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Cryptocurrency is a digital currency that uses encryption techniques to regulate the generation of currency units and verify the transfer of funds. Users are engaged in decentralized control as compared to centralized electronic money and central banking systems. The value of each cryptocurrency can fluctuate wildly depending on supply and demand. This means that no person or group controls the currency; instead, anyone using it has an equal say over what happens with it. It's easy to buy and sell and has high growth potential. It’s also an excellent option to keep your money in your retirement plans.