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India has developed a system that allows transaction of money in no time without any transactional fees. UPI has surpassed global giants like Mastercard, Visa and has also outpaced traditional methods like E-wallets and net banking. It became so successful that Google recommended to US Federal Reserve Board to develop a UPI-like real time payment solution for USA. In just five years, the system has revolutionized the way Indians use digital payment systems. UPI is available from any part of the country's government.