali. Inokuthi ithathelwe ingqalelo njenge "meme stock" yokuqala yale ntshukumo kwaye ibe ngumqondiso wovukelo lwemali. NjengoSocrates, odla ngokuthathwa njengoyise wefilosofi, iBitcoin ibonwa njengento yokuqala kunye nesiseko sodidi lwayo.  I-Bitcoin yadalwa ngo-2009 emva kobunzima bezemali, eyilwe ngokucacileyo njengenye indlela kwiimali zemveli kunye neenkqubo zebhanki. Ubume bayo bokunatyiswa kwamagunya kunye nokungathobeli ulawulo lukarhulumente kwaba nomtsalane kwabo badaniswayo ngolungelelwaniso lwemali olukhoyo. Ukunyuka kweBitcoin bekuqhutywa hayi nje kukuveliswa kwezinto ezintsha zobuchwepheshe kodwa nayinguqu yenkcubeko neengcinga ezibhekiselele ekubuzeni nasekukhabeni imilinganiselo yemveli yezemali.  Njengoko i-Bitcoin isiya ithandwa, yavula indlela kwezinye ii-cryptocurrencies kunye notyalo-mali oluqikelelwayo olubandakanya ubugwenxa bezemali. Impumelelo yayo ibonise ukuba iindlela ezizezinye zenkqubo yezemali esele zisekiwe azinakubakho nje kuphela kodwa zichume, ziqinisekisa imbono ye-financial nihilist.  Ingqikelelo yesiStoyike kunye nesihloko   's incwadi ethi "I-Obstacle Is the Way" ihambelana ne-nihilism yezemali kunye neBitcoin njengeempendulo zokungalingani kwezoqoqosho ngokujonga iziphene zenkqubo kunye nokungabikho kokusesikweni kwenkqubo yezemali yemveli njengemicelimngeni guqulwa. I-nihilism yezemali kunye ne-Bitcoin ziphakamisa le miqobo ekuveliseni kunye nokudala iindlela ezizezinye zemali, egxininisa ukomelela, ukuxhotyiswa, kunye nokuqwalaselwa kokuziphatha. Le ngqondo iguqula ubunzima bezoqoqosho bube ngamathuba okuphuhlisa iinkqubo zemali ezibandakanyayo kunye nezilinganayo, ezibandakanya umgaqo weStoyike wokusebenzisa ubunzima njengezinto ezikhuthaza ukukhula nokuphucula. sombhali othengisa kakhulu uRyan 'Holiday  Kodwa ngoku umbuzo uphendukela kuwe: ebusweni benkqubo yezemali ehlala ibonakala idibene nomntu oqhelekileyo, ngaba uya kuqhubeka nokuthembela kwiindlela zemveli eziye zasilela abaninzi, okanye uya kuphonononga iindlela ezingachazwanga ukuba i-nihilism yezemali kunye neBitcoin inikezela ? Njengoko ujonga ikamva lakho lezemali, qwalasela indlela onokuthi uyiguqule imiqobo kwindlela yakho ibe ngamathuba okukhula kunye nokusungula izinto ezintsha. Ngaba uya kuthatha umngcipheko ukuze ulungelelanise ikamva lakho lezemali, okanye uya kulinda iinkqubo zakudala ukuba zilungelelanise? Ngethamsanqa, ukhetho, namandla okwenza, asezandleni zethu.    kwiHackerNoon kwaye   namhlanje! Bhalisa kuDarragh umlandele kwi-X

This story contains new, firsthand information uncovered by the writer.

The is an opinion piece based on the author’s POV and does not necessarily reflect the views of HackerNoon.

The writer was physically present in relevant location(s) to this story. The location is also a prevalent aspect of this story be it news or otherwise.

This writer has a vested interest be it monetary, business, or otherwise, with 1 or more of the products or companies mentioned within.

The writer is smart, but don't just like, take their word for it. #DoYourOwnResearch before making any investment decisions or decisions regarding your health or security. (Do not regard any of this content as professional investment advice, or health advice)

I-Nihilism yezeMali kunye ne-Bitcoin echazwe

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