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According to the Census Bureau, more than 4.4 million new businesses were created in the U.S. during 2020 — the highest total on record. Small business owners can obtain short-term loans to meet their capital requirements by just showing their creditworthiness. Unsecured business loans are a type of business financing that doesn’t require borrowers to provide any collateral in return for a loan. In countries like Australia, it’s relevantly easy for new businesses to get unsecured loan.