Too Long; Didn't Read
AllowanceWallet is an open-source smart contract that pays your people algorithmically. All you have to do is fund the smart contract, add their wallet addresses, specify how much they get per pay period (e.g., every 7 days), and they can withdraw some or all of their money whenever they want. The amount they're owed accrues without me doing anything, and the amount they don't need it for a few weeks. It shows how much you can do with so little if you know how to build smart contracts with Solidity.